ProAssurance Corporation (PRA)
ProAssurance Statistics
Share Statistics
ProAssurance has 51.16M shares outstanding. The number of shares has increased by 0.28% in one year.
| Shares Outstanding | 51.16M |
| Shares Change (YoY) | 0.28% |
| Shares Change (QoQ) | 0% |
| Owned by Institutions (%) | 83.06% |
| Shares Floating | 50.42M |
| Failed to Deliver (FTD) Shares | 843 |
| FTD / Avg. Volume | 0.11% |
Short Selling Information
The latest short interest is 491.79K, so 0.96% of the outstanding shares have been sold short.
| Short Interest | 491.79K |
| Short % of Shares Out | 0.96% |
| Short % of Float | 0.98% |
| Short Ratio (days to cover) | 2.13 |
Valuation Ratios
The PE ratio is 15.41 and the forward PE ratio is 17.19. ProAssurance's PEG ratio is -0.06.
| PE Ratio | 15.41 |
| Forward PE | 17.19 |
| PS Ratio | 0.72 |
| Forward PS | 1.3 |
| PB Ratio | 0.68 |
| P/FCF Ratio | 78.68 |
| PEG Ratio | -0.06 |
Enterprise Valuation
ProAssurance has an Enterprise Value (EV) of 775.46M.
| EV / Sales | 0.69 |
| EV / EBITDA | 7.52 |
| EV / EBIT | 75.05 |
| EV / FCF | 75.05 |
Financial Position
The company has a current ratio of 12.06, with a Debt / Equity ratio of 0.01.
| Current Ratio | 12.06 |
| Quick Ratio | 12.06 |
| Debt / Equity | 0.01 |
| Debt / EBITDA | 0.17 |
| Debt / FCF | 1.68 |
| Interest Coverage | 2.82 |
Financial Efficiency
Return on Equity is 4.39% and Return on Invested Capital is 7.18%.
| Return on Equity | 4.39% |
| Return on Assets | 0.95% |
| Return on Invested Capital | 7.18% |
| Revenue Per Employee | $1.09M |
| Profits Per Employee | $50.91K |
| Employee Count | 1,036 |
| Asset Turnover | 0.2 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 10.33M |
| Effective Tax Rate | 16.38% |
Stock Price Statistics
The stock price has increased by 75.64% in the last 52 weeks. The beta is -0.08, so ProAssurance's price volatility has been lower than the market average.
| Beta | -0.08 |
| 52-Week Price Change | 75.64% |
| 50-Day Moving Average | 17.88 |
| 200-Day Moving Average | 15.26 |
| Relative Strength Index (RSI) | 82.5 |
| Average Volume (20 Days) | 801.88K |
Income Statement
In the last 12 months, ProAssurance had revenue of 1.13B and earned 52.74M in profits. Earnings per share was 1.03.
| Revenue | 1.13B |
| Gross Profit | 1.15B |
| Operating Income | 63.08M |
| Net Income | 52.74M |
| EBITDA | 103.17M |
| EBIT | 85.42M |
| Earnings Per Share (EPS) | 1.03 |
Balance Sheet
The company has 54.88M in cash and 17.39M in debt, giving a net cash position of 37.49M.
| Cash & Cash Equivalents | 54.88M |
| Total Debt | 17.39M |
| Net Cash | 37.49M |
| Retained Earnings | 1.43B |
| Total Assets | 5.57B |
| Working Capital | 0 |
Cash Flow
In the last 12 months, operating cash flow was 10.33M and capital expenditures 0, giving a free cash flow of 10.33M.
| Operating Cash Flow | 10.33M |
| Capital Expenditures | 0 |
| Free Cash Flow | 10.33M |
| FCF Per Share | 0.2 |
Margins
Gross margin is 101.97%, with operating and profit margins of 5.59% and 4.68%.
| Gross Margin | 101.97% |
| Operating Margin | 5.59% |
| Pretax Margin | 5.59% |
| Profit Margin | 4.68% |
| EBITDA Margin | 9.14% |
| EBIT Margin | 5.59% |
| FCF Margin | 0.92% |
Dividends & Yields
PRA pays an annual dividend of $0.2, which amounts to a dividend yield of 1.13%.
| Dividend Per Share | $0.20 |
| Dividend Yield | 1.13% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 19.42% |
| Earnings Yield | 6.49% |
| FCF Yield | 1.27% |
Analyst Forecast
The average price target for PRA is $19, which is -18.4% lower than the current price. The consensus rating is "Hold".
| Price Target | $19 |
| Price Target Difference | -18.4% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
Stock Splits
The last stock split was on Dec 28, 2012. It was a forward split with a ratio of 2:1.
| Last Split Date | Dec 28, 2012 |
| Split Type | forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | 0.77 |
| Piotroski F-Score | 5 |