Waterstone Financial Inc.

NASDAQ: WSBF · Real-Time Price · USD
14.11
-0.26 (-1.81%)
At close: Aug 15, 2025, 3:59 PM
14.08
-0.21%
After-hours: Aug 15, 2025, 04:04 PM EDT

Waterstone Financial Income Statement

Financials in USD. Fiscal year is January - December.
Fiscal Year Q2 2025 Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022 Q2 2022 Q1 2022 Q4 2021 Q3 2021 Q2 2021 Q1 2021
Period Ending Jun 30, 2025 Mar 31, 2025 Dec 31, 2024 Sep 30, 2024 Jun 30, 2024 Mar 31, 2024 Dec 31, 2023 Sep 30, 2023 Jun 30, 2023 Mar 31, 2023 Dec 31, 2022 Sep 30, 2022 Jun 30, 2022 Mar 31, 2022 Dec 31, 2021 Sep 30, 2021 Jun 30, 2021 Mar 31, 2021
Revenue
53.02M 43.93M 47.57M 51.05M 53.66M 47.11M 42.81M 47.88M 46.84M 39.43M 36.71M 44.41M 46.52M 43.42M 57.66M 69.31M 68.67M 72.83M
Cost of Revenue
n/a 14.62M 16.58M 17.3M 17.12M 15.84M 14.5M 14.83M 11.76M 8.55M 5.73M 3.06M 2.38M 3.09M 1.94M 2.69M 2.8M 2.95M
Gross Profit
n/a 29.31M 30.99M 33.75M 36.54M 31.27M 28.31M 33.05M 35.08M 30.87M 30.98M 41.35M 44.14M 40.33M 55.72M 66.61M 65.87M 69.89M
Operating Income
9.67M 3.88M 6.21M 5.89M 7.14M 4.78M -595K 3.75M 5.09M 2.78M 658K 6.78M 10.22M 6.82M 15.68M 24.43M 23.77M 28.22M
Interest Income
n/a 27.75M 29.05M 29.19M 28.02M 26.91M 26.69M 26.38M 24.25M 21.89M 20.67M 18.13M 16.42M 15.03M 16.58M 17.51M 17.82M 17.97M
Pretax Income
9.67M 3.88M 6.21M 5.89M 7.14M 4.77M -595K 3.75M 5.09M 2.78M 658K 6.78M 10.22M 6.82M 15.68M 24.43M 23.77M 28.22M
Net Income
7.73M 3.04M 5.21M 4.73M 5.71M 3.04M -40K 3.25M 4.01M 2.15M 935K 5.27M 7.99M 5.29M 12.55M 19M 17.89M 21.34M
Selling & General & Admin
n/a 22.88M 23.3M 25.9M 22.75M 20.79M 21.09M 22.5M 23.34M 20.94M 22.14M 27.31M 26.75M 26.44M 34.12M 35.4M 35.16M 35.28M
Research & Development
n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a
Other Expenses
n/a 7.66M n/a 5.92M 6.65M 5.71M 7.82M 6.79M 6.65M 7.15M 8.19M 7.26M 7.16M 7.06M 5.92M 6.79M 6.93M 6.39M
Operating Expenses
n/a 22.88M 23.3M 25.9M 29.4M 26.5M 28.91M 29.3M 29.99M 28.09M 30.32M 34.57M 33.92M 33.5M 40.03M 42.19M 42.1M 41.66M
Interest Expense
n/a 15.18M 16.22M 17.67M 17.34M 15.77M 14.94M 14.39M 11.57M 8.1M 5.06M 2.73M 2.33M 3.17M 3.41M 3.39M 3.55M 4.02M
Selling & Marketing Expenses
n/a 723K 727K 926K 987K 914K 1.03M 916K 944K 889K 972K 1.14M 962K 905K 958K 835K 911K 824K
Cost & Expenses
n/a 40.05M 41.37M 45.16M 46.51M 42.34M 43.41M 44.13M 41.75M 36.64M 36.05M 37.63M 36.3M 36.59M 41.98M 44.88M 44.89M 44.61M
Income Tax Expense
1.94M 845K 996K 1.16M 1.43M 1.73M -555K 500K 1.08M 627K -277K 1.51M 2.23M 1.53M 3.13M 5.43M 5.88M 6.88M
Shares Outstanding (Basic)
17.99M 18.27M 18.34M 18.35M 18.52M 19.02M 19.38M 20M 20.38M 20.89M 20.97M 21.34M 22.13M 23.13M 23.6M 23.79M 23.85M 23.73M
Shares Outstanding (Diluted)
18M 18.28M 18.4M 18.45M 18.57M 19.04M 19.4M 20.02M 20.43M 20.98M 21.07M 21.45M 22.23M 23.31M 23.8M 23.96M 24.03M 23.95M
EPS (Basic)
0.43 0.17 0.28 0.26 0.31 0.16 -0.00 0.16 0.20 0.10 0.04 0.25 0.36 0.23 0.53 0.80 0.75 0.90
EPS (Diluted)
0.43 0.17 0.28 0.26 0.31 0.16 -0.00 0.16 0.20 0.10 0.04 0.25 0.36 0.23 0.53 0.79 0.74 0.89
EBITDA
9.67M 4.59M 6.8M 6.65M 7.78M 5.25M 438K 4.47M 5.83M 3.6M 1.6M 7.8M 11.21M 7.9M 16.81M 25.83M 25.54M 29.97M
EBIT
9.67M 3.88M 6.21M 5.89M 7.14M 4.77M -595K 3.75M 5.09M 2.78M 658K 6.78M 10.22M 6.82M 15.69M 24.43M 23.77M 28.22M
Depreciation & Amortization
n/a 711K 593K 762K 633K 486K 1.03M 715K 738K 815K 939K 1.02M 990K 1.08M 1.12M 1.41M 1.77M 1.75M