Old Second Bancorp Inc. (OSBC)
AI Score
Our AI model analyzes fundamental, technical, and statistical indicators
to predict the probability of a bullish trend over the next three months.
We regularly update and refine our models to deliver the most reliable forecasts
for you.
Bullish Probability | Sentiment | Score |
---|---|---|
+80% | Strong Buy | 10 |
+75% | Buy | 9 |
+70% | Buy | 8 |
+60% | Buy | 7 |
+50% | Hold | 6 |
+45% | Hold | 5 |
+40% | Hold | 4 |
+35% | Sell | 3 |
+30% | Sell | 2 |
+20% | Strong Sell | 1 |
18.15
0.32 (1.79%)
At close: Jan 15, 2025, 3:59 PM
Ratios (Annual)
Discover comprehensive ratio statement breakdowns that reveal insights into revenue, expenses, and beyond.
Year | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 | FY10 | FY09 | FY08 | FY07 | FY06 | FY05 | FY04 | FY03 | FY02 | FY01 | FY00 | FY99 | FY98 | FY97 | FY96 | FY95 | FY94 | FY93 |
PE Ratio | 7.52 | 10.60 | 18.97 | 10.75 | 10.20 | 11.36 | 26.69 | 20.81 | 15.02 | 13.65 | 0.78 | -238.48 | -2.8 | -0.22 | -1.6 | 13.33 | 13.95 | 16.55 | 14.91 | 16.27 | 15.76 | 13.65 | 13.23 | 10.38 | 12.50 | 14.70 | 19.70 | 12.47 | 12.02 | 11.74 | 12.66 |
PS Ratio | 2.36 | 2.92 | 2.85 | 2.36 | 3.06 | 3.18 | 3.89 | 3.60 | 2.63 | 1.63 | 0.73 | 0.17 | 0.18 | 0.18 | 0.73 | 1.26 | 3.33 | 3.92 | 4.04 | 4.54 | 3.80 | 3.32 | 3.17 | 2.41 | 2.75 | 2.87 | 3.93 | 3.17 | 3.00 | 2.70 | 2.80 |
PB Ratio | 1.19 | 1.55 | 0.76 | 0.97 | 1.45 | 1.69 | 2.02 | 1.86 | 1.48 | 0.71 | 0.44 | 0.24 | 0.25 | 0.29 | 0.47 | 0.82 | 2.23 | 2.47 | 2.71 | 3.17 | 2.98 | 2.07 | 1.82 | 1.24 | 1.49 | 1.59 | 2.05 | 1.47 | 1.40 | 1.47 | 1.43 |
P/FCF Ratio | 6.63 | 7.68 | 13.11 | 13.56 | 8.34 | 7.29 | 11.21 | 12.91 | 11.64 | -18.69 | 1.92 | 0.41 | 0.64 | 0.35 | 3.22 | 4.43 | 45.36 | 14.15 | 731.94 | 111.87 | 6.08 | 49.61 | -49.71 | 13.63 | 4.06 | 28.38 | -26.64 | 11.18 | 10.90 | 5.75 | 10.32 |
P/OCF Ratio | 5.92 | 7.34 | 12.25 | 11.51 | 7.65 | 7.04 | 10.89 | 11.97 | 10.93 | -21.94 | 1.83 | 0.40 | 0.62 | 0.35 | 3.10 | 3.78 | 24.09 | 10.42 | 39.86 | 42.49 | 5.51 | 21.00 | -496.26 | 10.29 | 3.88 | 20.22 | -49.77 | 9.28 | 9.44 | 5.29 | 9.18 |
OCF/S Ratio | 0.40 | 0.40 | 0.23 | 0.20 | 0.40 | 0.45 | 0.36 | 0.30 | 0.24 | -0.07 | 0.40 | 0.43 | 0.29 | 0.51 | 0.24 | 0.33 | 0.14 | 0.38 | 0.10 | 0.11 | 0.69 | 0.16 | -0.01 | 0.23 | 0.71 | 0.14 | -0.08 | 0.34 | 0.32 | 0.51 | 0.31 |
Debt / Equity Ratio | 0.85 | 0.50 | 0.30 | 0.30 | 0.57 | 1.16 | 1.08 | 0.98 | 0.76 | 0.77 | 0.74 | 2.81 | 1.40 | 1.31 | 0.78 | 1.53 | 1.06 | 1.10 | 1.36 | 0.82 | 1.17 | 0.06 | 0.52 | 0.05 | 0.19 | 0.40 | 0.35 | 0.05 | 0.03 | 0.05 | 0.17 |
Quick Ratio | 0.47 | 23.07 | 176.72 | 55.99 | 14.85 | 13.80 | 15.55 | 23.78 | 88.57 | 30.42 | 264.46 | 14.12 | 3.15K | 74.75 | 41.43 | 12.09 | 20.28 | 12.75 | 9.80 | 18.12 | 11.73 | 50.29 | 0.00 | 1.09 | 1.10 | 0.11 | 0.10 | 0.10 | 0.12 | 27.00 | 9.03 |
Current Ratio | 0.47 | 21.43 | 136.46 | 41.37 | 13.51 | 13.80 | 15.55 | 23.78 | 88.57 | 30.42 | 264.46 | 14.12 | 3.15K | 74.84 | 41.51 | 12.09 | 20.28 | 12.75 | 9.80 | 18.12 | 11.73 | 50.29 | 0.00 | 1.09 | 1.10 | 0.11 | 0.10 | 0.10 | 0.12 | 27.00 | 9.03 |
Asset Turnover | 0.05 | 0.04 | 0.02 | 0.04 | 0.05 | 0.05 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.05 | 0.05 | 0.06 | 0.05 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.05 | 0.05 | 0.05 | 0.05 | 0.06 | 0.06 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 |
Interest Coverage | 3.11 | 10.27 | 3.30 | 3.00 | 2.75 | 3.63 | 3.90 | 3.70 | 3.68 | 2.67 | 2.06 | 1.19 | 0.89 | -1.21 | -1.32 | 1.21 | 1.38 | 1.47 | 1.89 | 2.36 | 2.34 | 2.10 | 1.75 | 1.54 | 1.62 | 1.50 | 1.44 | 1.55 | 1.50 | 1.58 | 1.49 |
Return on Equity (ROE) | 0.16 | 0.15 | 0.04 | 0.09 | 0.14 | 0.15 | 0.08 | 0.09 | 0.10 | 0.05 | 0.56 | -0.00 | -0.09 | -1.33 | -0.29 | 0.06 | 0.16 | 0.15 | 0.18 | 0.19 | 0.19 | 0.15 | 0.14 | 0.12 | 0.12 | 0.11 | 0.10 | 0.12 | 0.12 | 0.13 | 0.11 |
Return on Assets (ROA) | 0.02 | 0.01 | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.04 | -0.00 | -0.00 | -0.05 | -0.02 | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
Return on Capital (ROIC) | 0.07 | 0.02 | 0.00 | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | -0.02 | -0.02 | 0.03 | 0.05 | 0.05 | 0.04 | 0.03 | 0.03 | 0.04 | 0.39 | 0.47 | 0.42 | 0.35 | 0.38 | 1.66 | 0.48 | 0.04 | 0.04 |
Dividend Yield | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.09 | n/a | n/a | n/a | 0.13 | 0.07 | 0.05 | 0.02 | 0.02 | 0.02 | 0.01 | 0.02 | 0.02 | 0.02 | 0.03 | 0.02 | 0.02 | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 |
Payout Ratio | 0.10 | 0.13 | 0.23 | 0.04 | 0.03 | 0.03 | 0.08 | 0.06 | 0.16 | 1.22 | n/a | n/a | n/a | -0.03 | -0.11 | 0.70 | 0.30 | 0.31 | 0.24 | 0.22 | 0.26 | 0.26 | 0.23 | 0.26 | 0.27 | 0.26 | 0.28 | 0.26 | 0.23 | 0.23 | 0.29 |
Gross Profit Margin | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 96.32% | 100.00% | 100.00% | 91.79% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
Net Profit Margin | 31.42% | 27.52% | 15.02% | 21.90% | 29.99% | 28.03% | 14.57% | 17.32% | 17.49% | 11.97% | 93.01% | -0.07% | -6.5% | -80.73% | -45.74% | 9.48% | 23.86% | 23.68% | 27.10% | 27.88% | 24.13% | 24.34% | 23.99% | 23.27% | 22.00% | 19.54% | 19.96% | 25.40% | 24.93% | 23.03% | 22.15% |
Pretax Profit Margin | 42.61% | 37.38% | 20.88% | 29.45% | 39.41% | 36.21% | 33.01% | 27.06% | 27.69% | 18.78% | 13.42% | -0.07% | -6.5% | -49.62% | -77.71% | 11.34% | 32.64% | 33.56% | 40.43% | 41.97% | 37.31% | 37.33% | 36.89% | 33.55% | 32.25% | 28.42% | 28.27% | 36.24% | 34.28% | 31.55% | 27.85% |
Operating Profit Margin | 42.61% | 43.26% | 20.88% | 29.45% | 39.41% | 49.95% | 47.38% | 40.56% | 38.00% | 34.69% | 32.21% | 18.60% | 19.06% | -25.28% | -46.21% | 66.16% | 119.39% | 104.45% | 85.68% | 72.77% | 65.11% | 71.18% | 86.04% | 95.42% | 83.95% | 85.61% | 92.93% | 101.59% | 102.55% | 85.80% | 84.90% |
FCF Margin | 35.63% | 37.98% | 21.74% | 17.37% | 36.68% | 43.68% | 34.69% | 27.90% | 22.57% | -8.75% | 37.91% | 41.96% | 28.51% | 50.71% | 22.74% | 28.52% | 7.34% | 27.71% | 0.55% | 4.05% | 62.54% | 6.70% | -6.38% | 17.71% | 67.78% | 10.12% | -14.76% | 28.31% | 27.48% | 47.00% | 27.18% |
EBITDA Margin | 44.99% | 40.12% | 23.73% | 32.04% | 41.69% | 38.52% | n/a | 29.60% | 30.40% | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 50.25% | 49.53% | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |