Pagaya Technologies Ltd. (PGY)
Pagaya Ltd. Statistics
Share Statistics
Pagaya Ltd. has 73.66M shares outstanding. The number of shares has increased by 4.51% in one year.
| Shares Outstanding | 73.66M |
| Shares Change (YoY) | 4.51% |
| Shares Change (QoQ) | 2.56% |
| Owned by Institutions (%) | 11.47% |
| Shares Floating | 45.86M |
| Failed to Deliver (FTD) Shares | 6.49K |
| FTD / Avg. Volume | 0.27% |
Short Selling Information
The latest short interest is 9.01M, so 12.23% of the outstanding shares have been sold short.
| Short Interest | 9.01M |
| Short % of Shares Out | 12.23% |
| Short % of Float | 19.66% |
| Short Ratio (days to cover) | 5.33 |
Valuation Ratios
The PE ratio is -7.74 and the forward PE ratio is 5.28. Pagaya Ltd.'s PEG ratio is 0.11.
| PE Ratio | -7.74 |
| Forward PE | 5.28 |
| PS Ratio | 1.29 |
| Forward PS | 0.7 |
| PB Ratio | 1.78 |
| P/FCF Ratio | -93.66 |
| PEG Ratio | 0.11 |
Enterprise Valuation
Pagaya Technologies Ltd. has an Enterprise Value (EV) of 1.22B.
| EV / Earnings | -9.5 |
| EV / Sales | 1.58 |
| EV / EBITDA | -50 |
| EV / EBIT | -50 |
| EV / FCF | -114.97 |
Financial Position
The company has a current ratio of 4.05, with a Debt / Equity ratio of 0.74.
| Current Ratio | 4.05 |
| Quick Ratio | 4.05 |
| Debt / Equity | 0.74 |
| Total Debt / Capitalization | 42.43 |
| Cash Flow / Debt | 0.02 |
| Interest Coverage | 0 |
Financial Efficiency
Return on equity (ROE) is -0.23% and return on capital (ROIC) is -2.46%.
| Return on Equity (ROE) | -0.23% |
| Return on Assets (ROA) | -0.11% |
| Return on Capital (ROIC) | -2.46% |
| Revenue Per Employee | $1,447,217.23 |
| Profits Per Employee | $-240,520.6 |
| Employee Count | 534 |
| Asset Turnover | 0.64 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 15.57M |
| Effective Tax Rate | -0.09 |
Stock Price Statistics
The stock price has increased by -30.12% in the last 52 weeks. The beta is 6.12, so Pagaya Ltd.'s price volatility has been higher than the market average.
| Beta | 6.12 |
| 52-Week Price Change | -30.12% |
| 50-Day Moving Average | 10.75 |
| 200-Day Moving Average | 11.74 |
| Relative Strength Index (RSI) | 52.01 |
| Average Volume (20 Days) | 2.42M |
Income Statement
In the last 12 months, Pagaya Ltd. had revenue of 772.81M and earned -128.44M in profits. Earnings per share was -2.14.
| Revenue | 772.81M |
| Gross Profit | 263.87M |
| Operating Income | -24.4M |
| Net Income | -128.44M |
| EBITDA | -24.4M |
| EBIT | -24.4M |
| Earnings Per Share (EPS) | -2.14 |
Balance Sheet
The company has 186.48M in cash and 412.58M in debt, giving a net cash position of -226.11M.
| Cash & Cash Equivalents | 186.48M |
| Total Debt | 412.58M |
| Net Cash | -226.11M |
| Retained Earnings | -542.64M |
| Total Assets | 1.37B |
| Working Capital | 44.01M |
Cash Flow
In the last 12 months, operating cash flow was 9.58M and capital expenditures -20.19M, giving a free cash flow of -10.61M.
| Operating Cash Flow | 9.58M |
| Capital Expenditures | -20.19M |
| Free Cash Flow | -10.61M |
| FCF Per Share | -0.18 |
Margins
Gross margin is 34.14%, with operating and profit margins of -3.16% and -16.62%.
| Gross Margin | 34.14% |
| Operating Margin | -3.16% |
| Pretax Margin | -23.44% |
| Profit Margin | -16.62% |
| EBITDA Margin | -3.16% |
| EBIT Margin | -3.16% |
| FCF Margin | -1.37% |
Dividends & Yields
PGY does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Payout Ratio | n/a |
| Earnings Yield | -16.68% |
| FCF Yield | -1.12% |
Analyst Forecast
The average price target for PGY is $21, which is 63.7% higher than the current price. The consensus rating is "Buy".
| Price Target | $21 |
| Price Target Difference | 63.7% |
| Analyst Consensus | Buy |
| Analyst Count | 9 |
Stock Splits
The last stock split was on Mar 8, 2024. It was a backward split with a ratio of 1:12.
| Last Split Date | Mar 8, 2024 |
| Split Type | backward |
| Split Ratio | 1:12 |
Scores
| Altman Z-Score | 0.77 |
| Piotroski F-Score | 4 |