MoneyLion Inc. (ML)
MoneyLion Statistics
Share Statistics
MoneyLion has 11.29M shares outstanding. The number of shares has increased by 7.32% in one year.
| Shares Outstanding | 11.29M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | 2.91% |
| Owned by Institutions (%) | n/a |
| Shares Floating | 7.47M |
| Failed to Deliver (FTD) Shares | 100 |
| FTD / Avg. Volume | 0.04% |
Short Selling Information
The latest short interest is 261.75K, so 2.32% of the outstanding shares have been sold short.
| Short Interest | 261.75K |
| Short % of Shares Out | 2.32% |
| Short % of Float | 3.86% |
| Short Ratio (days to cover) | 0.79 |
Valuation Ratios
The PE ratio is -13.32 and the forward PE ratio is 25.38.
| PE Ratio | -13.32 |
| Forward PE | 25.38 |
| PS Ratio | 1.42 |
| Forward PS | 1.2 |
| PB Ratio | 2.34 |
| P/FCF Ratio | 5.46 |
| PEG Ratio | n/a |
Enterprise Valuation
MoneyLion Inc. has an Enterprise Value (EV) of 704.98M.
| EV / Earnings | -15.58 |
| EV / Sales | 1.66 |
| EV / EBITDA | 98.35 |
| EV / EBIT | -131.9 |
| EV / FCF | 6.39 |
Financial Position
The company has a current ratio of 5.88, with a Debt / Equity ratio of 0.76.
| Current Ratio | 5.88 |
| Quick Ratio | 5.88 |
| Debt / Equity | 0.76 |
| Total Debt / Capitalization | 43.34 |
| Cash Flow / Debt | 0.59 |
| Interest Coverage | -0.19 |
Financial Efficiency
Return on equity (ROE) is -0.18% and return on capital (ROIC) is -1.15%.
| Return on Equity (ROE) | -0.18% |
| Return on Assets (ROA) | -0.09% |
| Return on Capital (ROIC) | -1.15% |
| Revenue Per Employee | 705.72K |
| Profits Per Employee | -75.41K |
| Employee Count | 600 |
| Asset Turnover | 0.82 |
| Inventory Turnover | 0 |
Taxes
| Income Tax | -1.08M |
| Effective Tax Rate | 0.02 |
Stock Price Statistics
The stock price has increased by 68.5% in the last 52 weeks. The beta is 2.67, so MoneyLion 's price volatility has been higher than the market average.
| Beta | 2.67 |
| 52-Week Price Change | 68.5% |
| 50-Day Moving Average | 85.68 |
| 200-Day Moving Average | 68.02 |
| Relative Strength Index (RSI) | 53.22 |
| Average Volume (20 Days) | 260.55K |
Income Statement
In the last 12 months, MoneyLion had revenue of 423.43M and earned -45.24M in profits. Earnings per share was -4.63.
| Revenue | 423.43M |
| Gross Profit | 266.62M |
| Operating Income | -5.34M |
| Net Income | -45.24M |
| EBITDA | 7.17M |
| EBIT | -5.34M |
| Earnings Per Share (EPS) | -4.63 |
Balance Sheet
The company has 94.48M in cash and 196.74M in debt, giving a net cash position of -102.26M.
| Cash & Cash Equivalents | 94.48M |
| Total Debt | 196.74M |
| Net Cash | -102.26M |
| Retained Earnings | -702.72M |
| Total Assets | 530.72M |
| Working Capital | 293.90M |
Cash Flow
In the last 12 months, operating cash flow was 116.35M and capital expenditures -6.01M, giving a free cash flow of 110.34M.
| Operating Cash Flow | 116.35M |
| Capital Expenditures | -6.01M |
| Free Cash Flow | 110.34M |
| FCF Per Share | 11.48 |
Margins
Gross margin is 62.97%, with operating and profit margins of -1.26% and -10.69%.
| Gross Margin | 62.97% |
| Operating Margin | -1.26% |
| Pretax Margin | -10.94% |
| Profit Margin | -10.69% |
| EBITDA Margin | 1.69% |
| EBIT Margin | -1.26% |
| FCF Margin | 26.06% |
Dividends & Yields
ML does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Payout Ratio | n/a |
| Earnings Yield | -5.37% |
| FCF Yield | 11.34% |
Analyst Forecast
The average price target for ML is $100, which is 16% higher than the current price. The consensus rating is "Buy".
| Price Target | $100 |
| Price Target Difference | 16% |
| Analyst Consensus | Buy |
| Analyst Count | 7 |
Stock Splits
The last stock split was on Apr 25, 2023. It was a backward split with a ratio of 1:30.
| Last Split Date | Apr 25, 2023 |
| Split Type | backward |
| Split Ratio | 1:30 |
Scores
| Altman Z-Score | 2.28 |
| Piotroski F-Score | 7 |