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Pathfinder Bancorp Inc. (PBHC)

NASDAQ: PBHC · Real-Time Price · USD

14.75

-0.20 (-1.34%)

At close: Jun 27, 2025, 3:49 PM

14.96

1.42%

After-hours: Jun 27, 2025, 04:04 PM EDT

Pathfinder Bancorp Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Revenue	83.48M	71.82M	56.36M	51.03M	48.25M	45.86M	37.77M	32.57M	28.28M
Cost of Revenue	48.34M	31.67M	12.45M	8.55M	15.57M	15.49M	10.54M	8.06M	4.76M
Gross Profit	35.14M	40.15M	43.91M	42.48M	32.68M	30.36M	27.23M	24.51M	23.52M
Operating Income	5.16M	11.78M	15.69M	15.91M	8.34M	5.44M	4.55M	4.34M	4.41M
Interest Income	77.74M	67.09M	50.87M	45.52M	42.51M	41.76M	34.81M	29.41M	24.09M
Pretax Income	5.16M	11.78M	15.69M	16.01M	8.34M	5.45M	4.55M	4.34M	4.41M
Net Income	3.38M	9.29M	12.93M	12.41M	6.95M	4.28M	4.03M	3.49M	3.27M
Selling & General & Admin	19.33M	17.48M	17.53M	16.46M	17.5M	17.38M	16.04M	14.98M	13.53M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	10.65M	10.89M	10.69M	10.01M	6.83M	7.53M	6.63M	5.18M	5.58M
Operating Expenses	29.98M	28.36M	28.22M	26.47M	24.34M	24.91M	22.67M	20.16M	19.11M
Interest Expense	37.37M	28.74M	9.7M	7.53M	10.86M	13.53M	9.04M	6.29M	3.8M
Selling & Marketing Expenses	604K	671K	905K	1.2M	941K	962K	920K	809K	730K
Cost & Expenses	78.32M	60.04M	40.67M	35.02M	39.91M	40.41M	33.22M	28.22M	23.87M
Income Tax Expense	332K	2.36M	2.66M	3.5M	1.29M	1.17M	546K	922K	1.11M
Shares Outstanding (Basic)	6.09M	4.65M	4.56M	4.48M	4.53M	4.46M	4.17M	4.08M	4.11M
Shares Outstanding (Diluted)	6.09M	4.65M	4.56M	4.48M	4.53M	4.46M	4.27M	4.19M	4.19M
EPS (Basic)	-0.76	1.51	2.13	2.07	1.19	0.80	0.97	0.74	0.79
EPS (Diluted)	-0.76	1.51	2.13	2.07	1.19	0.80	0.94	0.72	0.78
EBITDA	6.5M	13.12M	16.39M	17.83M	9.72M	7.01M	5.76M	5.42M	5.46M
EBIT	5.16M	11.78M	15.69M	16.01M	8.34M	5.45M	4.55M	4.34M	4.41M
Depreciation & Amortization	1.34M	1.34M	700K	1.82M	1.38M	1.56M	1.2M	1.08M	1.05M