1st Source Corporation (SRCE)
1st Source Statistics
Share Statistics
1st Source has 24.55M shares outstanding. The number of shares has increased by 0.26% in one year.
| Shares Outstanding | 24.55M |
| Shares Change (YoY) | 0.26% |
| Shares Change (QoQ) | 0.15% |
| Owned by Institutions (%) | 72.24% |
| Shares Floating | 18.31M |
| Failed to Deliver (FTD) Shares | 160 |
| FTD / Avg. Volume | 0.16% |
Short Selling Information
The latest short interest is 159.52K, so 0.65% of the outstanding shares have been sold short.
| Short Interest | 159.52K |
| Short % of Shares Out | 0.65% |
| Short % of Float | 0.85% |
| Short Ratio (days to cover) | 2.52 |
Valuation Ratios
The PE ratio is 10.78 and the forward PE ratio is 10.86. 1st Source's PEG ratio is 1.26.
| PE Ratio | 10.78 |
| Forward PE | 10.86 |
| PS Ratio | 2.95 |
| Forward PS | 3.2 |
| PB Ratio | 1.29 |
| P/FCF Ratio | 7.88 |
| PEG Ratio | 1.26 |
Enterprise Valuation
1st Source has an Enterprise Value (EV) of 1.53B.
| EV / Sales | 3.16 |
| EV / EBITDA | 0 |
| EV / EBIT | 7.89 |
| EV / FCF | 8.43 |
Financial Position
The company has a current ratio of 9.12, with a Debt / Equity ratio of 0.16.
| Current Ratio | 9.12 |
| Quick Ratio | 9.12 |
| Debt / Equity | 0.16 |
| Debt / EBITDA | - |
| Debt / FCF | 0.97 |
| Interest Coverage | 2.57 |
Financial Efficiency
Return on Equity is 11.94% and Return on Invested Capital is 20.82%.
| Return on Equity | 11.94% |
| Return on Assets | 1.48% |
| Return on Invested Capital | 20.82% |
| Revenue Per Employee | $401.67K |
| Profits Per Employee | $110.06K |
| Employee Count | 1,205 |
| Asset Turnover | 0.05 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 38.44M |
| Effective Tax Rate | 22.47% |
Stock Price Statistics
The stock price has increased by 7.13% in the last 52 weeks. The beta is 0.66, so 1st Source's price volatility has been higher than the market average.
| Beta | 0.66 |
| 52-Week Price Change | 7.13% |
| 50-Day Moving Average | 62.59 |
| 200-Day Moving Average | 60.39 |
| Relative Strength Index (RSI) | 23.75 |
| Average Volume (20 Days) | 100.56K |
Income Statement
In the last 12 months, 1st Source had revenue of 484.02M and earned 132.62M in profits. Earnings per share was 5.46.
| Revenue | 484.02M |
| Gross Profit | 484.02M |
| Operating Income | 470.04M |
| Net Income | 132.62M |
| EBITDA | 0 |
| EBIT | -12.36M |
| Earnings Per Share (EPS) | 5.46 |
Balance Sheet
The company has 76.84M in cash and 176.85M in debt, giving a net cash position of -100.02M.
| Cash & Cash Equivalents | 76.84M |
| Total Debt | 176.85M |
| Net Cash | -100.02M |
| Retained Earnings | 890.94M |
| Total Assets | 8.93B |
| Working Capital | 1.44B |
Cash Flow
In the last 12 months, operating cash flow was 193.85M and capital expenditures -12.37M, giving a free cash flow of 181.49M.
| Operating Cash Flow | 193.85M |
| Capital Expenditures | -12.37M |
| Free Cash Flow | 181.49M |
| FCF Per Share | 7.41 |
Margins
Gross margin is 100%, with operating and profit margins of 97.11% and 27.4%.
| Gross Margin | 100% |
| Operating Margin | 97.11% |
| Pretax Margin | 35.34% |
| Profit Margin | 27.4% |
| EBITDA Margin | n/a |
| EBIT Margin | 97.11% |
| FCF Margin | 37.5% |
Dividends & Yields
SRCE pays an annual dividend of $1.76, which amounts to a dividend yield of 2.2%.
| Dividend Per Share | $1.76 |
| Dividend Yield | 2.2% |
| Dividend Growth (YoY) | 5.88% |
| Payout Ratio | 32.84% |
| Earnings Yield | 9.27% |
| FCF Yield | 12.69% |
Analyst Forecast
The average price target for SRCE is $70.75, which is 29.8% higher than the current price. The consensus rating is "Hold".
| Price Target | $70.75 |
| Price Target Difference | 29.8% |
| Analyst Consensus | Hold |
| Analyst Count | 2 |
Stock Splits
The last stock split was on Aug 3, 2015. It was a forward split with a ratio of 11:10.
| Last Split Date | Aug 3, 2015 |
| Split Type | forward |
| Split Ratio | 11:10 |
Scores
| Altman Z-Score | 0.55 |
| Piotroski F-Score | 7 |