Watchlist Price Alert

OFG Bancorp (OFG)

NYSE: OFG · Real-Time Price · USD

40.52

-0.48 (-1.17%)

At close: Jun 16, 2025, 3:59 PM

40.54

0.05%

After-hours: Jun 16, 2025, 04:04 PM EDT

OFG Bancorp Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019	Q4 2018	Q3 2018	Q2 2018	Q1 2018	Q4 2017	Q3 2017	Q2 2017	Q1 2017	Q4 2016	Q3 2016	Q2 2016	Q1 2016
Period Ending	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Sep 30, 2019	Jun 30, 2019	Mar 31, 2019	Dec 31, 2018	Sep 30, 2018	Jun 30, 2018	Mar 31, 2018	Dec 31, 2017	Sep 30, 2017	Jun 30, 2017	Mar 31, 2017	Dec 31, 2016	Sep 30, 2016	Jun 30, 2016	Mar 31, 2016
Revenue	218.74M	210.06M	204.85M	220.82M	213.02M	162.53M	160.11M	157.59M	164.8M	168.54M	157.13M	139.34M	136.8M	142.3M	135.22M	123.19M	118.54M	121.83M	114.99M	119.64M	89.01M	95.95M	100M	95.17M	89.81M	96.18M	90.11M	87.36M	82.74M	83.72M	89.13M	89.81M	89.74M	85.81M	90.45M	82.1M	84.29M
Cost of Revenue	65.84M	71.22M	62.51M	687K	3.94M	52.38M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	8.53M	n/a	12.76M	13.27M	10.63M
Gross Profit	152.9M	138.85M	142.34M	220.13M	209.08M	150.53M	172.49M	169.72M	155.35M	159.78M	150.01M	139.34M	135.25M	136.58M	135.22M	123.19M	118.54M	121.83M	114.99M	125.83M	133.62M	95.95M	100M	101.45M	96.08M	102.62M	96.95M	94M	88.86M	88.77M	95.28M	96.44M	81.22M	88.85M	77.69M	68.83M	73.67M
Operating Income	59.45M	53.41M	61.78M	71.26M	68.58M	68.43M	65.9M	84.13M	71.45M	78.58M	86.28M	60.38M	73.82M	57.02M	70.73M	82.36M	57.4M	63.35M	38.52M	33.76M	2.42M	8.9M	7.49M	50.18M	50.63M	56.34M	51.3M	46.35M	40.85M	28.42M	44.96M	37.59M	38.63M	43.84M	13.75M	40.28M	50.86M
Interest Income	189.22M	190.16M	189.03M	187.66M	183.43M	176.2M	165.71M	157.99M	148.99M	145.73M	134.68M	122.22M	112.95M	112.61M	112.14M	113.46M	110.98M	113.02M	114.94M	121.69M	123.76M	91.17M	93.66M	94.25M	94.71M	95.11M	94.14M	88.01M	83.17M	83.17M	90.36M	85.94M	86.18M	86.79M	90.58M	87.91M	91.31M
Pretax Income	59.45M	52.79M	61.78M	71.26M	67.92M	68.43M	65.9M	65.78M	65.13M	68.14M	62.52M	59.35M	54.09M	48.61M	61.3M	60.08M	44.62M	29.95M	33.75M	29.04M	2.1M	-3.06M	8.39M	34.88M	35.04M	43.27M	35.35M	29.24M	24.93M	18.76M	3.88M	21.1M	24.35M	26.4M	18.75M	20.2M	19.83M
Net Income	45.57M	50.35M	47M	51.13M	49.69M	46.6M	44.87M	44.17M	46.23M	46.37M	41.92M	40.43M	37.52M	33.28M	41.67M	40.83M	30.37M	23.3M	27.44M	21.79M	1.8M	-991K	7.38M	22.35M	21.84M	24.74M	23.1M	19.65M	16.92M	13.61M	3.32M	17.1M	15.15M	15.56M	15.12M	14.34M	14.17M
Selling & General & Admin	45.31M	48.02M	43.76M	44.03M	45.15M	71.88M	42.73M	76.85M	75.17M	43.23M	72.86M	39.33M	39.71M	39.08M	67.79M	37.62M	36.8M	35.13M	4.81M	5.01M	40.96M	39.52M	40.53M	41.36M	41.04M	40.28M	38.61M	40.84M	40.71M	-68.28M	39.08M	36.41M	36.01M	22.12M	21.99M	33.74M	42.85M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	36.23M	38.04M	36.8M	35.35M	34.06M	-36.95M	-181.89M	-162.43M	-168.51M	-9.64M	-14.28M	100.01M	-19.7M	-36.63M	-120.76M	-89.53M	-97.94M	86.7M	80.15M	80.52M	84.25M	64.41M	71.46M	72.37M	66.88M	73.52M	68.45M	66.42M	59.06M	60.41M	66.57M	67.63M	-20.36M	63.69M	-25.91M	52M	65.53M
Operating Expenses	81.55M	75.01M	163.7M	79.38M	78.94M	71.88M	-106.59M	-85.59M	-93.34M	157.68M	145.02M	139.34M	125.09M	131.83M	123.7M	123.19M	118.54M	121.83M	116.31M	119.64M	125.21M	89.11M	93.3M	95.17M	89.81M	96.18M	90.11M	87.36M	82.74M	83.72M	4.52M	4.59M	83.65M	24.67M	82.53M	4.85M	5.07M
Interest Expense	40.15M	41.02M	41.16M	40.33M	39.32M	32.66M	23.92M	18.34M	13.09M	10.45M	8.16M	7.13M	7.75M	8.41M	9.43M	11.21M	12.78M	14.28M	15.4M	16.63M	18.6M	11.97M	12.95M	13.17M	12.92M	13.07M	11.86M	10.42M	9.18M	9.66M	9.88M	10.38M	11.56M	12.58M	13.66M	14.6M	16.33M
Selling & Marketing Expenses	2.62M	2.42M	2.47M	2.44M	2.38M	-6.3M	2.21M	2.06M	2.04M	2.42M	1.93M	1.83M	2.06M	2.22M	1.65M	1.71M	1.43M	1.21M	1.48M	1.53M	1.63M	1.35M	1.33M	1.31M	1.21M	1.38M	1.33M	1.02M	1.35M	1.41M	1.41M	1.36M	1.36M	1.35M	1.35M	1.29M	1.44M
Cost & Expenses	159.29M	157.28M	143.07M	69.14M	133.38M	71.88M	69.07M	68.8M	68.27M	68.47M	63.73M	85.26M	61.43M	60.69M	58.54M	60.39M	58.45M	55.7M	56.6M	57.47M	63.34M	39.52M	93.3M	36.15M	36.56M	35.73M	34.99M	35.19M	36.2M	36.47M	10.39M	11.23M	13.12M	23.46M	34.2M	18.13M	15.7M
Income Tax Expense	13.88M	2.44M	14.78M	20.13M	18.23M	21.84M	21.02M	21.61M	18.9M	21.77M	20.6M	18.92M	16.57M	15.33M	19.62M	19.25M	14.25M	6.65M	6.31M	7.25M	297K	-2.07M	1.01M	10.9M	11.57M	18.53M	12.26M	9.6M	8.01M	1.69M	560K	3.99M	9.2M	10.85M	3.63M	5.86M	5.66M
Shares Outstanding (Basic)	45.3M	46.64M	46.56M	46.95M	47.1M	47.06M	47.39M	47.27M	47.6M	47.57M	47.93M	48.39M	48.97M	49.75M	51.06M	52.05M	51.4M	51.35M	51.53M	51.47M	51.4M	51.36M	51.77M	51.33M	51.3M	49.63M	51.46M	43.98M	43.95M	43.95M	43.95M	43.95M	43.91M	43.91M	43.93M	43.91M	43.9M
Shares Outstanding (Diluted)	45.51M	46.25M	47M	47.13M	47.34M	47.39M	48.25M	47.49M	47.94M	47.96M	48.18M	48.39M	49.48M	50.3M	51.52M	52.34M	51.75M	51.53M	51.53M	51.47M	51.71M	51.79M	51.77M	51.68M	51.63M	51.6M	51.46M	51.23M	51.12M	51.1M	51.1M	51.1M	51.13M	51.1M	51.11M	51.09M	51.06M
EPS (Basic)	1.01	1.08	1.01	1.09	1.06	0.98	0.95	0.93	0.97	0.97	0.87	0.84	0.76	0.67	0.82	0.79	0.57	0.45	0.50	0.39	0.00	-0.04	0.11	0.44	0.43	0.47	0.45	0.36	0.31	0.31	-0.00	0.30	0.27	0.28	0.27	0.25	0.24
EPS (Diluted)	1.00	1.08	1.00	1.08	1.05	0.98	0.93	0.93	0.96	0.97	0.87	0.84	0.76	0.66	0.81	0.78	0.56	0.45	0.50	0.39	0.00	-0.04	0.11	0.43	0.42	0.45	0.42	0.35	0.29	0.30	-0.00	0.30	0.26	0.27	0.26	0.25	0.24
EBITDA	65.77M	59.11M	68.69M	78.05M	74.59M	74.81M	69.41M	72.89M	71.9M	75.66M	64.7M	57.52M	59.92M	55.64M	68.02M	70.09M	51.71M	33.34M	39.69M	34.85M	n/a	n/a	n/a	37.28M	37.33M	45.86M	37.87M	31.82M	27.53M	21.5M	n/a	23.59M	73.06M	28.28M	72.73M	n/a	n/a
EBIT	59.45M	53.41M	61.78M	71.26M	67.83M	67.98M	62.6M	66M	65.13M	68.38M	59.32M	51.8M	53.99M	52.02M	63.33M	65.63M	47.66M	27.28M	38.52M	33.76M	-5.79M	-2.54M	-2.35M	34.88M	34.94M	43.27M	35.35M	29.32M	24.93M	17.49M	-2.79M	21.1M	24.6M	25.67M	-2.62M	-2.96M	-2.91M
Depreciation & Amortization	6.32M	6.33M	6.91M	6.81M	6.76M	6.82M	6.78M	6.87M	6.77M	7.29M	5.38M	5.72M	5.93M	6.21M	5.96M	6.05M	5.82M	6.06M	5.95M	5.96M	5.79M	2.54M	2.35M	2.41M	2.39M	2.59M	2.52M	2.51M	2.61M	2.7M	2.79M	2.49M	2.48M	2.61M	2.62M	2.96M	2.91M