United Bancorp Inc. (UBCP)
AI Score
Our AI model analyzes fundamental, technical, and statistical indicators
to predict the probability of a bullish trend over the next three months.
We regularly update and refine our models to deliver the most reliable forecasts
for you.
Bullish Probability | Sentiment | Score |
---|---|---|
+80% | Strong Buy | 10 |
+75% | Buy | 9 |
+70% | Buy | 8 |
+60% | Buy | 7 |
+50% | Hold | 6 |
+45% | Hold | 5 |
+40% | Hold | 4 |
+35% | Sell | 3 |
+30% | Sell | 2 |
+20% | Strong Sell | 1 |
12.88
-0.32 (-2.42%)
At close: Jan 28, 2025, 1:29 PM
Ratios (Annual)
Discover comprehensive ratio statement breakdowns that reveal insights into revenue, expenses, and beyond.
Year | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 | FY10 | FY09 | FY08 | FY07 | FY06 | FY05 | FY04 | FY03 | FY02 | FY01 | FY00 | FY99 | FY98 | FY97 | FY96 | FY95 | FY94 | FY93 | FY92 |
PE Ratio | 7.88 | 9.32 | 9.66 | 9.05 | 11.60 | 13.22 | 18.17 | 18.51 | 14.45 | 14.75 | 14.78 | 12.48 | 13.01 | 16.04 | 13.60 | 12.24 | 18.39 | 22.13 | 15.56 | 17.59 | 17.50 | 14.09 | 15.79 | 14.69 | 14.70 | 22.26 | 25.21 | 18.75 | 11.63 | 18.52 | 24.77 | 12.02 |
PS Ratio | 2.36 | 2.83 | 3.28 | 2.41 | 3.19 | 2.60 | 3.33 | 3.58 | 2.65 | 2.22 | 2.12 | 1.71 | 2.12 | 2.21 | 2.13 | 2.48 | 3.13 | 3.11 | 3.33 | 3.75 | 4.11 | 3.06 | 3.14 | 2.98 | 3.59 | 5.44 | 7.13 | 5.30 | 2.94 | 4.81 | 5.77 | 2.83 |
PB Ratio | 1.11 | 1.35 | 1.27 | 1.05 | 1.32 | 1.12 | 1.47 | 1.55 | 1.12 | 0.97 | 0.99 | 0.82 | 1.11 | 1.15 | 1.12 | 1.36 | 1.40 | 1.40 | 1.58 | 1.73 | 1.96 | 1.41 | 1.43 | 1.33 | 1.86 | 2.61 | 3.22 | 2.44 | 1.38 | 2.24 | 2.73 | 1.36 |
P/FCF Ratio | 8.41 | 10.13 | 12.31 | 10.50 | 10.85 | 11.39 | 17.02 | 34.51 | 15.71 | 10.10 | 6.60 | 7.35 | 8.47 | 7.82 | 42.43 | 9.50 | 16.00 | 12.58 | 14.72 | 16.37 | 15.65 | 14.85 | 14.94 | 18.58 | 36.19 | 22.97 | 22.77 | 18.06 | 7.53 | 18.52 | 22.16 | 10.69 |
P/OCF Ratio | 7.45 | 9.52 | 11.14 | 7.68 | 9.17 | 9.84 | 14.11 | 15.86 | 10.89 | 9.35 | 5.39 | 5.35 | 6.45 | 6.16 | 20.31 | 7.67 | 14.49 | 11.78 | 12.92 | 14.72 | 15.17 | 11.18 | 12.97 | 10.99 | 11.47 | 17.37 | 19.61 | 14.34 | 6.92 | 16.83 | 18.31 | 9.62 |
OCF/S Ratio | 0.32 | 0.30 | 0.29 | 0.31 | 0.35 | 0.26 | 0.24 | 0.23 | 0.24 | 0.24 | 0.39 | 0.32 | 0.33 | 0.36 | 0.10 | 0.32 | 0.22 | 0.26 | 0.26 | 0.25 | 0.27 | 0.27 | 0.24 | 0.27 | 0.31 | 0.31 | 0.36 | 0.37 | 0.43 | 0.29 | 0.32 | 0.29 |
Debt / Equity Ratio | 1.60 | 0.40 | 0.33 | 0.35 | 1.06 | 0.08 | 0.32 | 1.03 | 0.74 | 0.76 | 0.80 | 0.99 | 1.30 | 1.67 | 1.80 | 0.35 | 0.70 | 0.12 | 1.58 | 1.43 | 1.26 | 0.54 | 0.60 | 0.74 | 1.44 | 0.72 | 0.20 | 0.04 | 0.01 | 0.03 | 0.06 | 0.26 |
Quick Ratio | 70.41 | 7.66 | 48.30 | 38.01 | 39.32 | 98.79 | 17.92 | 20.26 | 5.15 | 47.08 | 41.06 | 26.22 | 31.99 | 26.05 | 29.99 | 21.93 | 0.79 | n/a | 7.49 | 6.84 | 14.45 | 12.66 | n/a | n/a | 0.45 | 2.03 | 3.00 | n/a | 89.00 | 18.40 | 12.44 | 5.36 |
Current Ratio | 70.41 | 0.83 | 35.25 | 30.17 | 36.09 | 98.79 | 14.21 | 16.29 | 5.15 | 47.08 | 41.06 | 26.22 | 31.99 | 26.05 | 29.99 | 21.93 | 0.79 | n/a | 7.49 | 6.84 | 14.45 | 12.66 | n/a | n/a | 0.45 | 2.03 | 3.00 | n/a | 89.00 | 18.40 | 12.44 | 5.36 |
Asset Turnover | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.05 | 0.04 | 0.05 | 0.04 | 0.04 | 0.04 | 0.03 | 0.03 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.05 | 0.05 | 0.05 | 0.05 | 0.04 | 0.04 | 0.04 |
Interest Coverage | 1.40 | 3.91 | 4.11 | 1.81 | 1.21 | 2.60 | 4.17 | 2.89 | 2.00 | 1.45 | 0.98 | 0.76 | 1.84 | 0.43 | 0.42 | 0.46 | 0.20 | 0.18 | 0.46 | 0.54 | 0.58 | 0.45 | 0.30 | 0.28 | 1.43 | 0.44 | 1.51 | 0.51 | 0.45 | 0.45 | 0.42 | 0.33 |
Return on Equity (ROE) | 0.14 | 0.14 | 0.13 | 0.12 | 0.11 | 0.08 | 0.08 | 0.08 | 0.08 | 0.07 | 0.07 | 0.07 | 0.09 | 0.07 | 0.08 | 0.11 | 0.08 | 0.06 | 0.10 | 0.10 | 0.11 | 0.10 | 0.09 | 0.09 | 0.13 | 0.12 | 0.13 | 0.13 | 0.12 | 0.12 | 0.11 | 0.11 |
Return on Assets (ROA) | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
Return on Capital (ROIC) | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.05 | 0.02 | 0.05 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 |
Dividend Yield | 0.07 | 0.06 | 0.04 | 0.05 | 0.04 | 0.06 | 0.04 | 0.04 | 0.05 | 0.05 | 0.04 | 0.08 | 0.07 | 0.07 | 0.07 | 0.06 | 0.05 | 0.05 | 0.04 | 0.03 | 0.03 | 0.04 | 0.04 | 0.04 | 0.03 | 0.02 | 0.01 | 0.02 | 0.03 | 0.02 | 0.01 | 0.03 |
Payout Ratio | 0.54 | 0.53 | 0.43 | 0.42 | 0.47 | 0.75 | 0.78 | 0.71 | 0.70 | 0.67 | 0.60 | 0.94 | 0.97 | 1.16 | 0.99 | 0.72 | 0.94 | 1.17 | 0.64 | 0.58 | 0.47 | 0.51 | 0.58 | 0.60 | 0.47 | 0.38 | 0.36 | 0.35 | 0.36 | 0.30 | 0.29 | 0.31 |
Gross Profit Margin | 136.85% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
Net Profit Margin | 29.94% | 30.41% | 33.97% | 26.68% | 27.47% | 19.66% | 18.34% | 19.32% | 18.33% | 15.06% | 14.36% | 13.67% | 16.25% | 13.76% | 15.63% | 20.29% | 17.05% | 14.03% | 21.42% | 21.31% | 23.49% | 21.72% | 19.89% | 20.26% | 24.43% | 24.43% | 28.28% | 28.26% | 25.29% | 25.97% | 23.29% | 23.53% |
Pretax Profit Margin | 31.75% | 33.49% | 38.40% | 28.79% | 29.88% | 23.34% | 28.91% | 27.85% | 25.91% | 20.30% | 16.32% | 16.79% | 20.75% | 14.95% | 18.41% | 25.45% | 19.25% | 15.67% | 27.33% | 27.01% | 29.29% | 28.37% | 26.64% | 27.16% | 32.06% | 32.82% | 37.37% | 38.04% | 34.48% | 32.47% | 30.14% | 30.88% |
Operating Profit Margin | 51.67% | 44.99% | 38.40% | 28.79% | 29.88% | 37.93% | 38.03% | 27.85% | 25.91% | 20.30% | 16.32% | 16.79% | 45.50% | 14.95% | 18.41% | 25.45% | 19.25% | 15.67% | 27.33% | 27.01% | 29.29% | 28.37% | 26.64% | 27.16% | 106.87% | 32.82% | 111.11% | 36.96% | 34.48% | 32.47% | 30.14% | 29.41% |
FCF Margin | 28.04% | 27.99% | 26.66% | 22.98% | 29.37% | 22.82% | 19.57% | 10.36% | 16.86% | 22.00% | 32.17% | 23.22% | 24.97% | 28.25% | 5.01% | 26.14% | 19.59% | 24.69% | 22.64% | 22.89% | 26.27% | 20.61% | 21.03% | 16.02% | 9.92% | 23.66% | 31.31% | 29.35% | 39.08% | 25.97% | 26.03% | 26.47% |
EBITDA Margin | 35.59% | 37.58% | 43.04% | 33.17% | 34.68% | 27.81% | 33.65% | 32.27% | 31.60% | 26.43% | 22.49% | 23.18% | 26.44% | 20.24% | n/a | 41.41% | 42.56% | n/a | 44.12% | 40.02% | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |