SmartFinancial Inc. (SMBK)
NASDAQ: SMBK
· Real-Time Price · USD
35.30
-0.25 (-0.70%)
At close: Aug 15, 2025, 3:44 PM
SmartFinancial Income Statement
Financials in USD. Fiscal
year is
January - December.
Fiscal Year | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 | Q1 2021 |
Period Ending | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 |
Revenue | 292.08M | 285.27M | 275.22M | 258.09M | 248.43M | 240.37M | 229.73M | 222.31M | 206.63M | 186.55M | 171.69M | 162.77M | 154.22M | 149.18M | 143.79M | 138.15M | 136.62M |
Cost of Revenue | 120.42M | 118.92M | 116.02M | 109.59M | 100.87M | 90.99M | 73.93M | 55.43M | 39.3M | 25.35M | 18.21M | 15.72M | 14.18M | 13.47M | 13.43M | 15.8M | 19.9M |
Gross Profit | 171.66M | 166.35M | 159.2M | 148.5M | 147.56M | 149.38M | 155.8M | 166.88M | 167.33M | 161.2M | 153.49M | 147.04M | 140.05M | 135.71M | 130.36M | 122.35M | 116.71M |
Operating Income | 47.03M | 45.46M | 40.9M | 32.54M | 33.39M | 36.23M | 44.93M | 57.3M | 59.23M | 54.91M | 46.79M | 44.27M | 42.4M | 44.32M | 47.43M | 43.56M | 39.91M |
Interest Income | 257.71M | 251.12M | 242.52M | 233.84M | 224.65M | 218.04M | 207.86M | 194.88M | 179.1M | 158.84M | 144.3M | 135.31M | 128.85M | 125.23M | 122.27M | 118.81M | 118.91M |
Pretax Income | 47.03M | 45.46M | 40.9M | 32.54M | 33.39M | 36.23M | 44.93M | 57.3M | 59.23M | 54.91M | 46.79M | 44.27M | 42.4M | 44.32M | 47.43M | 43.56M | 39.91M |
Net Income | 38.04M | 36.14M | 32.69M | 25.62M | 26.45M | 28.59M | 35.41M | 44.88M | 46.26M | 43.02M | 36.67M | 34.73M | 33.29M | 34.79M | 37.16M | 33.96M | 31.36M |
Selling & General & Admin | 79.53M | 76.81M | 73.36M | 71.72M | 70.47M | 70.25M | 64.88M | 64.23M | 65.51M | 65.51M | 70.81M | 69.61M | 65.52M | 60.68M | 55.81M | 52.66M | 50.24M |
Research & Development | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Other Expenses | 45.1M | 44.08M | 44.93M | 44.25M | 43.71M | 42.9M | 45.99M | 45.35M | 42.59M | 40.78M | 35.88M | 33.17M | 32.13M | 30.71M | 27.12M | 26.13M | 26.56M |
Operating Expenses | 124.63M | 120.89M | 118.3M | 115.97M | 114.17M | 113.15M | 110.87M | 109.58M | 108.1M | 106.29M | 106.69M | 102.77M | 97.64M | 91.39M | 82.93M | 78.79M | 76.8M |
Interest Expense | 113.85M | 113.77M | 111.44M | 106.78M | 98.83M | 87.96M | 71.69M | 53.01M | 35.73M | 21.34M | 14.55M | 11.89M | 11.6M | 11.84M | 12.22M | 13.11M | 14.35M |
Selling & Marketing Expenses | 1.4M | 1.32M | 1.26M | 1.28M | 1.29M | 1.34M | 1.31M | 1.26M | 1.28M | 1.29M | 1.16M | 1.11M | 1.01M | 831K | 836K | 854K | 826K |
Cost & Expenses | 245.05M | 239.81M | 234.32M | 225.55M | 215.04M | 204.14M | 184.8M | 165.01M | 147.4M | 131.64M | 124.9M | 118.5M | 111.82M | 104.86M | 96.36M | 94.59M | 96.7M |
Income Tax Expense | 8.99M | 9.32M | 8.21M | 6.92M | 6.93M | 7.63M | 9.52M | 12.41M | 12.97M | 11.89M | 10.12M | 9.54M | 9.11M | 9.53M | 10.27M | 9.6M | 8.56M |
Shares Outstanding (Basic) | 16.77M | 16.77M | 16.73M | 16.77M | 16.85M | 16.81M | 16.81M | 16.81M | 16.79M | 16.76M | 16.75M | 16.73M | 16.72M | 16.7M | 15.56M | 15M | 15.01M |
Shares Outstanding (Diluted) | 16.87M | 16.88M | 16.84M | 16.85M | 16.93M | 16.92M | 16.92M | 16.9M | 16.9M | 16.88M | 16.87M | 16.87M | 16.86M | 16.85M | 15.69M | 15.13M | 15.11M |
EPS (Basic) | 2.28 | 2.17 | 1.96 | 1.53 | 1.58 | 1.71 | 2.12 | 2.69 | 2.77 | 2.57 | 2.19 | 2.12 | 2.10 | 2.26 | 2.46 | 2.26 | 2.08 |
EPS (Diluted) | 2.26 | 2.14 | 1.94 | 1.52 | 1.56 | 1.69 | 2.09 | 2.65 | 2.74 | 2.55 | 2.18 | 2.11 | 2.08 | 2.24 | 2.43 | 2.24 | 2.07 |
EBITDA | 58.11M | 56.87M | 52.77M | 45.09M | 46.68M | 49.72M | 60.45M | 72.51M | 74.04M | 69.47M | 58.19M | 54.07M | 50.67M | 51.06M | 53.75M | 49.92M | 45.8M |
EBIT | 47.03M | 45.46M | 40.9M | 32.54M | 33.39M | 36.23M | 44.93M | 57.3M | 59.23M | 54.91M | 46.79M | 44.27M | 42.4M | 44.32M | 47.43M | 43.56M | 39.91M |
Depreciation & Amortization | 11.08M | 11.41M | 11.87M | 12.55M | 13.3M | 13.5M | 15.52M | 15.21M | 14.81M | 14.56M | 11.4M | 9.8M | 8.27M | 6.75M | 6.32M | 6.37M | 5.89M |