Stellar Bancorp Inc. (STEL)

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24.89

-0.10 (-0.40%)

At close: Apr 11, 2025, 3:59 PM

24.89

0.00%

After-hours: Apr 11, 2025, 04:05 PM EDT

Stellar Bancorp Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019	Q4 2018	Q3 2018	Q2 2018	Q1 2018	Q4 2017	Q3 2017	Q2 2017	Q1 2017	Q4 2016	Q3 2016	Q2 2016
Period Ending	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Sep 30, 2019	Jun 30, 2019	Mar 31, 2019	Dec 31, 2018	Sep 30, 2018	Jun 30, 2018	Mar 31, 2018	Dec 31, 2017	Sep 30, 2017	Jun 30, 2017	Mar 31, 2017	Dec 31, 2016	Sep 30, 2016	Jun 30, 2016
Revenue	184.62M	151.78M	157.59M	108.41M	112.82M	151.27M	113.76M	123.33M	187.35M	46.08M	38.25M	37.63M	34.47M	36.39M	33.97M	35.81M	35.62M	35.43M	34.72M	36.17M	37.07M	38.21M	41.17M	36.43M	36.7M	34.64M	34M	32.03M	30.94M	30.94M	29.62M	28.84M	29.73M	28.51M	28.43M
Cost of Revenue	34.59M	n/a	5.42M	-40.01M	33.19M	n/a	-33.19M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Gross Profit	150.02M	151.78M	152.18M	148.42M	79.62M	151.27M	146.96M	123.33M	187.35M	46.08M	38.25M	37.63M	34.47M	36.39M	33.97M	35.81M	35.62M	35.43M	34.72M	36.17M	37.07M	38.21M	41.17M	36.43M	36.7M	34.64M	34M	32.03M	30.94M	30.94M	29.62M	28.84M	29.73M	28.51M	28.43M
Operating Income	-113.18M	42.73M	37.55M	32.91M	33.83M	38.35M	42.64M	71.65M	48.75M	17.79M	15.76M	14.26M	2.7M	18.78M	15.88M	14.07M	15.61M	9.82M	4.97M	13.4M	21.47M	20.68M	21.74M	17.9M	21.98M	20.2M	16.76M	14.12M	11.29M	16.29M	14.09M	12.06M	13.12M	11.99M	11.27M
Interest Income	150.02M	151.78M	152.18M	148.42M	152.18M	4.7M	146.96M	140.41M	208.21M	44.67M	36.1M	34.02M	32.23M	32.7M	32.51M	34.66M	34.29M	33.76M	34.42M	36.21M	38.57M	39.19M	38.65M	36.98M	36.88M	34.66M	33.13M	31.09M	30.37M	29.57M	28.73M	28M	28.01M	27.7M	27.44M
Pretax Income	31.78M	42.73M	37.55M	32.91M	33.83M	38.35M	42.64M	47.06M	18.99M	16.13M	14.53M	12.87M	1.28M	17.33M	14.39M	12.5M	12.52M	7.76M	2.7M	9.41M	15.54M	16.07M	17.39M	13.09M	17.49M	16.23M	13.68M	11.25M	8.27M	13.97M	11.89M	9.89M	10.88M	9.81M	9.22M
Net Income	25.21M	33.89M	29.75M	26.15M	27.27M	30.91M	35.17M	37.15M	16.38M	12.75M	11.71M	10.6M	-545K	14.42M	11.7M	10.02M	10.24M	6.42M	2.16M	7.54M	12.64M	13.08M	14.31M	10.49M	14.11M	13.02M	11.04M	9.11M	1.96M	10.05M	8.71M	6.86M	7.56M	6.78M	6.37M
Selling & General & Admin	47.03M	43.78M	42.25M	43.99M	46.64M	1.87M	40.96M	41.91M	59.67M	19.25M	17.67M	18.33M	27.43M	18.12M	17.96M	17.07M	15.82M	17.24M	16.44M	16.33M	16.69M	16.37M	17.03M	16.61M	16.53M	14.93M	15.02M	15.23M	16.45M	13.56M	13.45M	13.56M	14.52M	12.73M	12.8M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	60.96M	64.03M	-25.7M	-23.68M	-125.63M	-21.43M	-23.35M	-93.58M	55.26M	-10.27M	-40.16M	-41.71M	-59.19M	-35.72M	-36.05M	-38.8M	-35.83M	-42.85M	-46.19M	-39.1M	-32.28M	-33.9M	-36.46M	-35.15M	-31.25M	-29.37M	-32.27M	-33.13M	-36.1M	-28.21M	-28.98M	-30.33M	-31.12M	-29.25M	-29.96M
Operating Expenses	107.99M	107.81M	25.7M	3.43M	-78.99M	1.87M	2.47M	-51.68M	6.04M	1.29M	-22.48M	-23.38M	-31.77M	-17.6M	-18.09M	-21.74M	-20.01M	-25.61M	-29.75M	-22.77M	-15.6M	-17.53M	-19.43M	-18.53M	-14.72M	-14.44M	-17.25M	-17.91M	-19.66M	-14.65M	-15.53M	-16.78M	-16.6M	-16.52M	-17.16M
Interest Expense	47.06M	50.27M	50.77M	46.3M	46.24M	44.55M	38.68M	24.59M	29.76M	1.66M	1.23M	1.39M	1.42M	1.45M	1.49M	1.57M	1.77M	2.06M	2.27M	3.99M	4.78M	4.62M	4.35M	3.66M	3.66M	3.14M	2.25M	2.05M	2.2M	2.32M	2.2M	2.17M	2.24M	2.18M	2.06M
Selling & Marketing Expenses	1.59M	878K	891K	765K	1M	877K	907K	839K	1.5M	350K	366K	249K	263K	493K	510K	285K	438K	429K	269K	364K	452K	407K	532K	440K	406K	437K	475K	506K	508K	266K	508K	179K	219.4K	173K	212K
Cost & Expenses	107.99M	107.81M	120.05M	3.43M	-78.99M	1.87M	2.47M	-51.68M	6.04M	1.29M	-22.48M	-23.38M	-31.77M	-17.6M	-18.09M	-21.74M	-20.01M	-25.61M	-29.75M	-22.77M	-15.6M	-17.53M	-19.43M	-18.53M	-14.72M	-14.44M	-17.25M	-17.91M	-19.66M	-14.65M	-15.53M	-16.78M	-16.6M	-16.52M	-17.16M
Income Tax Expense	6.57M	8.84M	7.79M	6.76M	6.56M	7.45M	7.47M	9.91M	2.61M	3.38M	2.83M	2.28M	1.83M	2.91M	2.69M	2.48M	2.28M	1.34M	539K	1.87M	2.9M	2.99M	3.08M	2.6M	3.38M	3.21M	2.64M	2.14M	6.31M	3.93M	3.18M	3.03M	3.32M	3.03M	2.85M
Shares Outstanding (Basic)	53.54M	53.54M	53.57M	53.34M	53.29M	53.31M	53.3M	53.02M	35.01M	24.46M	24.59M	24.61M	24.44M	24.43M	24.45M	24.51M	24.62M	24.75M	24.75M	24.93M	24.95M	24.92M	24.92M	24.91M	24.89M	24.86M	24.86M	24.83M	23.63M	21.84M	21.84M	21.84M	21.84M	21.84M	24.46M
Shares Outstanding (Diluted)	53.58M	53.58M	53.61M	53.41M	53.36M	53.38M	53.38M	53.14M	35.01M	24.46M	24.59M	24.61M	24.57M	24.54M	24.57M	24.62M	24.68M	24.77M	24.78M	25.05M	25.07M	25.05M	25.04M	25.05M	25.05M	25.06M	25M	24.95M	23.74M	22.33M	22.33M	22.33M	22.33M	22.33M	24.46M
EPS (Basic)	-1.68	0.63	0.56	0.49	0.51	0.58	0.66	0.70	0.05	0.52	0.48	0.43	-0.02	0.59	0.48	0.41	0.42	0.26	0.09	0.30	0.51	0.52	0.57	0.42	0.57	0.52	0.44	0.37	0.08	0.46	0.40	0.31	0.35	0.31	0.26
EPS (Diluted)	-1.68	0.63	0.56	0.49	0.51	0.58	0.66	0.70	0.04	0.52	0.48	0.43	-0.02	0.59	0.48	0.41	0.41	0.26	0.09	0.30	0.50	0.52	0.57	0.42	0.56	0.52	0.44	0.37	0.08	0.45	0.39	0.31	0.34	0.30	0.26
EBITDA	n/a	50.85M	45.71M	41.08M	42.03M	47.18M	51.36M	55.78M	10.79M	17.88M	15.54M	14.66M	2.66M	18.76M	15.45M	13.94M	14.03M	9.14M	4.07M	10.75M	16.91M	17.39M	18.76M	14.47M	18.55M	16.63M	14.76M	12.27M	9.35M	14.37M	12.98M	10.99M	11.98M	10.9M	n/a
EBIT	-7.57M	42.73M	37.55M	32.91M	33.83M	38.35M	42.64M	47.06M	1.83M	16.13M	14.53M	12.87M	1.28M	17.33M	14.39M	12.5M	12.52M	7.76M	2.7M	9.41M	15.54M	16.07M	17.39M	13.09M	17.49M	15.55M	13.68M	11.19M	8.27M	13.27M	11.82M	9.89M	10.88M	9.81M	-295K
Depreciation & Amortization	7.57M	8.12M	8.16M	8.18M	8.2M	8.83M	8.72M	8.71M	8.95M	1.01M	1.01M	1.02M	1.38M	1.42M	1.44M	1.44M	197K	1.38M	1.37M	1.34M	216K	1.32M	1.37M	232K	237K	245K	248K	255K	263K	1.1M	1.16M	1.1M	1.1M	1.09M	295K