Pinnacle Financial Partne...

NASDAQ: PNFP · Real-Time Price · USD
105.69
-1.84 (-1.71%)
At close: May 09, 2025, 3:59 PM
105.55
-0.13%
After-hours: May 09, 2025, 04:26 PM EDT

Pinnacle Financial Partners Statistics

Share Statistics

Pinnacle Financial Partners has 77.37M shares outstanding. The number of shares has increased by 0.19% in one year.

Shares Outstanding 77.37M
Shares Change (YoY) 0.19%
Shares Change (QoQ) 0.16%
Owned by Institutions (%) 90.69%
Shares Floating n/a
Failed to Deliver (FTD) Shares 1,878
FTD / Avg. Volume 0.33%

Short Selling Information

The latest short interest is 1.33M, so 1.72% of the outstanding shares have been sold short.

Short Interest 1.33M
Short % of Shares Out 1.72%
Short % of Float 1.74%
Short Ratio (days to cover) 1.35

Valuation Ratios

The PE ratio is 18.41 and the forward PE ratio is 11.61. Pinnacle Financial Partners's PEG ratio is -1.11.

PE Ratio 18.41
Forward PE 11.61
PS Ratio 3.24
Forward PS 3.3
PB Ratio 1.36
P/FCF Ratio 10.83
PEG Ratio -1.11
Financial Ratio History

Enterprise Valuation

Pinnacle Financial Partners has an Enterprise Value (EV) of 7.7B.

EV / Sales 2.86
EV / EBITDA 0
EV / EBIT 8.52
EV / FCF 9.54

Financial Position

The company has a current ratio of 0.32, with a Debt / Equity ratio of 0.36.

Current Ratio 0.32
Quick Ratio 0.32
Debt / Equity 0.36
Debt / EBITDA n/a
Debt / FCF 2.85
Interest Coverage 2

Financial Efficiency

Return on Equity is 7.39% and Return on Invested Capital is -20.2%.

Return on Equity 7.39%
Return on Assets 0.9%
Return on Invested Capital -20.2%
Revenue Per Employee $750,514.05
Profits Per Employee $132,143.53
Employee Count 3,595
Asset Turnover 0.05
Inventory Turnover n/a

Taxes

Income Tax 106.15M
Effective Tax Rate 18.26%

Stock Price Statistics

The stock price has increased by 28.78% in the last 52 weeks. The beta is 1, so Pinnacle Financial Partners's price volatility has been higher than the market average.

Beta 1
52-Week Price Change 28.78%
50-Day Moving Average 101.67
200-Day Moving Average 106.71
Relative Strength Index (RSI) 63.27
Average Volume (20 Days) 572,204

Income Statement

In the last 12 months, Pinnacle Financial Partners had revenue of 2.7B and earned 475.06M in profits. Earnings per share was 6.01.

Revenue 2.7B
Gross Profit 2.7B
Operating Income 2.67B
Net Income 475.06M
EBITDA n/a
EBIT -98.58M
Earnings Per Share (EPS) 6.01
Full Income Statement

Balance Sheet

The company has 3.34B in cash and 2.3B in debt, giving a net cash position of 1.04B.

Cash & Cash Equivalents 3.34B
Total Debt 2.3B
Net Cash 1.04B
Retained Earnings 3.18B
Total Assets 52.59B
Working Capital 6.06B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 904.31M and capital expenditures -97.02M, giving a free cash flow of 807.29M.

Operating Cash Flow 904.31M
Capital Expenditures -97.02M
Free Cash Flow 807.29M
FCF Per Share 10.56
Full Cash Flow Statement

Margins

Gross margin is 100%, with operating and profit margins of 99.01% and 17.61%.

Gross Margin 100%
Operating Margin 99.01%
Pretax Margin 21.54%
Profit Margin 17.61%
EBITDA Margin n/a
EBIT Margin 99.01%
FCF Margin 29.92%

Dividends & Yields

PNFP pays an annual dividend of $1.14, which amounts to a dividend yield of 0.87%.

Dividend Per Share $1.14
Dividend Yield 0.87%
Dividend Growth (YoY) 9.09%
Payout Ratio 18.51%
Earnings Yield 5.43%
FCF Yield 9.23%
Dividend Details

Analyst Forecast

The average price target for PNFP is $119.5, which is 11.1% higher than the current price. The consensus rating is "Hold".

Price Target $119.5
Price Target Difference 11.1%
Analyst Consensus Hold
Analyst Count 10
Stock Forecasts

Stock Splits

The last stock split was on May 11, 2004. It was a forward split with a ratio of 2:1.

Last Split Date May 11, 2004
Split Type forward
Split Ratio 2:1

Scores

Altman Z-Score 0.4
Piotroski F-Score 7