OptimumBank Inc.

NASDAQ: OPHC · Real-Time Price · USD
4.30
0.03 (0.70%)
At close: Aug 15, 2025, 3:45 PM

OptimumBank Income Statement

Financials in USD. Fiscal year is January - December.
Fiscal Year FY 2024 FY 2023 FY 2022 FY 2021
Period Ending Dec 31, 2024 Dec 31, 2023 Dec 31, 2022 Dec 31, 2021
Revenue
64.25M 39.23M 22.84M 11.82M
Cost of Revenue
27.16M 16.11M 7.51M 2.16M
Gross Profit
37.09M 23.12M 15.33M 9.66M
Operating Income
17.63M 8.46M 5.39M 3.07M
Interest Income
59.63M 35.78M 19.88M 10.39M
Pretax Income
17.63M 8.46M 5.39M 3.07M
Net Income
13.12M 6.28M 4.02M 6.3M
Selling & General & Admin
11.1M 8.26M 5.45M 3.75M
Research & Development
n/a n/a n/a n/a
Other Expenses
8.36M 6.4M 4.49M 2.85M
Operating Expenses
19.46M 14.66M 9.94M 6.6M
Interest Expense
24.94M 12.07M 4.05M 985K
Selling & Marketing Expenses
n/a n/a n/a n/a
Cost & Expenses
46.62M 30.77M 17.45M 8.75M
Income Tax Expense
4.51M 2.17M 1.37M -3.23M
Shares Outstanding (Basic)
9.44M 7.24M 5.95M 3.9M
Shares Outstanding (Diluted)
9.87M 7.24M 5.95M 3.9M
EPS (Basic)
1.39 0.87 0.68 1.61
EPS (Diluted)
1.33 0.87 0.68 1.61
EBITDA
18.23M 9.02M 5.96M 3.37M
EBIT
17.63M 8.46M 5.39M 3.07M
Depreciation & Amortization
599K 560K 569K 302K