OppFi Inc. (OPFI)
OppFi Statistics
Share Statistics
OppFi has 86.21M shares outstanding. The number of shares has increased by -22.46% in one year.
| Shares Outstanding | 86.21M |
| Shares Change (YoY) | -22.46% |
| Shares Change (QoQ) | -22.7% |
| Owned by Institutions (%) | 43.94% |
| Shares Floating | 79.62M |
| Failed to Deliver (FTD) Shares | 27.02K |
| FTD / Avg. Volume | 1.52% |
Short Selling Information
The latest short interest is 4.74M, so 5.5% of the outstanding shares have been sold short.
| Short Interest | 4.74M |
| Short % of Shares Out | 5.5% |
| Short % of Float | 5.95% |
| Short Ratio (days to cover) | 3.07 |
Valuation Ratios
The PE ratio is -83.51 and the forward PE ratio is 15.14. OppFi's PEG ratio is 0.75.
| PE Ratio | -83.51 |
| Forward PE | 15.14 |
| PS Ratio | 0.16 |
| Forward PS | 1.3 |
| PB Ratio | 8.04 |
| P/FCF Ratio | 0.29 |
| PEG Ratio | 0.75 |
Enterprise Valuation
OppFi Inc. has an Enterprise Value (EV) of 433.1M.
| EV / Earnings | -430.95 |
| EV / Sales | 0.85 |
| EV / EBITDA | 9.34 |
| EV / EBIT | 9.34 |
| EV / FCF | 1.51 |
Financial Position
The company has a current ratio of 10.48, with a Debt / Equity ratio of 33.45.
| Current Ratio | 10.48 |
| Quick Ratio | 10.48 |
| Debt / Equity | 33.45 |
| Total Debt / Capitalization | 97.1 |
| Cash Flow / Debt | 0.85 |
| Interest Coverage | 0.99 |
Financial Efficiency
Return on equity (ROE) is -0.1% and return on capital (ROIC) is 8.06%.
| Return on Equity (ROE) | -0.1% |
| Return on Assets (ROA) | 0% |
| Return on Capital (ROIC) | 8.06% |
| Revenue Per Employee | 1.14M |
| Profits Per Employee | -2.26K |
| Employee Count | 445 |
| Asset Turnover | 0.85 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 2.33M |
| Effective Tax Rate | 0.06 |
Stock Price Statistics
The stock price has increased by 183.57% in the last 52 weeks. The beta is 1.59, so OppFi's price volatility has been higher than the market average.
| Beta | 1.59 |
| 52-Week Price Change | 183.57% |
| 50-Day Moving Average | 10.98 |
| 200-Day Moving Average | 6.22 |
| Relative Strength Index (RSI) | 33.45 |
| Average Volume (20 Days) | 1.77M |
Income Statement
In the last 12 months, OppFi had revenue of 508.95M and earned -1M in profits. Earnings per share was -0.06.
| Revenue | 508.95M |
| Gross Profit | 388.98M |
| Operating Income | 46.35M |
| Net Income | -1M |
| EBITDA | 46.35M |
| EBIT | 46.35M |
| Earnings Per Share (EPS) | -0.06 |
Balance Sheet
The company has 31.79M in cash and 349.18M in debt, giving a net cash position of -317.39M.
| Cash & Cash Equivalents | 31.79M |
| Total Debt | 349.18M |
| Net Cash | -317.39M |
| Retained Earnings | -63.59M |
| Total Assets | 619.27M |
| Working Capital | 485.25M |
Cash Flow
In the last 12 months, operating cash flow was 296.15M and capital expenditures -8.99M, giving a free cash flow of 287.15M.
| Operating Cash Flow | 296.15M |
| Capital Expenditures | -8.99M |
| Free Cash Flow | 287.15M |
| FCF Per Share | 17.52 |
Margins
Gross margin is 76.43%, with operating and profit margins of 9.11% and -0.2%.
| Gross Margin | 76.43% |
| Operating Margin | 9.11% |
| Pretax Margin | 8.21% |
| Profit Margin | -0.2% |
| EBITDA Margin | 9.11% |
| EBIT Margin | 9.11% |
| FCF Margin | 56.42% |
Dividends & Yields
OPFI does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Payout Ratio | n/a |
| Earnings Yield | -0.61% |
| FCF Yield | 33.85% |
Analyst Forecast
The average price target for OPFI is $7.5, which is -23.8% lower than the current price. The consensus rating is "Buy".
| Price Target | $7.5 |
| Price Target Difference | -23.8% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
Scores
| Altman Z-Score | 3.47 |
| Piotroski F-Score | 6 |