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    OppFi Inc.

    NYSE: OPFI · Real-Time Price · USD
    12.21
    -0.34 (-2.75%)
    At close: Jun 13, 2025, 3:59 PM
    12.15
    -0.49%
    After-hours: Jun 13, 2025, 05:58 PM EDT

    OppFi Statistics

    Share Statistics

    OppFi has 86.81M shares outstanding. The number of shares has increased by -22.5% in one year.

    Shares Outstanding

    n/a
    		 86.81M

    Shares Change (YoY)

    n/a
    		 -22.5%

    Shares Change (QoQ)

    n/a
    		 0.22%

    Owned by Institutions (%)

    n/a
    		 59.47%

    Shares Floating

    n/a
    		 80.06M

    Failed to Deliver (FTD) Shares

    n/a
    		 6,369

    FTD / Avg. Volume

    n/a
    		 0.58%

    Short Selling Information

    The latest short interest is 6.32M, so 24.15% of the outstanding shares have been sold short.

    Short Interest

    n/a
    		 6.32M

    Short % of Shares Out

    n/a
    		 24.15%

    Short % of Float

    n/a
    		 24.34%

    Short Ratio (days to cover)

    n/a
    		 5.55

    Valuation Ratios

    The PE ratio is 21.26 and the forward PE ratio is 8.72. OppFi's PEG ratio is -0.03.

    PE Ratio

    n/a
    		 21.26

    Forward PE

    n/a
    		 8.72

    PS Ratio

    n/a
    		 0.29

    Forward PS

    n/a
    		 1.7

    PB Ratio

    n/a
    		 4.71

    P/FCF Ratio

    n/a
    		 0.5

    PEG Ratio

    n/a
    		 -0.03
    Financial Ratio History

    Enterprise Valuation

    OppFi has an Enterprise Value (EV) of 425.02M.

    EV / Sales

    n/a
    		 0.81

    EV / EBITDA

    n/a
    		 1.38

    EV / EBIT

    n/a
    		 1.31

    EV / FCF

    n/a
    		 1.37

    Financial Position

    The company has a current ratio of 9.43, with a Debt / Equity ratio of 10.13.

    Current Ratio

    n/a
    		 9.43

    Quick Ratio

    n/a
    		 9.43

    Debt / Equity

    n/a
    		 10.13

    Debt / EBITDA

    n/a
    		 1.08

    Debt / FCF

    n/a
    		 1.07

    Interest Coverage

    n/a
    		 0.52

    Financial Efficiency

    Return on Equity is 22.15% and Return on Invested Capital is 15.48%.

    Return on Equity

    n/a
    		 22.15%

    Return on Assets

    n/a
    		 1.13%

    Return on Invested Capital

    n/a
    		 15.48%

    Revenue Per Employee

    n/a
    		 $1,181,939.33

    Profits Per Employee

    n/a
    		 $16,310.11

    Employee Count

    n/a
    		 445

    Asset Turnover

    n/a
    		 0.82

    Inventory Turnover

    n/a
    		 n/a

    Taxes

    Income Tax

    n/a
    		 4.21M

    Effective Tax Rate

    n/a
    		 4.79%

    Stock Price Statistics

    The stock price has increased by 274.54% in the last 52 weeks. The beta is 1.75, so OppFi's price volatility has been higher than the market average.

    Beta

    n/a
    		 1.75

    52-Week Price Change

    n/a
    		 274.54%

    50-Day Moving Average

    n/a
    		 10.85

    200-Day Moving Average

    n/a
    		 8.7

    Relative Strength Index (RSI)

    n/a
    		 47.98

    Average Volume (20 Days)

    n/a
    		 1,103,709

    Income Statement

    In the last 12 months, OppFi had revenue of 525.96M and earned 7.26M in profits. Earnings per share was 0.36.

    Revenue

    n/a
    		 525.96M

    Gross Profit

    n/a
    		 420.78M

    Operating Income

    n/a
    		 94.54M

    Net Income

    n/a
    		 7.26M

    EBITDA

    n/a
    		 308.6M

    EBIT

    n/a
    		 298.98M

    Earnings Per Share (EPS)

    n/a
    		 0.36
    Full Income Statement

    Balance Sheet

    The company has 61.34M in cash and 332.05M in debt, giving a net cash position of -270.71M.

    Cash & Cash Equivalents

    n/a
    		 61.34M

    Total Debt

    n/a
    		 332.05M

    Net Cash

    n/a
    		 -270.71M

    Retained Earnings

    n/a
    		 -55.13M

    Total Assets

    n/a
    		 640.07M

    Working Capital

    n/a
    		 55.99M
    Full Balance Sheet

    Cash Flow

    In the last 12 months, operating cash flow was 323.81M and capital expenditures -13.01M, giving a free cash flow of 310.8M.

    Operating Cash Flow

    n/a
    		 323.81M

    Capital Expenditures

    n/a
    		 -13.01M

    Free Cash Flow

    n/a
    		 310.8M

    FCF Per Share

    n/a
    		 15.43
    Full Cash Flow Statement

    Margins

    Gross margin is 80%, with operating and profit margins of 17.97% and 1.38%.

    Gross Margin

    n/a
    		 80%

    Operating Margin

    n/a
    		 17.97%

    Pretax Margin

    n/a
    		 16.74%

    Profit Margin

    n/a
    		 1.38%

    EBITDA Margin

    n/a
    		 58.67%

    EBIT Margin

    n/a
    		 17.97%

    FCF Margin

    n/a
    		 59.09%

    Dividends & Yields

    OPFI pays an annual dividend of $0.37, which amounts to a dividend yield of 3.16%.

    Dividend Per Share

    n/a
    		 $0.37

    Dividend Yield

    n/a
    		 3.16%

    Dividend Growth (YoY)

    n/a
    		 108.33%

    Payout Ratio

    n/a
    		 -90.24%

    Earnings Yield

    n/a
    		 4.7%

    FCF Yield

    n/a
    		 201.4%
    Dividend Details

    Analyst Forecast

    The average price target for OPFI is $11.75, which is -3.8% lower than the current price. The consensus rating is "Buy".

    Price Target

    n/a
    		 $11.75

    Price Target Difference

    n/a
    		 -3.8%

    Analyst Consensus

    n/a
    		 Buy

    Analyst Count

    n/a
    		 2
    Stock Forecasts

    Fair Value

    There are several formulas that can be used to estimate the intrinsic value of a stock.

    Lynch Fair Value

    n/a
    		 $1.8

    Lynch Upside

    n/a
    		 -85.26%

    Graham Number

    n/a
    		 3.63

    Graham Upside

    n/a
    		 -70.27%

    Scores

    Altman Z-Score

    n/a
    		 3.89

    Piotroski F-Score

    n/a
    		 5

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