OptimumBank Inc. (OPHC)
Company Description
OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses.
It accepts demand interest-bearing and noninterest-bearing, savings, money market, NOW, and time deposit accounts, as well as certificates of deposit; and offers residential and commercial real estate, multi-family real estate, commercial, land and construction, and consumer loans, as well as lending lines for working capital needs.
The company also provides debit and ATM cards; investment, cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail, as well as internet banking services.
It operates through two banking offices located in Broward County, Florida.
The company was founded in 2000 and is based in Fort Lauderdale, Florida.

Country | United States |
IPO Date | Jun 23, 2003 |
Industry | Banks - Regional |
Sector | Financial Services |
Employees | 73 |
CEO | Timothy L. Terry |
Contact Details
Address: 2929 East Commercial Boulevard Fort Lauderdale, Florida United States | |
Website | https://www.optimumbank.com |
Stock Details
Ticker Symbol | OPHC |
Exchange | NASDAQ |
Fiscal Year | January - December |
Reporting Currency | USD |
CIK Code | 0001288855 |
CUSIP Number | 68401P403 |
ISIN Number | US68401P4037 |
Employer ID | 00-0000000 |
SIC Code | 6021 |
Key Executives
Name | Position |
---|---|
Elliot Nunez | Executive Vice President & Chief Financial Officer |
Frank A. Nelson | Senior Vice President of Lending |
Lesile M. Legg | Vice President of Bank Operations, Branch Administration & Human Resources |
Timothy L. Terry | Principal Executive Officer |
Latest SEC Filings
Date | Type | Title |
---|---|---|
Aug 12, 2025 | 8-K | Current Report |
Aug 08, 2025 | 10-Q | Quarterly Report |
Aug 06, 2025 | 8-K | Current Report |
Jul 24, 2025 | 8-K | Current Report |
Jul 01, 2025 | 8-K | Current Report |
Jul 01, 2025 | 424B5 | Filing |
Jun 12, 2025 | 4 | Filing |
May 29, 2025 | 8-K | Current Report |
May 12, 2025 | 10-Q | Quarterly Report |
May 05, 2025 | 8-K | Current Report |