Unity Bancorp Statistics
Share Statistics
Unity Bancorp has 9.99M shares outstanding. The number of shares has increased by -0.78% in one year.
| Shares Outstanding | 9.99M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | -0.59% |
| Owned by Institutions (%) | n/a |
| Shares Floating | 6.34M |
| Failed to Deliver (FTD) Shares | 6 |
| FTD / Avg. Volume | 0.02% |
Short Selling Information
The latest short interest is 23.72K, so 0.24% of the outstanding shares have been sold short.
| Short Interest | 23.72K |
| Short % of Shares Out | 0.24% |
| Short % of Float | 0.38% |
| Short Ratio (days to cover) | 0.87 |
Valuation Ratios
The PE ratio is 7.61 and the forward PE ratio is 10.23. Unity Bancorp 's PEG ratio is 0.56.
| PE Ratio | 7.61 |
| Forward PE | 10.23 |
| PS Ratio | 3.02 |
| Forward PS | 4.1 |
| PB Ratio | 1.16 |
| P/FCF Ratio | 6.57 |
| PEG Ratio | 0.56 |
Enterprise Valuation
Unity Bancorp Inc. has an Enterprise Value (EV) of -.
| EV / Earnings | null |
| EV / Sales | null |
| EV / EBITDA | null |
| EV / EBIT | null |
| EV / FCF | null |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 0.06.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 0.06 |
| Total Debt / Capitalization | 5.6 |
| Cash Flow / Debt | 3.02 |
| Interest Coverage | 1.09 |
Financial Efficiency
Return on equity (ROE) is 0.15% and return on capital (ROIC) is 6.32%.
| Return on Equity (ROE) | 0.15% |
| Return on Assets (ROA) | 0.02% |
| Return on Capital (ROIC) | 6.32% |
| Revenue Per Employee | 450.32K |
| Profits Per Employee | 178.86K |
| Employee Count | 222 |
| Asset Turnover | 0.04 |
| Inventory Turnover | 0 |
Taxes
| Income Tax | 13.29M |
| Effective Tax Rate | 0.25 |
Stock Price Statistics
The stock price has increased by 69.46% in the last 52 weeks. The beta is 1, so Unity Bancorp 's price volatility has been higher than the market average.
| Beta | 1 |
| 52-Week Price Change | 69.46% |
| 50-Day Moving Average | 41.97 |
| 200-Day Moving Average | 32.65 |
| Relative Strength Index (RSI) | 65.25 |
| Average Volume (20 Days) | 27.16K |
Income Statement
In the last 12 months, Unity Bancorp had revenue of $99.97M and earned $39.71M in profits. Earnings per share was $3.89.
| Revenue | 99.97M |
| Gross Profit | 99.97M |
| Operating Income | 52.99M |
| Net Income | 39.71M |
| EBITDA | 0 |
| EBIT | 52.99M |
| Earnings Per Share (EPS) | 3.89 |
Balance Sheet
The company has $20.67M in cash and $366.75M in debt, giving a net cash position of -$346.08M.
| Cash & Cash Equivalents | 20.67M |
| Total Debt | 366.75M |
| Net Cash | -346.08M |
| Retained Earnings | 191.11M |
| Total Assets | 2.64B |
| Working Capital | -251.43M |
Cash Flow
In the last 12 months, operating cash flow was $46.91M and capital expenditures -$955.00K, giving a free cash flow of $45.95M.
| Operating Cash Flow | 46.91M |
| Capital Expenditures | -955.00K |
| Free Cash Flow | 45.95M |
| FCF Per Share | 4.5 |
Margins
Gross margin is 100%, with operating and profit margins of 53.01% and 39.72%.
| Gross Margin | 100% |
| Operating Margin | 53.01% |
| Pretax Margin | 53.01% |
| Profit Margin | 39.72% |
| EBITDA Margin | 0% |
| EBIT Margin | 53.01% |
| FCF Margin | 45.97% |
Dividends & Yields
UNTY pays an annual dividend of $0.52, which amounts to a dividend yield of 1.12%.
| Dividend Per Share | $0.52 |
| Dividend Yield | 1.12% |
| Dividend Growth (YoY) | 8.33% |
| Payout Ratio | 13.33% |
| Earnings Yield | 8.3% |
| FCF Yield | 9.81% |
Analyst Forecast
The average price target for UNTY is $47.5, which is 1.3% higher than the current price. The consensus rating is "Buy".
| Price Target | $47.5 |
| Price Target Difference | 1.3% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
Stock Splits
The last stock split was on Sep 13, 2016. It was a forward split with a ratio of 11:10.
| Last Split Date | Sep 13, 2016 |
| Split Type | forward |
| Split Ratio | 11:10 |
Scores
| Altman Z-Score | 0.21 |
| Piotroski F-Score | 7 |