Watchlist Price Alert

Waterstone Financial Inc. (WSBF)

NASDAQ: WSBF · Real-Time Price · USD

13.95

0.01 (0.07%)

At close: Jun 27, 2025, 3:59 PM

13.92

-0.22%

After-hours: Jun 27, 2025, 04:34 PM EDT

Waterstone Financial Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019	Q4 2018	Q3 2018	Q2 2018	Q1 2018	Q4 2017	Q3 2017	Q2 2017	Q1 2017	Q4 2016	Q3 2016	Q2 2016	Q1 2016
Period Ending	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Sep 30, 2019	Jun 30, 2019	Mar 31, 2019	Dec 31, 2018	Sep 30, 2018	Jun 30, 2018	Mar 31, 2018	Dec 31, 2017	Sep 30, 2017	Jun 30, 2017	Mar 31, 2017	Dec 31, 2016	Sep 30, 2016	Jun 30, 2016	Mar 31, 2016
Revenue	196.21M	199.38M	194.62M	191.46M	184.65M	176.97M	170.86M	167.38M	167.06M	171.06M	192.01M	216.9M	239.05M	268.47M	299.3M	323.96M	340.85M	317.86M	282.71M	245.75M	214.42M	207.2M	195.45M	190.71M	187.26M	185.8M	189.7M	187.94M	190.94M	191.51M	193.23M	196.47M	194.78M	190.1M	181.14M	171.74M	166.43M
Cost of Revenue	65.62M	66.83M	64.75M	62.29M	56.93M	49.65M	40.87M	29.1M	19.72M	14.26M	10.47M	10.11M	10.52M	10.38M	13.78M	18.25M	26.56M	31.32M	32.97M	32.95M	28.8M	26.64M	25.52M	23.62M	21.08M	18.46M	16.59M	15.8M	15.46M	15.2M	15.34M	16.04M	17.53M	20.67M	22.76M	24.08M	24.98M
Gross Profit	130.59M	132.55M	129.87M	129.18M	127.9M	127.5M	130.17M	138.8M	147.72M	157.1M	181.84M	206.77M	228.46M	258.09M	285.55M	305.74M	314.32M	286.56M	249.57M	212.55M	185.4M	180.34M	169.88M	167.16M	166.01M	167.16M	172.93M	171.94M	175.53M	176.36M	177.98M	180.63M	177.42M	169.81M	158.97M	148.11M	141.89M
Operating Income	23.12M	24.02M	17.21M	15.08M	13.03M	11.03M	12.29M	15.31M	20.44M	24.48M	39.5M	57.16M	70.71M	92.11M	113.43M	124.15M	128.34M	108.12M	82.88M	62.23M	47.05M	47.57M	43.06M	40.01M	39.75M	40.28M	42.21M	42.52M	43.51M	44.43M	45.89M	47.2M	45.98M	41.99M	36.02M	31.05M	27.11M
Interest Income	114.02M	113.17M	110.81M	108M	104.22M	99.21M	93.19M	84.94M	77.11M	70.25M	66.16M	65.54M	66.94M	69.88M	72.93M	74.96M	77M	78.48M	79.14M	79.97M	80.02M	79.74M	78.79M	77.46M	75.91M	73.7M	71.69M	70.09M	68.27M	67.09M	65.84M	64.72M	63.93M	63.74M	63.08M	62.55M	62.54M
Pretax Income	23.11M	24M	17.2M	15.07M	13.02M	11.03M	12.29M	15.31M	20.44M	24.48M	39.5M	57.16M	70.71M	92.11M	113.43M	124.15M	128.34M	108.12M	82.88M	62.23M	47.05M	47.57M	43.06M	40.01M	39.75M	40.28M	42.21M	42.52M	43.51M	44.43M	45.89M	47.2M	45.98M	41.99M	36.02M	31.05M	27.11M
Net Income	18.69M	18.69M	13.44M	11.96M	10.26M	9.38M	10.35M	12.37M	16.35M	19.49M	31.1M	44.83M	54.74M	70.79M	86.07M	93.37M	96.42M	81.14M	62.1M	46.73M	35.43M	35.9M	32.79M	30.57M	30.34M	30.75M	28.19M	26.88M	26.34M	25.96M	29.25M	29.36M	28.24M	25.53M	22.2M	19.9M	17.42M
Selling & General & Admin	81.61M	84.63M	86.57M	87.13M	87.72M	87.88M	88.92M	93.73M	97.14M	102.64M	114.62M	122.71M	131.11M	139.95M	145.59M	150.8M	153.71M	144.07M	132.18M	120.36M	110.68M	106.96M	103.27M	103.58M	102.86M	103.16M	103.78M	102.19M	103.48M	102.48M	103.03M	104.28M	102.2M	99.88M	95.1M	88.91M	86.63M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	25.86M	23.91M	26.1M	26.97M	26.98M	28.41M	28.78M	29.25M	29.76M	29.68M	27.41M	26.94M	26.71M	26.03M	26.5M	30.77M	32.24M	34.35M	34.69M	30.22M	27.9M	26.02M	23.59M	23.5M	23.58M	23.9M	27.12M	27.44M	28.5M	29.4M	28.97M	28.95M	29.07M	27.56M	27.27M	27.7M	27.7M
Operating Expenses	107.47M	108.55M	112.67M	114.11M	114.7M	116.28M	117.7M	122.98M	126.9M	132.32M	142.03M	149.64M	157.82M	165.98M	172.09M	181.56M	185.95M	178.41M	166.87M	150.58M	138.57M	132.99M	126.87M	127.08M	126.44M	127.06M	130.9M	129.63M	131.98M	131.88M	132M	133.23M	131.27M	127.44M	122.37M	116.61M	114.33M
Interest Expense	66.41M	67M	65.72M	62.44M	56.67M	48.99M	39.12M	27.46M	18.22M	13.29M	11.64M	12.3M	13.52M	14.37M	16.27M	19.01M	22.07M	24.98M	26.82M	27.91M	28.23M	27.54M	26.25M	24.23M	21.94M	19.52M	17.65M	16.88M	16.29M	16.36M	16.46M	17.05M	18.57M	20.29M	22.17M	23.05M	23.15M
Selling & Marketing Expenses	3.36M	3.55M	3.86M	3.85M	3.8M	3.78M	3.72M	3.94M	3.96M	3.98M	3.96M	3.66M	3.61M	3.53M	3.64M	3.66M	3.62M	3.69M	3.68M	3.73M	3.83M	3.88M	3.87M	4.18M	4.22M	4.12M	4M	3.6M	3.47M	3.33M	3.18M	3.02M	2.81M	2.74M	2.8M	2.9M	2.95M
Cost & Expenses	173.09M	175.38M	177.42M	176.39M	171.63M	165.93M	158.58M	152.08M	146.63M	146.58M	152.5M	159.75M	168.34M	176.36M	185.86M	199.81M	212.51M	209.74M	199.83M	183.53M	167.37M	159.63M	152.39M	150.7M	147.52M	145.52M	147.49M	145.42M	147.44M	147.07M	147.34M	149.26M	148.81M	148.11M	145.12M	140.69M	139.31M
Income Tax Expense	4.43M	5.31M	3.76M	3.1M	2.76M	1.66M	1.94M	2.94M	4.09M	4.99M	8.4M	12.32M	15.97M	21.32M	27.36M	30.78M	31.92M	26.97M	20.77M	15.49M	11.62M	11.67M	10.28M	9.45M	9.4M	9.53M	14.02M	15.64M	17.16M	18.47M	16.64M	17.84M	17.73M	16.46M	13.81M	11.15M	9.7M
Shares Outstanding (Basic)	18.27M	18.34M	18.35M	18.52M	19.02M	19.38M	20M	20.38M	20.89M	20.97M	21.34M	22.13M	23.13M	23.6M	23.79M	23.85M	23.73M	23.7M	24.3M	24.46M	25.41M	25.59M	25.77M	26.24M	26.5M	26.99M	27.45M	27.5M	27.51M	27.52M	27.53M	27.49M	27.32M	27.22M	27.04M	26.92M	26.97M
Shares Outstanding (Diluted)	18.28M	18.4M	18.45M	18.57M	19.04M	19.4M	20.02M	20.43M	20.98M	21.07M	21.45M	22.23M	23.31M	23.8M	23.96M	24.03M	23.95M	23.88M	24.38M	24.51M	25.61M	25.85M	25.96M	26.41M	26.72M	27.22M	27.68M	27.74M	27.8M	27.91M	27.95M	27.95M	27.87M	27.7M	27.43M	27.2M	27.28M
EPS (Basic)	1.02	1.01	0.73	0.63	0.52	0.46	0.50	0.59	0.75	0.88	1.37	1.92	2.31	2.98	3.62	3.90	4.01	3.38	2.55	1.89	1.40	1.38	1.25	1.15	1.12	1.12	1.02	0.97	0.95	0.94	1.06	1.07	1.04	0.94	0.82	0.73	0.61
EPS (Diluted)	1.02	1.01	0.73	0.63	0.52	0.46	0.50	0.59	0.75	0.88	1.37	1.91	2.29	2.95	3.59	3.88	3.99	3.37	2.54	1.88	1.40	1.37	1.24	1.13	1.10	1.11	1.01	0.96	0.94	0.93	1.05	1.06	1.03	0.93	0.80	0.72	0.60
EBITDA	25.81M	26.48M	20.11M	17.93M	15.99M	14.33M	15.49M	18.82M	24.2M	28.51M	43.73M	61.76M	76.09M	98.16M	121.29M	132.18M	135.78M	115.06M	87.58M	66.03M	50.32M	50.26M	45.7M	42.62M	42.3M	42.77M	44.6M	44.78M	45.73M	46.59M	48.15M	49.72M	48.91M	45.26M	39.48M	34.53M	30.6M
EBIT	23.11M	24M	17.2M	15.07M	13.02M	11.03M	12.29M	15.31M	20.44M	24.48M	39.51M	57.16M	70.71M	92.11M	113.43M	124.15M	128.34M	108.12M	82.88M	62.23M	47.05M	47.57M	43.06M	40.01M	39.75M	40.28M	42.21M	42.52M	43.5M	44.43M	45.89M	47.25M	46.03M	42.04M	36.07M	31.05M	27.11M
Depreciation & Amortization	2.7M	2.47M	2.91M	2.87M	2.97M	3.3M	3.21M	3.52M	3.77M	4.03M	4.22M	4.6M	5.38M	6.05M	7.86M	8.03M	7.44M	6.95M	4.71M	3.8M	3.27M	2.69M	2.63M	2.61M	2.56M	2.49M	2.39M	2.27M	2.22M	2.16M	2.26M	2.47M	2.89M	3.21M	3.41M	3.48M	3.49M