United Bancorp Statistics
Share Statistics
United Bancorp has 5.79M shares outstanding. The number of shares has increased by 1.51% in one year.
| Shares Outstanding | 5.79M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | -2.73% |
| Owned by Institutions (%) | n/a |
| Shares Floating | 4.90M |
| Failed to Deliver (FTD) Shares | 2.49K |
| FTD / Avg. Volume | 29.85% |
Short Selling Information
The latest short interest is 6.33K, so 0.11% of the outstanding shares have been sold short.
| Short Interest | 6.33K |
| Short % of Shares Out | 0.11% |
| Short % of Float | 0.13% |
| Short Ratio (days to cover) | 0.68 |
Valuation Ratios
The PE ratio is 7.88 and the forward PE ratio is 7.5. United Bancorp 's PEG ratio is 0.82.
| PE Ratio | 7.88 |
| Forward PE | 7.5 |
| PS Ratio | 2.36 |
| Forward PS | 2.1 |
| PB Ratio | 1.11 |
| P/FCF Ratio | 8.41 |
| PEG Ratio | 0.82 |
Enterprise Valuation
United Bancorp Inc. has an Enterprise Value (EV) of 158.06M.
| EV / Earnings | 17.66 |
| EV / Sales | 5.29 |
| EV / EBITDA | 14.86 |
| EV / EBIT | 10.23 |
| EV / FCF | 18.86 |
Financial Position
The company has a current ratio of 70.41, with a Debt / Equity ratio of 1.55.
| Current Ratio | 70.41 |
| Quick Ratio | 70.41 |
| Debt / Equity | 1.55 |
| Total Debt / Capitalization | 60.84 |
| Cash Flow / Debt | 0.1 |
| Interest Coverage | 1.4 |
Financial Efficiency
Return on equity (ROE) is 0.14% and return on capital (ROIC) is 8.82%.
| Return on Equity (ROE) | 0.14% |
| Return on Assets (ROA) | 0.01% |
| Return on Capital (ROIC) | 8.82% |
| Revenue Per Employee | 259.90K |
| Profits Per Employee | 77.83K |
| Employee Count | 115 |
| Asset Turnover | 0.04 |
| Inventory Turnover | 0 |
Taxes
| Income Tax | 541.00K |
| Effective Tax Rate | 0.06 |
Stock Price Statistics
The stock price has increased by 5.09% in the last 52 weeks. The beta is 0.42, so United Bancorp 's price volatility has been higher than the market average.
| Beta | 0.42 |
| 52-Week Price Change | 5.09% |
| 50-Day Moving Average | 13.22 |
| 200-Day Moving Average | 12.73 |
| Relative Strength Index (RSI) | 44.1 |
| Average Volume (20 Days) | 8.35K |
Income Statement
In the last 12 months, United Bancorp had revenue of 29.89M and earned 8.95M in profits. Earnings per share was 1.57.
| Revenue | 29.89M |
| Gross Profit | 40.90M |
| Operating Income | 15.45M |
| Net Income | 8.95M |
| EBITDA | 10.64M |
| EBIT | 15.45M |
| Earnings Per Share (EPS) | 1.57 |
Balance Sheet
The company has 40.77M in cash and 101.55M in debt, giving a net cash position of -60.78M.
| Cash & Cash Equivalents | 40.77M |
| Total Debt | 101.55M |
| Net Cash | -60.78M |
| Retained Earnings | 44.02M |
| Total Assets | 825.48M |
| Working Capital | 258.98M |
Cash Flow
In the last 12 months, operating cash flow was 9.46M and capital expenditures -1.08M, giving a free cash flow of 8.38M.
| Operating Cash Flow | 9.46M |
| Capital Expenditures | -1.08M |
| Free Cash Flow | 8.38M |
| FCF Per Share | 1.53 |
Margins
Gross margin is 136.85%, with operating and profit margins of 51.67% and 29.94%.
| Gross Margin | 136.85% |
| Operating Margin | 51.67% |
| Pretax Margin | 31.75% |
| Profit Margin | 29.94% |
| EBITDA Margin | 35.59% |
| EBIT Margin | 51.67% |
| FCF Margin | 28.04% |
Dividends & Yields
UBCP pays an annual dividend of $0.72, which amounts to a dividend yield of 5.8%.
| Dividend Per Share | $0.72 |
| Dividend Yield | 5.8% |
| Dividend Growth (YoY) | 5.88% |
| Payout Ratio | 52.55% |
| Earnings Yield | 12.46% |
| FCF Yield | 11.5% |
Analyst Forecast
Currently there are no analyst rating for UBCP.
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Stock Splits
The last stock split was on Nov 29, 2006. It was a forward split with a ratio of 11:10.
| Last Split Date | Nov 29, 2006 |
| Split Type | forward |
| Split Ratio | 11:10 |
Scores
| Altman Z-Score | 0.57 |
| Piotroski F-Score | 6 |