Oportun Financial Corporation Statistics
Share Statistics
Oportun Financial Corporation has 35.97M shares outstanding. The number of shares has increased by 4.36% in one year.
| Shares Outstanding | 35.97M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | 0.37% |
| Owned by Institutions (%) | n/a |
| Shares Floating | 28.95M |
| Failed to Deliver (FTD) Shares | 1.08K |
| FTD / Avg. Volume | 0.74% |
Short Selling Information
The latest short interest is 100.17K, so 0.28% of the outstanding shares have been sold short.
| Short Interest | 100.17K |
| Short % of Shares Out | 0.28% |
| Short % of Float | 0.35% |
| Short Ratio (days to cover) | 1.03 |
Valuation Ratios
The PE ratio is -0.8 and the forward PE ratio is 3.53.
| PE Ratio | -0.8 |
| Forward PE | 3.53 |
| PS Ratio | 0.14 |
| Forward PS | 0.1 |
| PB Ratio | 0.36 |
| P/FCF Ratio | 0.4 |
| PEG Ratio | n/a |
Enterprise Valuation
Oportun Financial Corporation has an Enterprise Value (EV) of 2.99B.
| EV / Earnings | -16.62 |
| EV / Sales | 2.83 |
| EV / EBITDA | -15.05 |
| EV / EBIT | -15.05 |
| EV / FCF | 8.28 |
Financial Position
The company has a current ratio of 0.57, with a Debt / Equity ratio of 7.23.
| Current Ratio | 0.57 |
| Quick Ratio | 0.85 |
| Debt / Equity | 7.23 |
| Total Debt / Capitalization | 87.85 |
| Cash Flow / Debt | 0.13 |
| Interest Coverage | -1.11 |
Financial Efficiency
Return on equity (ROE) is -0.44% and return on capital (ROIC) is -4.22%.
| Return on Equity (ROE) | -0.44% |
| Return on Assets (ROA) | -0.05% |
| Return on Capital (ROIC) | -4.22% |
| Revenue Per Employee | 451.67K |
| Profits Per Employee | -76.90K |
| Employee Count | 2.34K |
| Asset Turnover | 0.31 |
| Inventory Turnover | 0 |
Taxes
| Income Tax | -73.70M |
| Effective Tax Rate | 0.29 |
Stock Price Statistics
The stock price has increased by 25.89% in the last 52 weeks. The beta is 1.1, so Oportun Financial Corporation's price volatility has been higher than the market average.
| Beta | 1.1 |
| 52-Week Price Change | 25.89% |
| 50-Day Moving Average | 3.1 |
| 200-Day Moving Average | 3.02 |
| Relative Strength Index (RSI) | 63.29 |
| Average Volume (20 Days) | 144.72K |
Income Statement
In the last 12 months, Oportun Financial Corporation had revenue of $1.06B and earned -$179.95M in profits. Earnings per share was $-4.88.
| Revenue | 1.06B |
| Gross Profit | 1.06B |
| Operating Income | -198.77M |
| Net Income | -179.95M |
| EBITDA | -198.77M |
| EBIT | -198.77M |
| Earnings Per Share (EPS) | -4.88 |
Balance Sheet
The company has $91.19M in cash and $2.94B in debt, giving a net cash position of -$2.85B.
| Cash & Cash Equivalents | 91.19M |
| Total Debt | 2.94B |
| Net Cash | -2.85B |
| Retained Earnings | -173.85M |
| Total Assets | 3.25B |
| Working Capital | 40.07M |
Cash Flow
In the last 12 months, operating cash flow was $392.76M and capital expenditures -$31.26M, giving a free cash flow of $361.50M.
| Operating Cash Flow | 392.76M |
| Capital Expenditures | -31.26M |
| Free Cash Flow | 361.50M |
| FCF Per Share | 9.8 |
Margins
Gross margin is 100%, with operating and profit margins of -18.81% and -17.03%.
| Gross Margin | 100% |
| Operating Margin | -18.81% |
| Pretax Margin | -24% |
| Profit Margin | -17.03% |
| EBITDA Margin | -18.81% |
| EBIT Margin | -18.81% |
| FCF Margin | 34.2% |
Dividends & Yields
OPRT does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Payout Ratio | n/a |
| Earnings Yield | -125.45% |
| FCF Yield | 258.35% |
Analyst Forecast
The average price target for OPRT is $4, which is 2.8% higher than the current price. The consensus rating is "Hold".
| Price Target | $4 |
| Price Target Difference | 2.8% |
| Analyst Consensus | Hold |
| Analyst Count | 4 |
Scores
| Altman Z-Score | 0.1 |
| Piotroski F-Score | 4 |