Pathfinder Bancorp Statistics Share Statistics Pathfinder Bancorp has 6.14M
shares outstanding. The number of shares has increased by 0.68%
in one year.
Shares Outstanding 6.14M Shares Change (YoY) 0.68% Shares Change (QoQ) 0.68% Owned by Institutions (%) 15.46% Shares Floating 3.72M Failed to Deliver (FTD) Shares 189 FTD / Avg. Volume 4.12%
Short Selling Information The latest short interest is 3.83K, so 0.06% of the outstanding
shares have been sold short.
Short Interest 3.83K Short % of Shares Out 0.06% Short % of Float 0.1% Short Ratio (days to cover) 2.04
Valuation Ratios The PE ratio is 31.52 and the forward
PE ratio is null.
Pathfinder Bancorp's PEG ratio is
-0.44.
PE Ratio 31.52 Forward PE n/a PS Ratio 1.28 Forward PS n/a PB Ratio 0.88 P/FCF Ratio 37.08 PEG Ratio -0.44
Financial Ratio History Enterprise Valuation Pathfinder Bancorp has an Enterprise Value (EV) of 211.58M.
EV / Sales 2.53 EV / EBITDA 32.57 EV / EBIT 18.88 EV / FCF 73.57
Financial Position The company has a current ratio of 0.24,
with a Debt / Equity ratio of 1.12.
Current Ratio 0.24 Quick Ratio 0.24 Debt / Equity 1.12 Debt / EBITDA 21.01 Debt / FCF 47.47 Interest Coverage 0.14
Financial Efficiency Return on Equity is 2.78% and Return on Invested Capital is 1.79%.
Return on Equity 2.78% Return on Assets 0.23% Return on Invested Capital 1.79% Revenue Per Employee $485.35K Profits Per Employee $19.67K Employee Count 172 Asset Turnover 0.06 Inventory Turnover n/a
Taxes Income Tax 332K Effective Tax Rate 6.43%
Stock Price Statistics The stock price has increased by -11.76% in the
last 52 weeks. The beta is 0.17, so Pathfinder Bancorp's
price volatility has been higher than the market average.
Beta 0.17 52-Week Price Change -11.76% 50-Day Moving Average 14.98 200-Day Moving Average 16.22 Relative Strength Index (RSI) 41.35 Average Volume (20 Days) 4,588
Income Statement In the last 12 months, Pathfinder Bancorp had revenue of 83.48M
and earned 3.38M
in profits. Earnings per share was 0.42.
Revenue 83.48M Gross Profit 35.14M Operating Income 5.16M Net Income 3.38M EBITDA 6.5M EBIT 5.16M Earnings Per Share (EPS) 0.42
Full Income Statement Balance Sheet The company has 31.57M in cash and 136.51M in
debt, giving a net cash position of -104.94M.
Cash & Cash Equivalents 31.57M Total Debt 136.51M Net Cash -104.94M Retained Earnings 77.82M Total Assets 1.39B Working Capital 425.84M
Full Balance Sheet Cash Flow In the last 12 months, operating cash flow was 11.21M
and capital expenditures -8.33M, giving a free cash flow of 2.88M.
Operating Cash Flow 11.21M Capital Expenditures -8.33M Free Cash Flow 2.88M FCF Per Share 0.47
Full Cash Flow Statement Margins Gross margin is 42.09%, with operating and profit margins of 6.18% and 4.05%.
Gross Margin 42.09% Operating Margin 6.18% Pretax Margin 6.18% Profit Margin 4.05% EBITDA Margin 7.78% EBIT Margin 6.18% FCF Margin 3.45%
Dividends & Yields PBHC pays an annual dividend of $0.5,
which amounts to a dividend yield of 2.62%.
Dividend Per Share $0.50 Dividend Yield 2.62% Dividend Growth (YoY) 11.11% Payout Ratio 142.86% Earnings Yield 3.17% FCF Yield 2.7%
Dividend Details Analyst Forecast Currently there are no analyst rating for PBHC.
Price Target n/a Price Target Difference n/a Analyst Consensus n/a Analyst Count n/a
Stock Forecasts Fair Value There are several formulas that can be used to estimate the
intrinsic value of a stock.
Lynch Fair Value $2.1 Lynch Upside -85.27% Graham Number 15.78 Graham Upside 10.66%
Stock Splits The last stock split was on Oct 17, 2014. It was a
forward
split with a ratio of 1647:1000.
Last Split Date Oct 17, 2014 Split Type forward Split Ratio 1647:1000
Scores Altman Z-Score 0.55 Piotroski F-Score 3
