Pagaya Statistics

Share Statistics

Pagaya has 75M shares outstanding. The number of shares has increased by 5.42% in one year.

Shares Outstanding	75M
Shares Change (YoY)	5.42%
Shares Change (QoQ)	0.54%
Owned by Institutions (%)	32.7%
Shares Floating	43.12M
Failed to Deliver (FTD) Shares	2,782
FTD / Avg. Volume	0.08%

Short Selling Information

The latest short interest is 11.21M, so 14.63% of the outstanding shares have been sold short.

Short Interest	11.21M
Short % of Shares Out	14.63%
Short % of Float	24.74%
Short Ratio (days to cover)	2.5

Valuation Ratios

The PE ratio is -1.64 and the forward PE ratio is 24.01. Pagaya's PEG ratio is -0.01.

PE Ratio	-1.64
Forward PE	24.01
PS Ratio	0.66
Forward PS	1.9
PB Ratio	2.02
P/FCF Ratio	13.5
PEG Ratio	-0.01

Financial Ratio History

Enterprise Valuation

Currently the Enterprise Value (EV) is not available for Pagaya.

EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.8, with a Debt / Equity ratio of 2.09.

Current Ratio	1.8
Quick Ratio	1.8
Debt / Equity	2.09
Debt / EBITDA	10.03
Debt / FCF	13.96
Interest Coverage	0

Financial Efficiency

Return on Equity is n/a and Return on Invested Capital is n/a.

Return on Equity	n/a
Return on Assets	n/a
Return on Invested Capital	n/a
Revenue Per Employee	$1.91M
Profits Per Employee	$-761.68K
Employee Count	527
Asset Turnover	0.78
Inventory Turnover	n/a

Taxes

Income Tax	24.58M
Effective Tax Rate	-5.84%

Stock Price Statistics

The stock price has increased by 217.24% in the last 52 weeks. The beta is 5.99, so Pagaya's price volatility has been higher than the market average.

Beta	5.99
52-Week Price Change	217.24%
50-Day Moving Average	30.34
200-Day Moving Average	16.63
Relative Strength Index (RSI)	64.96
Average Volume (20 Days)	3,384,087

Income Statement

In the last 12 months, Pagaya had revenue of 1B and earned -401.41M in profits. Earnings per share was -5.66.

Revenue	1B
Gross Profit	406.9M
Operating Income	66.84M
Net Income	-401.41M
EBITDA	67.89M
EBIT	39.14M
Earnings Per Share (EPS)	-5.66

Full Income Statement

Balance Sheet

The company has 187.92M in cash and 680.81M in debt, giving a net cash position of -492.89M.

Cash & Cash Equivalents	187.92M
Total Debt	680.81M
Net Cash	-492.89M
Retained Earnings	-944.04M
Total Assets	1.4B
Working Capital	108M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 66.52M and capital expenditures -17.74M, giving a free cash flow of 48.78M.

Operating Cash Flow	66.52M
Capital Expenditures	-17.74M
Free Cash Flow	48.78M
FCF Per Share	0.69

Full Cash Flow Statement

Margins

Gross margin is 40.51%, with operating and profit margins of 6.65% and -39.96%.

Gross Margin	40.51%
Operating Margin	6.65%
Pretax Margin	-41.92%
Profit Margin	-39.96%
EBITDA Margin	6.76%
EBIT Margin	6.65%
FCF Margin	4.86%

Dividends & Yields

PGY does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Payout Ratio	n/a
Earnings Yield	n/a
FCF Yield	n/a

Dividend Details

Analyst Forecast

The average price target for PGY is $36, which is -4.6% lower than the current price. The consensus rating is "Strong Buy".

Price Target	$36
Price Target Difference	-4.6%
Analyst Consensus	Strong Buy
Analyst Count	7

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

The last stock split was on Mar 8, 2024. It was a backward split with a ratio of 1:12.

Last Split Date	Mar 8, 2024
Split Type	backward
Split Ratio	1:12

Scores

Altman Z-Score	1.79
Piotroski F-Score	3

Pagaya Technologies Ltd. (PGY)