OP Bancorp (OPBK)

12.80

0.67 (5.52%)

At close: Apr 28, 2025, 3:59 PM

13.26

3.59%

After-hours: Apr 28, 2025, 05:59 PM EDT

OP Bancorp Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019	Q4 2018	Q3 2018	Q2 2018	Q1 2018	Q4 2017	Q3 2017	Q2 2017	Q1 2017	Q4 2016	Q3 2016	Q2 2016	Q1 2016
Period Ending	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Sep 30, 2019	Jun 30, 2019	Mar 31, 2019	Dec 31, 2018	Sep 30, 2018	Jun 30, 2018	Mar 31, 2018	Dec 31, 2017	Sep 30, 2017	Jun 30, 2017	Mar 31, 2017	Dec 31, 2016	Sep 30, 2016	Jun 30, 2016	Mar 31, 2016
Revenue	19.8M	20.75M	38.55M	36.5M	35.46M	19.91M	20.86M	22.19M	23.42M	25.16M	24.44M	21.51M	24.39M	20.13M	16.81M	15.72M	15.57M	14.44M	12.71M	13.41M	13.59M	13.95M	13.82M	14.38M	12.98M	12.77M	12.77M	11.77M	11.98M	11.46M	10.8M	10.45M	10.09M	9.14M	8.62M	7.8M
Cost of Revenue	n/a	448K	14K	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	-1K	n/a	n/a	n/a	903.00	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Gross Profit	19.8M	20.3M	38.54M	36.5M	35.46M	19.91M	20.86M	22.19M	23.42M	25.16M	24.44M	21.51M	24.39M	20.13M	16.81M	15.72M	15.57M	14.44M	12.71M	13.41M	13.59M	13.95M	13.82M	14.38M	12.98M	12.77M	12.77M	11.77M	11.98M	11.46M	10.8M	10.45M	10.09M	9.14M	8.62M	7.8M
Operating Income	8.63M	7.58M	8.49M	8.18M	32.74M	7.02M	8.56M	20.95M	17.8M	15.05M	13.01M	12.16M	13.62M	13.31M	10.86M	8.45M	7.11M	6.99M	6.01M	8.16M	9.64M	9.72M	9.35M	9.95M	8.83M	7.63M	7.72M	6.43M	7.17M	6.11M	5.48M	4.88M	3.98M	3.74M	3.01M	2.19M
Interest Income	35.05M	35.3M	34.36M	3.59M	31.78M	31.19M	30.1M	28.59M	26.89M	23.23M	20.15M	17.94M	17.82M	17.36M	15.35M	13.63M	13.38M	13.02M	12.92M	14.35M	14.7M	15.11M	14.88M	14.09M	13.82M	13.01M	12.06M	11.18M	11.08M	10.42M	9.6M	9.19M	n/a	n/a	n/a	n/a
Pretax Income	6.67M	7.58M	7.57M	7.26M	7.3M	7.02M	8.56M	10.62M	11.12M	12.16M	11.94M	11.5M	12.9M	11.5M	9.13M	7.13M	5.38M	5.05M	3.39M	4.46M	5.51M	5.24M	5.07M	6.26M	5.19M	4.63M	5.26M	4.38M	5.09M	4.44M	4.08M	3.52M	3.66M	3.44M	3.01M	2.19M
Net Income	4.97M	5.44M	5.44M	5.23M	5.17M	5.12M	6.09M	7.53M	8.03M	8.65M	8.48M	8.15M	9.15M	8.25M	6.38M	5.08M	3.87M	3.6M	2.42M	3.3M	4.18M	4M	3.84M	4.74M	3.77M	3.48M	3.79M	3.22M	1.9M	2.73M	2.46M	2.15M	2.14M	1.95M	1.8M	1.32M
Selling & General & Admin	11.17M	8.73M	8.28M	10.68M	8.11M	7.72M	8.47M	8.59M	7.93M	8.51M	8.15M	6.72M	6.7M	6.68M	6.2M	5.54M	6.24M	5.85M	5.26M	5.98M	5.39M	6.12M	6.22M	5.99M	5.38M	5.67M	5.46M	4.99M	4.83M	5.05M	4.92M	4.79M	5.88M	5.14M	3.4M	4.15M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	n/a	12.02M	-2.96M	-2.66M	-2.72M	-2.81M	-20.77M	-3.09M	22.86M	-3.46M	-7.62M	-16.07M	18.41M	-2.47M	-2.25M	n/a	17.09M	n/a	n/a	n/a	18.34M	n/a	n/a	n/a	16.11M	n/a	n/a	n/a	-9.65M	-10.41M	-10.24M	-10.37M	n/a	n/a	n/a	n/a
Operating Expenses	11.17M	20.75M	2.96M	2.66M	2.72M	11.54M	-12.3M	521K	1.63M	779K	529K	-9.35M	1.88M	483K	479K	491K	1.57M	368K	439K	435K	1.79M	443K	430K	381K	1.74M	515.76M	397.38M	297.45M	-4.81M	-5.35M	-5.32M	-5.57M	6.43M	5.7M	5.61M	5.6M
Interest Expense	18.12M	18.79M	18.16M	1.26M	1.43M	13.87M	12.85M	10.7M	6.69M	2.89M	1.07M	654K	726K	766K	763K	877K	1.19M	1.6M	2.27M	3.23M	3.63M	3.89M	3.7M	3.29M	2.89M	2.52M	2.08M	1.62M	1.38M	1.21M	1.01M	978.3K	n/a	n/a	n/a	n/a
Selling & Marketing Expenses	82K	151K	151K	149K	86K	207K	159K	162K	12K	177K	165K	189K	156K	175K	176K	177K	62K	81K	163K	162K	263K	182K	183K	178K	215K	222K	231K	145K	172.66K	157.6K	154.75K	145.68K	100.39K	148.38K	n/a	n/a
Cost & Expenses	11.17M	20.75M	30.98M	29.24M	28.17M	11.54M	-12.3M	521K	1.63M	779K	529K	-9.35M	1.88M	483K	479K	491K	1.57M	368K	439K	435K	1.78M	443K	430K	381K	1.74M	515.76M	397.38M	297.45M	-4.81M	-5.35M	-5.32M	-5.57M	6.43M	5.7M	5.61M	5.6M
Income Tax Expense	1.7M	2.14M	2.14M	2.04M	2.13M	1.9M	2.47M	3.08M	3.09M	3.52M	3.46M	3.35M	3.75M	3.25M	2.75M	2.06M	1.51M	1.46M	972K	1.16M	1.33M	1.24M	1.23M	1.52M	1.42M	1.14M	1.47M	1.17M	3.19M	1.71M	1.62M	1.38M	1.41M	1.39M	1.21M	875K
Shares Outstanding (Basic)	15.06M	14.81M	14.87M	14.99M	15.03M	15.13M	15.16M	15.28M	15.21M	15.2M	15.14M	15.14M	15.14M	15.13M	15.06M	15.02M	15.08M	15.15M	15.07M	15.49M	15.7M	15.77M	15.69M	15.82M	15.8M	15.71M	15.58M	13.29M	13.13M	13.13M	13.01M	12.93M	13.53M	12.99M	12.86M	13.19M
Shares Outstanding (Diluted)	14.82M	14.81M	14.87M	14.99M	15.03M	15.14M	15.17M	15.31M	15.26M	15.28M	15.23M	15.24M	15.23M	15.2M	15.13M	15.07M	15.1M	15.18M	15.11M	15.59M	15.9M	16.01M	15.95M	16.11M	16.2M	16.23M	16.11M	13.83M	13.13M	13.56M	13.41M	13.34M	13.37M	13.22M	13.15M	13.12M
EPS (Basic)	0.33	0.36	0.36	0.35	0.34	0.33	0.39	0.48	0.52	0.57	0.56	0.54	0.60	0.54	0.42	0.33	0.25	0.23	0.16	0.21	0.26	0.25	0.24	0.29	0.23	0.22	0.24	0.23	0.14	0.20	0.18	0.16	0.16	0.15	0.14	0.10
EPS (Diluted)	0.34	0.36	0.36	0.35	0.34	0.33	0.39	0.48	0.51	0.57	0.56	0.53	0.59	0.54	0.42	0.33	0.25	0.23	0.16	0.21	0.26	0.24	0.23	0.29	0.23	0.21	0.23	0.22	0.14	0.19	0.18	0.15	0.16	0.15	0.14	0.10
EBITDA	n/a	n/a	n/a	n/a	n/a	7.32M	8.9M	n/a	11.46M	12.51M	12.22M	11.89M	13.22M	11.83M	9.46M	7.46M	5.7M	5.38M	3.71M	4.79M	5.83M	5.53M	5.33M	6.53M	5.47M	4.9M	5.51M	4.63M	5.33M	4.69M	4.34M	3.78M	-431.56K	-403.02K	n/a	n/a
EBIT	-327K	7.58M	-332K	-367K	-361K	7.02M	8.56M	-334K	11.12M	12.16M	11.94M	11.5M	12.9M	11.5M	9.13M	7.13M	5.38M	5.05M	3.39M	4.46M	5.52M	5.24M	5.07M	6.26M	5.19M	4.63M	5.26M	4.39M	5.09M	4.44M	4.08M	3.52M	n/a	n/a	n/a	n/a
Depreciation & Amortization	327K	n/a	332K	367K	361K	308K	338K	371K	347K	349K	341K	390K	325K	332K	329K	328K	320K	327K	325K	329K	311K	297K	270K	268K	280.62K	273.39K	248.58K	240.42K	240.89K	247.1K	255.96K	263.79K	-3.98M	-3.74M	-3.01M	-2.19M