OFG Bancorp Statistics
Share Statistics
OFG Bancorp has 45.90M shares outstanding. The number of shares has increased by -2.62% in one year.
| Shares Outstanding | 45.90M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | -1.42% |
| Owned by Institutions (%) | n/a |
| Shares Floating | 45.25M |
| Failed to Deliver (FTD) Shares | 18 |
| FTD / Avg. Volume | 0.01% |
Short Selling Information
The latest short interest is 449.54K, so 0.98% of the outstanding shares have been sold short.
| Short Interest | 449.54K |
| Short % of Shares Out | 0.98% |
| Short % of Float | 0.99% |
| Short Ratio (days to cover) | 1.89 |
Valuation Ratios
The PE ratio is 9.74 and the forward PE ratio is 11.36. OFG Bancorp's PEG ratio is 0.71.
| PE Ratio | 9.74 |
| Forward PE | 11.36 |
| PS Ratio | 2.82 |
| Forward PS | 2.6 |
| PB Ratio | 1.48 |
| P/FCF Ratio | 6.38 |
| PEG Ratio | 0.71 |
Enterprise Valuation
OFG Bancorp has an Enterprise Value (EV) of 2.00B.
| EV / Earnings | 10.97 |
| EV / Sales | 3.18 |
| EV / EBITDA | 6.84 |
| EV / EBIT | 7.55 |
| EV / FCF | 7.19 |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 0.17.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 0.17 |
| Total Debt / Capitalization | 14.4 |
| Cash Flow / Debt | 1.47 |
| Interest Coverage | 3.01 |
Financial Efficiency
Return on equity (ROE) is 0.15% and return on capital (ROIC) is 12.79%.
| Return on Equity (ROE) | 0.15% |
| Return on Assets (ROA) | 0.02% |
| Return on Capital (ROIC) | 12.79% |
| Revenue Per Employee | 281.13K |
| Profits Per Employee | 81.34K |
| Employee Count | 2.24K |
| Asset Turnover | 0.06 |
| Inventory Turnover | 0 |
Taxes
| Income Tax | 83.38M |
| Effective Tax Rate | 0.31 |
Stock Price Statistics
The stock price has increased by 22.26% in the last 52 weeks. The beta is 1.01, so OFG Bancorp's price volatility has been higher than the market average.
| Beta | 1.01 |
| 52-Week Price Change | 22.26% |
| 50-Day Moving Average | 43.46 |
| 200-Day Moving Average | 40.89 |
| Relative Strength Index (RSI) | 51 |
| Average Volume (20 Days) | 321.50K |
Income Statement
In the last 12 months, OFG Bancorp had revenue of 628.61M and earned 181.87M in profits. Earnings per share was 3.85.
| Revenue | 628.61M |
| Gross Profit | 628.61M |
| Operating Income | 264.53M |
| Net Income | 181.87M |
| EBITDA | 291.82M |
| EBIT | 264.53M |
| Earnings Per Share (EPS) | 3.85 |
Balance Sheet
The company has 748.17M in cash and 224.80M in debt, giving a net cash position of 523.37M.
| Cash & Cash Equivalents | 748.17M |
| Total Debt | 224.80M |
| Net Cash | 523.37M |
| Retained Earnings | 639.32M |
| Total Assets | 11.46B |
| Working Capital | -5.10B |
Cash Flow
In the last 12 months, operating cash flow was 295.66M and capital expenditures -17.86M, giving a free cash flow of 277.80M.
| Operating Cash Flow | 295.66M |
| Capital Expenditures | -17.86M |
| Free Cash Flow | 277.80M |
| FCF Per Share | 5.88 |
Margins
Gross margin is 100%, with operating and profit margins of 42.08% and 28.93%.
| Gross Margin | 100% |
| Operating Margin | 42.08% |
| Pretax Margin | 42.2% |
| Profit Margin | 28.93% |
| EBITDA Margin | 46.42% |
| EBIT Margin | 42.08% |
| FCF Margin | 44.19% |
Dividends & Yields
OFG pays an annual dividend of $1, which amounts to a dividend yield of 2.44%.
| Dividend Per Share | $1.00 |
| Dividend Yield | 2.44% |
| Dividend Growth (YoY) | 13.64% |
| Payout Ratio | 24.21% |
| Earnings Yield | 9.01% |
| FCF Yield | 14.16% |
Analyst Forecast
The average price target for OFG is $47, which is 10% higher than the current price. The consensus rating is "Buy".
| Price Target | $47 |
| Price Target Difference | 10% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
Stock Splits
The last stock split was on Dec 29, 2004. It was a forward split with a ratio of 11:10.
| Last Split Date | Dec 29, 2004 |
| Split Type | forward |
| Split Ratio | 11:10 |
Scores
| Altman Z-Score | -0.2 |
| Piotroski F-Score | 7 |