OFG Bancorp (OFG)
AI Score
Our AI model analyzes fundamental, technical, and statistical indicators
to predict the probability of a bullish trend over the next three months.
We regularly update and refine our models to deliver the most reliable forecasts
for you.
Bullish Probability | Sentiment | Score |
---|---|---|
+80% | Strong Buy | 10 |
+75% | Buy | 9 |
+70% | Buy | 8 |
+60% | Buy | 7 |
+50% | Hold | 6 |
+45% | Hold | 5 |
+40% | Hold | 4 |
+35% | Sell | 3 |
+30% | Sell | 2 |
+20% | Strong Sell | 1 |
43.12
0.31 (0.72%)
At close: Jan 15, 2025, 12:31 PM
Ratios (Annual)
Discover comprehensive ratio statement breakdowns that reveal insights into revenue, expenses, and beyond.
Year | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 | FY10 | FY09 | FY08 | FY07 | FY06 | FY04 | FY03 | FY02 | FY01 | FY00 | FY99 | FY98 | FY97 | FY96 | FY95 | FY94 | FY93 | FY92 | FY91 | FY90 | FY89 | FY88 | FY87 | FY86 |
PE Ratio | 9.74 | 7.96 | 9.26 | 12.81 | 22.37 | 10.01 | 7.85 | 9.72 | -129.3 | 8.80 | 8.05 | 22.63 | 15.62 | 46.75 | 11.43 | 5.49 | 7.91 | -62.29 | 6.62 | 9.52 | 10.54 | 8.70 | 46.81 | 9.44 | 16.27 | 38.00 | 37.34 | 8.58 | 8.34 | 6.85 | 6.04 | 9.17 | 12.38 | n/a | -19.86 | -3.6 | 5.66 |
PS Ratio | 2.82 | 2.16 | 2.50 | 2.00 | 3.08 | 2.21 | 1.12 | 1.66 | 0.93 | 1.76 | 1.86 | 2.78 | 2.81 | 2.92 | 1.27 | 1.49 | 2.81 | 5.18 | 3.09 | 5.00 | 4.06 | 2.95 | 4.39 | 3.81 | 6.40 | 10.41 | 9.39 | 2.30 | 2.12 | 1.72 | 1.73 | 0.79 | 0.75 | 0.76 | 1.10 | 1.98 | n/a |
PB Ratio | 1.48 | 1.27 | 1.27 | 0.88 | 1.16 | 0.85 | 0.44 | 0.63 | 0.36 | 0.80 | 0.90 | 0.64 | 0.77 | 0.63 | 1.00 | 0.56 | 0.91 | 0.95 | 1.10 | 2.06 | 2.68 | 2.01 | 3.49 | 1.57 | 3.49 | 7.60 | 6.93 | 1.58 | 1.45 | n/a | 1.36 | 0.79 | 0.56 | 0.41 | 0.51 | n/a | n/a |
P/FCF Ratio | 6.38 | 9.92 | 17.58 | -9.17 | 12.54 | 6.94 | 2.85 | 7.86 | 3.53 | 4.49 | 4.81 | 11.50 | -14.4 | -13.57 | -5.39 | -9.15 | -7.11 | -4.59 | -13.27 | -12.15 | -10.06 | -15.77 | 5.65 | 5.27 | 9.23 | 156.37 | -30.09 | 8.19 | -18.03 | n/a | -3.33 | 3.32 | 15.48 | 3.22 | -7.64 | n/a | n/a |
P/OCF Ratio | 5.99 | 8.05 | 13.53 | -10.74 | 11.06 | 6.34 | 2.73 | 7.33 | 3.34 | 4.28 | 4.56 | 11.06 | -15.69 | -19.23 | -5.96 | -10.15 | -8.39 | -5.41 | -15.5 | -14.26 | -10.63 | -22.69 | 5.36 | 4.77 | 8.34 | 102.93 | -36.68 | 6.37 | -42.06 | n/a | -3.85 | 3.01 | 7.28 | 1.64 | 3.20 | n/a | n/a |
OCF/S Ratio | 0.47 | 0.27 | 0.19 | -0.19 | 0.28 | 0.35 | 0.41 | 0.23 | 0.28 | 0.41 | 0.41 | 0.25 | -0.18 | -0.15 | -0.21 | -0.15 | -0.33 | -0.96 | -0.2 | -0.35 | -0.38 | -0.13 | 0.82 | 0.80 | 0.77 | 0.10 | -0.26 | 0.36 | -0.05 | n/a | -0.45 | 0.26 | 0.10 | 0.46 | 0.34 | n/a | n/a |
Debt / Equity Ratio | 0.19 | 0.05 | 0.09 | 0.12 | 0.15 | 0.11 | 0.14 | 0.15 | 0.49 | 0.47 | 0.50 | 0.90 | 0.67 | 0.64 | 1.62 | 0.14 | 0.10 | 0.69 | 1.13 | 1.31 | 0.89 | 1.55 | 1.45 | 1.33 | 1.41 | 1.77 | 2.29 | 1.82 | 1.97 | n/a | 3.24 | 2.19 | 6.21 | 1.72 | 1.71 | n/a | n/a |
Quick Ratio | n/a | 0.54 | 0.93 | 1.08 | 0.81 | 2.10 | 2.19 | 2.13 | 58.58 | 43.84 | 49.94 | 74.38 | 15.58 | 2.28 | 10.19 | n/a | n/a | n/a | 0.31 | n/a | 0.26 | 0.01 | 0.01 | 0.01 | 0.02 | 0.03 | 0.04 | 0.59 | 0.54 | n/a | 0.52 | 3.98 | 0.09 | 0.73 | 1.39 | n/a | n/a |
Current Ratio | n/a | 0.40 | 0.51 | 0.59 | 0.54 | 2.09 | 2.17 | 2.11 | 58.24 | 43.53 | 49.55 | 74.00 | 15.52 | 2.28 | 10.16 | n/a | n/a | n/a | 0.31 | n/a | 0.26 | 0.01 | 0.01 | 0.01 | 0.02 | 0.03 | 0.04 | 0.59 | 0.54 | n/a | 0.52 | 3.98 | 0.09 | 0.73 | 1.39 | n/a | n/a |
Asset Turnover | 0.06 | 0.06 | 0.05 | 0.05 | 0.04 | 0.06 | 0.06 | 0.05 | 0.05 | 0.06 | 0.05 | 0.02 | 0.03 | 0.02 | 0.03 | 0.02 | 0.02 | 0.01 | 0.03 | 0.03 | 0.04 | 0.05 | 0.04 | 0.03 | 0.04 | 0.06 | 0.06 | 0.06 | 0.06 | n/a | 0.05 | 0.06 | 0.05 | 0.04 | 0.04 | n/a | n/a |
Interest Coverage | 3.01 | 8.29 | 5.13 | 1.46 | 1.49 | 3.98 | 2.64 | 2.49 | 0.71 | 2.59 | 2.07 | 1.26 | 1.23 | 1.03 | 1.16 | 1.08 | 1.20 | 0.96 | 1.53 | 1.90 | 1.72 | 1.47 | 1.08 | 1.24 | 1.46 | 1.43 | 1.44 | 1.49 | 1.49 | 1.00 | 1.46 | 1.18 | 1.05 | 0.50 | 0.97 | 1.00 | 1.00 |
Return on Equity (ROE) | 0.15 | 0.16 | 0.14 | 0.07 | 0.05 | 0.08 | 0.06 | 0.06 | -0.00 | 0.09 | 0.11 | 0.03 | 0.05 | 0.01 | 0.09 | 0.10 | 0.11 | -0.02 | 0.17 | 0.22 | 0.25 | 0.23 | 0.07 | 0.17 | 0.21 | 0.20 | 0.19 | 0.18 | 0.17 | n/a | 0.23 | 0.09 | 0.04 | n/a | -0.03 | n/a | n/a |
Return on Assets (ROA) | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | -0.00 | 0.01 | 0.01 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.01 | -0.00 | 0.01 | 0.02 | 0.02 | 0.02 | 0.00 | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | n/a | 0.01 | 0.01 | 0.00 | n/a | -0.00 | n/a | n/a |
Return on Capital (ROIC) | 0.02 | 0.06 | 0.05 | 0.02 | 0.01 | 0.04 | 0.03 | 0.03 | 0.01 | 0.03 | 0.02 | 0.01 | 0.03 | 0.02 | 0.03 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.05 | 0.56 | 0.57 | 0.50 | 0.41 | 0.38 | 0.32 | 0.07 | 0.07 | n/a | 0.06 | 0.05 | 0.10 | 0.03 | 0.06 | n/a | n/a |
Dividend Yield | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.03 | 0.06 | 0.04 | 0.10 | 0.04 | 0.03 | 0.04 | 0.03 | 0.03 | 0.03 | 0.13 | 0.06 | 0.06 | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Payout Ratio | 0.23 | 0.18 | 0.14 | 0.28 | 0.39 | 0.29 | 0.46 | 0.41 | -12.63 | 0.33 | 0.25 | 0.81 | 0.41 | 1.24 | 0.38 | 0.69 | 0.45 | -3.63 | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Gross Profit Margin | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 85.95% | 100.00% | 91.62% | 99.10% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 1.00% | 1.00% | n/a |
Net Profit Margin | 28.93% | 27.08% | 27.04% | 15.61% | 13.77% | 22.07% | 14.22% | 17.12% | -0.72% | 20.01% | 23.10% | 12.28% | 18.01% | 6.24% | 11.11% | 27.04% | 35.50% | -8.32% | 46.67% | 52.47% | 38.52% | 33.89% | 9.38% | 40.40% | 39.30% | 27.40% | 25.15% | 26.78% | 25.42% | 25.06% | 28.69% | 8.61% | 6.02% | n/a | -0.06% | -0.55% | n/a |
Pretax Profit Margin | 42.20% | 39.77% | 39.70% | 19.91% | 19.27% | 34.72% | 18.39% | 24.64% | -5.76% | 28.75% | 21.06% | 13.93% | 18.47% | 3.52% | 14.48% | 17.63% | 36.84% | -10.98% | 45.31% | 57.07% | 41.73% | 34.53% | 8.11% | 40.62% | 44.33% | 32.39% | 29.85% | 33.33% | 31.51% | n/a | 36.48% | 10.66% | n/a | n/a | n/a | n/a | n/a |
Operating Profit Margin | 42.08% | 45.23% | 39.70% | 19.91% | 19.27% | 46.37% | 29.59% | 41.18% | 14.11% | 46.79% | 40.76% | 66.67% | 100.35% | 110.57% | 105.72% | 247.50% | 222.36% | 295.69% | 130.14% | 120.69% | 99.73% | 107.42% | 109.07% | 209.36% | 140.23% | 106.91% | 98.18% | 102.00% | 95.38% | 25.06% | 115.16% | 84.84% | 116.27% | 78.26% | 1.68% | -0.55% | n/a |
FCF Margin | 44.19% | 21.74% | 14.24% | -21.81% | 24.56% | 31.87% | 39.16% | 21.18% | 26.36% | 39.24% | 38.65% | 24.16% | -19.54% | -21.51% | -23.54% | -16.24% | -39.48% | -113.05% | -23.3% | -41.12% | -40.32% | -18.7% | 77.77% | 72.41% | 69.30% | 6.66% | -31.21% | 28.05% | -11.76% | -32.48% | 23.77% | 3.28% | 16.27% | -11.3% | n/a | n/a | n/a |
EBITDA Margin | 46.42% | 43.75% | 44.94% | 24.44% | n/a | 37.07% | n/a | 27.85% | n/a | 82.83% | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 57.07% | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 25.06% | n/a | n/a | n/a | n/a | n/a | n/a | n/a |