SoFi Technologies Inc. (SOFI)
SoFi Statistics
Share Statistics
SoFi has 1.1B shares outstanding. The number of shares has increased by 3.72% in one year.
Shares Outstanding | 1.1B |
Shares Change (YoY) | 3.72% |
Shares Change (QoQ) | 1.05% |
Owned by Institutions (%) | 49.84% |
Shares Floating | 1.07B |
Failed to Deliver (FTD) Shares | 11 |
FTD / Avg. Volume | < 0.01% |
Short Selling Information
The latest short interest is 137.9M, so 12.58% of the outstanding shares have been sold short.
Short Interest | 137.9M |
Short % of Shares Out | 12.58% |
Short % of Float | 13.24% |
Short Ratio (days to cover) | 2.9 |
Valuation Ratios
The PE ratio is 32.43 and the forward PE ratio is 23.64. SoFi's PEG ratio is -0.14.
PE Ratio | 32.43 |
Forward PE | 23.64 |
PS Ratio | 4.29 |
Forward PS | 3.2 |
PB Ratio | 2.48 |
P/FCF Ratio | -12.69 |
PEG Ratio | -0.14 |
Enterprise Valuation
SoFi has an Enterprise Value (EV) of 16.73B.
EV / Sales | 4.44 |
EV / EBITDA | 38.29 |
EV / EBIT | -14.94 |
EV / FCF | -13.13 |
Financial Position
The company has a current ratio of 18.36, with a Debt / Equity ratio of 0.47.
Current Ratio | 18.36 |
Quick Ratio | 18.36 |
Debt / Equity | 0.47 |
Debt / EBITDA | 7.08 |
Debt / FCF | -2.43 |
Interest Coverage | 0.21 |
Financial Efficiency
Return on Equity is 7.64% and Return on Invested Capital is 1.39%.
Return on Equity | 7.64% |
Return on Assets | 1.38% |
Return on Invested Capital | 1.39% |
Revenue Per Employee | $753.24K |
Profits Per Employee | $99.73K |
Employee Count | 5,000 |
Asset Turnover | 0.1 |
Inventory Turnover | n/a |
Taxes
Income Tax | -265.32M |
Effective Tax Rate | -113.7% |
Stock Price Statistics
The stock price has increased by 63.66% in the last 52 weeks. The beta is 1.87, so SoFi's price volatility has been higher than the market average.
Beta | 1.87 |
52-Week Price Change | 63.66% |
50-Day Moving Average | 12.52 |
200-Day Moving Average | 11.61 |
Relative Strength Index (RSI) | 58.9 |
Average Volume (20 Days) | 51.27M |
Income Statement
In the last 12 months, SoFi had revenue of 3.77B and earned 498.67M in profits. Earnings per share was 0.46.
Revenue | 3.77B |
Gross Profit | 2.67B |
Operating Income | 233.34M |
Net Income | 498.67M |
EBITDA | 436.84M |
EBIT | 233.34M |
Earnings Per Share (EPS) | 0.46 |
Balance Sheet
The company has 2.54B in cash and 3.09B in debt, giving a net cash position of -555.01M.
Cash & Cash Equivalents | 2.54B |
Total Debt | 3.09B |
Net Cash | -555.01M |
Retained Earnings | -1.31B |
Total Assets | 36.25B |
Working Capital | 2.54B |
Cash Flow
In the last 12 months, operating cash flow was -1.12B and capital expenditures -154.26M, giving a free cash flow of -1.27B.
Operating Cash Flow | -1.12B |
Capital Expenditures | -154.26M |
Free Cash Flow | -1.27B |
FCF Per Share | -1.21 |
Margins
Gross margin is 71.02%, with operating and profit margins of 6.2% and 13.24%.
Gross Margin | 71.02% |
Operating Margin | 6.2% |
Pretax Margin | 6.2% |
Profit Margin | 13.24% |
EBITDA Margin | 11.6% |
EBIT Margin | 6.2% |
FCF Margin | -33.83% |
Dividends & Yields
SOFI does not appear to pay any dividends at this time.
Dividend Per Share | n/a |
Dividend Yield | n/a |
Dividend Growth (YoY) | n/a |
Payout Ratio | n/a |
Earnings Yield | 3.08% |
FCF Yield | -7.88% |
Analyst Forecast
The average price target for SOFI is $13, which is 0.9% higher than the current price. The consensus rating is "Hold".
Price Target | $13 |
Price Target Difference | 0.9% |
Analyst Consensus | Hold |
Analyst Count | 16 |
Scores
Altman Z-Score | 0.39 |
Piotroski F-Score | 4 |