Oportun Financial Corpora... (OPRT)
Oportun Financial Statistics
Share Statistics
Oportun Financial has 36.13M shares outstanding. The number of shares has increased by 5.1% in one year.
| Shares Outstanding | 36.13M |
| Shares Change (YoY) | 5.1% |
| Shares Change (QoQ) | 0.71% |
| Owned by Institutions (%) | 49.34% |
| Shares Floating | 30.95M |
| Failed to Deliver (FTD) Shares | 793 |
| FTD / Avg. Volume | 0.15% |
Short Selling Information
The latest short interest is 100.17K, so 0.28% of the outstanding shares have been sold short.
| Short Interest | 100.17K |
| Short % of Shares Out | 0.28% |
| Short % of Float | 0.35% |
| Short Ratio (days to cover) | 1.03 |
Valuation Ratios
The PE ratio is -1.99 and the forward PE ratio is 4.13. Oportun Financial's PEG ratio is 0.03.
| PE Ratio | -1.99 |
| Forward PE | 4.13 |
| PS Ratio | 0.16 |
| Forward PS | 0.2 |
| PB Ratio | 0.44 |
| P/FCF Ratio | 0.42 |
| PEG Ratio | 0.03 |
Enterprise Valuation
Currently the Enterprise Value (EV) is not available for Oportun Financial Corporation.
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 2.66, with a Debt / Equity ratio of 0.05.
| Current Ratio | 2.66 |
| Quick Ratio | 2.66 |
| Debt / Equity | 0.05 |
| Total Debt / Capitalization | 4.89 |
| Cash Flow / Debt | 21.62 |
| Interest Coverage | 2.48 |
Financial Efficiency
Return on equity (ROE) is -0.22% and return on capital (ROIC) is 108.6%.
| Return on Equity (ROE) | -0.22% |
| Return on Assets (ROA) | -0.02% |
| Return on Capital (ROIC) | 108.6% |
| Revenue Per Employee | $433,293.69 |
| Profits Per Employee | $-34,032.01 |
| Employee Count | 2,312 |
| Asset Turnover | 0.31 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -36.49M |
| Effective Tax Rate | 0.32 |
Stock Price Statistics
The stock price has increased by 147.74% in the last 52 weeks. The beta is 1.14, so Oportun Financial's price volatility has been higher than the market average.
| Beta | 1.14 |
| 52-Week Price Change | 147.74% |
| 50-Day Moving Average | 5.77 |
| 200-Day Moving Average | 3.76 |
| Relative Strength Index (RSI) | 50.1 |
| Average Volume (20 Days) | 538.74K |
Income Statement
In the last 12 months, Oportun Financial had revenue of 1B and earned -78.68M in profits. Earnings per share was -1.95.
| Revenue | 1B |
| Gross Profit | 1B |
| Operating Income | 591.4M |
| Net Income | -78.68M |
| EBITDA | 0 |
| EBIT | 591.4M |
| Earnings Per Share (EPS) | -1.95 |
Balance Sheet
The company has 59.97M in cash and 18.2M in debt, giving a net cash position of 41.77M.
| Cash & Cash Equivalents | 59.97M |
| Total Debt | 18.2M |
| Net Cash | 41.77M |
| Retained Earnings | -252.53M |
| Total Assets | 3.23B |
| Working Capital | 19.29M |
Cash Flow
In the last 12 months, operating cash flow was 393.52M and capital expenditures -19.19M, giving a free cash flow of 374.33M.
| Operating Cash Flow | 393.52M |
| Capital Expenditures | -19.19M |
| Free Cash Flow | 374.33M |
| FCF Per Share | 9.28 |
Margins
Gross margin is 100%, with operating and profit margins of 59.04% and -7.85%.
| Gross Margin | 100% |
| Operating Margin | 59.04% |
| Pretax Margin | -11.5% |
| Profit Margin | -7.85% |
| EBITDA Margin | n/a |
| EBIT Margin | 59.04% |
| FCF Margin | 37.37% |
Dividends & Yields
OPRT does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Payout Ratio | n/a |
| Earnings Yield | -32.39% |
| FCF Yield | 172.09% |
Analyst Forecast
The average price target for OPRT is $8, which is 32.9% higher than the current price. The consensus rating is "Hold".
| Price Target | $8 |
| Price Target Difference | 32.9% |
| Analyst Consensus | Hold |
| Analyst Count | 2 |
Scores
| Altman Z-Score | 0.21 |
| Piotroski F-Score | 4 |