Peoples Bancorp of North ... (PEBK)
Peoples Bancorp of North Carolina Statistics
Share Statistics
Peoples Bancorp of North Carolina has 5.46M shares outstanding. The number of shares has increased by 3.18% in one year.
| Shares Outstanding | 5.46M |
| Shares Change (YoY) | 3.18% |
| Shares Change (QoQ) | 0.03% |
| Owned by Institutions (%) | 42.5% |
| Shares Floating | 4.75M |
| Failed to Deliver (FTD) Shares | 3.46K |
| FTD / Avg. Volume | 46.54% |
Short Selling Information
The latest short interest is 62.96K, so 1.15% of the outstanding shares have been sold short.
| Short Interest | 62.96K |
| Short % of Shares Out | 1.15% |
| Short % of Float | 1.28% |
| Short Ratio (days to cover) | 4.9 |
Valuation Ratios
The PE ratio is 10.12 and the forward PE ratio is null. Peoples Bancorp of North Carolina's PEG ratio is 1.32.
| PE Ratio | 10.12 |
| Forward PE | n/a |
| PS Ratio | 2.33 |
| Forward PS | 4 |
| PB Ratio | 1.27 |
| P/FCF Ratio | 8.29 |
| PEG Ratio | 1.32 |
Enterprise Valuation
Peoples Bancorp of North Carolina has an Enterprise Value (EV) of 125.83M.
| EV / Sales | 1.77 |
| EV / EBITDA | 0 |
| EV / EBIT | 6.12 |
| EV / FCF | 6.3 |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 0.15.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 0.15 |
| Debt / EBITDA | - |
| Debt / FCF | 0.98 |
| Interest Coverage | 0 |
Financial Efficiency
Return on Equity is 12.52% and Return on Invested Capital is 0%.
| Return on Equity | 12.52% |
| Return on Assets | 0.99% |
| Return on Invested Capital | 0% |
| Revenue Per Employee | $253.17K |
| Profits Per Employee | $58.2K |
| Employee Count | 281 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 4.58M |
| Effective Tax Rate | 21.86% |
Stock Price Statistics
The stock price has increased by 0.58% in the last 52 weeks. The beta is 0.46, so Peoples Bancorp of North Carolina's price volatility has been higher than the market average.
| Beta | 0.46 |
| 52-Week Price Change | 0.58% |
| 50-Day Moving Average | 27.7 |
| 200-Day Moving Average | 28.53 |
| Relative Strength Index (RSI) | 50.49 |
| Average Volume (20 Days) | 7.43K |
Income Statement
In the last 12 months, Peoples Bancorp of North Carolina had revenue of 71.14M and earned 16.35M in profits. Earnings per share was 3.09.
| Revenue | 71.14M |
| Gross Profit | 71.14M |
| Operating Income | 0 |
| Net Income | 16.35M |
| EBITDA | 0 |
| EBIT | -2.89M |
| Earnings Per Share (EPS) | 3.09 |
Balance Sheet
The company has 59.27M in cash and 19.6M in debt, giving a net cash position of 39.67M.
| Cash & Cash Equivalents | 59.27M |
| Total Debt | 19.6M |
| Net Cash | 39.67M |
| Retained Earnings | 121.06M |
| Total Assets | 1.65B |
| Working Capital | 293.05M |
Cash Flow
In the last 12 months, operating cash flow was 20.56M and capital expenditures -587K, giving a free cash flow of 19.97M.
| Operating Cash Flow | 20.56M |
| Capital Expenditures | -587K |
| Free Cash Flow | 19.97M |
| FCF Per Share | 3.77 |
Margins
Gross margin is 100%, with operating and profit margins of 0% and 22.99%.
| Gross Margin | 100% |
| Operating Margin | n/a |
| Pretax Margin | 29.42% |
| Profit Margin | 22.99% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 28.07% |
Dividends & Yields
PEBK pays an annual dividend of $1.12, which amounts to a dividend yield of 3.52%.
| Dividend Per Share | $1.12 |
| Dividend Yield | 3.52% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 37.58% |
| Earnings Yield | 9.88% |
| FCF Yield | 12.07% |
Analyst Forecast
Currently there are no analyst rating for PEBK.
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Stock Splits
The last stock split was on Dec 1, 2017. It was a forward split with a ratio of 11:10.
| Last Split Date | Dec 1, 2017 |
| Split Type | forward |
| Split Ratio | 11:10 |
Scores
| Altman Z-Score | 0.44 |
| Piotroski F-Score | 6 |