Price Alert

Waterstone Financial Inc. (WSBF)

NASDAQ: WSBF · Real-Time Price · USD

14.11

-0.26 (-1.81%)

At close: Aug 15, 2025, 3:59 PM

14.08

-0.21%

After-hours: Aug 15, 2025, 04:04 PM EDT

Waterstone Financial Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021
Period Ending	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021
Revenue	195.57M	196.21M	199.38M	194.62M	191.46M	184.65M	176.97M	170.86M	167.38M	167.06M	171.06M	192.01M	216.9M	239.05M	268.47M	299.3M	323.96M	340.85M
Cost of Revenue	48.5M	65.62M	66.83M	64.75M	62.29M	56.93M	49.65M	40.87M	29.1M	19.72M	14.26M	10.47M	10.11M	10.52M	10.38M	13.78M	18.25M	26.56M
Gross Profit	94.05M	130.59M	132.55M	129.87M	129.18M	127.72M	127.32M	129.99M	138.29M	147.34M	156.8M	181.53M	206.8M	228.53M	258.09M	285.52M	305.71M	314.29M
Operating Income	25.64M	23.12M	24.02M	17.21M	15.08M	13.03M	11.03M	12.29M	15.31M	20.44M	24.48M	39.5M	57.16M	70.71M	92.11M	113.43M	124.15M	128.34M
Interest Income	86M	114.02M	113.17M	110.81M	108M	104.22M	99.21M	93.19M	84.94M	77.11M	70.25M	66.16M	65.54M	66.94M	69.88M	72.93M	74.96M	77M
Pretax Income	25.64M	23.11M	24M	17.2M	15.07M	13.02M	11.03M	12.29M	15.31M	20.44M	24.48M	39.5M	57.16M	70.71M	92.11M	113.43M	124.15M	128.34M
Net Income	20.7M	18.69M	18.69M	13.44M	11.96M	10.26M	9.38M	10.35M	12.37M	16.35M	19.49M	31.1M	44.83M	54.74M	70.79M	86.07M	93.37M	96.42M
Selling & General & Admin	72.08M	94.83M	92.74M	90.53M	87.13M	87.72M	87.88M	88.92M	93.73M	97.14M	102.64M	114.62M	122.71M	131.11M	139.95M	145.59M	150.8M	153.71M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	13.58M	20.23M	18.28M	26.1M	26.97M	26.98M	28.41M	28.78M	29.25M	29.76M	29.68M	27.41M	26.94M	26.71M	26.03M	26.5M	30.77M	32.24M
Operating Expenses	72.08M	101.48M	105.1M	110.71M	114.11M	114.7M	116.28M	117.7M	122.98M	126.9M	132.32M	142.03M	149.64M	157.82M	165.98M	172.09M	181.56M	185.95M
Interest Expense	49.07M	66.41M	67M	65.72M	62.44M	56.67M	48.99M	39.12M	27.46M	18.22M	13.29M	11.64M	12.3M	13.52M	14.37M	16.27M	19.01M	22.07M
Selling & Marketing Expenses	2.38M	3.36M	3.55M	3.86M	3.85M	3.8M	3.78M	3.72M	3.94M	3.96M	3.98M	3.96M	3.66M	3.61M	3.53M	3.64M	3.66M	3.62M
Cost & Expenses	126.58M	173.09M	175.38M	177.42M	176.39M	171.63M	165.93M	158.58M	152.08M	146.63M	146.58M	152.5M	159.75M	168.34M	176.36M	185.86M	199.81M	212.51M
Income Tax Expense	4.94M	4.43M	5.31M	3.76M	3.1M	2.76M	1.66M	1.94M	2.94M	4.09M	4.99M	8.4M	12.32M	15.97M	21.32M	27.36M	30.78M	31.92M
Shares Outstanding (Basic)	17.99M	18.27M	18.34M	18.35M	18.52M	19.02M	19.38M	20M	20.38M	20.89M	20.97M	21.34M	22.13M	23.13M	23.6M	23.79M	23.85M	23.73M
Shares Outstanding (Diluted)	18M	18.28M	18.4M	18.45M	18.57M	19.04M	19.4M	20.02M	20.43M	20.98M	21.07M	21.45M	22.23M	23.31M	23.8M	23.96M	24.03M	23.95M
EPS (Basic)	1.14	1.02	1.01	0.73	0.63	0.52	0.46	0.50	0.59	0.75	0.88	1.37	1.92	2.31	2.98	3.62	3.90	4.01
EPS (Diluted)	1.14	1.02	1.01	0.73	0.63	0.52	0.46	0.50	0.59	0.75	0.88	1.37	1.91	2.29	2.95	3.59	3.88	3.99
EBITDA	27.71M	25.81M	26.48M	20.11M	17.93M	15.99M	14.33M	15.49M	18.82M	24.2M	28.51M	43.73M	61.76M	76.09M	98.16M	121.29M	132.18M	135.78M
EBIT	25.64M	23.11M	24M	17.2M	15.07M	13.02M	11.03M	12.29M	15.31M	20.44M	24.48M	39.51M	57.16M	70.71M	92.11M	113.43M	124.15M	128.34M
Depreciation & Amortization	2.07M	2.7M	2.47M	2.91M	2.87M	2.97M	3.3M	3.21M	3.52M	3.77M	4.03M	4.22M	4.6M	5.38M	6.05M	7.86M	8.03M	7.44M