Shares Outstanding Shares Outstanding n/a Close	5.39M
Shares Change (YoY) Shares Change (YoY) n/a Close	0%
Shares Change (QoQ) Shares Change (QoQ) n/a Close	0%
Owned by Institutions (%) Owned by Institutions (%) n/a Close	43.56%
Shares Floating Shares Floating n/a Close	4.7M
Failed to Deliver (FTD) Shares Failed to Deliver (FTD) Shares n/a Close	406
FTD / Avg. Volume FTD / Avg. Volume n/a Close	8.93%

Short Selling Information

The latest short interest is 17.45K, so 0.32% of the outstanding shares have been sold short.

Short Interest Short Interest n/a Close	17.45K
Short % of Shares Out Short % of Shares Out n/a Close	0.32%
Short % of Float Short % of Float n/a Close	0.38%
Short Ratio (days to cover) Short Ratio (days to cover) n/a Close	5.35

Valuation Ratios

The PE ratio is 12.09 and the forward PE ratio is null. Virginia National Bankshares's PEG ratio is -0.97.

PE Ratio PE Ratio n/a Close	12.09
Forward PE Forward PE n/a Close	n/a
PS Ratio PS Ratio n/a Close	2.48
Forward PS Forward PS n/a Close	n/a
PB Ratio PB Ratio n/a Close	1.28
P/FCF Ratio P/FCF Ratio n/a Close	14.09
PEG Ratio PEG Ratio n/a Close	-0.97

Financial Ratio History

Enterprise Valuation

Virginia National Bankshares has an Enterprise Value (EV) of 216.96M.

EV / Sales EV / Sales n/a Close	2.63
EV / EBITDA EV / EBITDA n/a Close	8.63
EV / EBIT EV / EBIT n/a Close	14.19
EV / FCF EV / FCF n/a Close	14.9

Financial Position

The company has a current ratio of 0.02, with a Debt / Equity ratio of 0.18.

Current Ratio Current Ratio n/a Close	0.02
Quick Ratio Quick Ratio n/a Close	0.02
Debt / Equity Debt / Equity n/a Close	0.18
Debt / EBITDA Debt / EBITDA n/a Close	1.15
Debt / FCF Debt / FCF n/a Close	1.98
Interest Coverage Interest Coverage n/a Close	0.71

Financial Efficiency

Return on Equity is 10.58% and Return on Invested Capital is 8.78%.

Return on Equity Return on Equity n/a Close	10.58%
Return on Assets Return on Assets n/a Close	1.05%
Return on Invested Capital Return on Invested Capital n/a Close	8.78%
Revenue Per Employee Revenue Per Employee n/a Close	$345,656.9
Profits Per Employee Profits Per Employee n/a Close	$70,987.45
Employee Count Employee Count n/a Close	239
Asset Turnover Asset Turnover n/a Close	0.05
Inventory Turnover Inventory Turnover n/a Close	n/a

Taxes

Income Tax Income Tax n/a Close	3.93M
Effective Tax Rate Effective Tax Rate n/a Close	18.82%

Stock Price Statistics

The stock price has increased by 14.93% in the last 52 weeks. The beta is 0.53, so Virginia National Bankshares's price volatility has been higher than the market average.

Beta Beta n/a Close	0.53
52-Week Price Change 52-Week Price Change n/a Close	14.93%
50-Day Moving Average 50-Day Moving Average n/a Close	36.8
200-Day Moving Average 200-Day Moving Average n/a Close	38.18
Relative Strength Index (RSI) Relative Strength Index (RSI) n/a Close	49.68
Average Volume (20 Days) Average Volume (20 Days) n/a Close	4,547

Income Statement

In the last 12 months, Virginia National Bankshares had revenue of 82.61M and earned 16.97M in profits. Earnings per share was 3.15.

Revenue Revenue n/a Close	82.61M
Gross Profit Gross Profit n/a Close	53.66M
Operating Income Operating Income n/a Close	20.9M
Net Income Net Income n/a Close	16.97M
EBITDA EBITDA n/a Close	25.16M
EBIT EBIT n/a Close	20.9M
Earnings Per Share (EPS) Earnings Per Share (EPS) n/a Close	3.15

Full Income Statement

Balance Sheet

The company has 17.1M in cash and 28.89M in debt, giving a net cash position of -11.79M.

Cash & Cash Equivalents Cash & Cash Equivalents n/a Close	17.1M
Total Debt Total Debt n/a Close	28.89M
Net Cash Net Cash n/a Close	-11.79M
Retained Earnings Retained Earnings n/a Close	82.51M
Total Assets Total Assets n/a Close	1.63B
Working Capital Working Capital n/a Close	-1.4B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 15.29M and capital expenditures -733K, giving a free cash flow of 14.56M.

Operating Cash Flow Operating Cash Flow n/a Close	15.29M
Capital Expenditures Capital Expenditures n/a Close	-733K
Free Cash Flow Free Cash Flow n/a Close	14.56M
FCF Per Share FCF Per Share n/a Close	2.71

Full Cash Flow Statement

Margins

Gross margin is 64.96%, with operating and profit margins of 25.3% and 20.54%.

Gross Margin Gross Margin n/a Close	64.96%
Operating Margin Operating Margin n/a Close	25.3%
Pretax Margin Pretax Margin n/a Close	25.3%
Profit Margin Profit Margin n/a Close	20.54%
EBITDA Margin EBITDA Margin n/a Close	30.45%
EBIT Margin EBIT Margin n/a Close	25.3%
FCF Margin FCF Margin n/a Close	17.62%

Dividends & Yields

VABK pays an annual dividend of $1.68, which amounts to a dividend yield of 3.44%.

Dividend Per Share Dividend Per Share n/a Close	$1.68
Dividend Yield Dividend Yield n/a Close	3.44%
Dividend Growth (YoY) Dividend Growth (YoY) n/a Close	0%
Payout Ratio Payout Ratio n/a Close	50.91%
Earnings Yield Earnings Yield n/a Close	8.27%
FCF Yield FCF Yield n/a Close	7.1%

Dividend Details

Analyst Forecast

Currently there are no analyst rating for VABK.

Price Target Price Target n/a Close	n/a
Price Target Difference Price Target Difference n/a Close	n/a
Analyst Consensus Analyst Consensus n/a Close	n/a
Analyst Count Analyst Count n/a Close	n/a

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value Lynch Fair Value n/a Close	$15.75
Lynch Upside Lynch Upside n/a Close	-57.37%
Graham Number Graham Number n/a Close	46.06
Graham Upside Graham Upside n/a Close	24.65%

Stock Splits

The last stock split was on Jun 25, 2019. It was a forward split with a ratio of 21:20.

Last Split Date Last Split Date n/a Close	Jun 25, 2019
Split Type Split Type n/a Close	forward
Split Ratio Split Ratio n/a Close	21:20

Scores

Altman Z-Score Altman Z-Score n/a Close	-0.78
Piotroski F-Score Piotroski F-Score n/a Close	5