MoneyLion Inc. (ML)
MoneyLion Statistics
Share Statistics
MoneyLion has 11.29M shares outstanding. The number of shares has increased by 7.32% in one year.
| Shares Outstanding | 11.29M |
| Shares Change (YoY) | 7.32% |
| Shares Change (QoQ) | 2.91% |
| Owned by Institutions (%) | 0.92% |
| Shares Floating | 7.53M |
| Failed to Deliver (FTD) Shares | 412 |
| FTD / Avg. Volume | 0.18% |
Short Selling Information
The latest short interest is 285.39K, so 2.53% of the outstanding shares have been sold short.
| Short Interest | 285.39K |
| Short % of Shares Out | 2.53% |
| Short % of Float | 3.82% |
| Short Ratio (days to cover) | 1.46 |
Valuation Ratios
The PE ratio is 102.57 and the forward PE ratio is 10.4. MoneyLion's PEG ratio is -0.87.
| PE Ratio | 102.57 |
| Forward PE | 10.4 |
| PS Ratio | 1.72 |
| Forward PS | 1.2 |
| PB Ratio | 3.22 |
| P/FCF Ratio | 4.89 |
| PEG Ratio | -0.87 |
Enterprise Valuation
MoneyLion Inc. has an Enterprise Value (EV) of 704.98M.
| EV / Earnings | 77.08 |
| EV / Sales | 1.29 |
| EV / EBITDA | 11.87 |
| EV / EBIT | 26.45 |
| EV / FCF | 3.67 |
Financial Position
The company has a current ratio of 3.71, with a Debt / Equity ratio of 0.41.
| Current Ratio | 3.71 |
| Quick Ratio | 3.71 |
| Debt / Equity | 0.41 |
| Total Debt / Capitalization | 28.95 |
| Cash Flow / Debt | 1.7 |
| Interest Coverage | 1.1 |
Financial Efficiency
Return on equity (ROE) is 0.03% and return on capital (ROIC) is 6.42%.
| Return on Equity (ROE) | 0.03% |
| Return on Assets (ROA) | 0.02% |
| Return on Capital (ROIC) | 6.42% |
| Revenue Per Employee | 949.4K |
| Profits Per Employee | 15.91K |
| Employee Count | 575 |
| Asset Turnover | 1.05 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 354K |
| Effective Tax Rate | 0.01 |
Stock Price Statistics
The stock price has increased by 67.86% in the last 52 weeks. The beta is 3.06, so MoneyLion's price volatility has been higher than the market average.
| Beta | 3.06 |
| 52-Week Price Change | 67.86% |
| 50-Day Moving Average | 86.57 |
| 200-Day Moving Average | 69.64 |
| Relative Strength Index (RSI) | 56.39 |
| Average Volume (20 Days) | 224.33K |
Income Statement
In the last 12 months, MoneyLion had revenue of 545.9M and earned 9.15M in profits. Earnings per share was 0.84.
| Revenue | 545.9M |
| Gross Profit | 409.26M |
| Operating Income | 26.65M |
| Net Income | 9.15M |
| EBITDA | 59.4M |
| EBIT | 26.65M |
| Earnings Per Share (EPS) | 0.84 |
Balance Sheet
The company has 139.98M in cash and 118.53M in debt, giving a net cash position of 21.44M.
| Cash & Cash Equivalents | 139.98M |
| Total Debt | 118.53M |
| Net Cash | 21.44M |
| Retained Earnings | -693.57M |
| Total Assets | 518.59M |
| Working Capital | 187.47M |
Cash Flow
In the last 12 months, operating cash flow was 201.02M and capital expenditures -9.16M, giving a free cash flow of 191.86M.
| Operating Cash Flow | 201.02M |
| Capital Expenditures | -9.16M |
| Free Cash Flow | 191.86M |
| FCF Per Share | 17.59 |
Margins
Gross margin is 74.97%, with operating and profit margins of 4.88% and 1.68%.
| Gross Margin | 74.97% |
| Operating Margin | 4.88% |
| Pretax Margin | 4.88% |
| Profit Margin | 1.68% |
| EBITDA Margin | 10.88% |
| EBIT Margin | 4.88% |
| FCF Margin | 35.14% |
Dividends & Yields
ML does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Payout Ratio | n/a |
| Earnings Yield | 0.96% |
| FCF Yield | 19.47% |
Analyst Forecast
The average price target for ML is $95, which is 9.1% higher than the current price. The consensus rating is "Hold".
| Price Target | $95 |
| Price Target Difference | 9.1% |
| Analyst Consensus | Hold |
| Analyst Count | 7 |
Stock Splits
The last stock split was on Apr 25, 2023. It was a backward split with a ratio of 1:30.
| Last Split Date | Apr 25, 2023 |
| Split Type | backward |
| Split Ratio | 1:30 |
Scores
| Altman Z-Score | 2.16 |
| Piotroski F-Score | 7 |