OFG Bancorp (OFG)

NYSE: OFG · Real-Time Price · USD

39.80

0.82 (2.10%)

At close: Apr 29, 2025, 2:19 PM

OFG Bancorp Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019	Q4 2018	Q3 2018	Q2 2018	Q1 2018	Q4 2017	Q3 2017	Q2 2017	Q1 2017	Q4 2016	Q3 2016	Q2 2016	Q1 2016
Period Ending	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Sep 30, 2019	Jun 30, 2019	Mar 31, 2019	Dec 31, 2018	Sep 30, 2018	Jun 30, 2018	Mar 31, 2018	Dec 31, 2017	Sep 30, 2017	Jun 30, 2017	Mar 31, 2017	Dec 31, 2016	Sep 30, 2016	Jun 30, 2016	Mar 31, 2016
Revenue	169.04M	163.7M	220.82M	213.02M	214.91M	172.49M	169.72M	164.8M	168.54M	157.13M	139.34M	136.8M	142.3M	135.22M	123.19M	118.54M	121.83M	114.99M	125.83M	133.62M	95.95M	100M	101.45M	96.08M	102.62M	96.95M	94M	88.86M	88.77M	95.28M	96.44M	89.74M	88.85M	90.45M	82.1M	84.29M
Cost of Revenue	n/a	-104.4M	687K	3.94M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	8.53M	n/a	12.76M	13.27M	10.63M
Gross Profit	169.04M	268.1M	220.13M	209.08M	214.91M	172.49M	169.72M	164.8M	168.54M	157.13M	139.34M	136.8M	142.3M	135.22M	123.19M	118.54M	121.83M	114.99M	125.83M	133.62M	95.95M	100M	101.45M	96.08M	102.62M	96.95M	94M	88.86M	88.77M	95.28M	96.44M	81.22M	88.85M	77.69M	68.83M	73.67M
Operating Income	n/a	61.78M	180.03M	68.58M	177.96M	65.9M	84.13M	71.45M	78.58M	70.68M	60.38M	61.85M	57.02M	70.73M	71.28M	57.4M	44.23M	49.15M	45.67M	20.69M	8.9M	21.34M	48.05M	47.97M	56.34M	47.22M	39.66M	34.1M	28.42M	13.76M	31.47M	35.91M	38.98M	32.4M	34.79M	36.16M
Interest Income	190.16M	189.03M	187.66M	183.43M	176.2M	165.71M	157.99M	148.99M	145.73M	134.68M	122.22M	112.95M	112.61M	112.14M	113.46M	110.98M	113.02M	114.94M	121.69M	123.76M	91.17M	93.66M	94.25M	94.71M	95.11M	94.14M	88.01M	83.17M	83.17M	90.36M	85.94M	86.18M	86.79M	90.58M	87.91M	91.31M
Pretax Income	52.79M	61.78M	71.26M	67.92M	68.43M	65.9M	65.78M	65.13M	68.14M	62.52M	59.35M	54.09M	48.61M	61.3M	60.08M	44.62M	29.95M	33.75M	29.04M	2.1M	-2.5M	8.39M	34.88M	35.04M	43.27M	35.35M	29.24M	24.93M	18.76M	3.88M	21.1M	24.35M	26.4M	18.75M	20.2M	19.83M
Net Income	50.35M	47M	51.13M	49.69M	46.6M	44.87M	44.17M	46.23M	46.37M	41.92M	40.43M	37.52M	33.28M	41.67M	40.83M	29.12M	21.67M	25.81M	20.16M	1.8M	-643K	5.75M	22.35M	21.84M	23.12M	19.63M	16.18M	13.45M	13.61M	3.32M	13.64M	11.69M	12.09M	11.65M	10.87M	10.71M
Selling & General & Admin	48.02M	43.76M	44.03M	45.15M	227.31M	75.3M	76.85M	75.17M	77.36M	72.86M	39.33M	69.84M	74.08M	67.79M	37.62M	36.8M	35.13M	36.17M	67.72M	71.66M	46.71M	40.53M	41.36M	41.04M	40.28M	38.61M	40.84M	40.71M	36.55M	39.08M	40.12M	40.37M	41.52M	40.75M	39.35M	42.85M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	121.02M	119.94M	-37.61M	-33.36M	-36.95M	-181.89M	-162.43M	-168.51M	-9.64M	-14.28M	-42.29M	-19.7M	-36.63M	-120.76M	-89.53M	-97.94M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	70.5M	n/a	n/a	n/a
Operating Expenses	169.04M	163.7M	37.61M	33.36M	36.95M	-106.59M	-85.59M	-93.34M	67.72M	58.57M	85.26M	50.14M	-112.59M	-52.97M	-51.91M	-61.14M	-116.24M	4.81M	5.01M	7.42M	-67.57M	5M	4.74M	4.42M	-66.28M	4.41M	4.17M	4.04M	-68.28M	4.24M	4.59M	4.6M	20.42M	5.09M	4.85M	5.07M
Interest Expense	41.02M	2.81M	40.33M	39.32M	3.35M	23.92M	18.34M	13.09M	10.45M	8.16M	7.13M	7.75M	8.41M	9.43M	11.21M	12.78M	14.28M	15.4M	16.63M	18.6M	11.97M	12.95M	13.17M	12.92M	13.07M	11.86M	10.42M	9.18M	9.66M	9.88M	10.38M	11.56M	12.58M	13.66M	14.6M	16.33M
Selling & Marketing Expenses	2.42M	2.47M	2.44M	2.38M	-6.3M	2.21M	2.06M	2.04M	2.42M	1.93M	1.83M	2.06M	2.22M	1.65M	1.71M	1.43M	1.21M	1.48M	1.53M	1.63M	1.35M	1.33M	1.31M	1.21M	1.38M	1.33M	1.02M	1.35M	1.41M	1.41M	1.36M	1.36M	1.35M	1.35M	1.34M	1.44M
Cost & Expenses	169.04M	163.7M	149.6M	145.19M	146.47M	-106.59M	-85.59M	-93.34M	67.72M	58.57M	85.26M	50.14M	-102.12M	-41.45M	-51.91M	-61.14M	-116.24M	4.81M	14.05M	18.35M	-60.73M	11.69M	11.02M	10.69M	-59.84M	11.24M	10.81M	10.17M	-63.23M	10.39M	11.23M	13.12M	23.46M	17.85M	18.13M	15.7M
Income Tax Expense	2.44M	14.78M	20.13M	18.23M	21.84M	21.02M	21.61M	18.9M	21.77M	20.6M	18.92M	16.57M	15.33M	19.62M	19.25M	14.25M	6.65M	6.31M	7.25M	297K	-1.86M	1.01M	10.9M	11.57M	18.53M	12.26M	9.6M	8.01M	1.69M	560K	3.99M	9.2M	10.85M	3.63M	5.86M	5.66M
Shares Outstanding (Basic)	46.64M	46.56M	46.95M	47.1M	47.06M	47.39M	47.27M	47.6M	47.57M	47.93M	48.39M	48.97M	49.75M	51.06M	52.05M	51.4M	50.74M	51.53M	51.47M	51.4M	51.36M	51.77M	51.33M	51.3M	49.63M	51.46M	43.98M	43.95M	43.95M	43.95M	43.95M	43.91M	43.91M	43.93M	43.91M	43.9M
Shares Outstanding (Diluted)	46.64M	47M	47.13M	47.34M	47.39M	48.25M	47.49M	47.94M	47.96M	48.18M	48.39M	49.48M	50.3M	51.52M	52.34M	51.75M	51.53M	51.53M	51.47M	51.71M	51.79M	51.77M	51.68M	51.63M	51.6M	51.46M	51.23M	51.12M	51.1M	51.1M	51.1M	51.13M	51.1M	51.11M	51.09M	51.06M
EPS (Basic)	1.08	1.01	1.09	1.06	0.98	0.95	0.93	0.97	0.97	0.87	0.84	0.76	0.67	0.82	0.79	0.57	0.45	0.50	0.39	0.04	-0.01	0.11	0.44	0.43	0.47	0.45	0.36	0.31	0.31	0.08	0.30	0.27	0.28	0.27	0.25	0.24
EPS (Diluted)	1.08	1.00	1.08	1.05	0.98	0.93	0.93	0.96	0.97	0.87	0.84	0.76	0.66	0.81	0.78	0.56	0.45	0.50	0.39	0.03	-0.01	0.11	0.43	0.42	0.45	0.42	0.35	0.30	0.30	0.06	0.30	0.26	0.27	0.26	0.25	0.24
EBITDA	n/a	61.78M	n/a	74.59M	74.81M	69.41M	72.89M	71.9M	75.66M	64.7M	57.52M	59.92M	55.64M	68.02M	70.09M	51.71M	33.34M	39.69M	34.85M	n/a	n/a	n/a	37.28M	37.33M	45.86M	37.87M	31.82M	27.53M	21.5M	n/a	23.59M	73.06M	28.28M	72.73M	n/a	n/a
EBIT	-6.33M	61.78M	-6.79M	67.83M	67.98M	62.6M	66M	65.13M	68.38M	59.32M	51.8M	53.99M	49.43M	62.11M	64.1M	45.89M	27.28M	33.75M	28.89M	-5.79M	-2.54M	-2.35M	34.88M	34.94M	43.27M	35.35M	29.32M	24.93M	18.8M	-2.79M	21.1M	24.6M	25.67M	18.75M	-2.96M	-2.91M
Depreciation & Amortization	6.33M	n/a	6.81M	6.76M	6.82M	6.78M	6.87M	6.77M	7.29M	5.38M	5.72M	5.93M	6.21M	5.96M	6.05M	5.82M	6.06M	5.95M	5.96M	5.79M	2.54M	2.35M	2.41M	2.39M	2.59M	2.52M	2.51M	2.61M	2.7M	2.79M	2.49M	2.48M	2.61M	2.62M	2.96M	2.91M

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OFG Bancorp (OFG)

OFG Bancorp Income Statement