SmartFinancial Inc. (SMBK)
SmartFinancial Statistics
Share Statistics
SmartFinancial has 16.93M shares outstanding. The number of shares has increased by -0.37% in one year.
| Shares Outstanding | 16.93M |
| Shares Change (YoY) | -0.37% |
| Shares Change (QoQ) | 0.01% |
| Owned by Institutions (%) | 55.96% |
| Shares Floating | 14.27M |
| Failed to Deliver (FTD) Shares | 23 |
| FTD / Avg. Volume | 0.05% |
Short Selling Information
The latest short interest is 48.86K, so 0.29% of the outstanding shares have been sold short.
| Short Interest | 48.86K |
| Short % of Shares Out | 0.29% |
| Short % of Float | 0.34% |
| Short Ratio (days to cover) | 0.99 |
Valuation Ratios
The PE ratio is 14.4 and the forward PE ratio is 12.2. SmartFinancial's PEG ratio is -0.43.
| PE Ratio | 14.4 |
| Forward PE | 12.2 |
| PS Ratio | 2.7 |
| Forward PS | 2.7 |
| PB Ratio | 0.9 |
| P/FCF Ratio | 12.31 |
| PEG Ratio | -0.43 |
Enterprise Valuation
Currently the Enterprise Value (EV) is not available for SmartFinancial Inc..
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 67.26, with a Debt / Equity ratio of 0.11.
| Current Ratio | 67.26 |
| Quick Ratio | 67.26 |
| Debt / Equity | 0.11 |
| Total Debt / Capitalization | 9.82 |
| Cash Flow / Debt | 0.79 |
| Interest Coverage | 0.41 |
Financial Efficiency
Return on equity (ROE) is 0.06% and return on capital (ROIC) is 5.61%.
| Return on Equity (ROE) | 0.06% |
| Return on Assets (ROA) | 0.01% |
| Return on Capital (ROIC) | 5.61% |
| Revenue Per Employee | $267,377.19 |
| Profits Per Employee | $50,163.16 |
| Employee Count | 570 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 7.63M |
| Effective Tax Rate | 0.21 |
Stock Price Statistics
The stock price has increased by 61.25% in the last 52 weeks. The beta is 0.67, so SmartFinancial's price volatility has been higher than the market average.
| Beta | 0.67 |
| 52-Week Price Change | 61.25% |
| 50-Day Moving Average | 33.51 |
| 200-Day Moving Average | 29.8 |
| Relative Strength Index (RSI) | 48.68 |
| Average Volume (20 Days) | 48.56K |
Income Statement
In the last 12 months, SmartFinancial had revenue of 152.41M and earned 28.59M in profits. Earnings per share was 1.7.
| Revenue | 152.41M |
| Gross Profit | 152.41M |
| Operating Income | 36.23M |
| Net Income | 28.59M |
| EBITDA | 0 |
| EBIT | 36.23M |
| Earnings Per Share (EPS) | 1.7 |
Balance Sheet
The company has 294.82M in cash and 50.1M in debt, giving a net cash position of 244.72M.
| Cash & Cash Equivalents | 294.82M |
| Total Debt | 50.1M |
| Net Cash | 244.72M |
| Retained Earnings | 173.1M |
| Total Assets | 4.68B |
| Working Capital | 0 |
Cash Flow
In the last 12 months, operating cash flow was 39.72M and capital expenditures -6.27M, giving a free cash flow of 33.45M.
| Operating Cash Flow | 39.72M |
| Capital Expenditures | -6.27M |
| Free Cash Flow | 33.45M |
| FCF Per Share | 1.99 |
Margins
Gross margin is 100%, with operating and profit margins of 23.77% and 18.76%.
| Gross Margin | 100% |
| Operating Margin | 23.77% |
| Pretax Margin | 23.77% |
| Profit Margin | 18.76% |
| EBITDA Margin | n/a |
| EBIT Margin | 23.77% |
| FCF Margin | 21.95% |
Dividends & Yields
SMBK pays an annual dividend of $0.4, which amounts to a dividend yield of 0.91%.
| Dividend Per Share | $0.40 |
| Dividend Yield | 0.91% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 18.69% |
| Earnings Yield | 4.92% |
| FCF Yield | 5.72% |
Analyst Forecast
The average price target for SMBK is $27, which is -21.8% lower than the current price. The consensus rating is "Hold".
| Price Target | $27 |
| Price Target Difference | -21.8% |
| Analyst Consensus | Hold |
| Analyst Count | 4 |
Stock Splits
The last stock split was on Sep 23, 2015. It was a backward split with a ratio of 1:4.
| Last Split Date | Sep 23, 2015 |
| Split Type | backward |
| Split Ratio | 1:4 |
Scores
| Altman Z-Score | 0.13 |
| Piotroski F-Score | 5 |