Oportun Financial Corpora... (OPRT)

NASDAQ: OPRT · Real-Time Price · USD

5.15

0.01 (0.19%)

At close: Apr 30, 2025, 3:59 PM

5.12

-0.58%

After-hours: Apr 30, 2025, 04:05 PM EDT

Oportun Financial Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019	Q4 2018	Q3 2018	Q2 2018	Q1 2018	Q4 2017	Q3 2017	Q2 2017	Q1 2017
Period Ending	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Sep 30, 2019	Jun 30, 2019	Mar 31, 2019	Dec 31, 2018	Sep 30, 2018	Jun 30, 2018	Mar 31, 2018	Dec 31, 2017	Sep 30, 2017	Jun 30, 2017	Mar 31, 2017
Revenue	250.9M	249.95M	250.4M	250.48M	262.7M	268.2M	118.63M	4.8M	143.4M	146.98M	145.21M	205.01M	160.5M	139.4M	120.19M	110.24M	114.6M	93.7M	46.12M	80.5M	130.8M	114.1M	99.15M	98.29M	114.57M	109.68M	123.13M	126.18M	61.6M	56.49M	53.41M	54.08M
Cost of Revenue	n/a	n/a	n/a	-18K	100K	n/a	-147.97M	-254.71M	38.6M	n/a	38.6M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Gross Profit	250.9M	249.95M	250.4M	250.5M	262.6M	268.2M	266.6M	259.51M	104.8M	146.98M	106.61M	205.01M	160.5M	139.4M	120.19M	110.24M	114.6M	93.7M	46.12M	80.5M	130.8M	114.1M	99.15M	98.29M	114.57M	109.68M	123.13M	126.18M	61.6M	56.49M	53.41M	54.08M
Operating Income	161.4M	118.11M	n/a	86.4M	-57.3M	-37.3M	-17.5M	-102.5M	27.67M	-85.69M	4.43M	71.35M	32.32M	38.7M	21.97M	17.48M	28.15M	5.57M	-31.79M	-1.66M	46.95M	29.91M	33.53M	34.59M	48.11M	41.01M	64.71M	63.18M	-2.68M	-339K	4.89M	6.29M
Interest Income	233.5M	230.04M	237.27M	235.26M	242.16M	243.3M	240.46M	237.6M	244.1M	232.12M	207.66M	192.24M	174.6M	145.4M	128.59M	127.19M	129.9M	128.7M	136.09M	150.7M	148.3M	139.3M	129.76M	126.75M	124.82M	115.86M	105.9M	102.19M	n/a	n/a	n/a	n/a
Pretax Income	3.9M	-39.46M	-49.15M	-30.48M	-57.3M	-37.4M	-17.47M	-141.5M	-7.9M	-112.36M	-12.67M	57.67M	20.9M	28.1M	9.8M	3.98M	14.7M	-7.8M	-46.9M	-18M	31.2M	14.4M	18.9M	19.97M	34.81M	29.08M	53.79M	52.41M	-10.18M	-339K	4.89M	6.29M
Net Income	8.7M	-29.96M	-31.02M	-26.44M	-41.8M	-21.1M	-14.9M	-102.1M	-8.4M	-105.83M	-9.16M	45.66M	14.17M	22.98M	7.25M	3.02M	8.51M	-6M	-34.25M	-13.3M	23.2M	10M	13.79M	14.61M	25.27M	20.84M	38.91M	38.37M	-10.21M	550K	2.8M	3.6M
Selling & General & Admin	31.8M	40.48M	60.18M	52.3M	63.41M	41.3M	71.08M	75.7M	75.7M	76.14M	87.93M	83.83M	83.1M	63.8M	62.47M	60.72M	53.3M	58.4M	50.38M	54.2M	56.9M	57.2M	45.57M	43.5M	43.95M	39.76M	35.12M	32.91M	54.02M	49.96M	41.56M	40.76M
Research & Development	n/a	n/a	10.1M	10.2M	10.7M	10.8M	10.6M	10.1M	9.5M	9M	8.2M	7.4M	5.2M	4.4M	3.9M	3.5M	3.2M	2.9M	2.5M	2.2M	1.7M	1.3M	1M	900K	900K	900K	n/a	1.7M	3.1M	n/a	n/a	n/a
Other Expenses	57.7M	61.6M	62.53M	-84.03M	-102.61M	81.2M	85.9M	94.19M	741.51M	204.54M	-38.59M	-217.5M	583.45M	63.27M	61.67M	59.75M	529.44M	58.3M	59.19M	56.36M	454.59M	55.41M	-111.19M	-107.21M	-110.41M	-108.42M	-93.53M	-95.92M	n/a	n/a	n/a	n/a
Operating Expenses	89.5M	102.08M	60.03M	84.03M	102.61M	122.5M	136.1M	146.34M	596.64M	259.35M	119.3M	-133.67M	467.69M	111.4M	110.39M	106.27M	393.15M	101.57M	93.02M	98.61M	362.42M	100.05M	-65.62M	-63.71M	-66.46M	-68.67M	-58.41M	-63.01M	71.78M	56.82M	48.52M	47.78M
Interest Expense	73.7M	55.75M	54.24M	54.47M	52M	47M	41.45M	39M	35.6M	26.67M	17.1M	13.68M	11.4M	10.6M	12.16M	13.5M	13.5M	13.4M	15.11M	16.4M	15.8M	15.5M	14.63M	14.62M	13.3M	11.93M	10.92M	10.77M	n/a	n/a	n/a	n/a
Selling & Marketing Expenses	17.3M	17.4M	16.26M	16M	18.05M	18.9M	19.2M	19.2M	21.3M	21.78M	32.37M	34.54M	37.1M	32.1M	23.75M	23.89M	23.9M	20.6M	20.06M	24.8M	28.1M	24.7M	23.1M	21.27M	23.53M	20.86M	17.79M	15.44M	18.23M	16.32M	12.37M	11.72M
Cost & Expenses	89.5M	102.08M	192.58M	280.96M	319.9M	122.5M	136.1M	146.34M	635.24M	259.35M	157.9M	-133.67M	467.66M	111.4M	110.39M	106.27M	393.15M	101.57M	93.02M	98.61M	362.42M	100.05M	-65.62M	-63.71M	-66.46M	-68.67M	-58.41M	-63.01M	71.78M	56.82M	48.52M	47.78M
Income Tax Expense	-4.8M	-9.51M	-18.12M	-4.04M	-15.5M	-16.2M	-2.57M	-39.4M	500K	-6.54M	-3.52M	12.01M	6.7M	5.1M	2.55M	956K	6.2M	-1.8M	-12.65M	-4.7M	8M	4.4M	5.11M	5.35M	9.54M	8.24M	14.88M	14.04M	7.77M	889K	2.08M	2.69M
Shares Outstanding (Basic)	43.55M	39.96M	39.82M	38.9M	38.49M	38.28M	36.69M	33.98M	33.23M	33.01M	32.7M	32.22M	28.81M	28.17M	28M	27.77M	27.68M	27.46M	27.18M	27.02M	27M	4.29M	26.71M	22.02M	22.02M	22.02M	22.02M	22.02M	2.31M	2.46M	2.46M	2.46M
Shares Outstanding (Diluted)	43.55M	39.96M	39.82M	38.9M	38.49M	38.28M	36.69M	33.98M	33.23M	33.01M	32.83M	33.32M	31.11M	30.5M	30.05M	29.62M	29.23M	27.46M	27.23M	27.02M	28.53M	4.29M	26.71M	22.06M	22.02M	22.06M	22.02M	22.06M	2.31M	2.46M	2.46M	2.46M
EPS (Basic)	0.20	-0.75	-0.78	-0.68	-1.09	-0.55	-0.41	-3	-0.25	-3.21	-0.28	1.42	0.49	0.82	0.26	0.11	0.31	-0.22	-1.26	-0.49	0.86	2.33	0.52	0.66	1.15	0.95	1.77	1.74	-4.42	0.22	1.14	1.46
EPS (Diluted)	0.20	-0.75	-0.78	-0.68	-1.09	-0.55	-0.41	-3	-0.25	-3.21	-0.28	1.37	0.46	0.75	0.24	0.10	0.29	-0.22	-1.26	-0.49	0.81	2.33	0.52	0.66	1.15	0.94	1.77	1.74	-4.42	0.22	1.14	1.46
EBITDA	n/a	n/a	n/a	n/a	-84.53M	-23.43M	-3.7M	-128.14M	n/a	-100.08M	n/a	68.37M	27.64M	33.81M	17.55M	n/a	20M	n/a	-41.8M	n/a	35.59M	18.01M	22.09M	22.85M	37.94M	32.07M	56.65M	55.26M	249K	2.37M	n/a	-3.6M
EBIT	77.6M	-13.47M	-13.01M	-13.2M	-57.2M	-37.37M	-17.47M	-141.53M	-12.91M	-112.36M	-11.64M	57.67M	20.92M	28.12M	9.8M	-6.96M	14.66M	-5.12M	-46.9M	-4.66M	31.15M	14.41M	18.9M	19.97M	34.81M	29.08M	53.79M	52.41M	n/a	-339K	4.89M	7.7M
Depreciation & Amortization	n/a	13.47M	13.01M	13.2M	14.59M	13.6M	13.4M	13.39M	12.91M	12.28M	11.64M	10.7M	6.7M	5.7M	7.8M	7M	5.34M	5.12M	5.1M	4.66M	4.44M	3.59M	3.19M	2.88M	3.13M	2.99M	2.86M	2.85M	2.68M	339K	-4.89M	-6.29M