OptimumBank Statistics
Share Statistics
OptimumBank has 10.09M shares outstanding. The number of shares has increased by 28.25% in one year.
| Shares Outstanding | 10.09M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | 4.26% |
| Owned by Institutions (%) | n/a |
| Shares Floating | 7.86M |
| Failed to Deliver (FTD) Shares | 601 |
| FTD / Avg. Volume | 1% |
Short Selling Information
The latest short interest is 29.50K, so 0.29% of the outstanding shares have been sold short.
| Short Interest | 29.50K |
| Short % of Shares Out | 0.29% |
| Short % of Float | 0.38% |
| Short Ratio (days to cover) | 0.38 |
Valuation Ratios
The PE ratio is 4.82 and the forward PE ratio is null.
| PE Ratio | 4.82 |
| Forward PE | null |
| PS Ratio | 0.85 |
| Forward PS | null |
| PB Ratio | 0.43 |
| P/FCF Ratio | 4.87 |
| PEG Ratio | n/a |
Enterprise Valuation
OptimumBank Inc. has an Enterprise Value (EV) of 31.44M.
| EV / Earnings | 5 |
| EV / Sales | 0.88 |
| EV / EBITDA | 3.49 |
| EV / EBIT | 3.35 |
| EV / FCF | 5.06 |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 0.14.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 0.14 |
| Total Debt / Capitalization | 12.5 |
| Cash Flow / Debt | 0.69 |
| Interest Coverage | 0.78 |
Financial Efficiency
Return on equity (ROE) is 0.09% and return on capital (ROIC) is 5.19%.
| Return on Equity (ROE) | 0.09% |
| Return on Assets (ROA) | 0.01% |
| Return on Capital (ROIC) | 5.19% |
| Revenue Per Employee | 596.33K |
| Profits Per Employee | 104.72K |
| Employee Count | 60 |
| Asset Turnover | 0.05 |
| Inventory Turnover | 0 |
Taxes
| Income Tax | 2.17M |
| Effective Tax Rate | 0.26 |
Stock Price Statistics
The stock price has increased by 10.8% in the last 52 weeks. The beta is 0.36, so OptimumBank 's price volatility has been higher than the market average.
| Beta | 0.36 |
| 52-Week Price Change | 10.8% |
| 50-Day Moving Average | 4.88 |
| 200-Day Moving Average | 4.54 |
| Relative Strength Index (RSI) | 44.31 |
| Average Volume (20 Days) | 60.35K |
Income Statement
In the last 12 months, OptimumBank had revenue of 35.78M and earned 6.28M in profits. Earnings per share was 0.87.
| Revenue | 35.78M |
| Gross Profit | 35.78M |
| Operating Income | 9.38M |
| Net Income | 6.28M |
| EBITDA | 9.02M |
| EBIT | 9.38M |
| Earnings Per Share (EPS) | 0.87 |
Balance Sheet
The company has 76.66M in cash and 64.25M in debt, giving a net cash position of 12.41M.
| Cash & Cash Equivalents | 76.66M |
| Total Debt | 64.25M |
| Net Cash | 12.41M |
| Retained Earnings | -15.97M |
| Total Assets | 945.19M |
| Working Capital | 43.00M |
Cash Flow
In the last 12 months, operating cash flow was 6.88M and capital expenditures -668.00K, giving a free cash flow of 6.21M.
| Operating Cash Flow | 6.88M |
| Capital Expenditures | -668.00K |
| Free Cash Flow | 6.21M |
| FCF Per Share | 0.86 |
Margins
Gross margin is 10.00K%, with operating and profit margins of 2.62K% and 1.76K%.
| Gross Margin | 10.00K% |
| Operating Margin | 2.62K% |
| Pretax Margin | 2.36K% |
| Profit Margin | 1.76K% |
| EBITDA Margin | 25.2% |
| EBIT Margin | 26.22% |
| FCF Margin | 17.37% |
Dividends & Yields
OPHC does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Payout Ratio | n/a |
| Earnings Yield | 18.43% |
| FCF Yield | 13.05% |
Analyst Forecast
The average price target for OPHC is $5.25, which is 11.2% higher than the current price. The consensus rating is "Hold".
| Price Target | $5.25 |
| Price Target Difference | 11.2% |
| Analyst Consensus | Hold |
| Analyst Count | 1 |
Stock Splits
The last stock split was on Jan 12, 2016. It was a backward split with a ratio of 1:10.
| Last Split Date | Jan 12, 2016 |
| Split Type | backward |
| Split Ratio | 1:10 |
Scores
| Altman Z-Score | 0.16 |
| Piotroski F-Score | 4 |