Unity Bancorp Inc. (UNTY)
AI Score
Our AI model analyzes fundamental, technical, and statistical indicators
to predict the probability of a bullish trend over the next three months.
We regularly update and refine our models to deliver the most reliable forecasts
for you.
Bullish Probability | Sentiment | Score |
---|---|---|
+80% | Strong Buy | 10 |
+75% | Buy | 9 |
+70% | Buy | 8 |
+60% | Buy | 7 |
+50% | Hold | 6 |
+45% | Hold | 5 |
+40% | Hold | 4 |
+35% | Sell | 3 |
+30% | Sell | 2 |
+20% | Strong Sell | 1 |
48.39
0.30 (0.62%)
At close: Jan 29, 2025, 3:59 PM
48.08
-0.64%
After-hours Jan 29, 2025, 04:00 PM EST
Ratios (Annual)
Discover comprehensive ratio statement breakdowns that reveal insights into revenue, expenses, and beyond.
Year | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 | FY10 | FY09 | FY08 | FY07 | FY06 | FY05 | FY04 | FY03 | FY02 | FY01 | FY00 | FY99 | FY98 | FY97 | FY96 |
PE Ratio | 7.61 | 7.47 | 7.56 | 7.95 | 10.35 | 10.16 | 16.17 | 12.61 | 11.00 | 11.56 | 11.30 | 10.99 | 18.44 | 19.37 | -26.45 | 14.36 | 12.41 | 17.40 | 15.21 | 15.42 | 13.46 | 12.18 | 14.37 | -1.26 | -6.57 | 16.75 | 18.99 | 18.10 |
PS Ratio | 3.02 | 2.94 | 3.13 | 2.51 | 3.66 | 3.54 | 3.90 | 3.14 | 2.52 | 2.01 | 1.74 | 1.37 | 1.36 | 1.24 | 0.88 | 0.88 | 1.93 | 3.24 | 3.10 | 3.07 | 2.35 | 1.91 | 1.67 | 0.38 | 1.35 | 2.39 | 3.25 | 2.13 |
PB Ratio | 1.16 | 1.20 | 1.33 | 1.11 | 1.52 | 1.61 | 1.77 | 1.39 | 1.34 | 1.06 | 1.01 | 0.60 | 0.64 | 0.62 | 0.42 | 0.41 | 1.24 | 2.20 | 2.31 | 2.29 | 2.01 | 1.67 | 1.18 | 0.35 | 1.02 | 1.34 | 1.90 | 1.01 |
P/FCF Ratio | 6.57 | 6.97 | 12.31 | 5.66 | 7.53 | 6.00 | 16.11 | -183.19 | 51.74 | 6.66 | 8.68 | 4.07 | 3.21 | 2.62 | 7.38 | 9.37 | -10.86 | 19.69 | -119.84 | 11.58 | 19.84 | 5.53 | -7.8 | -2.09 | -1.89 | -4.09 | -54.25 | -7.87 |
P/OCF Ratio | 6.44 | 6.73 | 11.64 | 5.57 | 7.37 | 5.77 | 14.43 | 16.82 | 35.24 | 6.32 | 5.05 | 3.51 | 2.87 | 2.56 | 6.54 | 6.23 | -15.39 | 14.09 | 46.50 | 8.74 | 16.92 | 4.92 | -8.12 | -2.73 | -3.44 | -4.45 | 42.19 | -45.24 |
OCF/S Ratio | 0.47 | 0.44 | 0.27 | 0.45 | 0.50 | 0.61 | 0.27 | 0.19 | 0.07 | 0.32 | 0.34 | 0.39 | 0.47 | 0.48 | 0.13 | 0.14 | -0.13 | 0.23 | 0.07 | 0.35 | 0.14 | 0.39 | -0.21 | -0.14 | -0.39 | -0.54 | 0.08 | -0.05 |
Debt / Equity Ratio | 1.40 | 1.64 | 0.24 | 1.48 | 1.83 | 1.59 | 2.42 | 1.24 | 1.37 | 2.00 | 2.14 | 1.17 | 0.21 | 0.22 | 0.23 | 1.78 | 2.13 | 1.73 | 1.20 | 1.23 | 0.63 | 0.47 | 0.52 | 0.61 | 2.62 | n/a | 0.01 | 0.02 |
Quick Ratio | 6.04 | 371.48 | 2.70K | 1.11K | 573.44 | 3.67K | 552.83 | 420.40 | 172.30 | 196.08 | 239.38 | 268.53 | 40.90 | 85.82 | 39.07 | 29.33 | 29.48 | 40.01 | 55.15 | 84.84 | 77.32 | 52.91 | 52.17 | 24.85 | 15.00 | 84.25 | 67.80 | 69.00 |
Current Ratio | 6.04 | 185.96 | 714.10 | 284.39 | 203.00 | 3.67K | 189.54 | 156.13 | 172.30 | 196.08 | 239.38 | 268.53 | 40.90 | 85.82 | 39.07 | 29.33 | 29.48 | 40.01 | 55.15 | 84.84 | 77.32 | 52.91 | 52.17 | 24.85 | 15.00 | 84.25 | 67.80 | 69.00 |
Asset Turnover | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.05 | 0.05 | 0.05 | 0.06 | 0.05 | 0.05 | 0.05 | 0.04 | 0.06 | 0.05 | 0.05 |
Interest Coverage | 1.09 | 5.84 | 6.22 | 2.15 | 1.68 | 3.02 | 2.37 | 2.08 | 1.88 | 1.31 | 1.18 | 0.83 | 0.31 | 0.20 | -0.09 | 0.11 | 0.27 | 0.45 | 0.85 | 1.20 | 1.04 | 0.68 | 0.14 | -0.31 | -0.46 | 0.47 | 0.52 | 0.33 |
Return on Equity (ROE) | 0.15 | 0.16 | 0.18 | 0.14 | 0.15 | 0.16 | 0.11 | 0.11 | 0.12 | 0.09 | 0.09 | 0.05 | 0.03 | 0.03 | -0.02 | 0.03 | 0.10 | 0.13 | 0.15 | 0.15 | 0.15 | 0.14 | 0.08 | -0.28 | -0.16 | 0.08 | 0.10 | 0.06 |
Return on Assets (ROA) | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | -0.00 | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | -0.02 | -0.01 | 0.01 | 0.01 | 0.01 |
Return on Capital (ROIC) | 0.02 | 0.03 | 0.02 | 0.02 | 0.02 | 0.03 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | -0.00 | 0.00 | 0.01 | 0.01 | 0.02 | 0.02 | 0.02 | 0.01 | 0.00 | -0.01 | -0.01 | 0.01 | 0.02 | 0.01 |
Dividend Yield | 0.02 | 0.02 | 0.01 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 | 0.02 | 0.03 | 0.04 | 0.02 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.04 | 0.01 | 0.01 | 0.02 |
Payout Ratio | 0.12 | 0.11 | 0.10 | 0.14 | 0.14 | 0.13 | 0.18 | 0.13 | 0.12 | 0.12 | 0.15 | 0.24 | 0.41 | 0.46 | -0.9 | 0.52 | 0.29 | 0.22 | 0.17 | 0.16 | 0.04 | 0.01 | 0.02 | -0.00 | -0.26 | 0.24 | 0.20 | 0.40 |
Gross Profit Margin | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
Net Profit Margin | 39.72% | 39.39% | 41.36% | 31.54% | 35.40% | 34.83% | 24.11% | 24.92% | 22.91% | 17.42% | 15.40% | 12.45% | 7.35% | 6.39% | -3.32% | 6.12% | 15.56% | 18.62% | 20.41% | 19.90% | 17.49% | 15.64% | 11.61% | -30.54% | -20.48% | 14.29% | 17.09% | 11.76% |
Pretax Profit Margin | 53.01% | 52.67% | 55.11% | 41.51% | 45.37% | 43.39% | 41.95% | 38.68% | 34.44% | 25.97% | 23.13% | 18.98% | 9.57% | 8.07% | -6.07% | 8.08% | 22.07% | 28.00% | 32.53% | 31.29% | 27.78% | 24.54% | 9.44% | -26.2% | -34.94% | 23.13% | 28.21% | 18.82% |
Operating Profit Margin | 53.01% | 63.57% | 55.11% | 41.51% | 45.37% | 64.87% | 41.95% | 38.68% | 34.44% | 25.97% | 23.13% | 18.98% | 9.57% | 8.07% | -6.07% | 8.08% | 22.07% | 28.00% | 32.53% | 31.29% | 27.78% | 24.54% | 9.44% | -26.2% | -34.94% | 23.13% | 28.21% | 18.82% |
FCF Margin | 45.97% | 42.18% | 25.40% | 44.27% | 48.63% | 58.93% | 24.20% | -1.72% | 4.87% | 30.22% | 20.04% | 33.64% | 42.28% | 47.20% | 11.89% | 9.38% | -17.78% | 16.46% | -2.59% | 26.49% | 11.87% | 34.45% | -21.39% | -18.33% | -71.08% | -58.5% | -5.98% | -27.06% |
EBITDA Margin | n/a | 55.49% | 56.95% | 44.06% | 47.79% | 46.47% | 44.26% | 45.06% | 35.71% | 29.73% | 26.95% | 22.97% | 12.57% | 11.72% | n/a | 10.21% | 25.62% | 30.66% | 35.93% | 35.16% | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |