SoFi Technologies Inc. (SOFI)
NASDAQ: SOFI
· Real-Time Price · USD
23.75
0.46 (1.98%)
At close: Aug 15, 2025, 3:59 PM
23.76
0.02%
After-hours: Aug 15, 2025, 07:58 PM EDT
SoFi Income Statement
Financials in USD. Fiscal
year is
January - December.
| Fiscal Year | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 | Q1 2021 |
| Period Ending | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 |
Revenue | 4.15B | 3.89B | 3.7B | 3.55B | 3.32B | 3.14B | 2.9B | 2.6B | 2.3B | 2.02B | 1.76B | 1.51B | 1.34B | 1.21B | 1.09B | 1.01B | 955.03M | 853.93M |
Cost of Revenue | 1.13B | 1.12B | 1.12B | 1.11B | 1.05B | 970.69M | 844.27M | 690.35M | 505.73M | 351.13M | 243.61M | 152.73M | 119.84M | 111.54M | 110.35M | 140.71M | 155.99M | 170.72M |
Gross Profit | 3.02B | 2.77B | 2.58B | 2.44B | 2.27B | 2.17B | 2.05B | 1.91B | 1.8B | 1.67B | 1.52B | 1.36B | 1.22B | 1.1B | 977.3M | 867.87M | 799.05M | 683.21M |
Operating Income | 315.75M | 218.9M | 233.34M | 224.58M | -106.2M | -170.87M | -301.16M | -391.26M | -198.79M | -245.18M | -318.72M | -389.23M | -344.64M | -414.32M | -481.18M | -459.29M | -472.11M | -398.68M |
Interest Income | 3.02B | 2.91B | 2.81B | 2.71B | 2.55B | 2.35B | 2.05B | 1.71B | 1.35B | 1.03B | 773.37M | 560.75M | 456.31M | 390.9M | 355.02M | 352.31M | 346.83M | 348.78M |
Pretax Income | 315.75M | 218.9M | 233.34M | 224.58M | -106.2M | -170.87M | -301.16M | -391.26M | -198.79M | -245.18M | -318.72M | -389.23M | -344.64M | -414.32M | -481.18M | -459.29M | -472.11M | -398.68M |
Net Income | 561.6M | 481.74M | 498.67M | 214.1M | -113.32M | -178.28M | -300.74M | -388.66M | -196.19M | -244.47M | -320.41M | -391.41M | -347.25M | -416.73M | -483.94M | -455.54M | -468.37M | -295.25M |
Selling & General & Admin | 1.56B | 1.48B | 1.4B | 1.31B | 1.26B | 1.24B | 1.23B | 1.21B | 1.19B | 1.14B | 1.12B | 1.09B | 954.64M | 951.12M | 925.41M | 818.82M | 799.6M | 651.11M |
Research & Development | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Other Expenses | 1.14B | 1.07B | 950.9M | 904.95M | 1.12B | 1.09B | 1.12B | 1.09B | 809.38M | 767.11M | 718.48M | 660.1M | 610.34M | 561.89M | 533.07M | 508.33M | 471.56M | 430.79M |
Operating Expenses | 2.7B | 2.55B | 2.35B | 2.22B | 2.38B | 2.34B | 2.35B | 2.3B | 2B | 1.91B | 1.84B | 1.75B | 1.56B | 1.51B | 1.46B | 1.33B | 1.27B | 1.08B |
Interest Expense | 1.11B | 1.09B | 1.09B | 1.07B | 1B | 916.97M | 789.33M | 632.55M | 453.44M | 301.35M | 189.28M | 108.66M | 89.69M | 91.01M | 102.78M | 137.82M | 155.5M | 170.72M |
Selling & Marketing Expenses | 947.09M | 867.1M | 796.29M | 741.74M | 713.55M | 711.61M | 719.4M | 718.4M | 693.81M | 654.84M | 617.82M | 573.83M | 526.68M | 477.78M | 426.88M | 369.35M | 331.82M | 301.14M |
Cost & Expenses | 3.84B | 3.67B | 3.47B | 3.33B | 3.43B | 3.31B | 3.2B | 2.99B | 2.5B | 2.26B | 2.08B | 1.9B | 1.68B | 1.62B | 1.57B | 1.47B | 1.43B | 1.25B |
Income Tax Expense | -245.84M | -262.84M | -265.32M | 10.47M | 7.12M | 7.4M | -416K | -2.6M | -2.6M | -703K | 1.69M | 2.19M | 2.61M | 2.41M | 2.76M | -3.75M | -3.74M | -103.43M |
Shares Outstanding (Basic) | 1.1B | 1.1B | 1.09B | 1.07B | 1.06B | 982.62M | 962.69M | 951.18M | 936.57M | 929.27M | 922.94M | 916.76M | 910.05M | 852.85M | 814.51M | 800.57M | 365.04M | 116.15M |
Shares Outstanding (Diluted) | 1.18B | 1.19B | 1.15B | 1.1B | 1.07B | 1.04B | 1.03B | 951.18M | 936.57M | 929.27M | 922.94M | 916.76M | 910.05M | 852.85M | 814.51M | 800.57M | 365.04M | 116.15M |
EPS (Basic) | 0.53 | 0.45 | 0.46 | 0.18 | -0.16 | -0.23 | -0.36 | -0.45 | -0.25 | -0.31 | -0.4 | -0.5 | -0.46 | -0.82 | -2.29 | -4 | -4.4 | -3.94 |
EPS (Diluted) | 0.49 | 0.42 | 0.38 | 0.12 | -0.22 | -0.29 | -0.36 | -0.45 | -0.25 | -0.31 | -0.4 | -0.5 | -0.46 | -0.82 | -2.29 | -4 | -4.4 | -3.94 |
EBITDA | 531.65M | 429.14M | 436.84M | 427.98M | 97.92M | 33.76M | -99.74M | -200.94M | -20.73M | -79.19M | -167.36M | -253.69M | -225.28M | -308.03M | -379.61M | -358.76M | -370.98M | -322.54M |
EBIT | 315.75M | 218.9M | 233.34M | 224.58M | -106.2M | -170.87M | -301.16M | -391.26M | -198.79M | -245.18M | -318.72M | -389.23M | -344.64M | -414.32M | -481.18M | -459.29M | -472.11M | -398.68M |
Depreciation & Amortization | 215.9M | 210.24M | 203.5M | 203.4M | 204.13M | 204.63M | 201.42M | 190.32M | 178.06M | 165.98M | 151.36M | 135.53M | 119.36M | 106.29M | 101.57M | 100.53M | 101.13M | 76.14M |