Stocknear Logo Stocknear
/
Popular
  • KO Coca Cola Company Stock
  • TSLA Tesla Inc Stock
  • AMD Advanced Micro Devices Stock
  • SPY SPDR S&P 500 ETF Trust ETF
  • NVDA Nvidia Stock
    • Login

    Provident Financial Inc.

    NASDAQ: PROV · Real-Time Price · USD
    15.29
    -0.10 (-0.65%)
    At close: Jun 18, 2025, 1:01 PM

    Provident Financial Statistics

    Share Statistics

    Provident Financial has 6.62M shares outstanding. The number of shares has increased by -2.72% in one year.

    Shares Outstanding

    n/a
    		 6.62M

    Shares Change (YoY)

    n/a
    		 -2.72%

    Shares Change (QoQ)

    n/a
    		 -1.07%

    Owned by Institutions (%)

    n/a
    		 46.95%

    Shares Floating

    n/a
    		 5.2M

    Failed to Deliver (FTD) Shares

    n/a
    		 200

    FTD / Avg. Volume

    n/a
    		 4.15%

    Short Selling Information

    The latest short interest is 23.61K, so 0.36% of the outstanding shares have been sold short.

    Short Interest

    n/a
    		 23.61K

    Short % of Shares Out

    n/a
    		 0.36%

    Short % of Float

    n/a
    		 0.4%

    Short Ratio (days to cover)

    n/a
    		 5.26

    Valuation Ratios

    The PE ratio is 11.61 and the forward PE ratio is 8.97. Provident Financial's PEG ratio is -0.99.

    PE Ratio

    n/a
    		 11.61

    Forward PE

    n/a
    		 8.97

    PS Ratio

    n/a
    		 2.2

    Forward PS

    n/a
    		 2.3

    PB Ratio

    n/a
    		 0.66

    P/FCF Ratio

    n/a
    		 20.83

    PEG Ratio

    n/a
    		 -0.99
    Financial Ratio History

    Enterprise Valuation

    Provident Financial has an Enterprise Value (EV) of 272.45M.

    EV / Sales

    n/a
    		 7.01

    EV / EBITDA

    n/a
    		 0

    EV / EBIT

    n/a
    		 47.92

    EV / FCF

    n/a
    		 66.52

    Financial Position

    Current Ratio

    n/a
    		 0

    Quick Ratio

    n/a
    		 0

    Debt / Equity

    n/a
    		 1.84

    Debt / EBITDA

    n/a
    		 n/a

    Debt / FCF

    n/a
    		 58.23

    Interest Coverage

    n/a
    		 0.52

    Financial Efficiency

    Return on Equity is 5.66% and Return on Invested Capital is 11%.

    Return on Equity

    n/a
    		 5.66%

    Return on Assets

    n/a
    		 0.58%

    Return on Invested Capital

    n/a
    		 11%

    Revenue Per Employee

    n/a
    		 $413,446.81

    Profits Per Employee

    n/a
    		 $78,202.13

    Employee Count

    n/a
    		 94

    Asset Turnover

    n/a
    		 0.03

    Inventory Turnover

    n/a
    		 n/a

    Taxes

    Income Tax

    n/a
    		 3.04M

    Effective Tax Rate

    n/a
    		 29.23%

    Stock Price Statistics

    The stock price has increased by 22.17% in the last 52 weeks. The beta is 0.32, so Provident Financial's price volatility has been higher than the market average.

    Beta

    n/a
    		 0.32

    52-Week Price Change

    n/a
    		 22.17%

    50-Day Moving Average

    n/a
    		 14.99

    200-Day Moving Average

    n/a
    		 15.16

    Relative Strength Index (RSI)

    n/a
    		 52.76

    Average Volume (20 Days)

    n/a
    		 4,825

    Income Statement

    In the last 12 months, Provident Financial had revenue of 38.86M and earned 7.35M in profits. Earnings per share was 1.06.

    Revenue

    n/a
    		 38.86M

    Gross Profit

    n/a
    		 38.86M

    Operating Income

    n/a
    		 10.39M

    Net Income

    n/a
    		 7.35M

    EBITDA

    n/a
    		 n/a

    EBIT

    n/a
    		 10.39M

    Earnings Per Share (EPS)

    n/a
    		 1.06
    Full Income Statement

    Balance Sheet

    The company has 51.38M in cash and 238.5M in debt, giving a net cash position of -187.12M.

    Cash & Cash Equivalents

    n/a
    		 51.38M

    Total Debt

    n/a
    		 238.5M

    Net Cash

    n/a
    		 -187.12M

    Retained Earnings

    n/a
    		 209.91M

    Total Assets

    n/a
    		 1.26B

    Working Capital

    n/a
    		 -933.1M
    Full Balance Sheet

    Cash Flow

    In the last 12 months, operating cash flow was 5.68M and capital expenditures -1.59M, giving a free cash flow of 4.1M.

    Operating Cash Flow

    n/a
    		 5.68M

    Capital Expenditures

    n/a
    		 -1.59M

    Free Cash Flow

    n/a
    		 4.1M

    FCF Per Share

    n/a
    		 0.59
    Full Cash Flow Statement

    Margins

    Gross margin is 100%, with operating and profit margins of 26.73% and 18.91%.

    Gross Margin

    n/a
    		 100%

    Operating Margin

    n/a
    		 26.73%

    Pretax Margin

    n/a
    		 26.73%

    Profit Margin

    n/a
    		 18.91%

    EBITDA Margin

    n/a
    		 n/a

    EBIT Margin

    n/a
    		 26.73%

    FCF Margin

    n/a
    		 10.54%

    Dividends & Yields

    PROV pays an annual dividend of $0.7, which amounts to a dividend yield of 3.6%.

    Dividend Per Share

    n/a
    		 $0.70

    Dividend Yield

    n/a
    		 3.6%

    Dividend Growth (YoY)

    n/a
    		 0%

    Payout Ratio

    n/a
    		 72.16%

    Earnings Yield

    n/a
    		 8.61%

    FCF Yield

    n/a
    		 4.8%
    Dividend Details

    Analyst Forecast

    The average price target for PROV is $16, which is 6% higher than the current price. The consensus rating is "Hold".

    Price Target

    n/a
    		 $16

    Price Target Difference

    n/a
    		 6%

    Analyst Consensus

    n/a
    		 Hold

    Analyst Count

    n/a
    		 1
    Stock Forecasts

    Fair Value

    There are several formulas that can be used to estimate the intrinsic value of a stock.

    Lynch Fair Value

    n/a
    		 $5.3

    Lynch Upside

    n/a
    		 -64.9%

    Graham Number

    n/a
    		 21.12

    Graham Upside

    n/a
    		 39.87%

    Stock Splits

    The last stock split was on Feb 3, 2004. It was a forward split with a ratio of 3:2.

    Last Split Date

    n/a
    		 Feb 3, 2004

    Split Type

    n/a
    		 forward

    Split Ratio

    n/a
    		 3:2

    Scores

    Altman Z-Score

    n/a
    		 -0.54

    Piotroski F-Score

    n/a
    		 7

    Add to Watchlist