Price Alert

Stellar Bancorp Inc. (STEL)

NASDAQ: STEL · Real-Time Price · USD

29.36

-0.56 (-1.87%)

At close: Aug 15, 2025, 3:59 PM

29.34

-0.07%

After-hours: Aug 15, 2025, 04:04 PM EDT

Stellar Bancorp Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021
Period Ending	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021
Revenue	609.45M	618.55M	625.45M	629.45M	627.34M	622.18M	615.38M	673.43M	588.35M	501.45M	417.86M	236.63M	203.59M	173.5M	146.57M	148.07M	147.72M	149.25M
Cost of Revenue	184.44M	187.82M	191.53M	190.81M	193.39M	185.15M	163M	194.61M	156.9M	123.81M	102.5M	23.81M	11.21M	115K	-4.85M	-3.42M	6.19M	21.92M
Gross Profit	425.01M	430.73M	433.92M	438.64M	433.95M	437.04M	452.38M	478.82M	431.45M	377.64M	315.36M	212.82M	192.38M	173.39M	151.41M	151.49M	141.53M	127.32M
Operating Income	138.51M	143.02M	144.96M	147.01M	142.63M	147.73M	161.88M	147.05M	126.39M	103.88M	79.68M	61.98M	61.62M	55.87M	45.52M	56.75M	47.18M	35.49M
Interest Income	586.82M	596.3M	602.4M	604.55M	604.05M	598.83M	590.82M	646.85M	563.46M	479.34M	399.23M	223.25M	188.07M	157.74M	132.09M	134.16M	135.22M	137.14M
Pretax Income	138.51M	143.02M	144.96M	147.01M	142.63M	147.73M	161.88M	147.05M	126.39M	103.88M	79.68M	61.98M	61.62M	55.87M	45.52M	56.75M	47.18M	35.49M
Net Income	110.16M	113.56M	115M	117.06M	114.07M	119.5M	130.5M	119.61M	102.99M	84.25M	65.76M	48.84M	48.97M	44.24M	35.6M	46.38M	38.38M	28.84M
Selling & General & Admin	137.57M	177.36M	177.05M	176.66M	175.07M	173.78M	171.69M	184.72M	166.07M	148.71M	131.25M	99.01M	93.59M	87.95M	80.56M	68.96M	68.09M	66.57M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	148.94M	110.35M	111.91M	114.97M	116.25M	115.53M	118.8M	147.05M	138.99M	125.05M	104.42M	51.83M	37.17M	29.57M	25.33M	25.78M	26.26M	25.26M
Operating Expenses	286.5M	287.71M	288.96M	291.63M	291.31M	289.31M	290.49M	331.78M	305.06M	273.76M	235.68M	150.84M	130.76M	117.52M	105.89M	94.74M	94.35M	91.83M
Interest Expense	184.76M	191.16M	194.41M	193.59M	187.87M	175.78M	154.06M	137.57M	100.22M	66.9M	47.44M	19.1M	13.36M	9.49M	5.93M	6.28M	6.89M	7.67M
Selling & Marketing Expenses	4.42M	4.14M	4.13M	3.54M	3.54M	3.55M	3.63M	4.12M	3.63M	3.2M	2.83M	1.59M	1.7M	1.73M	1.55M	1.73M	1.66M	1.42M
Cost & Expenses	470.94M	475.53M	480.49M	482.45M	484.71M	474.46M	453.5M	526.39M	461.96M	397.57M	338.18M	174.66M	141.97M	117.63M	101.05M	91.32M	100.54M	113.75M
Income Tax Expense	28.35M	29.46M	29.96M	29.95M	28.56M	28.23M	31.39M	27.43M	23.39M	19.63M	13.92M	13.14M	12.65M	11.64M	9.92M	10.37M	8.8M	6.65M
Shares Outstanding (Basic)	51.53M	53.15M	53.54M	53.54M	53.57M	53.34M	53.29M	53.31M	53.3M	53.02M	35.01M	24.46M	24.59M	24.61M	24.44M	24.43M	24.45M	24.51M
Shares Outstanding (Diluted)	51.57M	53.2M	53.58M	53.58M	53.61M	53.41M	53.36M	53.38M	53.38M	53.14M	35.01M	24.46M	24.59M	24.61M	24.57M	24.54M	24.57M	24.62M
EPS (Basic)	2.12	2.17	2.20	2.19	2.14	2.24	2.45	1.99	1.93	1.75	1.70	1.63	1.70	1.70	1.46	1.90	1.57	1.18
EPS (Diluted)	2.07	2.12	2.15	2.19	2.14	2.24	2.45	1.98	1.92	1.74	1.68	1.62	1.69	1.69	1.46	1.89	1.56	1.17
EBITDA	169.28M	174.41M	176.99M	179.67M	176M	181.66M	196.35M	183.52M	155.78M	126.32M	95.19M	68.65M	67.97M	61.9M	51.2M	62.56M	52.95M	41.19M
EBIT	138.51M	143.02M	144.96M	147.01M	142.63M	147.73M	161.88M	147.05M	126.39M	103.88M	79.68M	61.98M	61.62M	55.87M	45.52M	56.75M	47.18M	35.49M
Depreciation & Amortization	30.77M	31.39M	32.03M	32.66M	33.37M	33.93M	34.47M	36.47M	29.4M	22.44M	15.51M	6.68M	6.35M	6.03M	5.68M	5.81M	5.77M	5.7M