Provident Financial Inc. (PROV)
AI Score
Our AI model analyzes fundamental, technical, and statistical indicators
to predict the probability of a bullish trend over the next three months.
We regularly update and refine our models to deliver the most reliable forecasts
for you.
Bullish Probability | Sentiment | Score |
---|---|---|
+80% | Strong Buy | 10 |
+75% | Buy | 9 |
+70% | Buy | 8 |
+60% | Buy | 7 |
+50% | Hold | 6 |
+45% | Hold | 5 |
+40% | Hold | 4 |
+35% | Sell | 3 |
+30% | Sell | 2 |
+20% | Strong Sell | 1 |
14.98
0.01 (0.07%)
At close: Jan 15, 2025, 12:52 PM
Ratios (Annual)
Discover comprehensive ratio statement breakdowns that reveal insights into revenue, expenses, and beyond.
Year | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 | FY10 | FY09 | FY08 | FY07 | FY06 | FY05 | FY04 | FY03 | FY02 | FY01 | FY00 | FY99 | FY98 | FY97 | FY96 |
PE Ratio | 11.61 | 10.60 | 12.08 | 17.05 | 13.02 | 36.42 | 67.53 | 29.27 | 19.80 | 15.36 | 21.85 | 6.56 | 12.01 | 6.90 | 38.40 | -4.62 | 67.74 | 14.53 | 9.68 | 9.90 | 10.56 | 8.24 | 12.90 | 9.18 | 7.00 | 7.76 | 18.20 | 40.55 | 20.10 |
PS Ratio | 2.19 | 2.22 | 3.02 | 3.66 | 2.45 | 3.17 | 2.47 | 2.29 | 2.20 | 2.04 | 2.31 | 1.56 | 1.63 | 1.23 | 0.69 | 0.54 | 1.25 | 2.76 | 2.83 | 2.77 | 2.82 | 2.43 | 2.74 | 2.04 | 1.34 | 1.89 | 3.05 | 2.89 | 4.81 |
PB Ratio | 0.66 | 0.70 | 0.85 | 1.01 | 0.81 | 1.33 | 1.19 | 1.19 | 1.14 | 1.07 | 0.99 | 1.06 | 0.90 | 0.64 | 0.34 | 0.30 | 0.47 | 1.27 | 1.46 | 1.50 | 1.45 | 1.30 | 1.14 | 0.84 | 0.57 | 0.91 | 1.05 | 0.90 | 0.66 |
P/FCF Ratio | 20.83 | 5.84 | 9.44 | 11.36 | 12.96 | 1.51 | 5.74 | 1.87 | 3.31 | -2.59 | 3.02 | 3.14 | -8.7 | -27.7 | 74.60 | -0.4 | 1.22 | 3.46 | 3.37 | -3.44 | 4.63 | -7.6 | 1.43 | -1.02 | 13.68 | 2.45 | -2.1 | 2.08 | -6.74 |
P/OCF Ratio | 15.01 | 5.58 | 9.31 | 11.14 | 12.59 | 1.50 | 5.14 | 1.84 | 3.20 | -2.61 | 2.97 | 3.07 | -10.53 | -37.79 | 44.19 | -0.4 | 1.21 | 3.37 | 3.33 | -3.48 | 4.49 | -8.23 | 1.39 | -1.04 | 10.94 | 2.31 | -2.16 | 2.03 | -7.27 |
OCF/S Ratio | 0.15 | 0.40 | 0.32 | 0.33 | 0.19 | 2.11 | 0.48 | 1.25 | 0.69 | -0.78 | 0.78 | 0.51 | -0.15 | -0.03 | 0.02 | -1.34 | 1.03 | 0.82 | 0.85 | -0.8 | 0.63 | -0.3 | 1.97 | -1.97 | 0.12 | 0.82 | -1.42 | 1.42 | -0.66 |
Debt / Equity Ratio | 1.84 | 1.81 | 0.66 | 0.79 | 1.14 | 0.84 | 1.05 | 0.98 | 0.68 | 0.65 | 0.28 | 0.67 | 0.87 | 1.46 | 2.42 | 3.97 | 3.87 | 3.90 | 4.01 | 4.56 | 2.95 | 3.44 | 1.97 | 2.73 | 3.84 | 2.39 | 1.52 | 0.08 | 0.10 |
Quick Ratio | n/a | 0.84 | 3.10 | 8.65 | 12.91 | 7.06 | 4.75 | 8.26 | 6.12 | 4.73 | 5.97 | 10.03 | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 7.93 | 3.39 | n/a | n/a | 2.80 | 0.12 | 0.16 | n/a | n/a | n/a |
Current Ratio | n/a | 0.43 | 1.62 | 4.43 | 6.58 | 3.67 | 2.53 | 6.93 | 4.71 | 4.73 | 5.97 | 10.03 | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 7.93 | 3.39 | n/a | n/a | 2.80 | 0.12 | 0.16 | n/a | n/a | n/a |
Asset Turnover | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.05 | 0.05 | 0.06 | 0.06 | 0.06 | 0.06 | 0.09 | 0.06 | 0.06 | 0.04 | 0.04 | 0.03 | 0.04 | 0.04 | 0.04 | 0.04 | 0.05 | 0.04 | 0.04 | 0.03 | 0.05 | 0.04 | 0.04 | 0.02 |
Interest Coverage | 0.52 | 1.38 | 5.10 | 2.23 | 1.80 | 1.95 | 1.86 | -0.08 | -0.01 | 3.66 | 0.00 | 0.08 | -0.01 | -0.06 | 0.00 | -0.06 | -0.05 | 1.34 | 1.85 | 1.99 | 2.03 | 1.99 | 1.40 | 1.28 | 1.26 | 1.53 | 1.30 | 1.13 | 1.16 |
Return on Equity (ROE) | 0.06 | 0.07 | 0.07 | 0.06 | 0.06 | 0.04 | 0.02 | 0.04 | 0.06 | 0.07 | 0.05 | 0.16 | 0.07 | 0.09 | 0.01 | -0.06 | 0.01 | 0.09 | 0.15 | 0.15 | 0.14 | 0.16 | 0.09 | 0.09 | 0.08 | 0.12 | 0.06 | 0.02 | 0.03 |
Return on Assets (ROA) | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 | 0.02 | 0.01 | 0.01 | 0.00 | -0.00 | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 |
Return on Capital (ROIC) | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | -0.00 | -0.00 | 0.02 | 0.00 | 0.00 | -0.00 | -0.00 | 0.00 | -0.00 | -0.00 | 0.05 | 0.05 | 0.05 | 0.04 | 0.04 | 0.05 | 0.07 | 0.07 | 0.07 | 0.05 | 0.04 | 0.05 |
Dividend Yield | 0.05 | 0.04 | 0.04 | 0.03 | 0.04 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.02 | 0.01 | 0.00 | 0.01 | 0.03 | 0.07 | 0.03 | 0.02 | 0.02 | 0.02 | 0.01 | 0.00 | n/a | n/a | n/a | n/a | n/a | n/a |
Payout Ratio | 0.53 | 0.47 | 0.46 | 0.55 | 0.54 | 0.95 | 1.98 | 0.79 | 0.52 | 0.41 | 0.60 | 0.10 | 0.15 | 0.03 | 0.32 | -0.13 | 4.65 | 0.41 | 0.20 | 0.20 | 0.16 | 0.06 | 0.00 | n/a | n/a | n/a | n/a | n/a | n/a |
Gross Profit Margin | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
Net Profit Margin | 18.88% | 20.93% | 25.04% | 21.47% | 18.79% | 8.72% | 3.66% | 7.82% | 11.12% | 13.31% | 10.59% | 23.76% | 13.53% | 17.84% | 1.80% | -11.63% | 1.84% | 19.02% | 29.23% | 27.94% | 26.73% | 29.52% | 21.22% | 22.25% | 19.21% | 24.31% | 16.78% | 7.12% | 23.96% |
Pretax Profit Margin | 26.68% | 30.24% | 35.41% | 28.93% | 26.64% | 11.68% | 9.50% | 13.25% | 19.11% | 23.19% | 18.61% | 39.35% | 23.46% | 31.40% | 3.00% | -22.94% | 6.92% | 34.40% | 51.54% | 48.97% | 47.51% | 49.37% | 36.32% | 38.15% | 33.27% | 41.90% | 29.19% | 11.61% | 35.33% |
Operating Profit Margin | 26.68% | 30.24% | 44.04% | 28.93% | 26.64% | 23.93% | 20.52% | -0.84% | -0.14% | 31.90% | 0.03% | 0.84% | -0.15% | -1.82% | 0.03% | -3.86% | -5.75% | 134.15% | 112.13% | 98.25% | 93.47% | 99.03% | 127.62% | 174.48% | 162.26% | 121.53% | 127.85% | 99.63% | 251.08% |
FCF Margin | 10.52% | 37.95% | 32.02% | 32.23% | 18.88% | 210.42% | 43.09% | 122.32% | 66.61% | -78.94% | 76.61% | 49.70% | -18.68% | -4.44% | 0.93% | -135.33% | 102.17% | 79.80% | 84.02% | -80.49% | 60.94% | -31.99% | 191.59% | -200.93% | 9.83% | 77.08% | -145.64% | 138.95% | -71.4% |
EBITDA Margin | 34.79% | 38.00% | 48.76% | 46.73% | 34.93% | n/a | n/a | -0.84% | -0.14% | 25.71% | 21.26% | n/a | n/a | n/a | n/a | n/a | n/a | 85.36% | 85.28% | 79.34% | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |