Shares Outstanding Shares Outstanding n/a Close	33.37M
Shares Change (YoY) Shares Change (YoY) n/a Close	0.39%
Shares Change (QoQ) Shares Change (QoQ) n/a Close	0.08%
Owned by Institutions (%) Owned by Institutions (%) n/a Close	58.09%
Shares Floating Shares Floating n/a Close	29.97M
Failed to Deliver (FTD) Shares Failed to Deliver (FTD) Shares n/a Close	326
FTD / Avg. Volume FTD / Avg. Volume n/a Close	0.21%

Short Selling Information

The latest short interest is 357.39K, so 1.07% of the outstanding shares have been sold short.

Short Interest Short Interest n/a Close	357.39K
Short % of Shares Out Short % of Shares Out n/a Close	1.07%
Short % of Float Short % of Float n/a Close	1.17%
Short Ratio (days to cover) Short Ratio (days to cover) n/a Close	3.51

Valuation Ratios

The PE ratio is 12.03 and the forward PE ratio is 8.47. Shore Bancshares's PEG ratio is 0.06.

PE Ratio PE Ratio n/a Close	12.03
Forward PE Forward PE n/a Close	8.47
PS Ratio PS Ratio n/a Close	1.62
Forward PS Forward PS n/a Close	2.2
PB Ratio PB Ratio n/a Close	0.98
P/FCF Ratio P/FCF Ratio n/a Close	12.68
PEG Ratio PEG Ratio n/a Close	0.06

Financial Ratio History

Enterprise Valuation

Shore Bancshares has an Enterprise Value (EV) of 203.8M.

EV / Sales EV / Sales n/a Close	0.62
EV / EBITDA EV / EBITDA n/a Close	2.73
EV / EBIT EV / EBIT n/a Close	4.35
EV / FCF EV / FCF n/a Close	4.89

Financial Position

The company has a current ratio of 0.11, with a Debt / Equity ratio of 0.25.

Current Ratio Current Ratio n/a Close	0.11
Quick Ratio Quick Ratio n/a Close	0.11
Debt / Equity Debt / Equity n/a Close	0.25
Debt / EBITDA Debt / EBITDA n/a Close	1.81
Debt / FCF Debt / FCF n/a Close	3.25
Interest Coverage Interest Coverage n/a Close	0.47

Financial Efficiency

Return on Equity is 8.11% and Return on Invested Capital is 6.25%.

Return on Equity Return on Equity n/a Close	8.11%
Return on Assets Return on Assets n/a Close	0.7%
Return on Invested Capital Return on Invested Capital n/a Close	6.25%
Revenue Per Employee Revenue Per Employee n/a Close	$559,049.66
Profits Per Employee Profits Per Employee n/a Close	$75,152.4
Employee Count Employee Count n/a Close	584
Asset Turnover Asset Turnover n/a Close	0.05
Inventory Turnover Inventory Turnover n/a Close	n/a

Taxes

Income Tax Income Tax n/a Close	14.81M
Effective Tax Rate Effective Tax Rate n/a Close	25.24%

Stock Price Statistics

The stock price has increased by 41.82% in the last 52 weeks. The beta is 0.94, so Shore Bancshares's price volatility has been higher than the market average.

Beta Beta n/a Close	0.94
52-Week Price Change 52-Week Price Change n/a Close	41.82%
50-Day Moving Average 50-Day Moving Average n/a Close	14.34
200-Day Moving Average 200-Day Moving Average n/a Close	14.8
Relative Strength Index (RSI) Relative Strength Index (RSI) n/a Close	66
Average Volume (20 Days) Average Volume (20 Days) n/a Close	155,614

Income Statement

In the last 12 months, Shore Bancshares had revenue of 326.49M and earned 43.89M in profits. Earnings per share was 1.32.

Revenue Revenue n/a Close	326.49M
Gross Profit Gross Profit n/a Close	196.96M
Operating Income Operating Income n/a Close	58.7M
Net Income Net Income n/a Close	43.89M
EBITDA EBITDA n/a Close	74.74M
EBIT EBIT n/a Close	58.7M
Earnings Per Share (EPS) Earnings Per Share (EPS) n/a Close	1.32

Full Income Statement

Balance Sheet

The company has 459.85M in cash and 135.56M in debt, giving a net cash position of 324.29M.

Cash & Cash Equivalents Cash & Cash Equivalents n/a Close	459.85M
Total Debt Total Debt n/a Close	135.56M
Net Cash Net Cash n/a Close	324.29M
Retained Earnings Retained Earnings n/a Close	190.17M
Total Assets Total Assets n/a Close	6.18B
Working Capital Working Capital n/a Close	-4.87B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 46.89M and capital expenditures -5.22M, giving a free cash flow of 41.66M.

Operating Cash Flow Operating Cash Flow n/a Close	46.89M
Capital Expenditures Capital Expenditures n/a Close	-5.22M
Free Cash Flow Free Cash Flow n/a Close	41.66M
FCF Per Share FCF Per Share n/a Close	1.25

Full Cash Flow Statement

Margins

Gross margin is 60.33%, with operating and profit margins of 17.98% and 13.44%.

Gross Margin Gross Margin n/a Close	60.33%
Operating Margin Operating Margin n/a Close	17.98%
Pretax Margin Pretax Margin n/a Close	17.98%
Profit Margin Profit Margin n/a Close	13.44%
EBITDA Margin EBITDA Margin n/a Close	22.89%
EBIT Margin EBIT Margin n/a Close	17.98%
FCF Margin FCF Margin n/a Close	12.76%

Dividends & Yields

SHBI pays an annual dividend of $0.6, which amounts to a dividend yield of 3.21%.

Dividend Per Share Dividend Per Share n/a Close	$0.60
Dividend Yield Dividend Yield n/a Close	3.21%
Dividend Growth (YoY) Dividend Growth (YoY) n/a Close	0%
Payout Ratio Payout Ratio n/a Close	40.54%
Earnings Yield Earnings Yield n/a Close	8.31%
FCF Yield FCF Yield n/a Close	7.89%

Dividend Details

Analyst Forecast

The average price target for SHBI is $20, which is 28.2% higher than the current price. The consensus rating is "Hold".

Price Target Price Target n/a Close	$20
Price Target Difference Price Target Difference n/a Close	28.2%
Analyst Consensus Analyst Consensus n/a Close	Hold
Analyst Count Analyst Count n/a Close	2

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value Lynch Fair Value n/a Close	$6.6
Lynch Upside Lynch Upside n/a Close	-57.69%
Graham Number Graham Number n/a Close	21.94
Graham Upside Graham Upside n/a Close	40.64%

Stock Splits

The last stock split was on Jun 6, 2006. It was a forward split with a ratio of 3:2.

Last Split Date Last Split Date n/a Close	Jun 6, 2006
Split Type Split Type n/a Close	forward
Split Ratio Split Ratio n/a Close	3:2

Scores

Altman Z-Score Altman Z-Score n/a Close	-0.76
Piotroski F-Score Piotroski F-Score n/a Close	7