Price Alert

Unum Group (UNM)

NYSE: UNM · Real-Time Price · USD

73.76

0.69 (0.94%)

At close: Sep 05, 2025, 3:59 PM

73.76

0.00%

After-hours: Sep 05, 2025, 06:10 PM EDT

Unum Statistics

Share Statistics

Unum has 170.31M shares outstanding. The number of shares has increased by -6.14% in one year.

Shares Outstanding	170.31M
Shares Change (YoY)	-6.14%
Shares Change (QoQ)	-1.37%
Owned by Institutions (%)	79.63%
Shares Floating	168.64M
Failed to Deliver (FTD) Shares	104
FTD / Avg. Volume	0.01%

Short Selling Information

The latest short interest is 2.73M, so 1.6% of the outstanding shares have been sold short.

Short Interest	2.73M
Short % of Shares Out	1.6%
Short % of Float	2.38%
Short Ratio (days to cover)	1.76

Valuation Ratios

The PE ratio is 7.65 and the forward PE ratio is 7.77. Unum's PEG ratio is 0.17.

PE Ratio	7.65
Forward PE	7.77
PS Ratio	1.06
Forward PS	0.9
PB Ratio	1.24
P/FCF Ratio	9.81
PEG Ratio	0.17

Financial Ratio History

Enterprise Valuation

Unum has an Enterprise Value (EV) of 17.19B.

EV / Sales	1.33
EV / EBITDA	7.01
EV / EBIT	11.36
EV / FCF	12.39

Financial Position

The company has a current ratio of 2.79, with a Debt / Equity ratio of 0.34.

Current Ratio	2.79
Quick Ratio	2.79
Debt / Equity	0.34
Debt / EBITDA	1.52
Debt / FCF	2.7
Interest Coverage	12.64

Financial Efficiency

Return on Equity is 16.23% and Return on Invested Capital is 13.03%.

Return on Equity	16.23%
Return on Assets	2.87%
Return on Invested Capital	13.03%
Revenue Per Employee	$1.19M
Profits Per Employee	$164.23K
Employee Count	10,833
Asset Turnover	0.21
Inventory Turnover	n/a

Taxes

Income Tax	472.2M
Effective Tax Rate	20.97%

Stock Price Statistics

The stock price has increased by 36.24% in the last 52 weeks. The beta is 0.39, so Unum's price volatility has been higher than the market average.

Beta	0.39
52-Week Price Change	36.24%
50-Day Moving Average	74.99
200-Day Moving Average	76.62
Relative Strength Index (RSI)	59.35
Average Volume (20 Days)	1,444,775

Income Statement

In the last 12 months, Unum had revenue of 12.89B and earned 1.78B in profits. Earnings per share was 9.49.

Revenue	12.89B
Gross Profit	12.89B
Operating Income	2.54B
Net Income	1.78B
EBITDA	2.45B
EBIT	2.45B
Earnings Per Share (EPS)	9.49

Full Income Statement

Balance Sheet

The company has 162.8M in cash and 3.74B in debt, giving a net cash position of -3.58B.

Cash & Cash Equivalents	162.8M
Total Debt	3.74B
Net Cash	-3.58B
Retained Earnings	12.91B
Total Assets	62.84B
Working Capital	-536.4M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 1.51B and capital expenditures -125.7M, giving a free cash flow of 1.39B.

Operating Cash Flow	1.51B
Capital Expenditures	-125.7M
Free Cash Flow	1.39B
FCF Per Share	7.44

Full Cash Flow Statement

Margins

Gross margin is 100%, with operating and profit margins of 19.73% and 13.81%.

Gross Margin	100%
Operating Margin	19.73%
Pretax Margin	17.47%
Profit Margin	13.81%
EBITDA Margin	19.03%
EBIT Margin	19.73%
FCF Margin	10.77%

Dividends & Yields

UNM pays an annual dividend of $2.14, which amounts to a dividend yield of 2.13%.

Dividend Per Share	$2.14
Dividend Yield	2.13%
Dividend Growth (YoY)	15.07%
Payout Ratio	25.66%
Earnings Yield	13.07%
FCF Yield	10.19%

Dividend Details

Analyst Forecast

The average price target for UNM is $96, which is 30.2% higher than the current price. The consensus rating is "Buy".

Price Target	$96
Price Target Difference	30.2%
Analyst Consensus	Buy
Analyst Count	13

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	$185.34
Lynch Upside	151.27%
Graham Number	112.38
Graham Upside	52.36%

Stock Splits

The last stock split was on Jun 3, 1997. It was a forward split with a ratio of 2:1.

Last Split Date	Jun 3, 1997
Split Type	forward
Split Ratio	2:1

Scores

Altman Z-Score	0.74
Piotroski F-Score	7