Old Second Bancorp Inc. (OSBC)
NASDAQ: OSBC
· Real-Time Price · USD
17.39
-0.39 (-2.19%)
At close: Aug 15, 2025, 3:59 PM
17.39
0.00%
After-hours: Aug 15, 2025, 04:10 PM EDT
Old Second Bancorp Ratios and Metrics
Financials in USD. Fiscal
year is
January - December.
Fiscal Year | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 | Q1 2021 |
Period Ending | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 |
PE Ratio | n/a | 9.43 | 10.43 | 7.62 | 7.63 | 7.11 | 9.47 | 6.25 | 5.71 | 6.64 | 7.57 | 7.45 | 12.15 | 13.42 | -11.81 | 11.14 | 10.14 | 8.13 |
PEG Ratio | n/a | 4.06 | -0.67 | 1.22 | n/a | 0.36 | -0.35 | -1.78 | 0.76 | n/a | 0.33 | 0.14 | 3.28 | -0.07 | 0.06 | n/a | -0.38 | 0.16 |
PS Ratio | n/a | 9.08 | 9.34 | 8.21 | 8.04 | 7.35 | 8.51 | 7.35 | 7.21 | 8.22 | 9.49 | 8.55 | 10.72 | 11.47 | 10.48 | 11.20 | 11.36 | 10.70 |
PB Ratio | n/a | 1.08 | 1.19 | 1.06 | 1.08 | 1.02 | 1.20 | 1.14 | 1.13 | 1.26 | 1.55 | 1.34 | 1.33 | 1.38 | 0.85 | 1.17 | 1.13 | 1.24 |
P/FCF Ratio | n/a | 46.11 | 36.50 | 15.15 | 76.88 | 13.77 | 27.69 | 7.94 | -18.86 | 18.76 | 20.07 | 18.28 | 23.09 | 92.16K | -20.57 | 14.46 | 40.41 | 25.66 |
P/OCF Ratio | n/a | 41.95 | 33.23 | 14.42 | 56.84 | 12.80 | 23.73 | 7.44 | -19.81 | 17.92 | 19.18 | 17.64 | 22.20 | 1.31K | -21.72 | 14.27 | 39.29 | 25.09 |
OCF/S Ratio | 0.32 | 0.22 | 0.28 | 0.57 | 0.14 | 0.57 | 0.36 | 0.99 | -0.36 | 0.46 | 0.49 | 0.48 | 0.48 | 0.01 | -0.48 | 0.78 | 0.29 | 0.43 |
Debt / Equity Ratio | 0.18 | 0.18 | 0.21 | 0.72 | 0.75 | 0.57 | 0.89 | 1.03 | 1.17 | 0.95 | 0.57 | 0.46 | 0.40 | 0.39 | 0.40 | 0.60 | 0.69 | 0.55 |
Quick Ratio | n/a | 0.32 | 0.36 | 0.36 | 0.36 | 0.35 | 0.34 | 0.33 | 0.34 | 0.35 | 0.37 | 0.37 | 0.42 | 0.48 | 0.47 | 0.51 | 0.48 | 0.43 |
Current Ratio | n/a | 0.32 | 0.36 | 0.36 | 0.36 | 0.35 | 0.34 | 0.33 | 0.34 | 0.35 | 0.37 | 0.37 | 0.42 | 0.48 | 0.47 | 0.51 | 0.48 | 0.43 |
Asset Turnover | 0.01 | 0.01 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
Interest Coverage | 2.65 | 2.46 | 1.85 | 1.93 | 2.16 | 2.11 | 2.00 | 2.90 | 3.39 | 5.27 | 8.72 | 10.90 | 7.85 | 7.83 | -5.27 | 5.21 | 5.34 | 8.71 |
Return on Equity | 0.03 | 0.03 | 0.03 | 0.03 | 0.04 | 0.04 | 0.03 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.03 | 0.03 | -0.02 | 0.03 | 0.03 | 0.04 |
Return on Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Return on Invested Capital | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.03 | 0.03 | 0.02 | 0.02 | -0.01 | 0.01 | 0.02 | 0.02 |
Dividend Yield | n/a | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Payout Ratio | 0.12 | 0.14 | 0.14 | 0.10 | 0.10 | 0.10 | 0.12 | 0.09 | 0.09 | 0.09 | 0.09 | 0.11 | 0.18 | 0.18 | -0.16 | 0.17 | 0.16 | 0.02 |
Gross Profit Margin | n/a | 0.84 | 0.80 | 0.79 | 0.79 | 0.79 | 0.75 | 0.83 | 0.85 | 0.87 | 0.93 | 0.90 | 0.95 | 0.96 | 0.64 | 0.98 | 1.04 | 1.03 |
Net Profit Margin | 0.29 | 0.24 | 0.22 | 0.27 | 0.26 | 0.26 | 0.22 | 0.29 | 0.32 | 0.31 | 0.31 | 0.29 | 0.22 | 0.21 | -0.22 | 0.25 | 0.28 | 0.33 |
Pretax Profit Margin | 0.39 | 0.32 | 0.30 | 0.35 | 0.35 | 0.35 | 0.31 | 0.39 | 0.43 | 0.42 | 0.42 | 0.39 | 0.30 | 0.29 | -0.28 | 0.34 | 0.38 | 0.45 |
Operating Profit Margin | 0.39 | 0.32 | 0.30 | 0.35 | 0.35 | 0.35 | 0.31 | 0.39 | 0.43 | 0.42 | 0.42 | 0.39 | 0.30 | 0.29 | -0.28 | 0.34 | 0.38 | 0.45 |
FCF Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
EBITDA Margin | 0.39 | 0.35 | 0.34 | 0.37 | 0.37 | 0.37 | 0.33 | 0.41 | 0.45 | 0.44 | 0.44 | 0.41 | 0.33 | 0.32 | -0.25 | 0.36 | 0.41 | 0.47 |