OP Bancorp (OPBK)

12.80

0.67 (5.52%)

At close: Apr 28, 2025, 3:59 PM

13.26

3.59%

After-hours: Apr 28, 2025, 05:59 PM EDT

OP Bancorp Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019	Q4 2018	Q3 2018	Q2 2018	Q1 2018	Q4 2017	Q3 2017	Q2 2017	Q1 2017	Q4 2016	Q3 2016	Q2 2016	Q1 2016
Period Ending	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Sep 30, 2019	Jun 30, 2019	Mar 31, 2019	Dec 31, 2018	Sep 30, 2018	Jun 30, 2018	Mar 31, 2018	Dec 31, 2017	Sep 30, 2017	Jun 30, 2017	Mar 31, 2017	Dec 31, 2016	Sep 30, 2016	Jun 30, 2016	Mar 31, 2016
Revenue	115.6M	131.26M	130.43M	112.73M	98.42M	86.38M	91.63M	95.21M	94.53M	95.49M	90.46M	82.83M	77.04M	68.23M	62.54M	58.44M	56.13M	54.15M	53.66M	54.78M	55.75M	55.13M	53.95M	52.9M	50.29M	49.29M	47.98M	46.02M	44.7M	42.8M	40.49M	38.31M	35.65M	33.52M	31.84M	30.94M
Cost of Revenue	462K	462K	14K	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	-1K	-1K	-1K	-1K	903.00	903.00	903.00	903.00	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Gross Profit	115.14M	130.8M	130.42M	112.73M	98.42M	86.38M	91.63M	95.21M	94.53M	95.49M	90.46M	82.83M	77.04M	68.23M	62.54M	58.44M	56.13M	54.15M	53.66M	54.78M	55.75M	55.13M	53.95M	52.9M	50.29M	49.29M	47.98M	46.02M	44.7M	42.8M	40.49M	38.31M	35.65M	33.52M	31.84M	30.94M
Operating Income	32.87M	56.99M	56.43M	56.5M	69.27M	54.33M	62.37M	66.82M	58.02M	53.84M	52.1M	49.94M	46.24M	39.72M	33.4M	28.55M	28.26M	30.8M	33.53M	36.88M	38.67M	37.85M	35.76M	34.13M	30.61M	28.95M	27.43M	25.19M	23.64M	20.45M	18.08M	15.61M	12.93M	11.89M	10.74M	10.42M
Interest Income	108.29M	105.03M	100.91M	96.66M	121.67M	116.77M	108.82M	98.86M	88.21M	79.15M	73.27M	68.47M	64.16M	59.71M	55.37M	52.94M	53.66M	54.98M	57.08M	59.04M	58.78M	57.9M	55.79M	52.97M	50.07M	47.33M	44.74M	42.28M	40.28M	29.21M	18.79M	9.19M	n/a	n/a	n/a	n/a
Pretax Income	29.08M	29.71M	29.15M	30.14M	33.49M	37.31M	42.46M	45.84M	46.72M	48.5M	47.83M	45.02M	40.66M	33.14M	26.7M	20.96M	18.29M	18.42M	18.6M	20.28M	22.07M	21.75M	21.14M	21.33M	19.46M	19.35M	19.17M	17.99M	17.13M	15.7M	14.7M	13.64M	12.31M	11.29M	10.44M	10.12M
Net Income	21.07M	21.27M	20.95M	21.61M	23.92M	26.77M	30.3M	32.69M	33.31M	34.43M	34.03M	31.93M	28.86M	23.57M	18.92M	14.96M	13.18M	13.49M	13.9M	15.32M	16.76M	16.34M	15.82M	15.78M	14.25M	12.39M	11.63M	10.31M	9.24M	9.48M	8.7M	8.04M	7.21M	6.21M	5.79M	5.57M
Selling & General & Admin	38.86M	35.8M	34.79M	34.99M	32.89M	32.71M	33.5M	33.18M	31.31M	30.09M	28.25M	26.3M	25.11M	24.65M	23.82M	22.88M	23.33M	22.48M	22.75M	23.71M	23.72M	23.72M	23.26M	22.5M	21.5M	20.95M	20.34M	19.8M	19.6M	20.65M	20.73M	19.21M	18.57M	30.58M	28.44M	25.56M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	6.4M	3.68M	-11.16M	-28.97M	-29.39M	-3.81M	-4.46M	8.69M	-4.29M	-8.74M	-7.75M	-2.38M	13.7M	12.38M	14.85M	17.09M	17.09M	18.34M	18.34M	18.34M	18.34M	16.11M	16.11M	16.11M	16.11M	-9.65M	-20.06M	-30.29M	-40.66M	-31.01M	-20.6M	-10.37M	n/a	n/a	n/a	n/a
Operating Expenses	37.54M	29.09M	19.88M	4.62M	2.48M	1.39M	-9.37M	3.46M	-6.41M	-6.17M	-6.46M	-6.51M	3.33M	3.02M	2.91M	2.87M	2.81M	3.03M	3.1M	3.09M	3.04M	2.99M	518.3M	915.25M	1.21B	1.21B	684.66M	281.96M	-21.06M	-9.82M	1.24M	12.17M	23.35M	22.23M	21.41M	20.82M
Interest Expense	56.34M	39.64M	34.72M	29.41M	38.85M	44.11M	33.13M	21.35M	11.3M	5.34M	3.21M	2.91M	3.13M	3.6M	4.43M	5.94M	8.29M	10.72M	13.02M	14.45M	14.51M	13.78M	12.4M	10.78M	9.11M	7.59M	6.28M	5.22M	4.57M	3.2M	1.99M	978.3K	n/a	n/a	n/a	n/a
Selling & Marketing Expenses	533K	537K	593K	601K	614K	540K	510K	516K	543K	687K	685K	696K	684K	590K	496K	483K	468K	669K	770K	790K	806K	758K	798K	846K	813K	770.66K	706.25K	630K	630.68K	558.42K	549.2K	394.45K	248.77K	680.86K	532.48K	532.48K
Cost & Expenses	92.14M	109.13M	99.92M	56.64M	27.92M	1.39M	-9.37M	3.46M	-6.41M	-6.17M	-6.46M	-6.51M	3.33M	3.02M	2.91M	2.87M	2.81M	3.03M	3.1M	3.09M	3.04M	2.99M	518.3M	915.25M	1.21B	1.21B	684.66M	281.96M	-21.06M	-9.82M	1.24M	12.17M	23.35M	22.23M	21.41M	20.82M
Income Tax Expense	8.01M	8.44M	8.2M	8.53M	9.57M	10.54M	12.15M	13.15M	13.41M	14.07M	13.8M	13.09M	11.8M	9.57M	7.78M	6M	5.11M	4.93M	4.71M	4.96M	5.32M	5.41M	5.31M	5.55M	5.2M	6.97M	7.54M	7.69M	7.89M	6.11M	5.79M	5.38M	4.88M	4.56M	4.24M	4.14M
Shares Outstanding (Basic)	15.06M	14.81M	14.87M	14.99M	15.03M	15.13M	15.16M	15.28M	15.21M	15.2M	15.14M	15.14M	15.14M	15.13M	15.06M	15.02M	15.08M	15.15M	15.07M	15.49M	15.7M	15.77M	15.69M	15.82M	15.8M	15.71M	15.58M	13.29M	13.13M	13.13M	13.01M	12.93M	13.53M	12.99M	12.86M	13.19M
Shares Outstanding (Diluted)	14.82M	14.81M	14.87M	14.99M	15.03M	15.14M	15.17M	15.31M	15.26M	15.28M	15.23M	15.24M	15.23M	15.2M	15.13M	15.07M	15.1M	15.18M	15.11M	15.59M	15.9M	16.01M	15.95M	16.11M	16.2M	16.23M	16.11M	13.83M	13.13M	13.56M	13.41M	13.34M	13.37M	13.22M	13.15M	13.12M
EPS (Basic)	1.40	1.41	1.38	1.41	1.54	1.72	1.96	2.13	2.19	2.27	2.24	2.10	1.89	1.54	1.23	0.97	0.85	0.86	0.88	0.96	1.04	1.01	0.98	0.98	0.92	0.83	0.81	0.75	0.68	0.70	0.65	0.61	0.55	0.48	0.45	0.43
EPS (Diluted)	1.41	1.41	1.38	1.41	1.54	1.71	1.95	2.12	2.17	2.25	2.22	2.08	1.88	1.54	1.23	0.97	0.85	0.86	0.87	0.94	1.02	0.99	0.96	0.96	0.89	0.80	0.78	0.73	0.66	0.68	0.64	0.60	0.55	0.48	0.45	0.43
EBITDA	n/a	n/a	7.32M	16.22M	16.22M	27.68M	32.87M	36.2M	48.09M	49.85M	49.16M	46.4M	41.97M	34.45M	28M	22.26M	19.59M	19.71M	19.87M	21.49M	23.22M	22.86M	22.23M	22.4M	20.5M	20.36M	20.15M	18.98M	18.14M	12.38M	7.29M	2.95M	-834.58K	-1.12M	-718.96K	-718.96K
EBIT	6.55M	6.52M	5.96M	14.85M	14.88M	26.36M	31.5M	34.89M	46.72M	48.5M	47.83M	45.02M	40.66M	33.14M	26.7M	20.96M	18.29M	18.42M	18.6M	20.28M	22.08M	21.75M	21.14M	21.33M	19.46M	19.36M	19.17M	17.99M	17.13M	12.04M	7.6M	3.52M	n/a	n/a	n/a	n/a
Depreciation & Amortization	1.03M	1.06M	1.37M	1.37M	1.38M	1.36M	1.41M	1.41M	1.43M	1.41M	1.39M	1.38M	1.31M	1.31M	1.3M	1.3M	1.3M	1.29M	1.26M	1.21M	1.15M	1.12M	1.09M	1.07M	1.04M	1M	976.98K	984.36K	1.01M	-3.21M	-7.2M	-10.47M	-12.93M	-11.89M	-10.74M	-10.42M