Shares Outstanding Shares Outstanding n/a Close	24.56M
Shares Change (YoY) Shares Change (YoY) n/a Close	0.26%
Shares Change (QoQ) Shares Change (QoQ) n/a Close	0.15%
Owned by Institutions (%) Owned by Institutions (%) n/a Close	72.24%
Shares Floating Shares Floating n/a Close	18.3M
Failed to Deliver (FTD) Shares Failed to Deliver (FTD) Shares n/a Close	38
FTD / Avg. Volume FTD / Avg. Volume n/a Close	0.04%

Short Selling Information

The latest short interest is 222.53K, so 0.91% of the outstanding shares have been sold short.

Short Interest Short Interest n/a Close	222.53K
Short % of Shares Out Short % of Shares Out n/a Close	0.91%
Short % of Float Short % of Float n/a Close	1.46%
Short Ratio (days to cover) Short Ratio (days to cover) n/a Close	2.38

Valuation Ratios

The PE ratio is 10.78 and the forward PE ratio is 10.09. 1st Source's PEG ratio is 1.26.

PE Ratio PE Ratio n/a Close	10.78
Forward PE Forward PE n/a Close	10.09
PS Ratio PS Ratio n/a Close	2.95
Forward PS Forward PS n/a Close	3.5
PB Ratio PB Ratio n/a Close	1.29
P/FCF Ratio P/FCF Ratio n/a Close	7.88
PEG Ratio PEG Ratio n/a Close	1.26

Financial Ratio History

Enterprise Valuation

1st Source has an Enterprise Value (EV) of 1.61B.

EV / Sales EV / Sales n/a Close	3.32
EV / EBITDA EV / EBITDA n/a Close	0
EV / EBIT EV / EBIT n/a Close	8.27
EV / FCF EV / FCF n/a Close	8.85

Financial Position

The company has a current ratio of 9.12, with a Debt / Equity ratio of 0.23.

Current Ratio Current Ratio n/a Close	9.12
Quick Ratio Quick Ratio n/a Close	9.12
Debt / Equity Debt / Equity n/a Close	0.23
Debt / EBITDA Debt / EBITDA n/a Close	n/a
Debt / FCF Debt / FCF n/a Close	1.39
Interest Coverage Interest Coverage n/a Close	2.57

Financial Efficiency

Return on Equity is 11.94% and Return on Invested Capital is 20.82%.

Return on Equity Return on Equity n/a Close	11.94%
Return on Assets Return on Assets n/a Close	1.48%
Return on Invested Capital Return on Invested Capital n/a Close	20.82%
Revenue Per Employee Revenue Per Employee n/a Close	$401,673.86
Profits Per Employee Profits Per Employee n/a Close	$110,060.58
Employee Count Employee Count n/a Close	1,205
Asset Turnover Asset Turnover n/a Close	0.05
Inventory Turnover Inventory Turnover n/a Close	n/a

Taxes

Income Tax Income Tax n/a Close	38.44M
Effective Tax Rate Effective Tax Rate n/a Close	22.47%

Stock Price Statistics

The stock price has increased by 20.28% in the last 52 weeks. The beta is 0.67, so 1st Source's price volatility has been higher than the market average.

Beta Beta n/a Close	0.67
52-Week Price Change 52-Week Price Change n/a Close	20.28%
50-Day Moving Average 50-Day Moving Average n/a Close	59.14
200-Day Moving Average 200-Day Moving Average n/a Close	60.82
Relative Strength Index (RSI) Relative Strength Index (RSI) n/a Close	53.15
Average Volume (20 Days) Average Volume (20 Days) n/a Close	103,800

Income Statement

In the last 12 months, 1st Source had revenue of 484.02M and earned 132.62M in profits. Earnings per share was 5.46.

Revenue Revenue n/a Close	484.02M
Gross Profit Gross Profit n/a Close	484.02M
Operating Income Operating Income n/a Close	470.04M
Net Income Net Income n/a Close	132.62M
EBITDA EBITDA n/a Close	n/a
EBIT EBIT n/a Close	-12.36M
Earnings Per Share (EPS) Earnings Per Share (EPS) n/a Close	5.46

Full Income Statement

Balance Sheet

The company has 76.84M in cash and 252.7M in debt, giving a net cash position of -175.86M.

Cash & Cash Equivalents Cash & Cash Equivalents n/a Close	76.84M
Total Debt Total Debt n/a Close	252.7M
Net Cash Net Cash n/a Close	-175.86M
Retained Earnings Retained Earnings n/a Close	890.94M
Total Assets Total Assets n/a Close	8.96B
Working Capital Working Capital n/a Close	1.59B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 194.07M and capital expenditures -12.37M, giving a free cash flow of 181.49M.

Operating Cash Flow Operating Cash Flow n/a Close	194.07M
Capital Expenditures Capital Expenditures n/a Close	-12.37M
Free Cash Flow Free Cash Flow n/a Close	181.49M
FCF Per Share FCF Per Share n/a Close	7.41

Full Cash Flow Statement

Margins

Gross margin is 100%, with operating and profit margins of 97.11% and 27.4%.

Gross Margin Gross Margin n/a Close	100%
Operating Margin Operating Margin n/a Close	97.11%
Pretax Margin Pretax Margin n/a Close	35.34%
Profit Margin Profit Margin n/a Close	27.4%
EBITDA Margin EBITDA Margin n/a Close	n/a
EBIT Margin EBIT Margin n/a Close	97.11%
FCF Margin FCF Margin n/a Close	37.5%

Dividends & Yields

SRCE pays an annual dividend of $1.8, which amounts to a dividend yield of 2.4%.

Dividend Per Share Dividend Per Share n/a Close	$1.80
Dividend Yield Dividend Yield n/a Close	2.4%
Dividend Growth (YoY) Dividend Growth (YoY) n/a Close	5.88%
Payout Ratio Payout Ratio n/a Close	32.09%
Earnings Yield Earnings Yield n/a Close	9.27%
FCF Yield FCF Yield n/a Close	12.69%

Dividend Details

Analyst Forecast

The average price target for SRCE is $72, which is 18% higher than the current price. The consensus rating is "Hold".

Price Target Price Target n/a Close	$72
Price Target Difference Price Target Difference n/a Close	18%
Analyst Consensus Analyst Consensus n/a Close	Hold
Analyst Count Analyst Count n/a Close	2

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value Lynch Fair Value n/a Close	$62.74
Lynch Upside Lynch Upside n/a Close	2.82%
Graham Number Graham Number n/a Close	74.33
Graham Upside Graham Upside n/a Close	21.81%

Stock Splits

The last stock split was on Aug 3, 2015. It was a forward split with a ratio of 11:10.

Last Split Date Last Split Date n/a Close	Aug 3, 2015
Split Type Split Type n/a Close	forward
Split Ratio Split Ratio n/a Close	11:10

Scores

Altman Z-Score Altman Z-Score n/a Close	0.55
Piotroski F-Score Piotroski F-Score n/a Close	7