OFG Bancorp (OFG)
OFG Bancorp Statistics
Share Statistics
OFG Bancorp has 45.44M shares outstanding. The number of shares has increased by -3.32% in one year.
| Shares Outstanding | 45.44M |
| Shares Change (YoY) | -3.32% |
| Shares Change (QoQ) | -1% |
| Owned by Institutions (%) | 91.7% |
| Shares Floating | 44.78M |
| Failed to Deliver (FTD) Shares | 15 |
| FTD / Avg. Volume | < 0.01% |
Short Selling Information
The latest short interest is 1.2M, so 2.64% of the outstanding shares have been sold short.
| Short Interest | 1.2M |
| Short % of Shares Out | 2.64% |
| Short % of Float | 3.71% |
| Short Ratio (days to cover) | 1.62 |
Valuation Ratios
The PE ratio is 9.96 and the forward PE ratio is 8.59. OFG Bancorp's PEG ratio is 0.96.
| PE Ratio | 9.96 |
| Forward PE | 8.59 |
| PS Ratio | 2.99 |
| Forward PS | 2.3 |
| PB Ratio | 1.57 |
| P/FCF Ratio | 21.5 |
| PEG Ratio | 0.96 |
Enterprise Valuation
OFG Bancorp has an Enterprise Value (EV) of 2.28B.
| EV / Sales | 3.45 |
| EV / EBITDA | 0 |
| EV / EBIT | 24.84 |
| EV / FCF | 24.84 |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 0.28.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 0.28 |
| Debt / EBITDA | - |
| Debt / FCF | 3.78 |
| Interest Coverage | -2.73 |
Financial Efficiency
Return on Equity is 15.8% and Return on Invested Capital is -846.74%.
| Return on Equity | 15.8% |
| Return on Assets | 15.62% |
| Return on Invested Capital | -846.74% |
| Revenue Per Employee | $297.32K |
| Profits Per Employee | $89.15K |
| Employee Count | 2,223 |
| Asset Turnover | 0.52 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 55.58M |
| Effective Tax Rate | 21.9% |
Stock Price Statistics
The stock price has increased by 4.44% in the last 52 weeks. The beta is 0.76, so OFG Bancorp's price volatility has been higher than the market average.
| Beta | 0.76 |
| 52-Week Price Change | 4.44% |
| 50-Day Moving Average | 39.33 |
| 200-Day Moving Average | 42.28 |
| Relative Strength Index (RSI) | 52.87 |
| Average Volume (20 Days) | 427.24K |
Income Statement
In the last 12 months, OFG Bancorp had revenue of 660.94M and earned 198.17M in profits. Earnings per share was 4.25.
| Revenue | 660.94M |
| Gross Profit | 660.94M |
| Operating Income | -442.37M |
| Net Income | 198.17M |
| EBITDA | 0 |
| EBIT | -26.79M |
| Earnings Per Share (EPS) | 4.25 |
Balance Sheet
The company has 40.57M in cash and 347.34M in debt, giving a net cash position of -306.77M.
| Cash & Cash Equivalents | 40.57M |
| Total Debt | 347.34M |
| Net Cash | -306.77M |
| Retained Earnings | 0 |
| Total Assets | 11.5B |
| Working Capital | 2.93B |
Cash Flow
In the last 12 months, operating cash flow was 91.8M and capital expenditures 0, giving a free cash flow of 91.8M.
| Operating Cash Flow | 91.8M |
| Capital Expenditures | 0 |
| Free Cash Flow | 91.8M |
| FCF Per Share | 1.97 |
Margins
Gross margin is 100%, with operating and profit margins of -66.93% and 29.98%.
| Gross Margin | 100% |
| Operating Margin | -66.93% |
| Pretax Margin | 38.39% |
| Profit Margin | 29.98% |
| EBITDA Margin | n/a |
| EBIT Margin | -66.93% |
| FCF Margin | 13.89% |
Dividends & Yields
OFG pays an annual dividend of $1.05, which amounts to a dividend yield of 2.62%.
| Dividend Per Share | $1.05 |
| Dividend Yield | 2.62% |
| Dividend Growth (YoY) | 20% |
| Payout Ratio | 25.12% |
| Earnings Yield | 10.04% |
| FCF Yield | 4.65% |
Analyst Forecast
The average price target for OFG is $42, which is 10.8% higher than the current price. The consensus rating is "Buy".
| Price Target | $42 |
| Price Target Difference | 10.8% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
Stock Splits
The last stock split was on Dec 29, 2004. It was a forward split with a ratio of 11:10.
| Last Split Date | Dec 29, 2004 |
| Split Type | forward |
| Split Ratio | 11:10 |
Scores
| Altman Z-Score | 0.6 |
| Piotroski F-Score | 5 |