Unum Group (UNM)
AI Score
Our AI model analyzes fundamental, technical, and statistical indicators
to predict the probability of a bullish trend over the next three months.
We regularly update and refine our models to deliver the most reliable forecasts
for you.
Bullish Probability | Sentiment | Score |
---|---|---|
+80% | Strong Buy | 10 |
+75% | Buy | 9 |
+70% | Buy | 8 |
+60% | Buy | 7 |
+50% | Hold | 6 |
+45% | Hold | 5 |
+40% | Hold | 4 |
+35% | Sell | 3 |
+30% | Sell | 2 |
+20% | Strong Sell | 1 |
73.01
0.03 (0.04%)
At close: Jan 15, 2025, 11:15 AM
Ratios (Annual)
Discover comprehensive ratio statement breakdowns that reveal insights into revenue, expenses, and beyond.
Year | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 | FY10 | FY09 | FY08 | FY07 | FY06 | FY05 | FY04 | FY03 | FY02 | FY01 | FY00 | FY99 | FY98 | FY97 | FY96 | FY95 | FY94 | FY93 | FY92 | FY91 | FY90 | FY89 | FY88 | FY87 | FY86 | FY85 |
PE Ratio | 6.93 | 5.85 | 5.12 | 5.89 | 5.56 | 12.33 | 12.51 | 11.10 | 9.48 | 22.22 | 10.82 | 6.55 | 27.07 | 8.15 | 7.58 | 11.47 | 12.36 | 16.36 | 13.07 | -20.86 | -10.67 | 10.55 | 11.06 | 11.46 | -41.64 | 31.71 | 30.80 | 36.23 | 14.51 | 18.15 | 13.82 | 14.32 | 13.15 | 8.64 | 12.37 | 9.00 | 10.52 | 13.44 | 10.29 |
PS Ratio | 0.72 | 0.69 | 0.42 | 0.35 | 0.51 | 0.56 | 1.10 | 0.94 | 0.77 | 0.85 | 0.90 | 0.56 | 0.62 | 0.71 | 0.64 | 0.64 | 0.80 | 0.64 | 0.64 | 0.50 | 0.41 | 0.44 | 0.68 | 0.69 | 0.82 | 2.05 | 2.14 | 2.30 | 0.99 | 0.78 | 1.22 | 1.35 | 1.11 | 0.74 | 0.99 | 0.55 | 0.43 | 0.64 | 0.68 |
PB Ratio | 0.92 | 0.90 | 0.44 | 0.43 | 0.61 | 0.75 | 1.30 | 1.15 | 0.95 | 1.05 | 1.07 | 0.68 | 0.74 | 0.81 | 0.76 | 0.99 | 1.04 | 0.87 | 0.91 | 0.73 | 0.57 | 0.62 | 1.08 | 1.16 | 1.53 | 2.36 | 2.32 | 3.03 | 1.77 | 1.47 | 1.97 | 2.11 | 1.84 | 1.29 | 1.58 | 0.89 | 0.67 | 1.02 | 12.73 |
P/FCF Ratio | 8.33 | 6.25 | 3.93 | 9.76 | 3.84 | 4.63 | 11.91 | 10.03 | 6.90 | 8.05 | 10.03 | 4.60 | 5.34 | 6.04 | 5.23 | 4.78 | 4.80 | 4.70 | 4.47 | 7.07 | 3.06 | 2.37 | 3.66 | 5.34 | 4.86 | 8.79 | 9.21 | 7.99 | 5.59 | 4.19 | 7.70 | 6.88 | 4.32 | 3.81 | 3.51 | n/a | n/a | n/a | n/a |
P/OCF Ratio | 7.39 | 5.80 | 3.62 | 7.82 | 3.51 | 4.20 | 10.82 | 9.27 | 6.36 | 7.30 | 9.00 | 4.25 | 5.34 | 6.04 | 5.23 | 4.78 | 4.80 | 4.70 | 4.47 | 7.07 | 3.06 | 2.37 | 3.62 | 5.34 | 4.86 | 8.79 | 9.21 | 7.99 | 5.39 | 4.01 | 7.45 | 6.62 | 4.04 | 2.87 | 3.47 | n/a | n/a | n/a | n/a |
OCF/S Ratio | 0.10 | 0.12 | 0.12 | 0.05 | 0.15 | 0.13 | 0.10 | 0.10 | 0.12 | 0.12 | 0.10 | 0.13 | 0.12 | 0.12 | 0.12 | 0.13 | 0.17 | 0.14 | 0.14 | 0.07 | 0.13 | 0.19 | 0.19 | 0.13 | 0.17 | 0.23 | 0.23 | 0.29 | 0.18 | 0.19 | 0.16 | 0.20 | 0.28 | 0.26 | 0.29 | n/a | n/a | n/a | n/a |
Debt / Equity Ratio | 0.36 | 0.37 | 0.30 | 0.31 | 0.33 | 0.34 | 0.31 | 0.33 | 0.33 | 0.33 | 0.31 | 0.37 | 0.34 | 0.32 | 0.30 | 0.38 | 0.33 | 0.34 | 0.44 | 0.43 | 0.38 | 0.32 | 0.36 | 0.36 | 0.45 | 0.19 | 0.27 | 0.12 | 0.25 | 0.22 | 0.11 | 0.11 | 0.13 | 0.09 | n/a | n/a | n/a | n/a | n/a |
Quick Ratio | n/a | 15.77 | -1.59 | -1.63 | 30.70 | -12.15 | 292.53 | -12.66 | 0.82 | 2.15 | 546.67 | 65.68 | 189.56 | 2.96 | n/a | 1.93 | 2.07 | n/a | 9.30 | 1.50 | 0.40 | 10.98 | 1.21 | 1.20 | 1.17 | 0.73 | 0.75 | 0.03 | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Current Ratio | n/a | 15.77 | -1.21 | -1.22 | 19.42 | -1.63 | 2.39 | -0.09 | 0.82 | 2.15 | 546.67 | 65.68 | 189.56 | 2.96 | n/a | 1.93 | 2.07 | n/a | 9.30 | 1.50 | 0.40 | 10.98 | 1.21 | 1.20 | 1.17 | 0.73 | 0.75 | 0.03 | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Asset Turnover | 0.20 | 0.20 | 0.17 | 0.19 | 0.18 | 0.19 | 0.18 | 0.18 | 0.18 | 0.17 | 0.17 | 0.17 | 0.17 | 0.18 | 0.19 | 0.20 | 0.20 | 0.20 | 0.20 | 0.21 | 0.20 | 0.21 | 0.22 | 0.23 | 0.24 | 0.17 | 0.15 | 0.15 | 0.28 | 0.28 | 0.27 | 0.24 | 0.23 | 0.23 | 0.23 | 0.27 | 0.28 | 0.30 | 0.31 |
Interest Coverage | 9.91 | 9.65 | 4.43 | 3.93 | 6.54 | 4.75 | 9.78 | 9.12 | 9.10 | 4.15 | 9.07 | 9.59 | 2.79 | 10.39 | 6.80 | 3.54 | 3.67 | 2.10 | 4.41 | -0.29 | -0.78 | 4.72 | 5.85 | 5.76 | -0.2 | 6.75 | 4.48 | 0.94 | 2.44 | 1.76 | 2.53 | 2.01 | 1.72 | 1.65 | 1.54 | n/a | n/a | n/a | n/a |
Return on Equity (ROE) | 0.13 | 0.15 | 0.09 | 0.07 | 0.11 | 0.06 | 0.10 | 0.10 | 0.10 | 0.05 | 0.10 | 0.10 | 0.03 | 0.10 | 0.10 | 0.09 | 0.08 | 0.05 | 0.07 | -0.04 | -0.05 | 0.06 | 0.10 | 0.10 | -0.04 | 0.07 | 0.08 | 0.08 | 0.12 | 0.08 | 0.14 | 0.15 | 0.14 | 0.15 | 0.13 | 0.10 | 0.06 | 0.08 | 1.24 |
Return on Assets (ROA) | 0.02 | 0.02 | 0.01 | 0.01 | 0.02 | 0.01 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | -0.00 | -0.01 | 0.01 | 0.01 | 0.01 | -0.00 | 0.01 | 0.01 | 0.01 | 0.02 | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 | 0.02 |
Return on Capital (ROIC) | 0.03 | 0.03 | 0.01 | 0.01 | 0.02 | 0.01 | 0.02 | 0.02 | 0.02 | 0.01 | 0.02 | 0.02 | 0.01 | 0.03 | 0.02 | 0.01 | 0.01 | 0.01 | 0.02 | -0.00 | -0.00 | 0.02 | 0.12 | 0.14 | -0.00 | -0.06 | -0.06 | -0.02 | 0.04 | 0.04 | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 | 0.02 | 0.01 | 0.01 | 0.03 |
Dividend Yield | 0.03 | 0.03 | 0.05 | 0.05 | 0.04 | 0.03 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 | 0.03 | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.02 | 0.01 | n/a | n/a | n/a | n/a |
Payout Ratio | 0.22 | 0.18 | 0.24 | 0.29 | 0.21 | 0.41 | 0.20 | 0.20 | 0.20 | 0.40 | 0.17 | 0.15 | 0.51 | 0.13 | 0.12 | 0.19 | 0.15 | 0.23 | 0.17 | -0.35 | -0.25 | 0.36 | 0.25 | 0.25 | -0.76 | 0.23 | 0.24 | 0.31 | 0.27 | 0.44 | 0.20 | 0.17 | 0.16 | 0.14 | 0.15 | n/a | n/a | n/a | n/a |
Gross Profit Margin | 96.35% | 96.05% | 98.23% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 96.81% | 99.02% | 97.14% | 100.00% | 97.76% | 97.05% | 96.26% | 96.58% | 97.49% | 92.24% | 91.20% | 91.06% | 90.82% | 83.01% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 1.00% | 1.00% | 1.00% | 1.00% |
Net Profit Margin | 10.37% | 11.74% | 8.17% | 6.02% | 9.17% | 4.51% | 8.81% | 8.43% | 8.08% | 3.82% | 8.29% | 8.51% | 2.29% | 8.69% | 8.45% | 5.54% | 6.46% | 3.90% | 4.92% | -2.42% | -3.87% | 4.17% | 6.17% | 5.98% | -1.96% | 6.45% | 6.96% | 6.35% | 6.82% | 4.27% | 8.83% | 9.42% | 8.47% | 8.53% | 8.03% | 0.06% | 0.04% | 0.05% | 0.07% |
Pretax Profit Margin | 13.24% | 13.61% | 8.85% | 7.32% | 11.52% | 5.41% | 12.44% | 12.20% | 11.54% | 5.15% | 11.64% | 11.88% | 2.50% | 13.06% | 12.81% | 8.25% | 9.48% | 4.42% | 6.80% | -2.48% | -4.36% | 6.35% | 8.78% | 9.18% | -1.77% | 10.23% | 10.70% | 9.87% | 42.47% | 37.29% | 49.01% | 58.19% | 59.18% | 61.57% | 65.50% | n/a | n/a | n/a | n/a |
Operating Profit Margin | 15.59% | 15.18% | 6.83% | 5.62% | 9.68% | 6.86% | 13.86% | 13.70% | 12.96% | 6.60% | 13.08% | 13.27% | 3.90% | 14.45% | 8.45% | 5.54% | 6.39% | 3.83% | 8.79% | -0.58% | -1.46% | 7.97% | 10.56% | 11.10% | -0.3% | 12.01% | 10.70% | 9.87% | 15.68% | 12.69% | 21.84% | 25.50% | 25.94% | 27.07% | 28.53% | 0.07% | 0.03% | 0.05% | 0.09% |
FCF Margin | 8.62% | 10.98% | 10.63% | 3.63% | 13.26% | 12.01% | 9.25% | 9.33% | 11.11% | 10.54% | 8.94% | 12.12% | 11.61% | 11.74% | 12.26% | 13.28% | 16.64% | 13.59% | 14.41% | 7.14% | 13.46% | 18.59% | 18.64% | 12.84% | 16.79% | 23.27% | 23.27% | 28.82% | 17.68% | 18.51% | 15.83% | 19.61% | 25.76% | 19.37% | 28.30% | n/a | n/a | n/a | n/a |
EBITDA Margin | 15.69% | 17.09% | 13.03% | 9.62% | 13.91% | 86.38% | 79.51% | 79.62% | 80.18% | 7.58% | -12.55% | 14.07% | 5.43% | 15.19% | 14.80% | 10.51% | 11.85% | 6.93% | 9.49% | n/a | n/a | 13.28% | 16.66% | 17.41% | 6.71% | 15.90% | 14.61% | 13.15% | 15.68% | 12.69% | 21.84% | 25.50% | 25.94% | 27.07% | 28.53% | n/a | n/a | n/a | n/a |