First Financial Corporati... (THFF)
First Financial Statistics
Share Statistics
First Financial has 11.85M shares outstanding. The number of shares has increased by 0.33% in one year.
| Shares Outstanding | 11.85M |
| Shares Change (YoY) | 0.33% |
| Shares Change (QoQ) | 0.38% |
| Owned by Institutions (%) | 76.11% |
| Shares Floating | 11.29M |
| Failed to Deliver (FTD) Shares | 281 |
| FTD / Avg. Volume | 0.36% |
Short Selling Information
The latest short interest is 151.26K, so 1.28% of the outstanding shares have been sold short.
| Short Interest | 151.26K |
| Short % of Shares Out | 1.28% |
| Short % of Float | 1.55% |
| Short Ratio (days to cover) | 1.2 |
Valuation Ratios
The PE ratio is 11.54 and the forward PE ratio is 8.47. First Financial's PEG ratio is -0.54.
| PE Ratio | 11.54 |
| Forward PE | 8.47 |
| PS Ratio | 2.51 |
| Forward PS | 2.2 |
| PB Ratio | 0.99 |
| P/FCF Ratio | 9.04 |
| PEG Ratio | -0.54 |
Enterprise Valuation
First Financial has an Enterprise Value (EV) of 639.13M.
| EV / Sales | 2.94 |
| EV / EBITDA | 0 |
| EV / EBIT | 10.59 |
| EV / FCF | 10.59 |
Financial Position
The company has a current ratio of 7.04, with a Debt / Equity ratio of 0.34.
| Current Ratio | 7.04 |
| Quick Ratio | 7.04 |
| Debt / Equity | 0.34 |
| Debt / EBITDA | - |
| Debt / FCF | 3.1 |
| Interest Coverage | -1.75 |
Financial Efficiency
Return on Equity is 8.61% and Return on Invested Capital is -8.54%.
| Return on Equity | 8.61% |
| Return on Assets | 0.85% |
| Return on Invested Capital | -8.54% |
| Revenue Per Employee | $232.4K |
| Profits Per Employee | $50.45K |
| Employee Count | 937 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 9.88M |
| Effective Tax Rate | 17.28% |
Stock Price Statistics
The stock price has increased by 28.38% in the last 52 weeks. The beta is 0.41, so First Financial's price volatility has been higher than the market average.
| Beta | 0.41 |
| 52-Week Price Change | 28.38% |
| 50-Day Moving Average | 48.48 |
| 200-Day Moving Average | 46.17 |
| Relative Strength Index (RSI) | 53.15 |
| Average Volume (20 Days) | 77.65K |
Income Statement
In the last 12 months, First Financial had revenue of 217.76M and earned 47.27M in profits. Earnings per share was 4.
| Revenue | 217.76M |
| Gross Profit | 264.74M |
| Operating Income | -156.86M |
| Net Income | 47.27M |
| EBITDA | 0 |
| EBIT | -9.95M |
| Earnings Per Share (EPS) | 4 |
Balance Sheet
The company has 93.53M in cash and 187.06M in debt, giving a net cash position of -93.53M.
| Cash & Cash Equivalents | 93.53M |
| Total Debt | 187.06M |
| Net Cash | -93.53M |
| Retained Earnings | 687.37M |
| Total Assets | 5.56B |
| Working Capital | 819.67M |
Cash Flow
In the last 12 months, operating cash flow was 60.37M and capital expenditures 0, giving a free cash flow of 60.37M.
| Operating Cash Flow | 60.37M |
| Capital Expenditures | 0 |
| Free Cash Flow | 60.37M |
| FCF Per Share | 5.11 |
Margins
Gross margin is 121.58%, with operating and profit margins of -72.03% and 21.71%.
| Gross Margin | 121.58% |
| Operating Margin | -72.03% |
| Pretax Margin | 26.25% |
| Profit Margin | 21.71% |
| EBITDA Margin | n/a |
| EBIT Margin | -72.03% |
| FCF Margin | 27.72% |
Dividends & Yields
THFF pays an annual dividend of $2.37, which amounts to a dividend yield of 3.95%.
| Dividend Per Share | $2.37 |
| Dividend Yield | 3.95% |
| Dividend Growth (YoY) | 13.33% |
| Payout Ratio | 51.3% |
| Earnings Yield | 8.66% |
| FCF Yield | 11.06% |
Analyst Forecast
The average price target for THFF is $56.5, which is 19.4% higher than the current price. The consensus rating is "Hold".
| Price Target | $56.5 |
| Price Target Difference | 19.4% |
| Analyst Consensus | Hold |
| Analyst Count | 2 |
Stock Splits
The last stock split was on Oct 16, 2003. It was a forward split with a ratio of 2:1.
| Last Split Date | Oct 16, 2003 |
| Split Type | forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | 0.47 |
| Piotroski F-Score | 6 |