Pathfinder Bancorp Inc. (PBHC)
NASDAQ: PBHC
· Real-Time Price · USD
15.41
-0.43 (-2.71%)
At close: Sep 24, 2025, 3:59 PM
15.36
-0.32%
After-hours: Sep 24, 2025, 04:04 PM EDT
Pathfinder Bancorp Revenue Breakdown
| Period Ending | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 | Dec 31, 2020 | Sep 30, 2020 | Jun 30, 2020 | Mar 31, 2020 | Dec 31, 2019 | Sep 30, 2019 | Jun 30, 2019 | Mar 31, 2019 | Dec 31, 2018 | Sep 30, 2018 | Jun 30, 2018 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| A T M Fees Deposit Account Revenue | 22K | 18K | 19K | 21K | 22K | 21K | 23K | 50K | 28K | 26K | 29K | 60K | 39K | 39K | 40K | 46K | 53K | 44K | 43K | 44K | 38K | 26K | 21K | 24K | 23K | 22K | 22K | 24K | 25K |
| A T M Fees Deposit Account Revenue Growth | +22.22% | -5.26% | -9.52% | -4.55% | +4.76% | -8.70% | -54.00% | +78.57% | +7.69% | -10.34% | -51.67% | +53.85% | 0.00% | -2.50% | -13.04% | -13.21% | +20.45% | +2.33% | -2.27% | +15.79% | +46.15% | +23.81% | -12.50% | +4.35% | +4.55% | 0.00% | -8.33% | -4.00% | n/a |
| A T M Fees Surcharge Revenue | 66K | 73K | 68K | 66K | 58K | 50K | 57K | 61K | 59K | 48K | 57K | 66K | 59K | 48K | 55K | 62K | 59K | 51K | 46K | 57K | 56K | 54K | 53K | 68K | 59K | 46K | 54K | 71K | 61K |
| A T M Fees Surcharge Revenue Growth | -9.59% | +7.35% | +3.03% | +13.79% | +16.00% | -12.28% | -6.56% | +3.39% | +22.92% | -15.79% | -13.64% | +11.86% | +22.92% | -12.73% | -11.29% | +5.08% | +15.69% | +10.87% | -19.30% | +1.79% | +3.70% | +1.89% | -22.06% | +15.25% | +28.26% | -14.81% | -23.94% | +16.39% | n/a |
| Bank Servicing Revenue | 97K | 101K | 96K | 79K | 112K | 88K | 69K | 99K | 67K | 72K | 103K | 74K | 69K | 117K | 91K | 54K | 11K | 90K | 143K | 90K | 79K | 49K | 67K | 57K | 60K | 27K | 62K | 25K | 42K |
| Bank Servicing Revenue Growth | -3.96% | +5.21% | +21.52% | -29.46% | +27.27% | +27.54% | -30.30% | +47.76% | -6.94% | -30.10% | +39.19% | +7.25% | -41.03% | +28.57% | +68.52% | +390.91% | -87.78% | -37.06% | +58.89% | +13.92% | +61.22% | -26.87% | +17.54% | -5.00% | +122.22% | -56.45% | +148.00% | -40.48% | n/a |
| Banking House Rents Collected Revenue | 92K | 61K | 45K | 40K | 54K | 55K | 57K | 54K | 48K | 48K | 57K | 70K | 46K | 55K | 56K | 61K | 62K | 63K | 46K | 47K | 71K | 71K | 95K | 32K | 33K | 34K | 34K | 34K | 36K |
| Banking House Rents Collected Revenue Growth | +50.82% | +35.56% | +12.50% | -25.93% | -1.82% | -3.51% | +5.56% | +12.50% | 0.00% | -15.79% | -18.57% | +52.17% | -16.36% | -1.79% | -8.20% | -1.61% | -1.59% | +36.96% | -2.13% | -33.80% | 0.00% | -25.26% | +196.88% | -3.03% | -2.94% | 0.00% | 0.00% | -5.56% | n/a |
| Banking Revenue | 950K | 787K | 1.08M | 1.47M | 1.17M | 1.19M | 1.09M | 1.08M | 1.09M | 1.35M | 1.09M | 1.19M | 1.13M | 1.18M | 1.33M | 1.18M | 1.18M | 1.25M | 1.38M | 1.2M | 1.09M | 1.78M | 1.05M | 1.01M | 1.03M | 824K | 917K | 833K | 910K |
| Banking Revenue Growth | +20.71% | -27.40% | -26.01% | +24.79% | -1.34% | +9.17% | +1.21% | -1.10% | -19.15% | +23.01% | -7.98% | +4.94% | -4.06% | -10.93% | +12.94% | -0.34% | -5.91% | -9.20% | +15.19% | +9.81% | -38.85% | +69.58% | +4.47% | -2.71% | +25.61% | -10.14% | +10.08% | -8.46% | n/a |
| Credit Card, Merchant Discount Revenue | 15K | 11K | 16K | 19K | 14K | 12K | 15K | 19K | 15K | 11K | 16K | 21K | 18K | 228K | 225K | 236K | 241K | 221K | 194K | 209K | 205K | 163K | 160K | 166K | 187K | 144K | 144K | 141K | 148K |
| Credit Card, Merchant Discount Revenue Growth | +36.36% | -31.25% | -15.79% | +35.71% | +16.67% | -20.00% | -21.05% | +26.67% | +36.36% | -31.25% | -23.81% | +16.67% | -92.11% | +1.33% | -4.66% | -2.07% | +9.05% | +13.92% | -7.18% | +1.95% | +25.77% | +1.88% | -3.61% | -11.23% | +29.86% | 0.00% | +2.13% | -4.73% | n/a |
| Credit and Debit Card Revenue | 195K | 12K | 281K | 319K | 205K | 131K | 176K | 41K | 127K | 332K | 244K | 201K | 249K | 259K | 382K | 393K | 357K | 331K | 397K | 339K | 303K | 356K | 362K | 399K | 348K | 282K | 310K | 291K | 273K |
| Credit and Debit Card Revenue Growth | +1525.00% | -95.73% | -11.91% | +55.61% | +56.49% | -25.57% | +329.27% | -67.72% | -61.75% | +36.07% | +21.39% | -19.28% | -3.86% | -32.20% | -2.80% | +10.08% | +7.85% | -16.62% | +17.11% | +11.88% | -14.89% | -1.66% | -9.27% | +14.66% | +23.40% | -9.03% | +6.53% | +6.59% | n/a |
| Debit Card Revenue | 180K | 1K | 265K | 300K | 191K | 119K | 161K | 22K | 112K | 321K | 228K | 180K | 231K | 102K | 97K | 102K | 96K | 97K | 101K | 100K | 117K | 55K | 46K | 28K | 53K | 52K | 54K | 49K | 48K |
| Debit Card Revenue Growth | +17900.00% | -99.62% | -11.67% | +57.07% | +60.50% | -26.09% | +631.82% | -80.36% | -65.11% | +40.79% | +26.67% | -22.08% | +126.47% | +5.15% | -4.90% | +6.25% | -1.03% | -3.96% | +1.00% | -14.53% | +112.73% | +19.57% | +64.29% | -47.17% | +1.92% | -3.70% | +10.20% | +2.08% | n/a |
| Deposit Account Revenue | 380K | 374K | 405K | 392K | 330K | 309K | 336K | 343K | 303K | 267K | 250K | 334K | 283K | 499K | 523K | 402K | 516K | 476K | 351K | 406K | 392K | 528K | 420K | 326K | 405K | 363K | 357K | 347K | 414K |
| Deposit Account Revenue Growth | +1.60% | -7.65% | +3.32% | +18.79% | +6.80% | -8.04% | -2.04% | +13.20% | +13.48% | +6.80% | -25.15% | +18.02% | -43.29% | -4.59% | +30.10% | -22.09% | +8.40% | +35.61% | -13.55% | +3.57% | -25.76% | +25.71% | +28.83% | -19.51% | +11.57% | +1.68% | +2.88% | -16.18% | n/a |
| Deposit Related Fees Deposit Account Revenue | 144K | 148K | 161K | 150K | 114K | 109K | 115K | 112K | 112K | 97K | 58K | 120K | 110K | 118K | 245K | 245K | 208K | 190K | 253K | 195K | 148K | 275K | 295K | 347K | 272K | 208K | 234K | 218K | 200K |
| Deposit Related Fees Deposit Account Revenue Growth | -2.70% | -8.07% | +7.33% | +31.58% | +4.59% | -5.22% | +2.68% | 0.00% | +15.46% | +67.24% | -51.67% | +9.09% | -6.78% | -51.84% | 0.00% | +17.79% | +9.47% | -24.90% | +29.74% | +31.76% | -46.18% | -6.78% | -14.99% | +27.57% | +30.77% | -11.11% | +7.34% | +9.00% | n/a |
| Fee Income Revenue | 195K | 235K | 263K | 585K | 487K | 644K | 511K | 553K | 475K | 651K | 483K | 534K | 521K | 97K | 86K | 68K | 163K | 83K | 68K | 87K | 81K | 68K | 64K | 58K | 97K | 48K | 70K | 70K | 83K |
| Fee Income Revenue Growth | -17.02% | -10.65% | -55.04% | +20.12% | -24.38% | +26.03% | -7.59% | +16.42% | -27.04% | +34.78% | -9.55% | +2.50% | +437.11% | +12.79% | +26.47% | -58.28% | +96.39% | +22.06% | -21.84% | +7.41% | +19.12% | +6.25% | +10.34% | -40.21% | +102.08% | -31.43% | 0.00% | -15.66% | n/a |
| Insufficient Funds Fees Deposit Account Revenue | 214K | 208K | 225K | 221K | 194K | 179K | 198K | 181K | 163K | 144K | 163K | 154K | 134K | 180K | 178K | 121K | 50K | 210K | 419K | 224K | 176K | 721K | 88K | 95K | 73K | 19K | 88K | 33K | 55K |
| Insufficient Funds Fees Deposit Account Revenue Growth | +2.88% | -7.56% | +1.81% | +13.92% | +8.38% | -9.60% | +9.39% | +11.04% | +13.19% | -11.66% | +5.84% | +14.93% | -25.56% | +1.12% | +47.11% | +142.00% | -76.19% | -49.88% | +87.05% | +27.27% | -75.59% | +719.32% | -7.37% | +30.14% | +284.21% | -78.41% | +166.67% | -40.00% | n/a |
| Investment Services Revenue Revenue | 37K | 101K | 101K | 112K | 115K | 142K | 94K | 128K | 97K | 135K | 81K | 140K | 128K | 63K | 87K | 67K | 39K | 120K | 276K | 134K | 97K | 672K | 21K | 38K | 13K | -8K | 26K | 8K | 13K |
| Investment Services Revenue Revenue Growth | -63.37% | 0.00% | -9.82% | -2.61% | -19.01% | +51.06% | -26.56% | +31.96% | -28.15% | +66.67% | -42.14% | +9.38% | +103.17% | -27.59% | +29.85% | +71.79% | -67.50% | -56.52% | +105.97% | +38.14% | -85.57% | +3100.00% | -44.74% | +192.31% | -262.50% | -130.77% | +225.00% | -38.46% | n/a |
| Mortgage Banking Revenue | 180K | 166K | 135K | 169K | 152K | 106K | 67K | 140K | 184K | 97K | 118K | 121K | 81K | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Mortgage Banking Revenue Growth | +8.43% | +22.96% | -20.12% | +11.18% | +43.40% | +58.21% | -52.14% | -23.91% | +89.69% | -17.80% | -2.48% | +49.38% | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Gains Losses On Sale Of Loans And Foreclosed Real Estate Revenue | 83K | 65K | 39K | 90K | 40K | 18K | n/a | 41K | 117K | 25K | 15K | 47K | 12K | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Gains Losses On Sale Of Loans And Foreclosed Real Estate Revenue Growth | +27.69% | +66.67% | -56.67% | +125.00% | +122.22% | n/a | -100.00% | -64.96% | +368.00% | +66.67% | -68.09% | +291.67% | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Operating Expense Breakdown
| Period Ending | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 | Dec 31, 2020 | Sep 30, 2020 | Jun 30, 2020 | Mar 31, 2020 | Dec 31, 2019 | Sep 30, 2019 | Jun 30, 2019 | Mar 31, 2019 | Dec 31, 2018 | Sep 30, 2018 | Jun 30, 2018 | Mar 31, 2018 | Dec 31, 2017 | Sep 30, 2017 | Jun 30, 2017 | Mar 31, 2017 | Dec 31, 2016 | Sep 30, 2016 | Jun 30, 2016 | Mar 31, 2016 | Dec 31, 2015 | Sep 30, 2015 | Jun 30, 2015 | Mar 31, 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Selling, General, and Administrative Revenue | 4.6M | 4.82M | 4.57M | 5.35M | 4.74M | 4.66M | 4.05M | 4.52M | 4.29M | 4.61M | 2.72M | 4.56M | 4.24M | 4.46M | 5.18M | 4.72M | 4.65M | 4.46M | 4.99M | 4.37M | 3.94M | 4.21M | 4.16M | 4.23M | 4.41M | 4.57M | 4.39M | 3.99M | 4.08M | 3.87M | 4.21M | 3.77M | 3.49M | 3.51M | 3.38M | 3.42M | 3.37M | 3.35M | 3.15M | 3.16M | 2.93M | 3M |
| Selling, General, and Administrative Revenue Growth | -4.52% | +5.42% | -14.57% | +12.84% | +1.72% | +15.02% | -10.31% | +5.26% | -6.81% | +69.16% | -40.22% | +7.43% | -4.85% | -13.95% | +9.70% | +1.66% | +4.15% | -10.53% | +14.07% | +11.08% | -6.58% | +1.15% | -1.56% | -4.15% | -3.52% | +4.22% | +9.92% | -2.13% | +5.32% | -7.96% | +11.59% | +8.14% | -0.60% | +3.66% | -1.02% | +1.51% | +0.42% | +6.58% | -0.41% | +8.03% | -2.60% | n/a |
| Research and Development Revenue | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Research and Development Revenue Growth | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Sales and Marketing Revenue | 77K | 141K | 218K | 165K | 116K | 105K | 155K | 144K | 166K | 206K | 284K | 199K | 235K | 187K | 502K | 191K | 259K | 246K | 268K | 236K | 261K | 176K | 243K | 238K | 242K | 239K | 297K | 158K | 281K | 191K | 270K | 191K | 172K | 176K | 251K | 150K | 189K | 140K | 166K | 116K | 114K | 140K |
| Sales and Marketing Revenue Growth | -45.39% | -35.32% | +32.12% | +42.24% | +10.48% | -32.26% | +7.64% | -13.25% | -19.42% | -27.46% | +42.71% | -15.32% | +25.67% | -62.75% | +162.83% | -26.25% | +5.28% | -8.21% | +13.56% | -9.58% | +48.30% | -27.57% | +2.10% | -1.65% | +1.26% | -19.53% | +87.97% | -43.77% | +47.12% | -29.26% | +41.36% | +11.05% | -2.27% | -29.88% | +67.33% | -20.63% | +35.00% | -15.66% | +43.10% | +1.75% | -18.57% | n/a |