Pathfinder Bancorp Inc. (PBHC)

AI Score

Unlock

16.10

-0.35 (-2.13%)

At close: Apr 04, 2025, 3:40 PM

16.35

1.55%

After-hours: Apr 04, 2025, 04:05 PM EDT

Pathfinder Bancorp Income Statement

Chart Mode

Financials in USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016	FY 2015	FY 2014	FY 2013	FY 2012	FY 2011	FY 2010	FY 2009	FY 2008	FY 2007	FY 2006	FY 2005	FY 2004	FY 2003	FY 2002	FY 2001	FY 2000	FY 1999	FY 1998	FY 1997	FY 1996
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016	Dec 31, 2015	Dec 31, 2014	Dec 31, 2013	Dec 31, 2012	Dec 31, 2011	Dec 31, 2010	Dec 31, 2009	Dec 31, 2008	Dec 31, 2007	Dec 31, 2006	Dec 31, 2005	Dec 31, 2004	Dec 31, 2003	Dec 31, 2002	Dec 31, 2001	Dec 31, 2000	Dec 31, 1999	Dec 31, 1998	Dec 31, 1997	Dec 31, 1996
Revenue	47.9M	41.18M	46.41M	43.7M	38.13M	33.15M	29.6M	27.3M	24.47M	22.94M	20.84M	19.04M	17.92M	17.45M	16.35M	14.67M	11.23M	11.71M	10.96M	10.78M	11.95M	11.94M	10.88M	9.71M	8.52M	8.9M	8.7M	1.64M	1.62M
Cost of Revenue	n/a	n/a	n/a	n/a	n/a	n/a	875K	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Gross Profit	47.9M	41.18M	46.41M	43.7M	38.13M	33.15M	28.73M	27.3M	24.47M	22.94M	20.84M	19.04M	17.92M	17.45M	16.35M	14.67M	11.23M	11.71M	10.96M	10.78M	11.95M	11.94M	10.88M	9.71M	8.52M	8.9M	8.7M	1.64M	1.62M
Operating Income	n/a	11.78M	24.21M	15.91M	8.24M	5.44M	13.62M	10.7M	8.19M	6.62M	6.51M	6.52M	7.49M	7.71M	8.32M	8.69M	8.15M	10.15M	8.81M	6.77M	7.48M	8.2M	8.57M	10.63M	9.08M	8.3M	8.7M	9.51M	8.19M
Interest Income	n/a	67.09M	50.87M	45.52M	42.51M	41.76M	34.81M	29.41M	24.09M	21.42M	19.7M	18.88M	18.77M	18.45M	17.92M	17.81M	18.35M	17.31M	15.87M	15.1M	14.48M	15.28M	15.81M	16.34M	15.93M	14.7M	14.1M	14.17M	13.21M
Pretax Income	n/a	11.78M	15.69M	16.01M	8.34M	5.45M	4.55M	4.34M	4.41M	4M	3.95M	3.25M	3.58M	3.37M	3.51M	2.67M	471K	1.51M	1.27M	411K	1.91M	2.25M	1.54M	2.15M	552.17K	1.3M	1.7M	2.62M	1.78M
Net Income	n/a	9.29M	9.72M	12.41M	5.41M	4.28M	4.03M	3.01M	3.27M	2.89M	2.75M	2.41M	2.65M	2.32M	2.5M	1.61M	368K	1.12M	1.03M	462K	1.41M	1.65M	1.16M	1.6M	355.88K	900K	1.2M	1.85M	1.27M
Selling & General & Admin	n/a	17.48M	17.53M	19.01M	17.5M	17.38M	16.73M	14.98M	13.53M	12.22M	11.28M	10.48M	9.7M	9.07M	7.5M	6.88M	5.17M	5.09M	5.01M	5.12M	4.8M	4.45M	3.76M	2.98M	2.91M	3.3M	3.1M	2.92M	2.34M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	n/a	25.6M	-9.47M	-46.81M	-47.39M	-45.09M	-31.83M	-6.98M	-6.4M	-5.98M	n/a	-23M	-20.13M	-18.82M	-15.53M	693K	-8.25M	-6.66M	-7.16M	-9.14M	-9.27M	-8.2M	-6.07M	-2.06M	-2.35M	-3.9M	-3.1M	4.95M	4.23M
Operating Expenses	n/a	43.08M	905K	-27.8M	-29.88M	-27.71M	-15.11M	809K	730K	518K	537K	-12.52M	-10.44M	-9.75M	-8.03M	7.58M	-3.08M	-1.56M	-2.15M	-4.01M	-4.47M	-3.74M	-2.32M	919.63K	566.03K	-600K	n/a	7.87M	6.58M
Interest Expense	3.17K	28.74M	9.7M	7.53M	10.86M	13.53M	9.04M	6.29M	3.8M	2.66M	2.61M	3.26M	3.91M	4.34M	4.81M	6.03M	7.67M	8.64M	7.54M	6.36M	5.57M	5.95M	7.02M	8.48M	8.53M	7M	7M	6.89M	6.41M
Selling & Marketing Expenses	n/a	671K	905K	1.2M	941K	962K	935K	809K	730K	518K	537K	537K	453K	437K	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Cost & Expenses	n/a	43.08M	905K	-27.8M	-29.88M	-27.71M	-15.11M	809K	730K	518K	537K	-12.52M	-10.44M	-9.75M	-8.03M	6.88M	-3.08M	-1.56M	-2.15M	-4.01M	-4.47M	-3.74M	-2.32M	919.63K	566.03K	-600K	n/a	7.87M	6.58M
Income Tax Expense	n/a	2.36M	2.66M	3.5M	1.29M	1.17M	546K	1.41M	1.11M	1.07M	1.15M	847K	929K	1.04M	1.01M	1.05M	103K	384K	242K	-51K	502K	600.92K	388.06K	543.74K	196.29K	400K	500K	762.09K	505.84K
Shares Outstanding (Basic)	6.09M	6.03M	5.94M	5.22M	4.61M	4.46M	4.17M	4.08M	4.11M	4.12M	4.16M	4.15M	4.12M	4.1M	4.09M	4.09M	4.09M	4.11M	4.03M	4.01M	3.99M	4M	4.23M	4.26M	4.19M	4.38M	4.49M	7.1M	6.98M
Shares Outstanding (Diluted)	6.09M	6.03M	5.94M	5.22M	4.61M	4.46M	4.27M	4.19M	4.19M	4.19M	4.2M	4.17M	4.15M	4.18M	4.1M	4.09M	4.09M	4.11M	4.13M	4.01M	4.06M	4.06M	4.33M	4.26M	4.19M	4.38M	4.71M	7.1M	6.98M
EPS (Basic)	-0.76	1.16	1.64	2.38	1.17	0.80	0.97	0.74	0.79	0.67	0.64	0.58	0.53	0.57	0.50	0.37	0.09	0.27	0.25	0.12	0.35	0.41	0.27	0.38	0.09	0.21	0.27	0.26	0.18
EPS (Diluted)	-0.76	1.16	1.64	2.38	1.17	0.80	0.94	0.72	0.78	0.66	0.63	0.58	0.53	0.56	0.50	0.37	0.09	0.27	0.25	0.12	0.35	0.41	0.27	0.38	0.09	0.21	0.25	0.26	0.18
EBITDA	n/a	n/a	16.39M	18.71M	9.72M	n/a	n/a	n/a	5.46M	n/a	n/a	3.84M	4.37M	5.2M	5.58M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
EBIT	n/a	11.78M	15.69M	16.9M	8.34M	-1.56M	-1.21M	-1.08M	4.41M	-1.03M	-831K	3.11M	3.58M	4.45M	4.91M	-657K	-698K	-1.12M	-1.26M	-1.44M	-1.36M	-795.75K	-523.83K	-781.35K	-791.08K	-1M	-500K	-551.04K	-563.86K
Depreciation & Amortization	n/a	n/a	711K	1.82M	1.73M	1.56M	1.2M	1.05M	1.03M	1.03M	831K	726K	788K	750K	644K	657K	838K	1.12M	1.26M	1.44M	1.36M	795.75K	523.83K	781.35K	794.66K	1M	500K	551.04K	563.86K