Synchrony Financial (SYF)
NYSE: SYF
· Real-Time Price · USD
71.65
-1.18 (-1.62%)
At close: Aug 15, 2025, 2:55 PM
Synchrony Financial Income Statement
Financials in USD. Fiscal
year is
January - December.
| Fiscal Year | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 | Q1 2021 |
| Period Ending | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 |
Revenue | 21.23B | 22.22B | 23.25B | 21.99B | 21.44B | 19.03B | 15.51B | 14.94B | 13.56B | 14.26B | 14.96B | 14.6B | 13.11B | 11.51B | 10.19B | 10.16B | 10.36B | 10.68B |
Cost of Revenue | 8.88B | 10.9B | 11.37B | 11.57B | 11.28B | 10.7B | 9.68B | 6.79B | 4.68B | 2.65B | 842M | 1.05B | 896M | 873M | 905M | -355M | -1.47B | -1.69B |
Gross Profit | 12.35B | 11.32B | 11.88B | 12.34B | 13.66B | 13.31B | 12.83B | 13.22B | 12.37B | 13.64B | 14.12B | 13.54B | 12.22B | 10.63B | 9.29B | 10.51B | 11.82B | 12.38B |
Operating Income | 6.26B | 6.45B | 8.11B | 7.68B | 6.57B | 6.44B | 3.69B | 3.15B | 3.65B | 3.45B | 4.13B | 5.4B | 5.81B | 6.38B | 6.54B | 6.54B | 5.59B | 4.18B |
Interest Income | 17.05B | 22.63B | 22.64B | 22.48B | 22.05B | 21.49B | 20.71B | 19.87B | 18.86B | 17.91B | 17.15B | 16.49B | 16.05B | 15.55B | 15.27B | 15.21B | 15.15B | 15.4B |
Pretax Income | 4.24B | 3.83B | 4.55B | 4.12B | 3.92B | 3.82B | 2.9B | 3.11B | 3.19B | 3.52B | 3.96B | 4.27B | 4.85B | 5.42B | 5.5B | 5.4B | 4.31B | 2.73B |
Net Income | 3.27B | 2.96B | 3.5B | 3.17B | 3B | 2.93B | 2.24B | 2.38B | 2.45B | 2.69B | 3.02B | 3.25B | 3.69B | 4.13B | 4.22B | 4.15B | 3.32B | 2.12B |
Selling & General & Admin | 1.79B | 2.35B | 2.35B | 2.4B | 2.39B | 2.41B | 2.37B | 2.31B | 2.28B | 2.23B | 2.17B | 2.16B | 2.11B | 2.05B | 1.99B | 1.86B | 1.87B | 1.81B |
Research & Development | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Other Expenses | 1.91B | 2.52B | 1.42B | 1.42B | 1.4B | 1.37B | 2.39B | 2.28B | 2.23B | 2.19B | 2.17B | 2.14B | 2.09B | 2.02B | 1.98B | 1.99B | 604M | -644M |
Operating Expenses | 3.7B | 4.88B | 3.77B | 3.82B | 3.78B | 3.78B | 4.76B | 4.59B | 4.5B | 4.42B | 4.34B | 4.31B | 4.21B | 4.07B | 3.96B | 3.84B | 3.17B | 2.51B |
Interest Expense | 3.38B | 4.56B | 4.63B | 4.6B | 4.42B | 4.14B | 3.71B | 3.23B | 2.65B | 2.02B | 1.52B | 1.14B | 968M | 962M | 1.03B | 1.14B | 1.28B | 1.45B |
Selling & Marketing Expenses | 386M | 515M | 524M | 515M | 517M | 521M | 527M | 510M | 500M | 502M | 487M | 533M | 528M | 507M | 486M | 458M | 455M | 432M |
Cost & Expenses | 14.97B | 15.77B | 15.14B | 8.07B | 4.45B | 750M | -25M | 6.19B | 6.16B | 6.14B | 4.06B | -3.03B | -4.31B | -5.33B | -6.36B | -3.98B | -3.62B | -3.41B |
Income Tax Expense | 954M | 866M | 1.05B | 954M | 920M | 892M | 666M | 731M | 745M | 834M | 946M | 1.02B | 1.16B | 1.29B | 1.28B | 1.25B | 994M | 606M |
Shares Outstanding (Basic) | 376.2M | 385.2M | 389.3M | 392.3M | 399.3M | 404.7M | 411.9M | 416M | 422.7M | 434.4M | 445.8M | 468.5M | 493M | 515.3M | 537.8M | 560.6M | 577.2M | 583.3M |
Shares Outstanding (Diluted) | 379.1M | 389.4M | 394.8M | 396.5M | 402.6M | 408.2M | 414.6M | 418.4M | 424.2M | 437.2M | 448.9M | 470.7M | 495.3M | 519.5M | 543M | 565.6M | 581.7M | 587.5M |
EPS (Basic) | 8.31 | 7.36 | 8.62 | 7.73 | 7.26 | 7.02 | 5.21 | 5.44 | 5.45 | 5.76 | 6.21 | 6.43 | 6.95 | 7.45 | 7.38 | 7.14 | 5.64 | 3.57 |
EPS (Diluted) | 8.24 | 7.29 | 8.54 | 7.66 | 7.20 | 6.97 | 5.18 | 5.41 | 5.42 | 5.72 | 6.16 | 6.38 | 6.89 | 7.39 | 7.33 | 7.09 | 5.61 | 3.55 |
EBITDA | 8.87B | 10.18B | 10.84B | 10.61B | 9.43B | 7.69B | 3.94B | 3.08B | 3.1B | 3.35B | 3.89B | 5.15B | 5.69B | 6.26B | 6.36B | 6.27B | 5.17B | 3.31B |
EBIT | 8.5B | 9.7B | 10.36B | 10.13B | 8.95B | 7.22B | 3.48B | 2.64B | 2.67B | 2.92B | 3.47B | 4.72B | 5.28B | 5.86B | 5.97B | 5.9B | 4.79B | 2.93B |
Depreciation & Amortization | 366M | 487M | 481M | 479M | 474M | 466M | 458M | 441M | 415M | 394M | 376M | 369M | 359M | 350M | 339M | 338M | 355M | 369M |