Price Alert

Chicago Atlantic Real Est... (REFI)

NASDAQ: REFI · Real-Time Price · USD

14.40

0.05 (0.35%)

At close: Sep 05, 2025, 3:59 PM

14.75

2.43%

After-hours: Sep 05, 2025, 06:01 PM EDT

Chicago Atlantic Real Estate Finance Statistics

Share Statistics

Chicago Atlantic Real Estate Finance has n/a shares outstanding. The number of shares has increased by 6.84% in one year.

Shares Outstanding	n/a
Shares Change (YoY)	6.84%
Shares Change (QoQ)	0.35%
Owned by Institutions (%)	31.48%
Shares Floating	17.87M
Failed to Deliver (FTD) Shares	388
FTD / Avg. Volume	0.39%

Short Selling Information

The latest short interest is 456.42K, so 2.17% of the outstanding shares have been sold short.

Short Interest	456.42K
Short % of Shares Out	2.17%
Short % of Float	2.36%
Short Ratio (days to cover)	4

Valuation Ratios

The PE ratio is 8.03 and the forward PE ratio is 7.67. Chicago Atlantic Real Estate Finance's PEG ratio is -0.78.

PE Ratio	8.03
Forward PE	7.67
PS Ratio	5.43
Forward PS	5.2
PB Ratio	0.96
P/FCF Ratio	12.84
PEG Ratio	-0.78

Financial Ratio History

Enterprise Valuation

Chicago Atlantic Real Estate Finance has an Enterprise Value (EV) of 49.37B.

EV / Sales	901.14
EV / EBITDA	1116.94
EV / EBIT	2131.66
EV / FCF	2131.66

Financial Position

The company has a current ratio of 0.01, with a Debt / Equity ratio of 158.91.

Current Ratio	0.01
Quick Ratio	0.01
Debt / Equity	158.91
Debt / EBITDA	1.11K
Debt / FCF	2.12K
Interest Coverage	6.18

Financial Efficiency

Return on Equity is 11.99% and Return on Invested Capital is 10.16%.

Return on Equity	11.99%
Return on Assets	8.51%
Return on Invested Capital	10.16%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	undefined
Asset Turnover	0.13
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	0%

Stock Price Statistics

The stock price has increased by -8.1% in the last 52 weeks. The beta is 0.29, so Chicago Atlantic Real Estate Finance's price volatility has been higher than the market average.

Beta	0.29
52-Week Price Change	-8.1%
50-Day Moving Average	13.86
200-Day Moving Average	14.86
Relative Strength Index (RSI)	59.53
Average Volume (20 Days)	99,153

Income Statement

In the last 12 months, Chicago Atlantic Real Estate Finance had revenue of 54.78M and earned 37.05M in profits. Earnings per share was 1.92.

Revenue	54.78M
Gross Profit	55.53M
Operating Income	44.2M
Net Income	37.05M
EBITDA	44.2M
EBIT	44.2M
Earnings Per Share (EPS)	1.92

Full Income Statement

Balance Sheet

The company has 26.4M in cash and 49.1B in debt, giving a net cash position of -49.07B.

Cash & Cash Equivalents	26.4M
Total Debt	49.1B
Net Cash	-49.07B
Retained Earnings	-10.14M
Total Assets	455.21B
Working Capital	-9.93B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 23.16M and capital expenditures 4, giving a free cash flow of 23.16M.

Operating Cash Flow	23.16M
Capital Expenditures	4
Free Cash Flow	23.16M
FCF Per Share	1.2

Full Cash Flow Statement

Margins

Gross margin is 101.37%, with operating and profit margins of 80.68% and 67.62%.

Gross Margin	101.37%
Operating Margin	80.68%
Pretax Margin	67.62%
Profit Margin	67.62%
EBITDA Margin	80.68%
EBIT Margin	80.68%
FCF Margin	42.27%

Dividends & Yields

REFI pays an annual dividend of $2.06, which amounts to a dividend yield of 14.76%.

Dividend Per Share	$2.06
Dividend Yield	14.76%
Dividend Growth (YoY)	0%
Payout Ratio	111.96%
Earnings Yield	12.46%
FCF Yield	7.79%

Dividend Details

Analyst Forecast

The average price target for REFI is $20, which is 38.9% higher than the current price. The consensus rating is "Buy".

Price Target	$20
Price Target Difference	38.9%
Analyst Consensus	Buy
Analyst Count	3

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	26.32
Graham Upside	82.78%

Scores

Altman Z-Score	-0.06
Piotroski F-Score	5