Provident Financial Inc. (PROV)

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AI Score

Our AI model analyzes fundamental, technical, and statistical indicators to predict the probability of a bullish trend over the next three months.

We regularly update and refine our models to deliver the most reliable forecasts for you.

Bullish Probability	Sentiment	Score
+80%	Strong Buy	10
+75%	Buy	9
+70%	Buy	8
+60%	Buy	7
+50%	Hold	6
+45%	Hold	5
+40%	Hold	4
+35%	Sell	3
+30%	Sell	2
+20%	Strong Sell	1

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Income Statement (Annual)

Get detailed income statement breakdowns, uncovering revenue, expenses, and much more.

Boring Mode

Year	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11	FY10	FY09	FY08	FY07	FY06	FY05	FY04	FY03	FY02	FY01	FY00	FY99	FY98	FY97	FY96
Revenue	38.93M	41.06M	36.31M	35.21M	40.92M	50.68M	58.20M	66.56M	69.39M	73.66M	62.40M	108.56M	79.88M	74.11M	61.84M	63.98M	46.65M	59.34M	70.26M	66.93M	56.38M	57.21M	42.92M	39.95M	37.77M	43.20M	29.80M	26.70M	11.71M
Cost of Revenue	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gross Profit	38.93M	41.06M	36.31M	35.21M	40.92M	50.68M	58.20M	66.56M	69.39M	73.66M	62.40M	108.56M	79.88M	74.11M	61.84M	63.98M	46.65M	59.34M	70.26M	66.93M	56.38M	57.21M	42.92M	39.95M	37.77M	43.20M	29.80M	26.70M	11.71M
Operating Income	10.39M	12.42M	15.99M	10.19M	10.90M	12.13M	11.94M	-557.00K	-95.00K	23.50M	18.00K	916.00K	-120.00K	-1.35M	16.00K	-2.47M	-2.68M	79.60M	78.79M	65.76M	52.70M	56.66M	54.78M	69.70M	61.29M	52.50M	38.10M	26.60M	29.41M
Interest Income	54.73M	45.99M	34.73M	35.20M	42.46M	44.38M	42.71M	42.42M	39.30M	39.70M	38.06M	44.16M	51.44M	58.69M	70.16M	85.92M	95.75M	100.97M	86.63M	75.50M	62.15M	59.86M	65.67M	80.80M	77.70M	59.30M	50.10M	42.60M	41.82M
Pretax Income	10.39M	12.42M	12.86M	10.19M	10.90M	5.92M	5.53M	8.82M	13.26M	17.08M	11.61M	42.71M	18.74M	23.27M	1.85M	-14.68M	3.23M	20.41M	36.22M	32.78M	26.79M	28.25M	15.59M	15.24M	12.57M	18.10M	8.70M	3.10M	4.14M
Net Income	7.35M	8.59M	9.09M	7.56M	7.69M	4.42M	2.13M	5.21M	7.71M	9.80M	6.61M	25.80M	10.81M	13.22M	1.11M	-7.44M	860.00K	11.29M	20.54M	18.70M	15.07M	16.89M	9.11M	8.89M	7.26M	10.50M	5.00M	1.90M	2.81M
Selling & General & Admin	19.13M	19.02M	17.02M	16.39M	19.91M	31.72M	36.61M	43.84M	44.96M	44.23M	40.75M	53.38M	41.77M	33.25M	26.99M	20.07M	19.52M	22.98M	21.61M	22.53M	19.98M	18.86M	17.63M	16.82M	16.08M	16.10M	12.50M	11.30M	11.44M
Research & Development	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other Expenses	19.73M	-47.66M	-5.61M	-41.41M	-49.93M	-70.27M	-82.86M	-10.54M	-9.50M	-	-	-	-	-	-	-	-	-	-	-	-	-	-	12.93M	7.44M	-6.80M	-4.20M	-11.40M	6.25M
Operating Expenses	38.86M	-28.64M	642.00K	-25.02M	-30.02M	-38.55M	-46.26M	1.32M	1.33M	1.64M	1.76M	1.86M	1.19M	672.00K	623.00K	509.00K	524.00K	945.00K	1.13M	895.00K	912.00K	900.00K	780.00K	29.75M	23.52M	9.30M	8.30M	-100.00K	17.70M
Interest Expense	19.81M	9.01M	3.13M	4.56M	6.05M	6.21M	6.41M	6.68M	6.97M	6.42M	7.34M	10.80M	14.71M	20.94M	30.59M	42.16M	54.31M	59.19M	42.57M	32.98M	25.92M	28.41M	39.19M	54.46M	48.73M	34.40M	29.40M	23.50M	25.27M
Selling & Marketing Expenses	709.00K	622.00K	642.00K	680.00K	773.00K	980.00K	1.04M	1.32M	1.33M	1.64M	1.76M	1.86M	1.19M	672.00K	623.00K	509.00K	524.00K	945.00K	1.13M	895.00K	912.00K	900.00K	780.00K	1.13M	1.05M	800.00K	-	-	-
Cost & Expenses	38.86M	-28.64M	642.00K	-25.02M	-30.02M	-38.55M	-46.26M	1.32M	1.33M	1.64M	1.76M	1.86M	1.19M	672.00K	623.00K	509.00K	524.00K	945.00K	1.13M	895.00K	912.00K	900.00K	780.00K	29.75M	23.52M	9.30M	8.30M	-100.00K	17.70M
Income Tax	3.04M	3.82M	3.77M	2.63M	3.21M	1.50M	3.40M	3.61M	5.55M	7.28M	5.00M	16.92M	7.93M	10.05M	740.00K	-7.24M	2.37M	9.12M	15.68M	14.08M	11.72M	11.36M	6.48M	6.35M	5.31M	7.60M	3.70M	1.20M	1.33M
Shares Outstanding (Basic)	6.94M	7.14M	7.40M	7.46M	7.47M	7.48M	7.54M	7.92M	8.35M	9.00M	9.93M	10.60M	11.26M	11.39M	8.92M	6.20M	6.17M	6.56M	6.63M	6.58M	6.73M	7.12M	7.72M	7.89M	8.20M	9.17M	9.87M	10.43M	11.53M
Shares Outstanding (Diluted)	6.96M	7.19M	7.45M	7.54M	7.58M	7.60M	7.70M	8.10M	8.54M	9.17M	10.11M	10.84M	11.26M	11.42M	8.92M	6.20M	6.21M	6.68M	6.89M	7.08M	7.21M	7.68M	8.13M	8.08M	8.33M	9.32M	10.14M	10.58M	11.53M
EPS (Basic)	1.06	1.20	1.23	1.01	1.03	0.59	0.28	0.66	0.92	1.09	0.67	2.43	0.96	1.16	0.12	-1.2	0.14	1.72	3.10	2.84	2.24	2.37	1.18	1.13	0.88	1.14	0.51	0.18	0.24
EPS (Diluted)	1.06	1.19	1.22	1.00	1.01	0.58	0.28	0.64	0.90	1.07	0.65	2.38	0.96	1.16	0.12	-1.2	0.14	1.69	2.98	2.64	2.09	2.20	1.12	1.10	0.87	1.13	0.49	0.18	0.24
EBITDA	13.54M	15.60M	17.71M	16.45M	14.29M	-	-	-557.00K	-95.00K	18.94M	13.27M	-	-	-	-	-	-	50.65M	59.92M	53.10M	-	-	-	-	-	-	-	-	-
Depreciation & Amortization	3.15M	3.19M	4.85M	6.27M	3.39M	881.00K	845.00K	891.00K	891.00K	1.86M	1.66M	1.75M	1.36M	1.42M	1.53M	2.02M	2.37M	2.21M	3.19M	3.51M	4.42M	5.97M	2.29M	2.28M	2.12M	400.00K	-100.00K	1.20M	1.06M