Pathfinder Bancorp Statistics
Share Statistics
Pathfinder Bancorp has 6.14M
shares outstanding. The number of shares has increased by 0%
in one year.
| Shares Outstanding | 6.14M |
| Shares Change (YoY) | 0% |
| Shares Change (QoQ) | 0% |
| Owned by Institutions (%) | 16.58% |
| Shares Floating | n/a |
| Failed to Deliver (FTD) Shares | 19 |
| FTD / Avg. Volume | 0.6% |
Short Selling Information
The latest short interest is 2.25K, so 0.04% of the outstanding
shares have been sold short.
| Short Interest | 2.25K |
| Short % of Shares Out | 0.04% |
| Short % of Float | 0.06% |
| Short Ratio (days to cover) | 1 |
Valuation Ratios
The PE ratio is 31.52 and the forward
PE ratio is null.
Pathfinder Bancorp's PEG ratio is
-0.21.
| PE Ratio | 31.52 |
| Forward PE | n/a |
| PS Ratio | 2.23 |
| Forward PS | n/a |
| PB Ratio | 0.88 |
| P/FCF Ratio | 37.08 |
| PEG Ratio | -0.21 |
Financial Ratio HistoryEnterprise Valuation
Pathfinder Bancorp has an Enterprise Value (EV) of 211.58M.
| EV / Sales | 4.42 |
| EV / EBITDA | 32.57 |
| EV / EBIT | 18.88 |
| EV / FCF | 73.57 |
Financial Position
The company has a current ratio of 0.94,
with a Debt / Equity ratio of 1.12.
| Current Ratio | 0.94 |
| Quick Ratio | 0.94 |
| Debt / Equity | 1.12 |
| Debt / EBITDA | 21.01 |
| Debt / FCF | 47.47 |
| Interest Coverage | 0.05 |
Financial Efficiency
Return on Equity is 2.78% and Return on Invested Capital is 5.13%.
| Return on Equity | 2.78% |
| Return on Assets | 0.23% |
| Return on Invested Capital | 5.13% |
| Revenue Per Employee | $278,459.3 |
| Profits Per Employee | $19,668.6 |
| Employee Count | 172 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 332K |
| Effective Tax Rate | 6.43% |
Stock Price Statistics
The stock price has increased by 25.71% in the
last 52 weeks. The beta is 0.13, so Pathfinder Bancorp's
price volatility has been higher than the market average.
| Beta | 0.13 |
| 52-Week Price Change | 25.71% |
| 50-Day Moving Average | 15.75 |
| 200-Day Moving Average | 16.49 |
| Relative Strength Index (RSI) | 49.82 |
| Average Volume (20 Days) | 3,151 |
Income Statement
In the last 12 months, Pathfinder Bancorp had revenue of 47.9M
and earned 3.38M
in profits. Earnings per share was -0.76.
| Revenue | 47.9M |
| Gross Profit | 47.9M |
| Operating Income | 2M |
| Net Income | 3.38M |
| EBITDA | 6.5M |
| EBIT | 5.16M |
| Earnings Per Share (EPS) | -0.76 |
Full Income StatementBalance Sheet
The company has 31.57M in cash and 136.51M in
debt, giving a net cash position of -104.94M.
| Cash & Cash Equivalents | 31.57M |
| Total Debt | 136.51M |
| Net Cash | -104.94M |
| Retained Earnings | 77.82M |
| Total Assets | 1.5B |
| Working Capital | 1.18B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was 11.21M
and capital expenditures -8.33M, giving a free cash flow of 2.88M.
| Operating Cash Flow | 11.21M |
| Capital Expenditures | -8.33M |
| Free Cash Flow | 2.88M |
| FCF Per Share | 0.47 |
Full Cash Flow StatementMargins
Gross margin is 100%, with operating and profit margins of 4.18% and 7.06%.
| Gross Margin | 100% |
| Operating Margin | 4.18% |
| Pretax Margin | 10.77% |
| Profit Margin | 7.06% |
| EBITDA Margin | 13.57% |
| EBIT Margin | 4.18% |
| FCF Margin | 6% |
