Synchrony Financial (SYF)

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49.93

1.37 (2.82%)

At close: Apr 23, 2025, 3:59 PM

49.41

-1.04%

Pre-market: Apr 24, 2025, 04:43 AM EDT

Synchrony Financial Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019	Q4 2018	Q3 2018	Q2 2018	Q1 2018	Q4 2017	Q3 2017	Q2 2017	Q1 2017	Q4 2016	Q3 2016	Q2 2016	Q1 2016
Period Ending	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Sep 30, 2019	Jun 30, 2019	Mar 31, 2019	Dec 31, 2018	Sep 30, 2018	Jun 30, 2018	Mar 31, 2018	Dec 31, 2017	Sep 30, 2017	Jun 30, 2017	Mar 31, 2017	Dec 31, 2016	Sep 30, 2016	Jun 30, 2016	Mar 31, 2016
Revenue	18.46B	18.32B	19.86B	18.27B	15.51B	14.94B	13.56B	14.26B	14.96B	14.6B	13.11B	11.51B	10.19B	10.16B	10.36B	10.68B	11.16B	11.57B	12.34B	13.01B	13.31B	13.75B	13.69B	14.1B	13.94B	13.59B	13.34B	12.57B	12.37B	12.07B	11.73B	11.34B	10.97B	10.63B	10.29B	10.06B
Cost of Revenue	2.97B	3.92B	3.86B	3.63B	2.67B	1.72B	1.19B	622M	842M	1.05B	896M	873M	905M	-355M	-1.47B	-1.69B	-1.95B	-899M	n/a	n/a	n/a	n/a	-871M	-871M	-871M	-871M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Gross Profit	15.5B	14.4B	16B	14.64B	12.83B	13.22B	12.37B	13.64B	14.12B	13.54B	12.22B	10.63B	9.29B	10.51B	11.82B	12.38B	13.11B	12.47B	12.34B	13.01B	13.31B	13.75B	14.56B	14.97B	14.81B	14.46B	13.34B	12.57B	12.37B	12.07B	11.73B	11.34B	10.97B	10.63B	10.29B	10.06B
Operating Income	8.76B	8.32B	7.92B	6.7B	3.69B	3.15B	3.65B	3.45B	4.13B	5.4B	5.81B	6.38B	6.54B	6.54B	5.59B	4.18B	3.46B	3.66B	4.84B	6.05B	7.18B	7.26B	6.67B	6.29B	5.51B	5.21B	5.06B	4.86B	4.71B	4.69B	4.73B	4.69B	4.82B	4.76B	4.69B	4.75B
Interest Income	22.64B	22.48B	22.05B	21.49B	20.71B	19.87B	18.86B	17.91B	17.15B	16.49B	16.05B	15.55B	15.27B	15.21B	15.15B	15.4B	16.07B	16.66B	17.8B	18.71B	19.09B	19.38B	19.09B	18.53B	17.99B	17.4B	16.94B	16.74B	16.41B	16.06B	15.63B	15.17B	14.78B	14.34B	13.94B	13.6B
Pretax Income	4.55B	4.12B	3.92B	3.82B	2.9B	3.11B	3.19B	3.52B	3.96B	4.27B	4.85B	5.42B	5.5B	5.4B	4.31B	2.73B	1.8B	1.77B	2.74B	3.81B	4.89B	4.98B	4.5B	4.26B	3.64B	3.51B	3.49B	3.39B	3.32B	3.36B	3.44B	3.42B	3.57B	3.53B	3.49B	3.58B
Net Income	3.5B	3.17B	3B	2.93B	2.24B	2.38B	2.45B	2.69B	3.02B	3.25B	3.69B	4.13B	4.22B	4.15B	3.32B	2.12B	1.39B	1.38B	2.12B	2.93B	3.75B	3.8B	3.41B	3.26B	2.79B	2.39B	2.28B	2.08B	1.94B	2.13B	2.17B	2.17B	2.25B	2.22B	2.19B	2.24B
Selling & General & Admin	2.35B	2.45B	2.2B	2.23B	2.19B	2.09B	2.28B	2.23B	2.17B	2.16B	2.11B	2.05B	1.99B	1.9B	1.91B	1.85B	1.83B	1.88B	1.89B	1.96B	2B	1.99B	1.98B	1.95B	1.96B	1.93B	1.89B	1.87B	1.81B	1.77B	1.71B	1.68B	1.63B	1.6B	1.58B	1.53B
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	-137M	-6.18B	-7.23B	-7.12B	-4.09B	2.22B	2.3B	2.38B	548M	-5.27B	-4.29B	-4.17B	-5.02B	-2.76B	-3.66B	-3.57B	-3.65B	-3.63B	-3.74B	-3.83B	-3.86B	-3.68B	-3.54B	-3.33B	-3.1B	-3.02B	-2.96B	-2.97B	-2.94B	-2.97B	-2.92B	-2.92B	-2.9B	-2.83B	-2.79B	-2.75B
Operating Expenses	8B	2.05B	-393M	-1.23B	-25M	6.19B	6.16B	6.14B	4.06B	-1.76B	-1.77B	-1.79B	-1.83B	333M	321M	298M	321M	390M	440M	526M	573M	729M	748M	669M	601M	647M	569M	564M	522M	446M	427M	406M	401M	446M	457M	460M
Interest Expense	4.63B	4.6B	4.42B	4.14B	3.71B	3.23B	2.65B	2.02B	1.52B	1.14B	968M	962M	1.03B	1.14B	1.28B	1.45B	1.67B	1.89B	2.1B	2.25B	2.29B	2.28B	2.17B	2.03B	1.87B	1.7B	1.57B	1.47B	1.39B	1.33B	1.29B	1.26B	1.25B	1.23B	1.2B	1.17B
Selling & Marketing Expenses	524M	515M	517M	521M	527M	510M	500M	502M	487M	533M	528M	507M	486M	458M	455M	432M	448M	461M	493M	537M	549M	563M	555M	530M	528M	518M	511M	525M	498M	472M	440M	423M	423M	421M	444M	445M
Cost & Expenses	14.46B	8.51B	5.1B	1.61B	-25M	6.19B	6.16B	6.14B	4.06B	-3.03B	-4.31B	-5.33B	-6.36B	-3.98B	-3.62B	-3.41B	-3.32B	-3.24B	-3.3B	-3.3B	-3.29B	-2.96B	-2.79B	-2.01B	-1.84B	-1.72B	-1.74B	-2.41B	-2.42B	-2.52B	-2.49B	-2.51B	-2.5B	-2.38B	-2.33B	-2.29B
Income Tax Expense	1.05B	954M	920M	892M	666M	731M	745M	834M	946M	1.02B	1.16B	1.29B	1.28B	1.25B	994M	606M	412M	396M	616M	881M	1.14B	1.18B	1.08B	1B	854M	1.11B	1.22B	1.31B	1.39B	1.23B	1.27B	1.26B	1.32B	1.31B	1.29B	1.33B
Shares Outstanding (Basic)	408.3M	392.3M	399.3M	404.7M	411.9M	416M	422.7M	434.4M	445.8M	468.5M	493M	515.3M	537.8M	560.6M	577.2M	583.3M	583.9M	583.8M	583.7M	604.9M	633.7M	658.3M	683.6M	706.3M	718.7M	734.9M	752.2M	763.7M	778.7M	787.3M	804M	813.1M	820.5M	828.4M	833.9M	833.8M
Shares Outstanding (Diluted)	395.2M	396.5M	402.6M	408.2M	414.6M	418.4M	424.2M	437.2M	448.9M	470.7M	495.3M	519.5M	543M	565.6M	581.7M	587.5M	586.6M	584.8M	584.4M	607.4M	637.7M	661.7M	686.5M	708.9M	720.9M	738.8M	758.3M	770.3M	784M	790.9M	807.4M	817.1M	823.8M	830.6M	836.2M	835.5M
EPS (Basic)	8.62	7.73	7.26	7.02	5.21	5.44	5.45	5.76	6.21	6.43	6.95	7.45	7.38	7.14	5.64	3.57	2.28	2.18	3.26	4.45	5.57	5.51	4.82	4.50	3.77	3.17	2.96	2.65	2.42	2.63	2.66	2.63	2.72	2.68	2.64	2.70
EPS (Diluted)	8.54	7.66	7.20	6.97	5.18	5.41	5.42	5.72	6.16	6.38	6.89	7.39	7.33	7.09	5.61	3.55	2.27	2.18	3.26	4.44	5.55	5.49	4.80	4.48	3.75	3.15	2.94	2.63	2.41	2.62	2.65	2.62	2.71	2.66	2.62	2.69
EBITDA	2.41B	2.18B	2B	3.04B	3.94B	3.08B	3.1B	3.35B	3.89B	5.15B	5.69B	6.26B	6.36B	6.27B	5.17B	3.31B	1.77B	1.79B	2.66B	3.88B	5.43B	5.33B	4.83B	4.58B	3.95B	3.8B	3.77B	3.65B	3.58B	3.6B	3.67B	2.82B	1.98B	1.02B	n/a	n/a
EBIT	1.97B	1.74B	1.53B	2.58B	3.48B	2.64B	2.67B	2.92B	3.47B	4.72B	5.28B	5.86B	5.97B	5.9B	4.79B	2.93B	1.39B	1.4B	2.28B	3.5B	5.06B	4.98B	4.5B	4.26B	3.64B	3.51B	3.49B	3.39B	3.32B	3.36B	3.44B	2.6B	1.76B	808M	-201M	-191M
Depreciation & Amortization	401M	358M	339M	358M	389M	413M	401M	394M	376M	369M	359M	350M	339M	338M	355M	369M	383M	384M	381M	376M	367M	353M	337M	318M	302M	289M	280M	266M	254M	242M	229M	224M	219M	211M	201M	191M