SmartFinancial Inc.

NASDAQ: SMBK · Real-Time Price · USD
35.34
-0.21 (-0.59%)
At close: Aug 15, 2025, 12:18 PM

SmartFinancial Income Statement

Financials in USD. Fiscal year is January - December.
Fiscal Year FY 2024 FY 2023 FY 2022 FY 2021
Period Ending Dec 31, 2024 Dec 31, 2023 Dec 31, 2022 Dec 31, 2021
Revenue
285.27M 240.37M 186.55M 149.18M
Cost of Revenue
118.92M 90.99M 25.35M 13.47M
Gross Profit
166.35M 149.38M 161.2M 135.71M
Operating Income
45.46M 36.23M 54.91M 44.32M
Interest Income
251.12M 218.04M 158.83M 125.23M
Pretax Income
45.46M 36.23M 54.91M 44.32M
Net Income
36.14M 28.59M 43.02M 34.79M
Selling & General & Admin
76.81M 70.25M 67.39M 54.32M
Research & Development
n/a n/a n/a n/a
Other Expenses
44.08M 42.9M 38.91M 37.07M
Operating Expenses
120.89M 113.15M 106.29M 91.39M
Interest Expense
113.77M 87.96M 21.33M 11.84M
Selling & Marketing Expenses
1.32M 1.34M 1.29M 830K
Cost & Expenses
239.81M 204.14M 131.64M 104.86M
Income Tax Expense
9.32M 7.63M 11.89M 9.53M
Shares Outstanding (Basic)
16.77M 16.82M 16.74M 15.57M
Shares Outstanding (Diluted)
16.88M 16.92M 16.87M 15.7M
EPS (Basic)
2.16 1.70 2.57 2.23
EPS (Diluted)
2.14 1.69 2.55 2.22
EBITDA
56.87M 49.72M 67.55M 53.32M
EBIT
45.46M 36.23M 54.91M 44.32M
Depreciation & Amortization
11.41M 13.5M 12.64M 9M