Pathfinder Bancorp Inc. (PBHC)
Pathfinder Bancorp Statistics
Share Statistics
Pathfinder Bancorp has 6.14M shares outstanding. The number of shares has increased by 0% in one year.
Shares Outstanding | 6.14M |
Shares Change (YoY) | 0% |
Shares Change (QoQ) | 0% |
Owned by Institutions (%) | 16.58% |
Shares Floating | 3.5M |
Failed to Deliver (FTD) Shares | 19 |
FTD / Avg. Volume | 0.32% |
Short Selling Information
The latest short interest is 2.23K, so 0.04% of the outstanding shares have been sold short.
Short Interest | 2.23K |
Short % of Shares Out | 0.04% |
Short % of Float | 0.06% |
Short Ratio (days to cover) | 0.23 |
Valuation Ratios
The PE ratio is 0 and the forward PE ratio is null. Pathfinder Bancorp's PEG ratio is 0.
PE Ratio | 0 |
Forward PE | n/a |
PS Ratio | 2.23 |
Forward PS | null |
PB Ratio | 0.88 |
P/FCF Ratio | 9.51 |
PEG Ratio | 0 |
Enterprise Valuation
Currently the Enterprise Value (EV) is not available for Pathfinder Bancorp.
EV / Sales | n/a |
EV / EBITDA | n/a |
EV / EBIT | n/a |
EV / FCF | n/a |
Financial Position
The company has a current ratio of 19.54, with a Debt / Equity ratio of 0.5.
Current Ratio | 19.54 |
Quick Ratio | 19.54 |
Debt / Equity | 0.5 |
Debt / EBITDA | - |
Debt / FCF | 5.44 |
Interest Coverage | 0 |
Financial Efficiency
Return on Equity is n/a and Return on Invested Capital is n/a.
Return on Equity | n/a |
Return on Assets | n/a |
Return on Invested Capital | n/a |
Revenue Per Employee | $297.48K |
Profits Per Employee | $0 |
Employee Count | 161 |
Asset Turnover | 0.03 |
Inventory Turnover | n/a |
Taxes
Income Tax | 0 |
Effective Tax Rate | 0% |
Stock Price Statistics
The stock price has increased by 31.75% in the last 52 weeks. The beta is 0.03, so Pathfinder Bancorp's price volatility has been higher than the market average.
Beta | 0.03 |
52-Week Price Change | 31.75% |
50-Day Moving Average | 16.84 |
200-Day Moving Average | 16.32 |
Relative Strength Index (RSI) | 46.66 |
Average Volume (20 Days) | 5.95K |
Income Statement
In the last 12 months, Pathfinder Bancorp had revenue of 47.9M and earned 0 in profits. Earnings per share was -0.76.
Revenue | 47.9M |
Gross Profit | 47.9M |
Operating Income | 0 |
Net Income | 0 |
EBITDA | 0 |
EBIT | n/a |
Earnings Per Share (EPS) | -0.76 |
Balance Sheet
The company has 13.96M in cash and 61M in debt, giving a net cash position of -47.04M.
Cash & Cash Equivalents | 13.96M |
Total Debt | 61M |
Net Cash | -47.04M |
Retained Earnings | 77.82M |
Total Assets | 1.47B |
Working Capital | 1.13B |
Cash Flow
In the last 12 months, operating cash flow was 11.21M and capital expenditures 0, giving a free cash flow of 11.21M.
Operating Cash Flow | 11.21M |
Capital Expenditures | 0 |
Free Cash Flow | 11.21M |
FCF Per Share | 1.84 |
Margins
Gross margin is 100%, with operating and profit margins of 0% and 0%.
Gross Margin | 100% |
Operating Margin | n/a |
Pretax Margin | n/a |
Profit Margin | n/a |
EBITDA Margin | n/a |
EBIT Margin | n/a |
FCF Margin | 23.4% |
Dividends & Yields
PBHC pays an annual dividend of $0.5, which amounts to a dividend yield of 2.53%.
Dividend Per Share | $0.50 |
Dividend Yield | 2.53% |
Dividend Growth (YoY) | 11.11% |
Payout Ratio | 92.59% |
Earnings Yield | n/a |
FCF Yield | n/a |
Analyst Forecast
Currently there are no analyst rating for PBHC.
Price Target | n/a |
Price Target Difference | n/a |
Analyst Consensus | n/a |
Analyst Count | n/a |
Stock Splits
The last stock split was on Oct 17, 2014. It was a forward split with a ratio of 1647:1000.
Last Split Date | Oct 17, 2014 |
Split Type | forward |
Split Ratio | 1647:1000 |
Scores
Altman Z-Score | 1.08 |
Piotroski F-Score | 6 |