OFG Bancorp (OFG)
40.27
-0.70 (-1.71%)
At close: Mar 28, 2025, 3:59 PM
40.24
-0.09%
After-hours: Mar 28, 2025, 05:29 PM EDT
OFG Bancorp Income Statement
Year | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 | FY10 | FY09 | FY08 | FY07 | FY06 | FY04 | FY03 | FY02 | FY01 | FY00 | FY99 | FY98 | FY97 | FY96 | FY95 | FY94 | FY93 | FY92 | FY91 | FY90 | FY89 | FY88 | FY87 | FY86 |
Revenue | 660.94M | 628.61M | 613.77M | 540.58M | 476.29M | 393.47M | 382.44M | 370.23M | 345.7M | 348.31M | 425.8M | 426.12M | 199.99M | 191.24M | 157.5M | 206.57M | 99.07M | 116.23M | 61.36M | 121.3M | 121.3M | 133.25M | 113.45M | 90.25M | 48.44M | 67.68M | 78.1M | 66M | 54.9M | 47.6M | 39.1M | 24.4M | 24.4M | 16.6M | 11.5M | 9M | 6.9M | n/a |
Cost of Revenue | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 59.84M | n/a | 16.75M | 1.72M | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Gross Profit | 660.94M | 628.61M | 613.77M | 540.58M | 476.29M | 393.47M | 382.44M | 370.23M | 345.7M | 348.31M | 365.96M | 426.12M | 183.24M | 189.52M | 157.5M | 206.57M | 99.07M | 116.23M | 61.36M | 121.3M | 121.3M | 133.25M | 113.45M | 90.25M | 48.44M | 67.68M | 78.1M | 66M | 54.9M | 47.6M | 39.1M | 24.4M | 24.4M | 16.6M | 11.5M | 9M | 6.9M | n/a |
Operating Income | -442.37M | 264.53M | 277.6M | 214.6M | 94.83M | 75.81M | 177.32M | 109.56M | 142.34M | 49.14M | 199.22M | 173.7M | 133.33M | 191.9M | 174.14M | 218.38M | 245.19M | 258.46M | 181.45M | 157.86M | 146.4M | 132.88M | 121.87M | 98.43M | 101.4M | 94.9M | 83.5M | 64.8M | 56M | 45.4M | 9.8M | 28.1M | 20.7M | 19.3M | 9M | 15.1M | -3.8M | 2.3M |
Interest Income | 750.28M | 648.88M | 515.57M | 449.2M | 473.35M | 373.8M | 360.42M | 345.65M | 356.59M | 406.57M | 485.26M | 493.63M | 260.78M | 297.03M | 303.8M | 319.4M | 339.04M | 289.36M | 232.31M | 189.31M | 164.38M | 151.75M | 141.69M | 120.34M | 126.23M | 113.8M | 101.6M | 82.6M | 70.5M | 58.1M | n/a | 36.4M | 30.8M | 27.1M | 24.4M | 20.5M | n/a | n/a |
Pretax Income | 253.75M | 265.25M | 244.1M | 214.6M | 94.83M | 75.81M | 132.8M | 68.09M | 85.18M | -20.06M | 122.43M | 89.74M | 27.86M | 35.32M | 5.54M | 29.92M | 17.47M | 42.82M | -6.74M | 54.96M | 69.23M | 55.6M | 39.17M | 7.32M | 19.67M | 30M | 25.3M | 19.7M | 18.3M | 15M | n/a | 8.9M | 2.6M | n/a | n/a | n/a | n/a | n/a |
Net Income | 198.17M | 181.87M | 166.24M | 146.15M | 74.33M | 54.19M | 84.41M | 52.65M | 59.19M | -2.5M | 85.18M | 98.45M | 24.55M | 34.45M | 9.83M | 22.95M | 26.79M | 41.27M | -5.11M | 56.61M | 63.65M | 51.32M | 38.45M | 8.47M | 19.57M | 26.6M | 21.4M | 16.6M | 14.7M | 12.1M | 9.8M | 7M | 2.1M | 1M | n/a | -500K | -3.8M | 2.3M |
Selling & General & Admin | 180.68M | 176.41M | 294.74M | 272.97M | 151.38M | 167.08M | 160.44M | 156.45M | 164.47M | 171.76M | 204.22M | 212.59M | 59.81M | 72.79M | 63.42M | 55.22M | 34.54M | 32.85M | 29.1M | 33.17M | 32.05M | 27.61M | 23.89M | 19.97M | 18.79M | 18.1M | 17.7M | 16.7M | 14.3M | 12.1M | n/a | 6.5M | 4.9M | 3.6M | 2.4M | 2.1M | n/a | n/a |
Research & Development | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Other Expenses | 480.26M | 463.73M | -63.82M | -598.95M | -532.84M | -484.75M | -268.01M | -393.18M | -100.42M | n/a | n/a | -1.06M | n/a | 19.81M | 17.17M | 77.63M | 111.58M | 109.38M | 90.99M | 3.4M | -18.89M | -8.19M | 7.72M | 30.03M | 14.93M | -1.3M | -200K | -6.8M | -5.9M | -5.8M | 9.8M | -2.8M | -800K | 4.2M | -2.4M | 6.1M | -3.8M | 2.3M |
Operating Expenses | 660.94M | 640.14M | 230.91M | -325.98M | -381.47M | -317.67M | -179.07M | -236.73M | 20.42M | 22.67M | 23.01M | 107.81M | 28.53M | 87.88M | 80.59M | 114.39M | 146.13M | 142.22M | 120.08M | 36.56M | 13.15M | 19.43M | 31.62M | 50M | 33.73M | 16.8M | 17.5M | 9.9M | 8.4M | 6.3M | 9.8M | 3.7M | 4.1M | 7.8M | n/a | 8.2M | -3.8M | 2.3M |
Interest Expense | 161.84M | 88.01M | 33.49M | 41.83M | 64.92M | 51M | 44.52M | 41.48M | 57.16M | 69.2M | 76.78M | 83.96M | 105.47M | 156.59M | 168.6M | 188.47M | 227.73M | 215.63M | 188.19M | 102.9M | 77.17M | 77.28M | 82.69M | 91.28M | 81.73M | 64.9M | 58.2M | 45.1M | 37.7M | 30.4M | 9.8M | 19.2M | 17.6M | 18.3M | 17.9M | 15.6M | -3.8M | 2.3M |
Selling & Marketing Expenses | 9.71M | 8.74M | 8.24M | 7M | 5.85M | 5.21M | 5.08M | 5.62M | 5.49M | 6.45M | 7.01M | 7.03M | 6.25M | 5.97M | 4.98M | 4.21M | 3.97M | 4.47M | 4.47M | 6.51M | 7.47M | 7.05M | 6.72M | 4.3M | 3.09M | 3M | 2.6M | 2M | 1.6M | 1.2M | n/a | 700K | 600K | 400K | 200K | 100K | n/a | n/a |
Cost & Expenses | 660.94M | 640.14M | 230.91M | -325.98M | -381.47M | -317.67M | -179.07M | -212.8M | 16.65M | 12.1M | 82.84M | 107.81M | 45.28M | 87.88M | 80.59M | 114.39M | 146.13M | 142.22M | 120.08M | 36.56M | 13.15M | 19.43M | 31.62M | 50M | 33.73M | 16.8M | 17.5M | 9.9M | 8.4M | 6.3M | 9.8M | 3.7M | 4.1M | 7.8M | n/a | 8.2M | -3.8M | 2.3M |
Income Tax | 55.58M | 83.38M | 77.87M | 68.45M | 20.5M | 21.62M | 48.39M | 15.44M | 25.99M | -17.55M | 37.25M | -8.71M | 3.3M | 866K | -4.3M | 6.97M | -9.32M | 1.56M | -1.63M | -1.65M | 5.58M | 4.28M | 720K | -1.32M | 108K | 3.4M | 3.9M | 3.1M | 3.6M | 2.9M | -9.8M | 1.9M | 1M | 18.3M | n/a | 15.6M | 3.8M | -2.3M |
Shares Outstanding (Basic) | 46.64M | 47.26M | 48.03M | 50.96M | 51.36M | 51.34M | 51.35M | 43.94M | 43.91M | 44.23M | 45.02M | 45.71M | 41.63M | 44.43M | 36.81M | 24.29M | 24.33M | 24.33M | 24.56M | 24.57M | 24.63M | 25.47M | 20.74M | 34.72M | 21.27M | 29.86M | 48.92M | 60.83M | 22.09M | 22.09M | 15.25M | 16.09M | 14.7M | 14M | 14M | 12.59M | 12.22M | 11.32M |
Shares Outstanding (Diluted) | 46.64M | 47.55M | 48.44M | 51.37M | 51.55M | 51.72M | 51.35M | 51.1M | 51.09M | 51.45M | 52.33M | 53.03M | 45.3M | 44.52M | 36.81M | 24.31M | 24.43M | 24.37M | 24.66M | 25.68M | 26.32M | 27.46M | 21.78M | 34.72M | 21.9M | 37.29M | 50.58M | 63.11M | 22.09M | 22.2M | 15.25M | 16.09M | 14.7M | 14M | 14M | 12.59M | 12.22M | 11.32M |
EPS (Basic) | 4.25 | 3.85 | 3.46 | 2.85 | 1.32 | 1.06 | 1.64 | 0.88 | 1.03 | -0.06 | 1.58 | 1.85 | 0.35 | 0.67 | -0.5 | 0.75 | 0.91 | 1.50 | -0.21 | 2.23 | 2.25 | 1.78 | 1.74 | 0.11 | 0.81 | 0.88 | 0.60 | 0.27 | 0.20 | 0.14 | 0.64 | 0.05 | 0.02 | 0.01 | 0.00 | -0.04 | -0.31 | 0.20 |
EPS (Diluted) | 4.25 | 3.82 | 3.44 | 2.81 | 1.32 | 1.05 | 1.64 | 0.86 | 1.03 | -0.05 | 1.50 | 1.73 | 0.35 | 0.67 | -0.5 | 0.75 | 0.90 | 1.50 | -0.21 | 2.14 | 2.11 | 1.64 | 1.65 | 0.10 | 0.79 | 0.85 | 0.57 | 0.26 | 0.19 | 0.13 | 0.64 | 0.05 | 0.02 | 0.01 | 0.00 | -0.04 | -0.31 | 0.20 |
EBITDA | n/a | 291.82M | 268.53M | 242.96M | 116.39M | n/a | 141.76M | n/a | 96.28M | n/a | 352.71M | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 69.23M | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 9.8M | n/a | n/a | n/a | n/a | n/a | -3.8M | 2.3M |
Depreciation & Amortization | 26.79M | 27.29M | 24.31M | 23.93M | 23.76M | 9.68M | 10.22M | 10.46M | 11.1M | 13.01M | 12.37M | 12.89M | 5.08M | 5.62M | 5.86M | 5.99M | 5.44M | 5.49M | 9.44M | 13.08M | 2M | 9.77M | 4.31M | 4.26M | 4.39M | -600K | -600K | -500K | -700K | 200K | n/a | 1M | 600K | 600K | 400K | 300K | n/a | n/a |