SoFi Technologies Inc. (SOFI)
SoFi Statistics
Share Statistics
SoFi has 1.1B shares outstanding. The number of shares has increased by 3.72% in one year.
| Shares Outstanding | 1.1B |
| Shares Change (YoY) | 3.72% |
| Shares Change (QoQ) | 1.05% |
| Owned by Institutions (%) | 49.83% |
| Shares Floating | 1.07B |
| Failed to Deliver (FTD) Shares | 2.42K |
| FTD / Avg. Volume | < 0.01% |
Short Selling Information
The latest short interest is 129.1M, so 11.9% of the outstanding shares have been sold short.
| Short Interest | 129.1M |
| Short % of Shares Out | 11.9% |
| Short % of Float | 12.15% |
| Short Ratio (days to cover) | 2.85 |
Valuation Ratios
The PE ratio is 32.43 and the forward PE ratio is 34.5. SoFi's PEG ratio is -0.14.
| PE Ratio | 32.43 |
| Forward PE | 34.5 |
| PS Ratio | 6.19 |
| Forward PS | 2.7 |
| PB Ratio | 2.48 |
| P/FCF Ratio | -14.44 |
| PEG Ratio | -0.14 |
Enterprise Valuation
SoFi has an Enterprise Value (EV) of 16.73B.
| EV / Sales | 6.4 |
| EV / EBITDA | 0 |
| EV / EBIT | -14.94 |
| EV / FCF | -14.94 |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 0.47.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 0.47 |
| Debt / EBITDA | - |
| Debt / FCF | -2.76 |
| Interest Coverage | 0.79 |
Financial Efficiency
Return on Equity is 7.64% and Return on Invested Capital is -0.32%.
| Return on Equity | 7.64% |
| Return on Assets | 1.38% |
| Return on Invested Capital | -0.32% |
| Revenue Per Employee | $522.47K |
| Profits Per Employee | $99.73K |
| Employee Count | 5,000 |
| Asset Turnover | 0.07 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 265.32M |
| Effective Tax Rate | 113.7% |
Stock Price Statistics
The stock price has increased by 45.42% in the last 52 weeks. The beta is 1.87, so SoFi's price volatility has been higher than the market average.
| Beta | 1.87 |
| 52-Week Price Change | 45.42% |
| 50-Day Moving Average | 13.99 |
| 200-Day Moving Average | 11.27 |
| Relative Strength Index (RSI) | 35.35 |
| Average Volume (20 Days) | 51.49M |
Income Statement
In the last 12 months, SoFi had revenue of 2.61B and earned 498.67M in profits. Earnings per share was 0.47.
| Revenue | 2.61B |
| Gross Profit | 2.64B |
| Operating Income | 859.65M |
| Net Income | 498.67M |
| EBITDA | 0 |
| EBIT | 1.32B |
| Earnings Per Share (EPS) | 0.47 |
Balance Sheet
The company has 2.54B in cash and 3.09B in debt, giving a net cash position of -555.01M.
| Cash & Cash Equivalents | 2.54B |
| Total Debt | 3.09B |
| Net Cash | -555.01M |
| Retained Earnings | -1.31B |
| Total Assets | 36.25B |
| Working Capital | 2.54B |
Cash Flow
In the last 12 months, operating cash flow was -1.12B and capital expenditures 0, giving a free cash flow of -1.12B.
| Operating Cash Flow | -1.12B |
| Capital Expenditures | 0 |
| Free Cash Flow | -1.12B |
| FCF Per Share | -1.07 |
Margins
Gross margin is 101.18%, with operating and profit margins of 32.91% and 19.09%.
| Gross Margin | 101.18% |
| Operating Margin | 32.91% |
| Pretax Margin | 8.93% |
| Profit Margin | 19.09% |
| EBITDA Margin | n/a |
| EBIT Margin | 32.91% |
| FCF Margin | -42.87% |
Dividends & Yields
SOFI does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Payout Ratio | n/a |
| Earnings Yield | 3.08% |
| FCF Yield | -6.92% |
Analyst Forecast
The average price target for SOFI is $13, which is 22.3% higher than the current price. The consensus rating is "Hold".
| Price Target | $13 |
| Price Target Difference | 22.3% |
| Analyst Consensus | Hold |
| Analyst Count | 15 |
Scores
| Altman Z-Score | 0.38 |
| Piotroski F-Score | 4 |