Provident Financial Inc. (PROV)

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14.36

0.23 (1.63%)

At close: Apr 17, 2025, 3:59 PM

14.36

0.00%

After-hours: Apr 17, 2025, 04:00 PM EDT

Provident Financial Income Statement

Financials in USD. Fiscal year is July - June.

Fiscal Year	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019	Q4 2018	Q3 2018	Q2 2018	Q1 2018	Q4 2017	Q3 2017	Q2 2017	Q1 2017	Q4 2016	Q3 2016	Q2 2016	Q1 2016
Period Ending	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Sep 30, 2019	Jun 30, 2019	Mar 31, 2019	Dec 31, 2018	Sep 30, 2018	Jun 30, 2018	Mar 31, 2018	Dec 31, 2017	Sep 30, 2017	Jun 30, 2017	Mar 31, 2017	Dec 31, 2016	Sep 30, 2016	Jun 30, 2016	Mar 31, 2016	Dec 31, 2015	Sep 30, 2015
Revenue	49.02M	44.65M	44.33M	39.31M	40.29M	40.98M	41.06M	40.36M	38.63M	37.32M	36.65M	36.37M	36.37M	35.91M	35.72M	35.63M	36.09M	38.5M	40.47M	41.86M	45.41M	47.85M	47.77M	50.99M	49.02M	50.08M	54.55M	56.52M	61.26M	57.58M	52.91M	57.02M	51.23M	49.79M	48.84M	48.33M	48.62M	48.91M
Cost of Revenue	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	767K	767K	767K	767K	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	621K	621K	621K	621K	104K	104K	104K
Gross Profit	49.02M	44.65M	44.33M	39.31M	40.29M	40.98M	41.06M	40.36M	38.63M	37.32M	36.65M	35.6M	35.6M	35.14M	34.95M	35.63M	36.09M	38.5M	40.47M	41.86M	45.41M	47.85M	47.77M	50.99M	49.02M	50.08M	54.55M	56.52M	61.26M	57.58M	52.91M	56.4M	50.6M	49.16M	48.22M	48.23M	48.52M	48.81M
Operating Income	25.33M	14.52M	11.55M	12.45M	9.36M	10.73M	12.13M	12.05M	15.17M	14.82M	15.42M	17.08M	16.88M	15.34M	13.81M	12.06M	11.61M	13.42M	14.63M	13.44M	10.98M	6.65M	2.48M	3.87M	3.85M	3.83M	3.79M	3.06M	3M	2.96M	2.9M	-240K	-442K	-344K	-12K	n/a	334K	248K
Interest Income	55.82M	55.46M	54.73M	53.73M	51.93M	49.44M	45.99M	42.29M	38.54M	35.88M	34.73M	33.86M	34.03M	34.43M	35.2M	36.59M	38.59M	40.9M	42.46M	43.53M	44.24M	44.46M	44.38M	44.48M	44.04M	42.97M	42.71M	42.33M	41.92M	42.36M	42.42M	42.33M	41.69M	40.25M	39.3M	39.46M	39.75M	40.04M
Pretax Income	8.79M	10.59M	10.39M	10.45M	11.62M	11.95M	12.42M	13.23M	12.34M	12.19M	12.86M	13.69M	13.24M	11.7M	10.19M	7.97M	7.63M	9.43M	10.9M	9.71M	7.76M	7.08M	5.92M	7.14M	9.88M	8.4M	5.53M	4.78M	4.22M	5.53M	8.82M	11.71M	12.42M	11.51M	12.85M	12.74M	14.79M	17.15M
Net Income	6.22M	7.49M	7.35M	7.21M	8.03M	8.26M	8.59M	9.25M	8.62M	8.52M	9.09M	9.97M	9.83M	8.74M	7.56M	5.81M	5.39M	6.61M	7.69M	6.89M	5.6M	5.16M	4.42M	5.03M	6.91M	4.18M	2.13M	1.7M	1.11M	3.39M	5.21M	6.8M	7.15M	6.63M	7.47M	7.4M	8.51M	9.86M
Selling & General & Admin	14.87M	19.64M	19.13M	19.5M	19.34M	19.07M	20.64M	19.83M	19.63M	19.67M	17.02M	16.59M	16.59M	16.52M	17.81M	18.24M	18.92M	19.52M	19.91M	21.39M	25.86M	28.22M	31.72M	34.47M	34.02M	35.54M	36.61M	38.24M	40.01M	41.64M	43.84M	45.47M	45.72M	45.5M	44.96M	44.94M	45.33M	45.37M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	n/a	n/a	5.41M	10.62M	16.27M	16.27M	10.85M	5.65M	n/a	82K	91K	231K	231K	149K	140K	n/a	n/a	n/a	n/a	4.85M	4.85M	4.85M	4.85M	n/a	n/a	n/a	n/a	5.64M	5.64M	5.64M	5.64M	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Operating Expenses	27.83M	34.05M	37.41M	32.86M	37.05M	36.56M	32.72M	32.03M	27.5M	27.6M	21.69M	20.64M	20.7M	20.74M	26.75M	27.42M	28.16M	28.78M	29.3M	27.18M	30.79M	33.74M	37.71M	41.14M	42M	43.45M	44.48M	46.13M	47.83M	49.55M	51.65M	53.09M	53.33M	52.9M	52.18M	52.1M	52.64M	52.67M
Interest Expense	21.43M	21.06M	19.81M	18.02M	15.38M	12.28M	9.01M	6.04M	4.15M	3.21M	3.13M	3.39M	3.64M	4.07M	4.56M	5.03M	5.6M	5.91M	6.05M	6.05M	6.03M	6.06M	6.21M	6.38M	6.42M	6.43M	6.41M	6.42M	6.49M	6.59M	6.68M	6.74M	6.84M	6.9M	6.97M	7.04M	6.87M	6.64M
Selling & Marketing Expenses	720K	714K	709K	634K	649K	643K	622K	669K	673K	647K	642K	687K	631K	709K	680K	737K	784K	769K	773K	818K	887K	928K	980K	990K	957K	1M	1.04M	1.07M	1.28M	1.23M	1.32M	1.35M	1.28M	1.36M	1.33M	1.41M	1.51M	1.57M
Cost & Expenses	25.53M	31.75M	31.17M	28.91M	33.1M	32.62M	32.72M	27.93M	23.4M	23.5M	22.36M	20.72M	20.77M	20.82M	22.05M	23.84M	24.58M	25.2M	25.72M	27.18M	30.79M	37.29M	41.25M	44.68M	45.54M	47.08M	51.59M	53.24M	57.56M	59.76M	58.38M	65.47M	63.1M	58.56M	57.83M	57.84M	58.38M	58.41M
Income Tax Expense	2.57M	3.1M	3.04M	3.24M	3.59M	3.68M	3.82M	3.98M	3.72M	3.67M	3.77M	3.72M	3.41M	2.95M	2.63M	2.16M	2.24M	2.81M	3.21M	2.82M	2.16M	1.92M	1.5M	2.11M	2.96M	4.22M	3.4M	3.09M	3.11M	2.14M	3.61M	4.91M	5.27M	4.89M	5.37M	5.34M	6.28M	7.29M
Shares Outstanding (Basic)	6.83M	6.83M	6.87M	6.92M	6.97M	7.02M	7.03M	7.08M	7.18M	7.27M	7.45M	7.36M	7.43M	7.53M	7.52M	7.46M	7.44M	7.44M	7.44M	7.47M	7.74M	7.76M	7.5M	7.51M	7.51M	7.6M	7.45M	7.46M	7.57M	7.5M	7.84M	7.93M	8.36M	7.95M	8.15M	8.32M	8.93M	8.72M
Shares Outstanding (Diluted)	6.86M	6.86M	6.89M	6.93M	6.98M	7.03M	7.07M	7.15M	7.24M	7.31M	7.32M	7.41M	7.48M	7.58M	7.59M	7.58M	7.49M	7.46M	7.49M	7.59M	7.66M	7.65M	7.63M	7.51M	7.6M	7.56M	7.59M	7.62M	7.57M	7.86M	8M	8.09M	8.14M	8.15M	8.3M	8.52M	8.6M	8.74M
EPS (Basic)	0.91	1.09	1.06	1.04	1.15	1.17	1.21	1.29	1.19	1.16	1.22	1.32	1.30	1.16	1.01	0.78	0.72	0.88	1.02	0.91	0.74	0.68	0.59	0.68	0.93	0.57	0.29	0.22	0.13	0.42	0.65	0.87	0.91	0.84	0.93	0.88	0.99	1.13
EPS (Diluted)	0.91	1.09	1.06	1.04	1.15	1.17	1.21	1.29	1.19	1.16	1.22	1.32	1.30	1.16	1.01	0.78	0.72	0.87	1.00	0.89	0.72	0.67	0.58	0.66	0.91	0.55	0.28	0.22	0.13	0.41	0.64	0.86	0.90	0.83	0.91	0.85	0.96	1.10
EBITDA	6.06M	9.85M	13.1M	13.09M	10.63M	10.94M	11.54M	12.4M	16.01M	16.56M	17.71M	19.45M	19.52M	18.06M	16.45M	13.55M	12.46M	13.29M	14.32M	13.12M	10.52M	6.5M	2.08M	3.17M	3.17M	3.17M	3.17M	2.22M	2.22M	2.22M	2.22M	n/a	n/a	n/a	n/a	n/a	n/a	n/a
EBIT	13.6M	10.14M	9.94M	10M	7.56M	7.88M	8.35M	9.17M	12.34M	12.19M	12.86M	13.69M	13.24M	11.7M	10.19M	7.97M	7.63M	9.43M	10.93M	9.74M	7.75M	3.56M	-992K	225K	-41K	-223K	41K	-705K	-672K	-391K	-424K	-2.52M	-2.38M	-2.3M	-1.91M	-1.71M	-1.68M	-1.55M
Depreciation & Amortization	1.63M	2.4M	3.15M	3.08M	3.08M	3.06M	3.19M	3.23M	3.67M	4.37M	4.85M	5.76M	6.29M	6.36M	6.27M	5.58M	4.83M	3.87M	3.39M	3.38M	2.77M	2.94M	3.08M	2.95M	3.21M	3.39M	3.13M	2.92M	2.89M	2.61M	2.64M	2.52M	2.38M	2.3M	1.91M	1.71M	1.68M	1.55M