Pathfinder Bancorp Inc. (PBHC)
Pathfinder Bancorp Statistics
Share Statistics
Pathfinder Bancorp has 6.1M shares outstanding. The number of shares has increased by 0.49% in one year.
| Shares Outstanding | 6.1M |
| Shares Change (YoY) | 0.49% |
| Shares Change (QoQ) | 0% |
| Owned by Institutions (%) | 16.18% |
| Shares Floating | 3.47M |
| Failed to Deliver (FTD) Shares | 19 |
| FTD / Avg. Volume | 0.28% |
Short Selling Information
The latest short interest is 2.23K, so 0.04% of the outstanding shares have been sold short.
| Short Interest | 2.23K |
| Short % of Shares Out | 0.04% |
| Short % of Float | 0.06% |
| Short Ratio (days to cover) | 0.23 |
Valuation Ratios
The PE ratio is 0 and the forward PE ratio is null. Pathfinder Bancorp's PEG ratio is 0.
| PE Ratio | 0 |
| Forward PE | n/a |
| PS Ratio | 2.23 |
| Forward PS | null |
| PB Ratio | 0 |
| P/FCF Ratio | 0 |
| PEG Ratio | 0 |
Enterprise Valuation
Currently the Enterprise Value (EV) is not available for Pathfinder Bancorp Inc..
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 0.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 0 |
| Total Debt / Capitalization | 0 |
| Cash Flow / Debt | 0 |
| Interest Coverage | 0 |
Financial Efficiency
Return on equity (ROE) is 0% and return on capital (ROIC) is 0%.
| Return on Equity (ROE) | 0% |
| Return on Assets (ROA) | 0% |
| Return on Capital (ROIC) | 0% |
| Revenue Per Employee | $297,484.47 |
| Profits Per Employee | $0 |
| Employee Count | 161 |
| Asset Turnover | 0 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 0 |
| Effective Tax Rate | 0 |
Stock Price Statistics
The stock price has increased by 47.7% in the last 52 weeks. The beta is 0.22, so Pathfinder Bancorp's price volatility has been higher than the market average.
| Beta | 0.22 |
| 52-Week Price Change | 47.7% |
| 50-Day Moving Average | 16.96 |
| 200-Day Moving Average | 15.8 |
| Relative Strength Index (RSI) | 51.74 |
| Average Volume (20 Days) | 6.76K |
Income Statement
In the last 12 months, Pathfinder Bancorp had revenue of 47.9M and earned 0 in profits. Earnings per share was -0.76.
| Revenue | 47.9M |
| Gross Profit | 47.9M |
| Operating Income | 0 |
| Net Income | 0 |
| EBITDA | 0 |
| EBIT | n/a |
| Earnings Per Share (EPS) | -0.76 |
Balance Sheet
The company has 48.73M in cash and 211.6M in debt, giving a net cash position of -162.87M.
| Cash & Cash Equivalents | 48.73M |
| Total Debt | 211.6M |
| Net Cash | -162.87M |
| Retained Earnings | 76.06M |
| Total Assets | 1.47B |
| Working Capital | 1.13B |
Cash Flow
In the last 12 months, operating cash flow was 15.43M and capital expenditures -1.97M, giving a free cash flow of 13.47M.
| Operating Cash Flow | 15.43M |
| Capital Expenditures | -1.97M |
| Free Cash Flow | 13.47M |
| FCF Per Share | null |
Margins
Gross margin is 100%, with operating and profit margins of 0% and 0%.
| Gross Margin | 100% |
| Operating Margin | n/a |
| Pretax Margin | n/a |
| Profit Margin | n/a |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 28.12% |
Dividends & Yields
PBHC pays an annual dividend of $0.4, which amounts to a dividend yield of 2.43%.
| Dividend Per Share | $0.40 |
| Dividend Yield | 2.43% |
| Dividend Growth (YoY) | 11.11% |
| Payout Ratio | 66.67% |
| Earnings Yield | -4.47% |
| FCF Yield | 12.99% |
Analyst Forecast
Currently there are no analyst rating for PBHC.
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Stock Splits
The last stock split was on Oct 17, 2014. It was a forward split with a ratio of 1647:1000.
| Last Split Date | Oct 17, 2014 |
| Split Type | forward |
| Split Ratio | 1647:1000 |
Scores
| Altman Z-Score | 1.08 |
| Piotroski F-Score | 6 |