Watchlist Price Alert

Waterstone Financial Inc. (WSBF)

NASDAQ: WSBF · Real-Time Price · USD

13.95

0.01 (0.07%)

At close: Jun 27, 2025, 3:59 PM

13.92

-0.22%

After-hours: Jun 27, 2025, 04:34 PM EDT

Waterstone Financial Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019	Q4 2018	Q3 2018	Q2 2018	Q1 2018	Q4 2017	Q3 2017	Q2 2017	Q1 2017	Q4 2016	Q3 2016	Q2 2016	Q1 2016
Period Ending	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Sep 30, 2019	Jun 30, 2019	Mar 31, 2019	Dec 31, 2018	Sep 30, 2018	Jun 30, 2018	Mar 31, 2018	Dec 31, 2017	Sep 30, 2017	Jun 30, 2017	Mar 31, 2017	Dec 31, 2016	Sep 30, 2016	Jun 30, 2016	Mar 31, 2016
Revenue	43.93M	47.57M	51.05M	53.66M	47.11M	42.81M	47.88M	46.84M	39.43M	36.71M	44.41M	46.52M	43.42M	57.66M	69.31M	68.67M	72.83M	88.49M	93.97M	85.56M	49.84M	53.34M	57.01M	54.22M	42.62M	41.59M	52.27M	50.78M	41.16M	45.5M	50.51M	53.78M	41.72M	47.22M	53.74M	52.1M	37.04M
Cost of Revenue	14.62M	16.58M	17.3M	17.12M	15.84M	14.5M	14.83M	11.76M	8.55M	5.73M	3.06M	2.38M	3.09M	1.94M	2.69M	2.8M	2.95M	5.34M	7.16M	11.11M	7.71M	6.98M	7.14M	6.96M	5.56M	5.86M	5.24M	4.42M	2.94M	3.99M	4.44M	4.08M	2.68M	4.13M	5.14M	5.58M	5.82M
Gross Profit	29.31M	30.99M	33.75M	36.54M	31.27M	28.31M	33.05M	35.08M	30.87M	30.98M	41.35M	44.14M	40.33M	55.72M	66.61M	65.87M	69.89M	83.15M	86.81M	74.44M	42.13M	46.36M	49.87M	47.26M	37.07M	35.73M	47.03M	46.35M	38.22M	41.51M	46.07M	49.7M	39.04M	43.09M	48.6M	46.52M	31.22M
Operating Income	3.88M	6.21M	5.89M	7.14M	4.78M	-595K	3.75M	5.09M	2.78M	658K	6.78M	10.22M	6.82M	15.68M	24.43M	23.77M	28.22M	37.01M	35.15M	27.96M	8M	11.77M	14.5M	12.79M	8.52M	7.26M	11.45M	12.52M	9.06M	9.19M	11.75M	13.51M	9.98M	10.65M	13.06M	12.29M	6M
Interest Income	27.75M	29.05M	29.19M	28.02M	26.91M	26.69M	26.38M	24.25M	21.89M	20.67M	18.13M	16.42M	15.03M	16.58M	17.51M	17.82M	17.97M	19.63M	19.54M	19.86M	19.45M	20.28M	20.38M	19.91M	19.17M	19.33M	19.05M	18.36M	16.96M	17.32M	17.45M	16.54M	15.79M	16.06M	16.33M	15.75M	15.6M
Pretax Income	3.88M	6.21M	5.89M	7.14M	4.77M	-595K	3.75M	5.09M	2.78M	658K	6.78M	10.22M	6.82M	15.68M	24.43M	23.77M	28.22M	37.01M	35.15M	27.96M	8M	11.77M	14.5M	12.79M	8.52M	7.26M	11.45M	12.52M	9.06M	9.19M	11.75M	13.51M	9.98M	10.65M	13.06M	12.29M	6M
Net Income	3.04M	5.21M	4.73M	5.71M	3.04M	-40K	3.25M	4.01M	2.15M	935K	5.27M	7.99M	5.29M	12.55M	19M	17.89M	21.34M	27.84M	26.29M	20.95M	6.07M	8.79M	10.92M	9.64M	6.54M	5.68M	8.7M	9.42M	6.95M	3.12M	7.39M	8.89M	6.57M	6.4M	7.5M	7.77M	3.86M
Selling & General & Admin	17.77M	19.15M	21.94M	22.75M	20.79M	21.09M	22.5M	23.34M	20.94M	22.14M	27.31M	26.75M	26.44M	34.12M	35.4M	35.16M	35.28M	39.75M	40.6M	38.07M	25.64M	27.86M	28.79M	28.39M	21.93M	24.17M	29.09M	27.67M	22.23M	24.79M	27.5M	28.97M	21.22M	25.35M	28.75M	26.89M	18.89M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	7.66M	5.63M	5.92M	6.65M	5.71M	7.82M	6.79M	6.65M	7.15M	8.19M	7.26M	7.16M	7.06M	5.92M	6.79M	6.93M	6.39M	6.38M	11.06M	8.41M	8.49M	6.73M	6.59M	6.09M	6.62M	4.3M	6.5M	6.16M	6.93M	7.52M	6.82M	7.22M	7.84M	7.09M	6.79M	7.34M	6.33M
Operating Expenses	25.43M	24.78M	27.86M	29.4M	26.5M	28.91M	29.3M	29.99M	28.09M	30.32M	34.57M	33.92M	33.5M	40.03M	42.19M	42.1M	41.66M	46.14M	51.66M	46.48M	34.13M	34.59M	35.37M	34.48M	28.54M	28.47M	35.59M	33.83M	29.16M	32.32M	34.32M	36.19M	29.06M	32.44M	35.54M	34.23M	25.22M
Interest Expense	15.18M	16.22M	17.67M	17.34M	15.77M	14.94M	14.39M	11.57M	8.1M	5.06M	2.73M	2.33M	3.17M	3.41M	3.39M	3.55M	4.02M	5.31M	6.13M	6.61M	6.93M	7.15M	7.22M	6.93M	6.24M	5.86M	5.2M	4.64M	3.82M	3.99M	4.42M	4.06M	3.89M	4.09M	5M	5.58M	5.61M
Selling & Marketing Expenses	723K	727K	926K	987K	914K	1.03M	916K	944K	889K	972K	1.14M	962K	905K	958K	835K	911K	824K	1.07M	861K	864K	900K	1.05M	913K	963K	958K	1.04M	1.22M	1M	860K	919K	821K	869K	724K	769K	661K	655K	658K
Cost & Expenses	40.05M	41.37M	45.16M	46.51M	42.34M	43.41M	44.13M	41.75M	36.64M	36.05M	37.63M	36.3M	36.59M	41.98M	44.88M	44.89M	44.61M	51.48M	58.83M	57.59M	41.84M	41.57M	42.52M	41.44M	34.1M	34.34M	40.83M	38.26M	32.1M	36.31M	38.76M	40.27M	31.74M	36.57M	40.68M	39.81M	31.04M
Income Tax Expense	845K	996K	1.16M	1.43M	1.73M	-555K	500K	1.08M	627K	-277K	1.51M	2.23M	1.53M	3.13M	5.43M	5.88M	6.88M	9.17M	8.85M	7.02M	1.93M	2.97M	3.57M	3.14M	1.98M	1.58M	2.74M	3.1M	2.1M	6.07M	4.36M	4.62M	3.41M	4.25M	5.56M	4.52M	2.14M
Shares Outstanding (Basic)	18.27M	18.34M	18.35M	18.52M	19.02M	19.38M	20M	20.38M	20.89M	20.97M	21.34M	22.13M	23.13M	23.6M	23.79M	23.85M	23.73M	23.7M	24.3M	24.46M	25.41M	25.59M	25.77M	26.24M	26.5M	26.99M	27.45M	27.5M	27.51M	27.52M	27.53M	27.49M	27.32M	27.22M	27.04M	26.92M	26.97M
Shares Outstanding (Diluted)	18.28M	18.4M	18.45M	18.57M	19.04M	19.4M	20.02M	20.43M	20.98M	21.07M	21.45M	22.23M	23.31M	23.8M	23.96M	24.03M	23.95M	23.88M	24.38M	24.51M	25.61M	25.85M	25.96M	26.41M	26.72M	27.22M	27.68M	27.74M	27.8M	27.91M	27.95M	27.95M	27.87M	27.7M	27.43M	27.2M	27.28M
EPS (Basic)	0.17	0.28	0.26	0.31	0.16	-0.00	0.16	0.20	0.10	0.04	0.25	0.36	0.23	0.53	0.80	0.75	0.90	1.17	1.08	0.86	0.27	0.34	0.42	0.37	0.25	0.21	0.32	0.34	0.25	0.11	0.27	0.32	0.24	0.23	0.28	0.29	0.14
EPS (Diluted)	0.17	0.28	0.26	0.31	0.16	-0.00	0.16	0.20	0.10	0.04	0.25	0.36	0.23	0.53	0.79	0.74	0.89	1.17	1.08	0.85	0.27	0.34	0.42	0.37	0.24	0.21	0.31	0.34	0.25	0.11	0.26	0.32	0.24	0.23	0.27	0.29	0.14
EBITDA	4.59M	6.8M	6.65M	7.78M	5.25M	438K	4.47M	5.83M	3.6M	1.6M	7.8M	11.21M	7.9M	16.81M	25.83M	25.54M	29.97M	39.94M	36.73M	29.14M	9.25M	12.46M	15.17M	13.44M	9.2M	7.89M	12.09M	13.12M	9.66M	9.72M	12.28M	14.06M	10.52M	11.29M	13.85M	13.26M	6.87M
EBIT	3.88M	6.21M	5.89M	7.14M	4.77M	-595K	3.75M	5.09M	2.78M	658K	6.78M	10.22M	6.82M	15.69M	24.43M	23.77M	28.22M	37.01M	35.15M	27.96M	8M	11.77M	14.5M	12.79M	8.52M	7.26M	11.45M	12.52M	9.06M	9.19M	11.75M	13.51M	9.98M	10.65M	13.11M	12.29M	6M
Depreciation & Amortization	711K	593K	762K	633K	486K	1.03M	715K	738K	815K	939K	1.02M	990K	1.08M	1.12M	1.41M	1.77M	1.75M	2.93M	1.58M	1.18M	1.26M	692K	672K	649K	675K	637K	645K	598K	607K	536K	528K	553K	539K	639K	738K	970K	866K