OFG Bancorp (OFG)

NYSE: OFG · Real-Time Price · USD

39.77

0.79 (2.03%)

At close: Apr 29, 2025, 1:43 PM

OFG Bancorp Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019	Q4 2018	Q3 2018	Q2 2018	Q1 2018	Q4 2017	Q3 2017	Q2 2017	Q1 2017	Q4 2016	Q3 2016	Q2 2016	Q1 2016
Period Ending	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Sep 30, 2019	Jun 30, 2019	Mar 31, 2019	Dec 31, 2018	Sep 30, 2018	Jun 30, 2018	Mar 31, 2018	Dec 31, 2017	Sep 30, 2017	Jun 30, 2017	Mar 31, 2017	Dec 31, 2016	Sep 30, 2016	Jun 30, 2016	Mar 31, 2016
Revenue	766.58M	812.45M	821.23M	770.13M	721.91M	675.54M	660.18M	629.8M	601.8M	575.57M	553.66M	537.51M	519.25M	498.78M	478.55M	481.19M	496.27M	470.39M	455.4M	431.01M	393.47M	400.15M	397.1M	389.65M	382.44M	368.58M	366.91M	369.36M	370.23M	370.32M	365.49M	351.14M	345.7M	340.64M	375.98M	371.52M
Cost of Revenue	-99.77M	-99.77M	4.62M	3.94M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	8.53M	8.53M	21.29M	34.56M	36.66M	36.66M	23.9M	29.85M
Gross Profit	866.35M	912.22M	816.61M	766.19M	721.91M	675.54M	660.18M	629.8M	601.8M	575.57M	553.66M	537.51M	519.25M	498.78M	478.55M	481.19M	496.27M	470.39M	455.4M	431.01M	393.47M	400.15M	397.1M	389.65M	382.44M	368.58M	366.91M	369.36M	361.71M	361.79M	344.2M	316.58M	309.04M	303.98M	352.08M	341.67M
Operating Income	310.4M	488.36M	492.47M	396.57M	399.44M	300.06M	304.85M	281.1M	271.5M	249.93M	249.98M	260.88M	256.43M	243.64M	222.06M	196.45M	159.74M	124.42M	96.6M	98.98M	126.25M	173.69M	199.57M	191.19M	177.32M	149.4M	115.94M	107.75M	109.56M	120.13M	138.78M	142.1M	142.34M	99.81M	89.96M	69.94M
Interest Income	750.28M	736.31M	712.99M	683.32M	648.88M	618.41M	587.38M	551.61M	515.57M	482.46M	459.93M	451.17M	449.2M	449.61M	452.4M	460.63M	473.41M	451.57M	430.29M	402.85M	373.8M	377.73M	378.21M	371.96M	360.42M	348.49M	344.7M	342.64M	345.65M	349.27M	349.5M	351.46M	356.59M	362.7M	379.37M	390.87M
Pretax Income	253.75M	269.39M	273.51M	268.03M	265.25M	264.95M	261.57M	255.14M	244.1M	224.58M	223.35M	224.08M	214.6M	195.94M	168.39M	137.35M	94.83M	62.38M	37.02M	42.86M	75.81M	121.58M	148.55M	142.92M	132.8M	108.28M	76.81M	68.66M	68.09M	75.73M	90.6M	89.7M	85.18M	37.94M	24.32M	1.78M
Net Income	198.17M	194.42M	192.29M	185.34M	181.87M	181.64M	178.69M	174.95M	166.24M	153.15M	152.9M	153.3M	144.9M	133.29M	117.43M	96.76M	69.44M	47.13M	27.07M	29.26M	49.3M	73.06M	86.94M	80.78M	72.39M	62.88M	46.56M	44.02M	42.25M	40.73M	49.07M	46.3M	45.32M	32.26M	25.17M	11.19M
Selling & General & Admin	180.95M	360.25M	391.79M	424.6M	454.62M	304.67M	302.23M	264.71M	259.39M	256.11M	251.04M	249.33M	216.29M	177.34M	145.72M	175.82M	210.68M	222.25M	226.62M	200.26M	169.64M	163.21M	161.29M	160.78M	160.44M	156.72M	157.19M	156.47M	156.13M	161.09M	162.76M	161.99M	164.47M	167.28M	186.15M	202.35M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	169.99M	12.02M	-289.81M	-414.63M	-549.78M	-522.47M	-354.86M	-234.72M	-85.91M	-112.9M	-219.37M	-266.61M	-344.86M	-308.23M	-187.47M	-97.94M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	70.5M	70.5M	70.5M	70.5M	72.52M	72.52M	72.52M
Operating Expenses	403.71M	271.62M	1.33M	-121.86M	-248.57M	-217.8M	-52.63M	118.21M	261.7M	81.38M	-30.16M	-167.33M	-278.61M	-282.26M	-224.48M	-167.56M	-99M	-50.33M	-50.15M	-50.41M	-53.41M	-52.13M	-52.72M	-53.29M	-53.66M	-55.67M	-55.84M	-55.42M	-54.86M	33.84M	34.7M	34.96M	35.43M	37.68M	38.17M	39.02M
Interest Expense	123.49M	85.81M	106.92M	84.94M	58.7M	65.8M	50.04M	38.83M	33.49M	31.46M	32.73M	36.81M	41.83M	47.7M	53.67M	59.1M	64.92M	62.6M	60.14M	56.68M	51M	52.11M	51.02M	48.27M	44.52M	41.12M	39.13M	39.09M	41.48M	44.4M	48.17M	52.39M	57.16M	61.87M	65.64M	68.16M
Selling & Marketing Expenses	9.71M	988K	725K	343K	n/a	8.73M	8.45M	8.21M	8.24M	8.03M	7.75M	7.63M	7M	5.99M	5.83M	5.65M	5.85M	5.99M	5.84M	5.63M	5.21M	5.24M	5.24M	4.95M	5.08M	5.11M	5.19M	5.52M	5.54M	5.48M	5.42M	5.4M	5.49M	5.82M	6.05M	6.27M
Cost & Expenses	627.53M	604.97M	334.68M	99.49M	-139.05M	-217.8M	-52.63M	118.21M	261.7M	91.85M	-8.17M	-145.33M	-256.61M	-270.74M	-224.48M	-158.51M	-79.03M	-23.51M	-16.63M	-19.66M	-27.32M	-26.43M	-26.89M	-27.1M	-27.62M	-31.01M	-31.86M	-31.45M	-28.49M	58.2M	65.67M	72.56M	75.14M	75.57M	70.77M	77.56M
Income Tax Expense	55.58M	74.97M	81.21M	82.7M	83.38M	83.31M	82.89M	80.2M	77.87M	71.42M	70.45M	70.78M	68.45M	59.77M	46.45M	34.45M	20.5M	11.99M	6.69M	10.34M	21.62M	42.01M	53.26M	51.95M	48.39M	31.55M	19.85M	14.25M	15.44M	24.61M	27.67M	29.54M	25.99M	-4.72M	-7.78M	-12.87M
Shares Outstanding (Basic)	46.64M	46.56M	46.95M	47.1M	47.06M	47.39M	47.27M	47.6M	47.57M	47.93M	48.39M	48.97M	49.75M	51.06M	52.05M	51.4M	50.74M	51.53M	51.47M	51.4M	51.36M	51.77M	51.33M	51.3M	49.63M	51.46M	43.98M	43.95M	43.95M	43.95M	43.95M	43.91M	43.91M	43.93M	43.91M	43.9M
Shares Outstanding (Diluted)	46.64M	47M	47.13M	47.34M	47.39M	48.25M	47.49M	47.94M	47.96M	48.18M	48.39M	49.48M	50.3M	51.52M	52.34M	51.75M	51.53M	51.53M	51.47M	51.71M	51.79M	51.77M	51.68M	51.63M	51.6M	51.46M	51.23M	51.12M	51.1M	51.1M	51.1M	51.13M	51.1M	51.11M	51.09M	51.06M
EPS (Basic)	4.24	4.14	4.08	3.92	3.83	3.82	3.74	3.65	3.44	3.14	3.09	3.04	2.85	2.63	2.31	1.91	1.37	0.91	0.52	0.57	0.97	1.45	1.79	1.71	1.59	1.43	1.06	1.00	0.96	0.93	1.12	1.07	1.04	0.74	0.57	0.25
EPS (Diluted)	4.21	4.11	4.04	3.89	3.80	3.79	3.73	3.64	3.44	3.13	3.07	3.01	2.81	2.60	2.29	1.90	1.37	0.91	0.52	0.56	0.95	1.41	1.72	1.64	1.52	1.37	1.01	0.96	0.92	0.89	1.09	1.04	1.02	0.73	0.56	0.25
EBITDA	136.38M	211.18M	218.81M	291.7M	289.01M	289.87M	285.16M	269.78M	257.8M	237.78M	241.09M	253.67M	245.46M	223.16M	194.84M	159.59M	107.88M	74.54M	34.85M	37.28M	74.61M	120.47M	158.35M	152.89M	143.09M	118.73M	80.86M	72.62M	118.14M	124.92M	197.65M	174.07M	101.01M	72.73M	n/a	n/a
EBIT	116.5M	190.8M	191.62M	264.42M	261.72M	262.11M	258.83M	244.63M	233.49M	214.54M	217.33M	229.63M	221.53M	199.38M	171.02M	135.81M	84.13M	54.31M	18.21M	24.2M	64.93M	110.75M	148.45M	142.89M	132.87M	108.4M	70.25M	62.03M	61.71M	68.58M	90.12M	66.06M	38.56M	9.84M	-11.99M	-12.72M
Depreciation & Amortization	19.9M	20.4M	27.18M	27.23M	27.24M	27.7M	26.3M	25.15M	24.31M	23.23M	23.81M	24.14M	24.03M	23.88M	23.87M	23.78M	23.76M	20.24M	16.64M	13.09M	9.68M	9.73M	9.9M	10M	10.22M	10.33M	10.6M	10.59M	10.46M	10.37M	10.2M	10.67M	11.1M	11.53M	11.99M	12.72M

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OFG Bancorp (OFG)

OFG Bancorp Income Statement