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AI Score

Our AI model analyzes fundamental, technical, and statistical indicators to predict the probability of a bullish trend over the next three months.

We regularly update and refine our models to deliver the most reliable forecasts for you.

Bullish Probability	Sentiment	Score
+80%	Strong Buy	10
+75%	Buy	9
+70%	Buy	8
+60%	Buy	7
+50%	Hold	6
+45%	Hold	5
+40%	Hold	4
+35%	Sell	3
+30%	Sell	2
+20%	Strong Sell	1

Oportun Financial Corpora... (OPRT)

AI Score

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AI Score

Bullish Probability	Sentiment	Score
+80%	Strong Buy	10
+75%	Buy	9
+70%	Buy	8
+60%	Buy	7
+50%	Hold	6
+45%	Hold	5
+40%	Hold	4
+35%	Sell	3
+30%	Sell	2
+20%	Strong Sell	1

3.91

0.17 (4.55%)

At close: Jan 15, 2025, 11:37 AM

Income Statement (Annual)

Get detailed income statement breakdowns, uncovering revenue, expenses, and much more.

Boring Mode

Year	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15
Revenue	1.06B	640.70M	530.40M	335.10M	442.40M	473.56M	324.56M	248.75M	195.23M
Cost of Revenue	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Gross Profit	1.06B	640.70M	530.40M	335.10M	442.40M	473.56M	324.56M	248.75M	195.23M
Operating Income	-198.77M	17.76M	62.80M	-58.10M	84.40M	217.01M	38.47M	44.83M	9.52M
Interest Income	984.57M	876.10M	575.80M	545.50M	544.10M	448.78M	327.94M	254.15M	n/a
Pretax Income	-253.65M	-75.30M	62.80M	-58.10M	84.40M	170.09M	2.07M	16.06M	9.52M
Net Income	-179.95M	-77.80M	47.41M	-45.10M	61.60M	123.39M	-10.21M	50.86M	8.39M
Selling & General & Admin	269.51M	323.70M	270.20M	216.30M	203.20M	151.74M	122.10M	88.47M	95.98M
Research & Development	n/a	34.20M	16.90M	10.80M	4.90M	3.50M	3.10M	2.70M	2.00M
Other Expenses	11.15M	479.44M	-737.80M	-609.50M	-561.20M	-543.86M	-408.19M	-292.39M	-77.58M
Operating Expenses	534.32M	715.94M	-467.60M	-393.20M	-358.00M	-256.55M	-286.09M	-203.92M	77.58M
Interest Expense	179.41M	93.00M	47.70M	58.40M	60.50M	46.92M	36.40M	28.77M	n/a
Selling & Marketing Expenses	75.28M	110.00M	116.90M	89.40M	97.20M	77.62M	58.06M	39.84M	24.99M
Cost & Expenses	1.31B	715.94M	-467.60M	-393.20M	-358.00M	-256.55M	-286.09M	-203.92M	185.71M
Income Tax	-73.70M	2.50M	15.40M	-13.00M	22.80M	46.70M	12.28M	-34.80M	1.12M
Shares Outstanding (Basic)	36.88M	32.83M	28.19M	27.33M	9.35M	22.02M	22.02M	21.98M	26.89M
Shares Outstanding (Diluted)	36.88M	32.83M	30.32M	27.33M	10.76M	22.06M	22.06M	23.11M	26.89M
EPS (Basic)	-4.88	-2.37	1.68	-1.65	0.46	5.60	-0.46	2.31	0.31
EPS (Diluted)	-4.88	-2.37	1.56	-1.65	0.40	5.59	-0.46	2.20	0.31
EBITDA	-198.77M	n/a	89.90M	-37.87M	98.53M	181.92M	n/a	24.43M	14.72M
Depreciation & Amortization	54.88M	47.53M	27.11M	20.22M	14.10M	11.82M	10.59M	8.38M	5.20M