Peoples Bancorp of North ... (PEBK)
AI Score
Our AI model analyzes fundamental, technical, and statistical indicators
to predict the probability of a bullish trend over the next three months.
We regularly update and refine our models to deliver the most reliable forecasts
for you.
Bullish Probability | Sentiment | Score |
---|---|---|
+80% | Strong Buy | 10 |
+75% | Buy | 9 |
+70% | Buy | 8 |
+60% | Buy | 7 |
+50% | Hold | 6 |
+45% | Hold | 5 |
+40% | Hold | 4 |
+35% | Sell | 3 |
+30% | Sell | 2 |
+20% | Strong Sell | 1 |
30.50
0.40 (1.33%)
At close: Jan 15, 2025, 3:59 PM
31.08
1.90%
After-hours Jan 15, 2025, 04:00 PM EST
Ratios (Annual)
Discover comprehensive ratio statement breakdowns that reveal insights into revenue, expenses, and beyond.
Year | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 | FY10 | FY09 | FY08 | FY07 | FY06 | FY05 | FY04 | FY03 | FY02 | FY01 | FY00 | FY99 | FY98 | FY97 | FY96 | FY95 | FY94 | FY93 | FY92 | FY91 | FY90 | FY89 | FY88 | FY87 | FY86 | FY85 |
PE Ratio | 10.78 | 11.07 | 10.17 | 11.47 | 13.88 | 10.96 | 17.90 | 14.96 | 11.18 | 10.77 | 11.84 | 8.73 | 5.90 | 15.82 | 9.40 | 8.03 | 8.92 | 11.57 | 13.48 | 13.71 | 29.48 | 12.97 | 10.11 | 8.08 | 10.47 | 12.19 | 23.39 | 17.01 | 19.12 | 34.80 | 15.87 | 16.43 | 18.21 | 20.98 | 23.80 | 19.90 | 8.33 | 11.29 | 17.95 |
PS Ratio | 2.20 | 156.66 | 2.49 | 2.11 | 3.24 | 2.58 | 3.51 | 2.72 | 2.22 | 2.18 | 1.80 | 1.15 | 0.62 | 0.61 | 0.61 | 1.19 | 1.99 | 2.66 | 2.46 | 2.03 | 2.11 | 1.63 | 1.70 | 1.72 | 2.28 | 2.67 | 3.90 | 2.91 | 3.10 | 4.05 | 3.72 | 3.65 | 3.64 | 4.45 | n/a | n/a | n/a | n/a | n/a |
PB Ratio | 1.38 | 1.70 | 1.08 | 0.93 | 1.46 | 1.19 | 1.58 | 1.28 | 1.03 | 1.02 | 0.95 | 0.52 | 0.30 | 0.30 | 0.28 | 0.51 | 1.22 | 1.69 | 1.57 | 1.19 | 1.22 | 0.92 | 1.02 | 1.01 | 1.25 | 1.36 | 2.25 | 1.49 | 1.47 | 1.78 | 1.49 | 1.38 | 1.42 | 1.72 | n/a | n/a | n/a | n/a | n/a |
P/FCF Ratio | 8.05 | 9.86 | 5.82 | 19.52 | 18.84 | 9.49 | 14.10 | 12.92 | 9.36 | 8.93 | 2.26 | 2.79 | 1.47 | 1.78 | 8.86 | 5.76 | 12.37 | 8.05 | 6.25 | 37.93 | 5.12 | 6.77 | -162.53 | 6.75 | 4.39 | -13.55 | -187.16 | 12.60 | 14.13 | 24.86 | 301.47 | 15.47 | 15.94 | 10.88 | n/a | n/a | n/a | n/a | n/a |
P/OCF Ratio | 7.36 | 7.88 | 5.72 | 14.21 | 14.79 | 8.53 | 9.88 | 11.22 | 7.77 | 7.00 | 2.12 | 2.66 | 1.36 | 1.64 | 5.82 | 4.78 | 5.89 | 7.16 | 5.68 | 19.57 | 4.39 | 4.84 | 13.33 | 5.01 | 3.51 | -32.52 | 26.74 | 9.72 | 8.78 | 13.92 | 18.84 | 12.52 | 14.17 | 10.49 | n/a | n/a | n/a | n/a | n/a |
OCF/S Ratio | 0.30 | 19.89 | 0.44 | 0.15 | 0.22 | 0.30 | 0.35 | 0.24 | 0.29 | 0.31 | 0.85 | 0.43 | 0.46 | 0.37 | 0.11 | 0.25 | 0.34 | 0.37 | 0.43 | 0.10 | 0.48 | 0.34 | 0.13 | 0.34 | 0.65 | -0.08 | 0.15 | 0.30 | 0.35 | 0.29 | 0.20 | 0.29 | 0.26 | 0.42 | n/a | n/a | n/a | n/a | n/a |
Debt / Equity Ratio | 0.17 | 0.15 | 0.11 | 0.11 | 0.12 | 0.17 | 0.18 | 0.38 | 0.61 | 0.72 | 1.02 | 0.93 | 0.88 | 0.95 | 0.99 | 1.03 | 1.57 | 1.77 | 1.61 | 1.46 | 1.50 | 1.33 | 1.51 | 0.53 | 0.42 | 0.38 | 0.95 | 0.08 | 0.02 | 0.07 | 0.07 | n/a | 0.09 | 0.11 | n/a | n/a | n/a | n/a | n/a |
Quick Ratio | 0.16 | 51.86 | 59.66 | 48.26 | 22.02 | 21.86 | 32.96 | 37.99 | 33.83 | 44.94 | 19.02 | 40.49 | n/a | 31.30 | 88.56 | 3.59 | 6.35 | 0.30 | 4.54 | 1.90 | 8.45 | 6.69 | 0.03 | 0.05 | 5.86 | 8.85 | 2.11 | 5.68 | 28.50 | 5.54 | 5.27 | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Current Ratio | 0.16 | 45.56 | 42.86 | 35.01 | 18.38 | 18.69 | 27.67 | 31.34 | 33.83 | 44.94 | 19.02 | 40.49 | n/a | 31.30 | 88.56 | 3.59 | 6.35 | 0.30 | 4.54 | 1.90 | 8.45 | 6.69 | 0.03 | 0.05 | 5.86 | 8.85 | 2.11 | 5.68 | 28.50 | 5.54 | 5.27 | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Asset Turnover | 0.05 | 0.00 | 0.04 | 0.04 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.04 | 0.04 | 0.04 | 0.05 | 0.04 | 0.04 | 0.04 | 0.05 | 0.05 | 0.05 | 0.04 | 0.04 | 0.04 | 0.04 | 0.05 | 0.05 | 0.05 | 0.04 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.04 | n/a | n/a | n/a | n/a | n/a |
Interest Coverage | 2.27 | 7.11 | 5.91 | 3.61 | 4.58 | 8.46 | 6.98 | 4.59 | 4.65 | 3.64 | 2.60 | 1.96 | 1.60 | 1.13 | 1.25 | 1.41 | 1.54 | 1.62 | 1.63 | 1.54 | 1.24 | 1.33 | 1.30 | 1.41 | 1.45 | 1.40 | 1.31 | 1.31 | 1.34 | 1.22 | 1.51 | 1.37 | 1.24 | 1.21 | n/a | n/a | n/a | n/a | n/a |
Return on Equity (ROE) | 0.13 | 0.15 | 0.11 | 0.08 | 0.10 | 0.11 | 0.09 | 0.09 | 0.09 | 0.10 | 0.08 | 0.06 | 0.05 | 0.02 | 0.03 | 0.06 | 0.14 | 0.15 | 0.12 | 0.09 | 0.04 | 0.07 | 0.10 | 0.12 | 0.12 | 0.11 | 0.10 | 0.09 | 0.08 | 0.05 | 0.09 | 0.08 | 0.08 | 0.08 | n/a | n/a | n/a | n/a | n/a |
Return on Assets (ROA) | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | n/a | n/a | n/a | n/a | n/a |
Return on Capital (ROIC) | 0.03 | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 | 0.02 | 0.01 | 0.02 | 0.02 | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 | 0.03 | 0.05 | 0.05 | 0.03 | 0.03 | 0.02 | 0.03 | 0.50 | 0.64 | 0.05 | 0.05 | 0.05 | 0.04 | 0.04 | 0.03 | 0.04 | 0.04 | 0.06 | 0.07 | n/a | n/a | n/a | n/a | n/a |
Dividend Yield | 0.03 | 0.03 | 0.02 | 0.03 | 0.02 | 0.02 | 0.01 | 0.02 | 0.01 | 0.01 | 0.02 | 0.04 | 0.06 | 0.06 | 0.09 | 0.05 | 0.03 | 0.02 | 0.02 | 0.02 | 0.02 | 0.03 | 0.03 | 0.03 | 0.02 | 0.02 | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | n/a | n/a | n/a | n/a | n/a |
Payout Ratio | 0.33 | 0.31 | 0.25 | 0.39 | 0.28 | 0.23 | 0.26 | 0.23 | 0.16 | 0.11 | 0.21 | 0.35 | 0.33 | 0.92 | 0.88 | 0.42 | 0.24 | 0.21 | 0.22 | 0.28 | 0.63 | 0.37 | 0.28 | 0.23 | 0.24 | 0.23 | 0.33 | 0.35 | 0.41 | 0.60 | 0.32 | 0.38 | 0.36 | 0.36 | n/a | n/a | n/a | n/a | n/a |
Gross Profit Margin | 124.60% | 100.00% | 100.00% | 100.00% | 100.00% | 97.30% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | n/a | n/a | n/a | n/a | n/a |
Net Profit Margin | 20.44% | 1.42K% | 24.49% | 18.39% | 23.38% | 23.51% | 19.59% | 18.17% | 19.86% | 20.28% | 15.21% | 13.14% | 10.54% | 3.88% | 6.53% | 14.76% | 22.33% | 23.02% | 18.28% | 14.78% | 7.15% | 12.57% | 16.86% | 21.22% | 21.74% | 21.86% | 16.67% | 17.09% | 16.19% | 11.63% | 23.46% | 22.22% | 20.00% | 21.21% | n/a | n/a | n/a | n/a | n/a |
Pretax Profit Margin | 26.19% | 1.78K% | 30.64% | 22.42% | 28.59% | 28.13% | 27.22% | 23.24% | 26.26% | 24.46% | 19.48% | 16.74% | 13.52% | 3.85% | 9.52% | 22.18% | 34.75% | 36.00% | 28.04% | 22.23% | 10.91% | 18.83% | 25.20% | 31.39% | 31.76% | 31.69% | 24.31% | 23.08% | 22.86% | 12.79% | 25.93% | 26.39% | 24.29% | 27.27% | n/a | n/a | n/a | n/a | n/a |
Operating Profit Margin | 51.27% | 2.07K% | 30.64% | 22.42% | 28.59% | 31.90% | 31.66% | 29.71% | 33.44% | 33.72% | 31.65% | 34.20% | 35.88% | 34.05% | 48.00% | 76.53% | 98.96% | 94.01% | 72.58% | 63.38% | 56.39% | 76.54% | 110.06% | 108.07% | 102.55% | 110.93% | 102.08% | 96.58% | 89.52% | 69.77% | 83.95% | 97.22% | 127.14% | 156.06% | n/a | n/a | n/a | n/a | n/a |
FCF Margin | 27.39% | 1.59K% | 42.76% | 10.80% | 17.22% | 27.14% | 24.88% | 21.04% | 23.73% | 24.45% | 79.58% | 41.08% | 42.37% | 34.43% | 6.93% | 20.58% | 16.09% | 33.09% | 39.39% | 5.34% | 41.12% | 24.09% | -1.05% | 25.40% | 51.85% | -19.67% | -2.08% | 23.08% | 21.90% | 16.28% | 1.23% | 23.61% | 22.86% | 40.91% | n/a | n/a | n/a | n/a | n/a |
EBITDA Margin | n/a | 2.31K% | 39.65% | 27.24% | 35.18% | 36.16% | 36.70% | 33.97% | 38.74% | 39.34% | 38.69% | 36.87% | 17.61% | n/a | 28.55% | 38.24% | n/a | 49.06% | 40.71% | 35.25% | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |