Price Alert

Oportun Financial Corpora... (OPRT)

NASDAQ: OPRT · Real-Time Price · USD

6.19

-0.06 (-0.96%)

At close: Aug 14, 2025, 3:59 PM

6.18

-0.16%

After-hours: Aug 14, 2025, 07:26 PM EDT

Oportun Financial Statistics

Share Statistics

Oportun Financial has 43.87M shares outstanding. The number of shares has increased by 22.81% in one year.

Shares Outstanding	43.87M
Shares Change (YoY)	22.81%
Shares Change (QoQ)	21.41%
Owned by Institutions (%)	56.58%
Shares Floating	34.93M
Failed to Deliver (FTD) Shares	290
FTD / Avg. Volume	0.05%

Short Selling Information

The latest short interest is 1.88M, so 4.28% of the outstanding shares have been sold short.

Short Interest	1.88M
Short % of Shares Out	4.28%
Short % of Float	5.32%
Short Ratio (days to cover)	2.81

Valuation Ratios

The PE ratio is -1.99 and the forward PE ratio is 3.63. Oportun Financial's PEG ratio is 0.03.

PE Ratio	-1.99
Forward PE	3.63
PS Ratio	0.16
Forward PS	0.3
PB Ratio	0.44
P/FCF Ratio	0.42
PEG Ratio	0.03

Financial Ratio History

Enterprise Valuation

Currently the Enterprise Value (EV) is not available for Oportun Financial.

EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 3.29, with a Debt / Equity ratio of 7.98.

Current Ratio	3.29
Quick Ratio	3.29
Debt / Equity	7.98
Debt / EBITDA	-44.09
Debt / FCF	7.54
Interest Coverage	-0.48

Financial Efficiency

Return on Equity is n/a and Return on Invested Capital is n/a.

Return on Equity	n/a
Return on Assets	n/a
Return on Invested Capital	n/a
Revenue Per Employee	$433.29K
Profits Per Employee	$-34.03K
Employee Count	2,312
Asset Turnover	0.31
Inventory Turnover	n/a

Taxes

Income Tax	-36.49M
Effective Tax Rate	31.69%

Stock Price Statistics

The stock price has increased by 103.46% in the last 52 weeks. The beta is 1.24, so Oportun Financial's price volatility has been higher than the market average.

Beta	1.24
52-Week Price Change	103.46%
50-Day Moving Average	6.66
200-Day Moving Average	5.26
Relative Strength Index (RSI)	40.82
Average Volume (20 Days)	580,419

Income Statement

In the last 12 months, Oportun Financial had revenue of 1B and earned -78.68M in profits. Earnings per share was -1.95.

Revenue	1B
Gross Profit	1B
Operating Income	-115.18M
Net Income	-78.68M
EBITDA	-64.02M
EBIT	-115.18M
Earnings Per Share (EPS)	-1.95

Full Income Statement

Balance Sheet

The company has 59.97M in cash and 2.82B in debt, giving a net cash position of -2.76B.

Cash & Cash Equivalents	59.97M
Total Debt	2.82B
Net Cash	-2.76B
Retained Earnings	-252.53M
Total Assets	3.2B
Working Capital	81.85M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 393.52M and capital expenditures -19.19M, giving a free cash flow of 374.33M.

Operating Cash Flow	393.52M
Capital Expenditures	-19.19M
Free Cash Flow	374.33M
FCF Per Share	9.28

Full Cash Flow Statement

Margins

Gross margin is 100%, with operating and profit margins of -11.5% and -7.85%.

Gross Margin	100%
Operating Margin	-11.5%
Pretax Margin	-11.5%
Profit Margin	-7.85%
EBITDA Margin	-6.39%
EBIT Margin	-11.5%
FCF Margin	37.37%

Dividends & Yields

OPRT does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Payout Ratio	n/a
Earnings Yield	n/a
FCF Yield	n/a

Dividend Details

Analyst Forecast

The average price target for OPRT is $8, which is 36.1% higher than the current price. The consensus rating is "Hold".

Price Target	$8
Price Target Difference	36.1%
Analyst Consensus	Hold
Analyst Count	2

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Scores

Altman Z-Score	0.26
Piotroski F-Score	4